Last update: Oct 2026

Cost of Living Comparison Between Penrith and Bali

For one person, living is cheaper in Bali: $1,236 a month against $2,604 in Penrith, rent and utilities included – about $16,400 less a year. Rent and utilities account for most of the difference.

122

Cost of Living Index in Penrith
Learn more

Penrith Living Index
60

Cost of Living Index in Bali
Learn more

Bali Living Index

Jump to prices

Penrith

🇦🇺 Australia

$2,604

/mo nomad

Bali

🇮🇩 Indonesia

$1,236

/mo nomad

Monthly Cost of Living

How much you'll spend in Penrith and in Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Penrith and in Bali actually costs, broken down by who's living it.

A single person spends $2,604 per month in Penrith vs $1,236 in Bali, rent included.

Penrith $2,604
Bali $1,236

A couple spends around $3,652 per month in Penrith vs $2,086 in Bali, rent included.

Penrith $3,652
Bali $2,086

A family of three spends $4,701 per month in Penrith vs $2,937 in Bali, rent included.

Penrith $4,701
Bali $2,937

Penrith costs about 111% more than Bali, and outside of rent the biggest gap is in eating out.

Penrith sits 93% above the global median, while Bali is 8% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$21.03 A$30.13

$2.76 Rp 49.4K

661.96%

Three-Course Dinner for Two, Mid-Range

$89.7 A$128

$29.80 Rp 533.2K

200.84%

Fast Food Meal (McDonalds, etc)

$10.56 A$15.12

$4.63 Rp 82.8K

128.08%

Cappuccino

$2.04 A$2.92

$2.32 Rp 41.4K

-12.07%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.16 A$4.52

$1.40 Rp 25.0K

125.71%

Water (0.33 liter bottle)

$2.56 A$3.67

$0.64 Rp 11.4K

300.00%

Local Beer (0.5 liter draught)

$8.57 A$12.27

$2.19 Rp 39.2K

291.32%

Imported Beer (0.33 liter bottle)

$4.96 A$7.10

$3.58 Rp 64.1K

38.55%

Milk (1 liter)

$1.57 A$2.25

$1.49 Rp 26.6K

5.37%

White Bread (500g)

$3.32 A$4.76

$2.21 Rp 39.6K

50.23%

Rice (white) (1kg)

$2.54 A$3.64

$1.17 Rp 21.0K

117.09%

Eggs

$5.16 A$7.39

$2.02 Rp 36.2K

155.45%

Local Cheese (1kg)

$13.08 A$18.73

$16.52 Rp 295.6K

-20.82%

Chicken Fillets (1kg)

$9.74 A$13.95

$3.68 Rp 65.8K

164.67%

Beef Round Steak (1kg)

$15.40 A$22.06

$11.67 Rp 208.7K

31.96%

Apples (1kg)

$3.93 A$5.62

$3.44 Rp 61.6K

14.24%

Banana (1kg)

$3.08 A$4.41

$1.46 Rp 26.1K

110.96%

Oranges (1kg)

$3.50 A$5.01

$2.24 Rp 40.0K

56.25%

Tomato (1kg)

$5.31 A$7.61

$1.82 Rp 32.6K

191.76%

Potato (1kg)

$3.17 A$4.54

$1.79 Rp 32.0K

77.09%

Onion (1kg)

$2.80 A$4.00

$2.27 Rp 40.7K

23.35%

Lettuce (1 head)

$2.48 A$3.56

$0.99 Rp 17.7K

150.51%

Water (1.5 liter bottle)

$1.34 A$1.92

$0.51 Rp 9,131

162.75%

Cigarettes 20 Pack (Marlboro, Camel)

$45.42 A$65.1

$2.15 Rp 38.5K

2012.56%

Wine (Bottle)

$14.07 A$20.15

$21.44 Rp 383.6K

-34.38%

Local Beer (0.5 liter bottle)

$4.62 A$6.62

$2.29 Rp 40.9K

101.75%

Imported Beer (0.33 liter bottle)

$5.64 A$8.08

$2.86 Rp 51.1K

97.20%

One-way Ticket (Public Transport)

$3.17 A$4.55

$0.26 Rp 4,685

1119.23%

Public Transport Monthly Pass (Regular Price)

$78.5 A$112

$7.97 Rp 142.6K

884.57%

Taxi Start (Normal Tariff)

$4.11 A$5.89

$0.48 Rp 8,594

756.25%

Taxi (Normal Tariff) (1km)

$1.57 A$2.25

$0.43 Rp 7,659

265.12%

Taxi 1hour Waiting (Normal Tariff)

$42.63 A$61.1

$5.64 Rp 101.0K

655.85%

Gasoline (1 liter)

$1.18 A$1.69

$0.82 Rp 14.8K

43.90%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.1K A$38.8K

$23.7K Rp 424.0M

14.33%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.0K A$43.0K

$31.7K Rp 567.9M

-5.43%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$183 A$262

$81.3 Rp 1.5M

124.68%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$26.16 A$37.48

$6.53 Rp 116.9K

300.61%

Internet (50+ Mbps, Unlimited Data)

$55.4 A$79.3

$18.31 Rp 327.7K

202.51%

Gym Membership (Monthly)

$51.0 A$73.1

$46.85 Rp 838.3K

8.86%

Tennis Court (1 Hour on Weekend)

$17.66 A$25.30

$15.05 Rp 269.2K

17.34%

Cinema Ticket

$15.88 A$22.75

$3.69 Rp 66.1K

330.35%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,390 A$3,424

$445 Rp 8.0M

436.96%

International Primary School, 1 Child (Yearly)

$19.9K A$28.5K

$5,218 Rp 93.4M

281.71%

Jeans (Levis 501 Or Similar)

$75.3 A$108

$42.66 Rp 763.2K

76.54%

Summer Dress (H&M, Zara, etc)

$56.1 A$80.4

$33.40 Rp 597.6K

68.02%

Sport Shoes (Adidas, Nike)

$108 A$154

$75.0 Rp 1.3M

43.66%

Men's Leather Business Shoes

$134 A$192

$73.7 Rp 1.3M

82.08%

1-bedroom Apartment, City Center (Monthly)

$1,371 A$1,964

$996 Rp 17.8M

37.66%

1-bedroom Apartment, Outside City Center (Monthly)

$1,289 A$1,847

$596 Rp 10.7M

116.28%

3-bedroom Apartment, City Center (Monthly)

$2,142 A$3,068

$3,054 Rp 54.6M

-29.88%

3-bedroom Apartment, Outside City Center (Monthly)

$1,686 A$2,416

$1,511 Rp 27.0M

11.64%

Buy Apartment in City Center (m2)

$4,992 A$7,152

$2,430 Rp 43.5M

105.42%

Buy Apartment Outside City Center (m2)

$4,361 A$6,247

$1,963 Rp 35.1M

122.15%

Average Monthly Net Salary (After Tax)

$220 Rp 3.9M

20-Year Fixed Mortgage Interest Rate (Annual %)

5.95

13.78

-56.82%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Penrith: October 11, 2026

Last update for Bali: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Penrith

$1.3K 49.5%

Bali

$596 48.2% 53.8% $693

Groceries & Markets

Penrith

$396 15.2%

Bali

$277 22.4% 30.1% $119

Eating Out

Penrith

$300 11.5%

Bali

$90 7.3% 70% $210

Monthly Utilities & Internet

Penrith

$264 10.2%

Bali

$106 8.6% 59.8% $158

Clothing & Footwear

Penrith

$168 6.5%

Bali

$101 8.2% 39.8% $67

Getting Around

Penrith

$103 4%

Bali

$12 0.9% 88.7% $91

Sport & Entertainment

Penrith

$83 3.2%

Bali

$54 4.4% 34.5% $29

Cost Breakdown

A central one-bedroom costs $1,371 in Penrith versus $996 in Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $90.0 in Penrith versus $30.00 in Bali. Monthly groceries follow the same trend: $396 vs $277 – making Bali the more affordable choice for daily food spending.

Good to know

🇦🇺 Penrith

🇮🇩 Bali

🕒 Local time

08:08 8:08 AM

05:08 5:08 AM

3 h behind Penrith

🌤 Weather

👥 Population

13,343

💱 Currency

Australian Dollar AUD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 AUD = 0.698 USD

1 AUD = 0.624 EUR

100,000 IDR = 5.59 USD

100,000 IDR = 4.99 EUR

Exchange rates and currency converter

IDR, USD, EUR to AUD – Australian Dollar Converter

🇺🇸 United States Dollar ($)

🇦🇺 Australian Dollar ($)

Australian Dollar exchange rates as of October 13, 2026: 1 USD = 1.43 AUD (1 AUD = 0.698 USD). 1 EUR = 1.6 AUD (1 AUD = 0.624 EUR).

Indonesian Rupiah exchange rates as of October 13, 2026: 1 USD = 17,892 IDR (100,000 IDR = 5.59 USD). 1 EUR = 20,022 IDR (100,000 IDR = 4.99 EUR).

USD to AUD in detail →

On the map

Lowest

Highest

Between locations

Penrith Bali 4,590 km ≈ 6 h nonstop flight

From you

Penrith
Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Penrith vs Bali: Cost of Living - Frequently Asked Questions

Penrith costs about 111% more than Bali, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,905 per month in Penrith and $1,854 in Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $90.0 in Penrith and $30.00 in Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $2,604 in Penrith and $1,236 in Bali. That's a gap of about 111%.

A $1,000 monthly budget goes further in Bali, where all-in costs run around $1,236, than in Penrith at $2,604. In Bali it covers expenses comfortably, while in Penrith it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Bali costs $1,236 versus $2,604 in Penrith. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Penrith makes more sense. Both are solid long-term options with distinct trade-offs.