Last update: Oct 2026

Cost of Living Comparison Between Penshurst, NSW and Singapore

For one person, living is cheaper in Penshurst, NSW: $2,478 a month against $3,493 in Singapore, rent and utilities included – about $12,200 less a year. Rent and utilities account for most of the difference.

120

Cost of Living Index in Penshurst, NSW
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Penshurst, NSW Living Index
169

Cost of Living Index in Singapore
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Singapore Living Index

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Penshurst, NSW

🇦🇺 Australia

$2,478

/mo nomad

Singapore

🇸🇬 Singapore

$3,493

/mo nomad

Monthly Cost of Living

How much you'll spend in Penshurst, NSW and in Singapore

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Penshurst, NSW and in Singapore actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,478 in Penshurst, NSW versus $3,493 in Singapore.

Penshurst, NSW $2,478
Singapore $3,493

Estimated couple costs with rent: $3,587 in Penshurst, NSW versus $5,174 in Singapore.

Penshurst, NSW $3,587
Singapore $5,174

Monthly costs for a family of three with rent: $4,696 in Penshurst, NSW versus $6,855 in Singapore.

Penshurst, NSW $4,696
Singapore $6,855

Living in Penshurst, NSW costs roughly 29% less than in Singapore, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Penshurst, NSW 83% above, Singapore 158% above.

Meal at Budget Restaurant

$17.72 A$25.50

$11.74 SGD 15.02

50.94%

Three-Course Dinner for Two, Mid-Range

$84.1 A$121

$74.3 SGD 95.1

13.19%

Fast Food Meal (McDonalds, etc)

$10.31 A$14.84

$8.76 SGD 11.21

17.69%

Cappuccino

$4.08 A$5.87

$5.32 SGD 6.80

-23.31%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.89 A$4.16

$1.89 SGD 2.42

52.91%

Water (0.33 liter bottle)

$2.24 A$3.22

$1.21 SGD 1.55

85.12%

Local Beer (0.5 liter draught)

$7.80 A$11.23

$8.46 SGD 10.82

-7.80%

Imported Beer (0.33 liter bottle)

$7.43 A$10.70

$9.83 SGD 12.57

-24.42%

Milk (1 liter)

$1.56 A$2.25

$2.91 SGD 3.72

-46.39%

White Bread (500g)

$2.63 A$3.79

$2.52 SGD 3.22

4.37%

Rice (white) (1kg)

$2.22 A$3.19

$2.86 SGD 3.66

-22.38%

Eggs

$4.96 A$7.14

$3.64 SGD 4.66

36.26%

Local Cheese (1kg)

$9.02 A$12.99

$20.88 SGD 26.71

-56.80%

Chicken Fillets (1kg)

$9.17 A$13.20

$9.92 SGD 12.69

-7.56%

Beef Round Steak (1kg)

$14.85 A$21.37

$25.77 SGD 32.98

-42.37%

Apples (1kg)

$3.85 A$5.53

$4.70 SGD 6.02

-18.09%

Banana (1kg)

$2.98 A$4.29

$3.08 SGD 3.94

-3.25%

Oranges (1kg)

$3.27 A$4.71

$4.74 SGD 6.06

-31.01%

Tomato (1kg)

$4.53 A$6.52

$2.19 SGD 2.80

106.85%

Potato (1kg)

$2.73 A$3.93

$2.57 SGD 3.29

6.23%

Onion (1kg)

$2.40 A$3.46

$2.32 SGD 2.97

3.45%

Lettuce (1 head)

$2.36 A$3.39

$1.86 SGD 2.39

26.88%

Water (1.5 liter bottle)

$1.55 A$2.22

$1.39 SGD 1.78

11.51%

Cigarettes 20 Pack (Marlboro, Camel)

$41.48 A$59.7

$13.80 SGD 17.66

200.58%

Wine (Bottle)

$14.09 A$20.28

$23.29 SGD 29.81

-39.50%

Local Beer (0.5 liter bottle)

$4.78 A$6.87

$4.77 SGD 6.10

0.21%

Imported Beer (0.33 liter bottle)

$5.13 A$7.38

$4.69 SGD 6.00

9.38%

One-way Ticket (Public Transport)

$2.82 A$4.06

$1.60 SGD 2.04

76.25%

Public Transport Monthly Pass (Regular Price)

$81.9 A$118

$96.0 SGD 123

-14.61%

Taxi Start (Normal Tariff)

$3.42 A$4.92

$3.61 SGD 4.61

-5.26%

Taxi (Normal Tariff) (1km)

$1.58 A$2.27

$0.79 SGD 1.02

100.00%

Taxi 1hour Waiting (Normal Tariff)

$39.61 A$57.0

$16.63 SGD 21.28

138.18%

Gasoline (1 liter)

$1.35 A$1.95

$2.56 SGD 3.28

-47.27%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.1K A$39.0K

$157.0K SGD 200.8K

-82.75%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.2K A$42.1K

$149.8K SGD 191.7K

-80.49%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$204 A$293

$172 SGD 220

18.54%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.94 A$40.20

$12.13 SGD 15.53

130.34%

Internet (50+ Mbps, Unlimited Data)

$56.4 A$81.2

$28.02 SGD 35.86

101.39%

Gym Membership (Monthly)

$55.3 A$79.6

$108 SGD 138

-48.83%

Tennis Court (1 Hour on Weekend)

$17.31 A$24.91

$12.24 SGD 15.67

41.42%

Cinema Ticket

$14.86 A$21.39

$12.03 SGD 15.39

23.52%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,170 A$3,123

$1,473 SGD 1,885

47.31%

International Primary School, 1 Child (Yearly)

$20.0K A$28.8K

$28.7K SGD 36.8K

-30.48%

Jeans (Levis 501 Or Similar)

$77.5 A$112

$78.0 SGD 99.9

-0.64%

Summer Dress (H&M, Zara, etc)

$53.1 A$76.4

$50.9 SGD 65.1

4.40%

Sport Shoes (Adidas, Nike)

$106 A$153

$109 SGD 139

-2.35%

Men's Leather Business Shoes

$120 A$173

$123 SGD 158

-2.19%

1-bedroom Apartment, City Center (Monthly)

$1,365 A$1,964

$2,917 SGD 3,733

-53.21%

1-bedroom Apartment, Outside City Center (Monthly)

$1,179 A$1,697

$2,161 SGD 2,765

-45.41%

3-bedroom Apartment, City Center (Monthly)

$2,117 A$3,047

$5,769 SGD 7,383

-63.30%

3-bedroom Apartment, Outside City Center (Monthly)

$1,782 A$2,565

$3,849 SGD 4,925

-53.69%

Buy Apartment in City Center (m2)

$5,918 A$8,517

$23.2K SGD 29.7K

-74.47%

Buy Apartment Outside City Center (m2)

$4,848 A$6,977

$16.9K SGD 21.7K

-71.37%

Average Monthly Net Salary (After Tax)

$4,547 SGD 5,818

20-Year Fixed Mortgage Interest Rate (Annual %)

5.84

2.44

139.34%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Penshurst, NSW: October 19, 2026

Last update for Singapore: October 20, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Penshurst, NSW

$1.2K 47.6%

Singapore

$2.2K 61.8% 83.2% $981

Groceries & Markets

Penshurst, NSW

$364 14.7%

Singapore

$458 13.1% 25.7% $94

Eating Out

Penshurst, NSW

$296 12%

Singapore

$258 7.4% 12.8% $38

Monthly Utilities & Internet

Penshurst, NSW

$288 11.6%

Singapore

$212 6.1% 26.4% $76

Clothing & Footwear

Penshurst, NSW

$161 6.5%

Singapore

$162 4.7% 1% $1.6

Getting Around

Penshurst, NSW

$105 4.2%

Singapore

$110 3.2% 5.1% $5.4

Sport & Entertainment

Penshurst, NSW

$85 3.4%

Singapore

$132 3.8% 55.4% $47

Cost Breakdown

A one-bedroom apartment in the center runs $1,365 in Penshurst, NSW and $2,917 in Singapore. Housing cost is often the main lever when comparing two cities.

Dining out: $84.0 in Penshurst, NSW vs $74.0 in Singapore. Groceries flip the comparison at $364 vs $458, with Penshurst, NSW cheaper for home cooking.

Good to know

🇦🇺 Penshurst, NSW

🇸🇬 Singapore

🕒 Local time

04:13 4:13 AM

01:13 1:13 AM

3 h behind Penshurst, NSW

🌤 Weather

👥 Population

12,673

5,535,002 Capital

💱 Currency

Australian Dollar AUD $

Singapore Dollar SGD $

📈 Exchange rate

1 AUD = 0.695 USD

1 AUD = 0.618 EUR

1 SGD = 0.781 USD

1 SGD = 0.695 EUR

Exchange rates and currency converter

SGD, USD, EUR to AUD – Australian Dollar Converter

🇺🇸 United States Dollar ($)

🇦🇺 Australian Dollar ($)

Australian Dollar exchange rates as of October 20, 2026: 1 USD = 1.44 AUD (1 AUD = 0.695 USD). 1 EUR = 1.62 AUD (1 AUD = 0.618 EUR).

Singapore Dollar exchange rates as of October 20, 2026: 1 USD = 1.28 SGD (1 SGD = 0.781 USD). 1 EUR = 1.44 SGD (1 SGD = 0.695 EUR).

USD to AUD in detail →

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Penshurst, NSW Singapore 6,290 km ≈ 8 h nonstop flight

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Penshurst, NSW vs Singapore: Cost of Living - Frequently Asked Questions

Penshurst, NSW is cheaper overall, especially in groceries, clothing, and transport. The 41% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $3,717 in Penshurst, NSW and $5,240 in Singapore to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,365 in Penshurst, NSW versus $2,917 in Singapore. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,478 per month in Penshurst, NSW versus $3,493 in Singapore – a 41% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Penshurst, NSW runs roughly 17% less than in Singapore. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $2,478 in Penshurst, NSW versus $3,493 in Singapore, a $2,500 budget is realistic in Penshurst, NSW but tight or insufficient in Singapore. The gap between the two cities makes Penshurst, NSW the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Penshurst, NSW and Singapore are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Penshurst, NSW gentler on the wallet – expenses run 41% less than in Singapore. Beyond cost, consider language, visa policies, and how big the international community is in each city.