Cost of Living Comparison Between Penza and Chiang Mai Cost of Living Comparison Between Penza and Chiang Mai

🙂 Solo nomad: Penza is 22.7% cheaper than Chiang Mai without rent, and 1% more expensive with rent.
🙂 Family of 3: Penza is 2.7% cheaper than Chiang Mai without rent, and 4.9% cheaper with rent.
Currency
🍽 Eating Out
Penza
Chiang Mai
Difference
Meal at Budget Restaurant
$7.44 ₽576
$2.03 ฿63.8
266.50%
Three-Course Dinner for Two, Mid-Range
$32.42 ₽2,510
$18.59 ฿585
74.39%
Fast Food Meal (McDonalds, etc)
$5.66 ₽438
$7.48 ฿235
-24.33%
Cappuccino
$1.17 ₽90.6
$2.00 ฿62.8
-41.50%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.87 ₽67.2
$0.85 ฿26.63
2.35%
Water (0.33 liter bottle)
$0.60 ₽46.68
$0.35 ฿11.05
71.43%
Local Beer (0.5 liter draught)
$1.17 ₽90.7
$2.21 ฿69.5
-47.06%
Imported Beer (0.33 liter bottle)
$2.33 ₽181
$3.76 ฿118
-38.03%
🛒 Groceries & Markets
Penza
Chiang Mai
Difference
Milk (1 liter)
$1.20 ₽92.6
$1.72 ฿54.0
-30.23%
White Bread (500g)
$0.78 ₽60.7
$1.63 ฿51.4
-52.15%
Rice (white) (1kg)
$1.67 ₽129
$1.16 ฿36.42
43.97%
Eggs
$1.85 ₽144
$1.98 ฿62.2
-6.57%
Local Cheese (1kg)
$9.99 ₽773
$15.93 ฿501
-37.29%
Chicken Fillets (1kg)
$3.95 ₽305
$3.17 ฿99.6
24.61%
Beef Round Steak (1kg)
$8.96 ₽694
$10.90 ฿343
-17.80%
Apples (1kg)
$1.15 ₽88.7
$2.65 ฿83.2
-56.60%
Banana (1kg)
$1.80 ₽139
$1.22 ฿38.45
47.54%
Oranges (1kg)
$1.77 ₽137
$1.70 ฿53.4
4.12%
Tomato (1kg)
$2.88 ₽223
$1.59 ฿49.99
81.13%
Potato (1kg)
$0.46 ₽35.50
$1.32 ฿41.63
-65.15%
Onion (1kg)
$0.53 ₽41.20
$1.17 ฿36.74
-54.70%
Lettuce (1 head)
$1.88 ₽146
$0.68 ฿21.31
176.47%
Water (1.5 liter bottle)
$0.69 ₽53.4
$0.56 ฿17.52
23.21%
Cigarettes 20 Pack (Marlboro, Camel)
$3.03 ₽234
$4.51 ฿142
-32.82%
Wine (Bottle)
-
$19.07 ฿600
-
Local Beer (0.5 liter bottle)
$1.02 ₽79.3
$1.77 ฿55.7
-42.37%
Imported Beer (0.33 liter bottle)
$1.85 ₽144
$3.18 ฿100.0
-41.82%
🚌 Getting Around
Penza
Chiang Mai
Difference
One-way Ticket (Public Transport)
$0.45 ₽35.07
$0.96 ฿30.27
-53.13%
Public Transport Monthly Pass (Regular Price)
-
$18.90 ฿594
-
Taxi Start (Normal Tariff)
$1.95 ₽151
$1.36 ฿42.69
43.38%
Taxi (Normal Tariff) (1km)
$0.58 ₽45.24
$1.35 ฿42.51
-57.04%
Taxi 1hour Waiting (Normal Tariff)
$4.46 ₽345
$8.03 ฿253
-44.46%
Gasoline (1 liter)
$0.71 ₽55.0
$1.24 ฿39.08
-42.74%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.4K ₽2.7M
$21.2K ฿665.4K
62.77%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$35.6K ₽2.8M
$21.8K ฿684.0K
63.75%
🧾 Monthly Utilities & Internet
Penza
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$107 ₽8,321
$71.2 ฿2,240
50.87%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$5.80 ₽449
$14.09 ฿443
-58.84%
Internet (50+ Mbps, Unlimited Data)
$7.83 ₽606
$17.47 ฿549
-55.18%
🎉 Sport & Entertainment
Penza
Chiang Mai
Difference
Gym Membership (Monthly)
$32.08 ₽2,483
$42.07 ฿1,323
-23.75%
Tennis Court (1 Hour on Weekend)
-
$6.88 ฿216
-
Cinema Ticket
$3.74 ₽289
$5.94 ฿187
-37.04%
🧸 Childcare & Education
Penza
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$325 ₽25.2K
$307 ฿9,664
5.75%
International Primary School, 1 Child (Yearly)
$6,881 ₽532.7K
$14.8K ฿465.1K
-53.49%
👕👟 Clothing & Footwear
Penza
Chiang Mai
Difference
Jeans (Levis 501 Or Similar)
$69.9 ₽5,409
$55.7 ฿1,750
25.51%
Summer Dress (H&M, Zara, etc)
$45.30 ₽3,507
$26.79 ฿842
69.09%
Sport Shoes (Adidas, Nike)
$116 ₽8,954
$83.2 ฿2,617
38.97%
Men's Leather Business Shoes
$107 ₽8,253
$70.1 ฿2,204
52.05%
🏠 Accommodation & Living
Penza
Chiang Mai
Difference
1-bedroom Apartment, City Center (Monthly)
$436 ₽33.7K
$427 ฿13.4K
2.03%
1-bedroom Apartment, Outside City Center (Monthly)
$252 ₽19.5K
$237 ฿7,454
6.42%
3-bedroom Apartment, City Center (Monthly)
$779 ₽60.3K
$802 ฿25.2K
-2.79%
3-bedroom Apartment, Outside City Center (Monthly)
$358 ₽27.7K
$503 ฿15.8K
-28.82%
Buy Apartment in City Center (m2)
-
$2,061 ฿64.8K
-
Buy Apartment Outside City Center (m2)
-
$1,533 ฿48.2K
-
💵 Salaries & Financials
Penza
Chiang Mai
Difference
Average Monthly Net Salary (After Tax)
$576 ₽44.6K
$654 ฿20.6K
-11.95%
20-Year Fixed Mortgage Interest Rate (Annual %)
8
5
60.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Penza: February 28, 2026

Last update for Chiang Mai: March 1, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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