Cost of Living Comparison Between Pensacola, FL and Chicago, IL Cost of Living Comparison Between Pensacola, FL and Chicago, IL

🙂 Solo nomad: Pensacola, FL is 22.8% cheaper than Chicago, IL without rent, and 14.4% cheaper with rent.
🙂 Family of 3: Pensacola, FL is 28% cheaper than Chicago, IL without rent, and 24.9% cheaper with rent.
Currency
🍽 Eating Out
Pensacola, FL
Chicago, IL
Difference
Meal at Budget Restaurant
$18.98 $18.98
$20.82 $20.82
-8.84%
Three-Course Dinner for Two, Mid-Range
$56 $56
$100 $100
-44.18%
Fast Food Meal (McDonalds, etc)
$11.97 $11.97
$11.97 $11.97
-
Cappuccino
$4.84 $4.84
$5.56 $5.56
-12.95%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.84 $2.84
$3.11 $3.11
-8.68%
Water (0.33 liter bottle)
$2.14 $2.14
$2.42 $2.42
-11.57%
Local Beer (0.5 liter draught)
$5.09 $5.09
$6.86 $6.86
-25.80%
Imported Beer (0.33 liter bottle)
$6.68 $6.68
$8.45 $8.45
-20.95%
🛒 Groceries & Markets
Pensacola, FL
Chicago, IL
Difference
Milk (1 liter)
$0.87 $0.87
$1.04 $1.04
-16.35%
White Bread (500g)
$3.19 $3.19
$4.15 $4.15
-23.13%
Rice (white) (1kg)
$2.48 $2.48
$5.52 $5.52
-55.07%
Eggs
$3.19 $3.19
$4.65 $4.65
-31.40%
Local Cheese (1kg)
$10.94 $10.94
$14.33 $14.33
-23.66%
Chicken Fillets (1kg)
$11.71 $11.71
$14.88 $14.88
-21.30%
Beef Round Steak (1kg)
$14.7 $14.7
$19.34 $19.34
-23.99%
Apples (1kg)
$3.55 $3.55
$5.17 $5.17
-31.33%
Banana (1kg)
$1.52 $1.52
$1.71 $1.71
-11.11%
Oranges (1kg)
$2.92 $2.92
$4.41 $4.41
-33.79%
Tomato (1kg)
$4.27 $4.27
$4.51 $4.51
-5.32%
Potato (1kg)
$3.22 $3.22
$2.53 $2.53
27.27%
Onion (1kg)
$2.77 $2.77
$2.74 $2.74
1.09%
Lettuce (1 head)
$2.04 $2.04
$2.43 $2.43
-16.05%
Water (1.5 liter bottle)
$2.2 $2.2
$2.7 $2.7
-18.52%
Cigarettes 20 Pack (Marlboro, Camel)
$8.26 $8.26
$15.19 $15.19
-45.62%
Wine (Bottle)
$12.96 $12.96
$16.42 $16.42
-21.07%
Local Beer (0.5 liter bottle)
$1.78 $1.78
$2.35 $2.35
-24.26%
Imported Beer (0.33 liter bottle)
$3.15 $3.15
$3.7 $3.7
-14.86%
🚌 Getting Around
Pensacola, FL
Chicago, IL
Difference
One-way Ticket (Public Transport)
$1.8 $1.8
$2.53 $2.53
-28.85%
Public Transport Monthly Pass (Regular Price)
$42.4 $42.4
$74.1 $74.1
-42.80%
Taxi Start (Normal Tariff)
$2.53 $2.53
$3.34 $3.34
-24.25%
Taxi (Normal Tariff) (1km)
$1.67 $1.67
$1.42 $1.42
17.61%
Taxi 1hour Waiting (Normal Tariff)
$26.37 $26.37
$25.42 $25.42
3.74%
Gasoline (1 liter)
$0.79 $0.79
$1.08 $1.08
-26.85%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.1K $35.1K
$32.4K $32.4K
8.37%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.7K $25.7K
$26.2K $26.2K
-1.83%
🧾 Monthly Utilities & Internet
Pensacola, FL
Chicago, IL
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$263 $263
$188 $188
39.93%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$49.54 $49.54
$63.7 $63.7
-22.23%
Internet (50+ Mbps, Unlimited Data)
$66.1 $66.1
$65.2 $65.2
1.38%
🎉 Sport & Entertainment
Pensacola, FL
Chicago, IL
Difference
Gym Membership (Monthly)
$26.8 $26.8
$76.7 $76.7
-65.07%
Tennis Court (1 Hour on Weekend)
$18.1 $18.1
$13.03 $13.03
38.91%
Cinema Ticket
$13.02 $13.02
$14.93 $14.93
-12.79%
🧸 Childcare & Education
Pensacola, FL
Chicago, IL
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$524 $524
$2,063 $2,063
-74.57%
International Primary School, 1 Child (Yearly)
$8,047 $8,047
$39.2K $39.2K
-79.46%
👕👟 Clothing & Footwear
Pensacola, FL
Chicago, IL
Difference
Jeans (Levis 501 Or Similar)
$38.68 $38.68
$64.3 $64.3
-39.85%
Summer Dress (H&M, Zara, etc)
$42.85 $42.85
$52.4 $52.4
-18.21%
Sport Shoes (Adidas, Nike)
$76.1 $76.1
$95.2 $95.2
-20.07%
Men's Leather Business Shoes
$76.3 $76.3
$145 $145
-47.26%
🏠 Accommodation & Living
Pensacola, FL
Chicago, IL
Difference
1-bedroom Apartment, City Center (Monthly)
$1,663 $1,663
$2,378 $2,378
-30.08%
1-bedroom Apartment, Outside City Center (Monthly)
$1,354 $1,354
$1,584 $1,584
-14.54%
3-bedroom Apartment, City Center (Monthly)
$2,710 $2,710
$4,763 $4,763
-43.11%
3-bedroom Apartment, Outside City Center (Monthly)
$2,075 $2,075
$2,815 $2,815
-26.27%
Buy Apartment in City Center (m2)
$2,293 $2,293
$3,588 $3,588
-36.09%
Buy Apartment Outside City Center (m2)
$2,080 $2,080
$2,490 $2,490
-16.49%
💵 Salaries & Financials
Pensacola, FL
Chicago, IL
Difference
Average Monthly Net Salary (After Tax)
$3,977 $3,977
$5,275 $5,275
-24.61%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.43
6.6
-2.58%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Pensacola, FL: October 28, 2025

Last update for Chicago, IL: October 29, 2025

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