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Cost of Living Comparison Between Penza and Ubud, Bali Cost of Living Comparison Between Penza and Ubud, Bali

😐 Solo nomad: Penza is 15.4% more expensive than Ubud, Bali without rent, and 17% more expensive with rent.
🙂 Family of 3: Penza is 12.3% cheaper than Ubud, Bali without rent, and 10.2% more expensive with rent.
Currency
🍽 Eating Out
Penza
Ubud, Bali
Difference
Meal at Budget Restaurant
$7.69 ₽597
$2.85 Rp 47.5K
169.82%
Three-Course Dinner for Two, Mid-Range
$32.82 ₽2,547
$12.26 Rp 204.3K
167.70%
Fast Food Meal (McDonalds, etc)
$5.82 ₽452
$3.28 Rp 54.6K
77.44%
Cappuccino
$1.16 ₽90.1
$2.3 Rp 38.3K
-49.57%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.87 ₽67.6
$1.11 Rp 18.5K
-21.62%
Water (0.33 liter bottle)
$0.66 ₽51.2
$0.26 Rp 4,324
153.85%
Local Beer (0.5 liter draught)
$1.12 ₽87.1
$2.4 Rp 40K
-53.33%
Imported Beer (0.33 liter bottle)
$2.34 ₽182
$3.15 Rp 52.5K
-25.71%
🛒 Groceries & Markets
Penza
Ubud, Bali
Difference
Milk (1 liter)
$1.19 ₽92.7
$1.49 Rp 24.9K
-20.13%
White Bread (500g)
$0.77 ₽60.1
$1.65 Rp 27.5K
-53.33%
Rice (white) (1kg)
$1.6 ₽125
$1.13 Rp 18.9K
41.59%
Eggs
$1.8 ₽140
$2.33 Rp 38.9K
-22.75%
Local Cheese (1kg)
$9.98 ₽774
$13.7 Rp 228.3K
-27.15%
Chicken Fillets (1kg)
$4.13 ₽320
$3.97 Rp 66.2K
4.03%
Beef Round Steak (1kg)
$8.61 ₽668
$11.22 Rp 187K
-23.26%
Apples (1kg)
$1.16 ₽90.1
$3.48 Rp 57.9K
-66.67%
Banana (1kg)
$1.83 ₽142
$1.5 Rp 25K
22.00%
Oranges (1kg)
$1.72 ₽134
$2.68 Rp 44.6K
-35.82%
Tomato (1kg)
$2.83 ₽220
$1.35 Rp 22.5K
109.63%
Potato (1kg)
$0.5 ₽38.94
$1.57 Rp 26.2K
-68.15%
Onion (1kg)
$0.53 ₽41.41
$2.1 Rp 34.9K
-74.76%
Lettuce (1 head)
$1.94 ₽150
$1.03 Rp 17.1K
88.35%
Water (1.5 liter bottle)
$0.68 ₽53
$0.57 Rp 9,488
19.30%
Cigarettes 20 Pack (Marlboro, Camel)
$2.91 ₽226
$2.31 Rp 38.5K
25.97%
Wine (Bottle)
-
$15.21 Rp 253.5K
-
Local Beer (0.5 liter bottle)
$0.96 ₽74.2
$2.49 Rp 41.5K
-61.45%
Imported Beer (0.33 liter bottle)
$1.94 ₽150
$2.66 Rp 44.3K
-27.07%
🚌 Getting Around
Penza
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.43 ₽33.29
$0.29 Rp 4,911
48.28%
Public Transport Monthly Pass (Regular Price)
-
$10.03 Rp 167.1K
-
Taxi Start (Normal Tariff)
$1.87 ₽145
$0.45 Rp 7,480
315.56%
Taxi (Normal Tariff) (1km)
$0.59 ₽46.01
$0.34 Rp 5,748
73.53%
Taxi 1hour Waiting (Normal Tariff)
$4.45 ₽346
$5.97 Rp 99.4K
-25.46%
Gasoline (1 liter)
$0.75 ₽58.3
$0.75 Rp 12.4K
-
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.3K ₽2.7M
$25.8K Rp 430.2M
33.04%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$36.2K ₽2.8M
$31.7K Rp 528.9M
14.14%
🧾 Monthly Utilities & Internet
Penza
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$111 ₽8,622
$64.6 Rp 1.1M
71.93%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$5.99 ₽465
$4.14 Rp 69K
44.69%
Internet (50+ Mbps, Unlimited Data)
$7.84 ₽608
$23.99 Rp 399.7K
-67.32%
🎉 Sport & Entertainment
Penza
Ubud, Bali
Difference
Gym Membership (Monthly)
$32.02 ₽2,486
$23.29 Rp 388.1K
37.48%
Tennis Court (1 Hour on Weekend)
-
$6.19 Rp 103.1K
-
Cinema Ticket
$3.76 ₽292
$3.45 Rp 57.5K
8.99%
🧸 Childcare & Education
Penza
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$330 ₽25.6K
$91.9 Rp 1.5M
258.94%
International Primary School, 1 Child (Yearly)
$6,868 ₽533.1K
$5,912 Rp 98.5M
16.16%
👕👟 Clothing & Footwear
Penza
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$68.7 ₽5,329
$51.5 Rp 857.6K
33.38%
Summer Dress (H&M, Zara, etc)
$43.69 ₽3,391
$24.45 Rp 407.3K
78.69%
Sport Shoes (Adidas, Nike)
$116 ₽9,036
$84.4 Rp 1.4M
37.98%
Men's Leather Business Shoes
$106 ₽8,254
$74.3 Rp 1.2M
43.10%
🏠 Accommodation & Living
Penza
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$446 ₽34.6K
$261 Rp 4.4M
70.61%
1-bedroom Apartment, Outside City Center (Monthly)
$259 ₽20.1K
$160 Rp 2.7M
62.15%
3-bedroom Apartment, City Center (Monthly)
$791 ₽61.4K
$585 Rp 9.7M
35.15%
3-bedroom Apartment, Outside City Center (Monthly)
$350 ₽27.2K
$328 Rp 5.5M
6.69%
Buy Apartment in City Center (m2)
-
$985 Rp 16.4M
-
Buy Apartment Outside City Center (m2)
-
$847 Rp 14.1M
-
💵 Salaries & Financials
Penza
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$496 ₽38.5K
$178 Rp 3M
178.78%
20-Year Fixed Mortgage Interest Rate (Annual %)
8
13.28
-39.76%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Penza: November 29, 2025

Last update for Ubud, Bali: December 2, 2025

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