Last update: Oct 2026

Cost of Living Comparison Between Penrith and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $2,604 in Penrith, rent and utilities included – about $14,800 less a year. Rent and utilities account for most of the difference.

122

Cost of Living Index in Penrith
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Penrith Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Penrith

🇦🇺 Australia

$2,604

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Penrith and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Penrith and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $2,604 per month in Penrith vs $1,368 in Ubud, Bali, rent included.

Penrith $2,604
Ubud, Bali $1,368

A couple spends around $3,652 per month in Penrith vs $2,314 in Ubud, Bali, rent included.

Penrith $3,652
Ubud, Bali $2,314

A family of three spends $4,701 per month in Penrith vs $3,260 in Ubud, Bali, rent included.

Penrith $4,701
Ubud, Bali $3,260

Penrith costs about 90% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both Penrith and Ubud, Bali sit above the global median – Penrith by 93%, Ubud, Bali by 1%.

Meal at Budget Restaurant

$21.03 A$30.22

$3.33 Rp 59.6K

531.53%

Three-Course Dinner for Two, Mid-Range

$89.7 A$129

$35.18 Rp 629.4K

154.83%

Fast Food Meal (McDonalds, etc)

$10.56 A$15.17

$5.80 Rp 103.8K

82.07%

Cappuccino

$2.04 A$2.93

$2.73 Rp 48.8K

-25.27%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.16 A$4.54

$1.64 Rp 29.4K

92.68%

Water (0.33 liter bottle)

$2.56 A$3.68

$0.83 Rp 14.9K

208.43%

Local Beer (0.5 liter draught)

$8.57 A$12.31

$2.70 Rp 48.3K

217.41%

Imported Beer (0.33 liter bottle)

$4.96 A$7.13

$4.30 Rp 76.9K

15.35%

Milk (1 liter)

$1.57 A$2.25

$1.50 Rp 26.9K

4.67%

White Bread (500g)

$3.32 A$4.77

$2.30 Rp 41.1K

44.35%

Rice (white) (1kg)

$2.54 A$3.65

$1.18 Rp 21.1K

115.25%

Eggs

$5.16 A$7.41

$2.14 Rp 38.4K

141.12%

Local Cheese (1kg)

$13.08 A$18.79

$17.48 Rp 312.7K

-25.17%

Chicken Fillets (1kg)

$9.74 A$14.00

$4.03 Rp 72.1K

141.69%

Beef Round Steak (1kg)

$15.40 A$22.14

$12.23 Rp 218.8K

25.92%

Apples (1kg)

$3.93 A$5.64

$3.55 Rp 63.5K

10.70%

Banana (1kg)

$3.08 A$4.43

$1.57 Rp 28.1K

96.18%

Oranges (1kg)

$3.50 A$5.03

$2.24 Rp 40.0K

56.25%

Tomato (1kg)

$5.31 A$7.64

$1.93 Rp 34.5K

175.13%

Potato (1kg)

$3.17 A$4.55

$1.88 Rp 33.7K

68.62%

Onion (1kg)

$2.80 A$4.02

$2.29 Rp 41.0K

22.27%

Lettuce (1 head)

$2.48 A$3.57

$0.99 Rp 17.8K

150.51%

Water (1.5 liter bottle)

$1.34 A$1.92

$0.53 Rp 9,419

152.83%

Cigarettes 20 Pack (Marlboro, Camel)

$45.42 A$65.3

$2.28 Rp 40.9K

1892.11%

Wine (Bottle)

$14.07 A$20.21

$23.01 Rp 411.8K

-38.85%

Local Beer (0.5 liter bottle)

$4.62 A$6.64

$2.34 Rp 41.9K

97.44%

Imported Beer (0.33 liter bottle)

$5.64 A$8.10

$2.91 Rp 52.1K

93.81%

One-way Ticket (Public Transport)

$3.17 A$4.56

$0.24 Rp 4,289

1220.83%

Public Transport Monthly Pass (Regular Price)

$78.5 A$113

$8.82 Rp 157.8K

789.68%

Taxi Start (Normal Tariff)

$4.11 A$5.91

$0.48 Rp 8,633

756.25%

Taxi (Normal Tariff) (1km)

$1.57 A$2.25

$0.46 Rp 8,184

241.30%

Taxi 1hour Waiting (Normal Tariff)

$42.63 A$61.3

$5.45 Rp 97.6K

682.20%

Gasoline (1 liter)

$1.18 A$1.69

$0.88 Rp 15.8K

34.09%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.1K A$38.9K

$24.6K Rp 439.6M

10.28%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.0K A$43.1K

$31.2K Rp 558.1M

-3.76%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$183 A$263

$83.0 Rp 1.5M

120.11%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$26.16 A$37.60

$6.45 Rp 115.3K

305.58%

Internet (50+ Mbps, Unlimited Data)

$55.4 A$79.6

$18.57 Rp 332.2K

198.28%

Gym Membership (Monthly)

$51.0 A$73.3

$55.8 Rp 998.8K

-8.63%

Tennis Court (1 Hour on Weekend)

$17.66 A$25.38

$18.11 Rp 324.0K

-2.48%

Cinema Ticket

$15.88 A$22.83

$4.38 Rp 78.4K

262.56%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,390 A$3,435

$493 Rp 8.8M

384.78%

International Primary School, 1 Child (Yearly)

$19.9K A$28.6K

$5,754 Rp 103.0M

246.16%

Jeans (Levis 501 Or Similar)

$75.3 A$108

$46.19 Rp 826.5K

63.04%

Summer Dress (H&M, Zara, etc)

$56.1 A$80.6

$35.33 Rp 632.2K

58.85%

Sport Shoes (Adidas, Nike)

$108 A$155

$79.1 Rp 1.4M

36.30%

Men's Leather Business Shoes

$134 A$193

$78.4 Rp 1.4M

71.26%

1-bedroom Apartment, City Center (Monthly)

$1,371 A$1,971

$1,142 Rp 20.4M

20.04%

1-bedroom Apartment, Outside City Center (Monthly)

$1,289 A$1,853

$676 Rp 12.1M

90.81%

3-bedroom Apartment, City Center (Monthly)

$2,142 A$3,078

$3,503 Rp 62.7M

-38.86%

3-bedroom Apartment, Outside City Center (Monthly)

$1,686 A$2,424

$1,700 Rp 30.4M

-0.79%

Buy Apartment in City Center (m2)

$4,992 A$7,174

$2,784 Rp 49.8M

79.32%

Buy Apartment Outside City Center (m2)

$4,361 A$6,267

$2,241 Rp 40.1M

94.62%

Average Monthly Net Salary (After Tax)

$165 Rp 2.9M

20-Year Fixed Mortgage Interest Rate (Annual %)

5.95

13.78

-56.82%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Penrith: October 11, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Penrith

$1.3K 49.5%

Ubud, Bali

$676 49.4% 47.6% $614

Groceries & Markets

Penrith

$396 15.2%

Ubud, Bali

$290 21.2% 26.7% $106

Eating Out

Penrith

$300 11.5%

Ubud, Bali

$109 8% 63.7% $191

Monthly Utilities & Internet

Penrith

$264 10.2%

Ubud, Bali

$108 7.9% 59.1% $156

Clothing & Footwear

Penrith

$168 6.5%

Ubud, Bali

$108 7.9% 36% $61

Getting Around

Penrith

$103 4%

Ubud, Bali

$13 0.9% 87.8% $91

Sport & Entertainment

Penrith

$83 3.2%

Ubud, Bali

$65 4.7% 22% $18

Cost Breakdown

A central one-bedroom costs $1,371 in Penrith versus $1,142 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $90.0 in Penrith versus $35.00 in Ubud, Bali. Monthly groceries follow the same trend: $396 vs $290 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇦🇺 Penrith

🇮🇩 Ubud, Bali

🕒 Local time

06:11 6:11 AM

03:11 3:11 AM

3 h behind Penrith

🌤 Weather

👥 Population

13,343

74,800

💱 Currency

Australian Dollar AUD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 AUD = 0.696 USD

1 AUD = 0.623 EUR

100,000 IDR = 5.59 USD

100,000 IDR = 5.01 EUR

Exchange rates and currency converter

IDR, USD, EUR to AUD – Australian Dollar Converter

🇺🇸 United States Dollar ($)

🇦🇺 Australian Dollar ($)

Australian Dollar exchange rates as of October 13, 2026: 1 USD = 1.44 AUD (1 AUD = 0.696 USD). 1 EUR = 1.6 AUD (1 AUD = 0.623 EUR).

Indonesian Rupiah exchange rates as of October 13, 2026: 1 USD = 17,894 IDR (100,000 IDR = 5.59 USD). 1 EUR = 19,975 IDR (100,000 IDR = 5.01 EUR).

USD to AUD in detail →

On the map

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Highest

Between locations

Penrith Ubud, Bali 4,580 km ≈ 6 h nonstop flight

From you

Penrith
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Penrith vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Penrith costs about 90% more than Ubud, Bali, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,905 per month in Penrith and $2,051 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 790% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $2,390 per month in Penrith and $493 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,368, than in Penrith at $2,604. In Ubud, Bali it covers expenses comfortably, while in Penrith it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Ubud, Bali costs $1,368 versus $2,604 in Penrith. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Penrith makes more sense. Both are solid long-term options with distinct trade-offs.