Cost of Living Comparison Between Penza and Ubud Cost of Living Comparison Between Penza and Ubud

🙂 Solo nomad: Penza is 21.6% cheaper than Ubud without rent, and 17.9% more expensive with rent.

🙂 Family of 3: Penza is 9.1% cheaper than Ubud without rent, and 13.2% more expensive with rent.

Meal at Budget Restaurant

$7.66 ₽611

$3 Rp 48.8K

155.33%

Three-Course Dinner for Two, Mid-Range

$32.21 ₽2,570

$12.52 Rp 203.2K

157.27%

Fast Food Meal (McDonalds, etc)

$5.55 ₽443

$3.18 Rp 51.6K

74.53%

Cappuccino

$1.13 ₽89.8

$2.21 Rp 35.9K

-48.87%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.85 ₽67.8

$1.1 Rp 17.9K

-22.73%

Water (0.33 liter bottle)

$0.6 ₽48.13

$0.26 Rp 4,217

130.77%

Local Beer (0.5 liter draught)

$1.12 ₽89.6

$2.5 Rp 40.5K

-55.20%

Imported Beer (0.33 liter bottle)

$2.24 ₽179

$3.2 Rp 51.9K

-30.00%

Milk (1 liter)

$1.23 ₽98.2

$1.49 Rp 24.2K

-17.45%

White Bread (500g)

$0.77 ₽61.6

$1.67 Rp 27K

-53.89%

Rice (white) (1kg)

$1.66 ₽133

$1.14 Rp 18.5K

45.61%

Eggs

$1.81 ₽144

$2.27 Rp 36.9K

-20.26%

Local Cheese (1kg)

$10.19 ₽813

$13.94 Rp 226.3K

-26.90%

Chicken Fillets (1kg)

$4.16 ₽332

$4 Rp 64.8K

4.00%

Beef Round Steak (1kg)

$8.59 ₽686

$11.3 Rp 183.4K

-23.98%

Apples (1kg)

$1.16 ₽92.6

$3.6 Rp 58.4K

-67.78%

Banana (1kg)

$1.76 ₽140

$1.53 Rp 24.8K

15.03%

Oranges (1kg)

$1.73 ₽138

$2.65 Rp 43K

-34.72%

Tomato (1kg)

$2.96 ₽236

$1.38 Rp 22.4K

114.49%

Potato (1kg)

$0.46 ₽36.86

$1.58 Rp 25.6K

-70.89%

Onion (1kg)

$0.49 ₽39.19

$2.16 Rp 35.1K

-77.31%

Lettuce (1 head)

$1.84 ₽147

$1.04 Rp 16.9K

76.92%

Water (1.5 liter bottle)

$0.71 ₽56.9

$0.56 Rp 9,114

26.79%

Cigarettes 20 Pack (Marlboro, Camel)

$3.02 ₽241

$2.23 Rp 36.3K

35.43%

Wine (Bottle)

$6.89 ₽549

$14.98 Rp 243.2K

-54.01%

Local Beer (0.5 liter bottle)

$0.93 ₽74.5

$2.43 Rp 39.5K

-61.73%

Imported Beer (0.33 liter bottle)

$1.94 ₽155

$2.64 Rp 42.8K

-26.52%

One-way Ticket (Public Transport)

$0.46 ₽36.44

$0.32 Rp 5,203

43.75%

Public Transport Monthly Pass (Regular Price)

$10.12 Rp 164.3K

Taxi Start (Normal Tariff)

$1.95 ₽156

$0.49 Rp 7,888

297.96%

Taxi (Normal Tariff) (1km)

$0.54 ₽43.48

$0.34 Rp 5,573

58.82%

Taxi 1hour Waiting (Normal Tariff)

$4.49 ₽358

$6.04 Rp 98K

-25.66%

Gasoline (1 liter)

$0.76 ₽60.7

$0.73 Rp 11.9K

4.11%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.7K ₽2.7M

$26.2K Rp 425.6M

28.53%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$35.9K ₽2.9M

$31.9K Rp 518.5M

12.30%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$109 ₽8,723

$62.6 Rp 1M

74.62%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.91 ₽472

$4.1 Rp 66.6K

44.15%

Internet (50+ Mbps, Unlimited Data)

$7.95 ₽635

$24.32 Rp 394.7K

-67.31%

Gym Membership (Monthly)

$31.45 ₽2,509

$22.6 Rp 366.9K

39.16%

Tennis Court (1 Hour on Weekend)

$6.26 Rp 101.5K

Cinema Ticket

$3.88 ₽309

$3.29 Rp 53.4K

17.93%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$319 ₽25.5K

$93.2 Rp 1.5M

242.17%

International Primary School, 1 Child (Yearly)

$6,945 ₽554.1K

$6,098 Rp 99M

13.90%

Jeans (Levis 501 Or Similar)

$71 ₽5,665

$52.8 Rp 857.4K

34.42%

Summer Dress (H&M, Zara, etc)

$45.17 ₽3,604

$24.84 Rp 403.3K

81.84%

Sport Shoes (Adidas, Nike)

$115 ₽9,167

$85.2 Rp 1.4M

34.78%

Men's Leather Business Shoes

$108 ₽8,653

$72.5 Rp 1.2M

49.65%

1-bedroom Apartment, City Center (Monthly)

$443 ₽35.4K

$259 Rp 4.2M

71.22%

1-bedroom Apartment, Outside City Center (Monthly)

$252 ₽20.1K

$159 Rp 2.6M

58.40%

3-bedroom Apartment, City Center (Monthly)

$801 ₽63.9K

$578 Rp 9.4M

38.68%

3-bedroom Apartment, Outside City Center (Monthly)

$352 ₽28.1K

$336 Rp 5.5M

4.86%

Buy Apartment in City Center (m2)

$2,234 ₽178.3K

$1,000 Rp 16.2M

123.34%

Buy Apartment Outside City Center (m2)

$1,285 ₽102.6K

$860 Rp 14M

49.39%

Average Monthly Net Salary (After Tax)

$567 ₽45.3K

$182 Rp 3M

210.87%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

-39.76%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Penza: October 28, 2025

Last update for Ubud: October 29, 2025

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