Last update: Oct 2026

Cost of Living Comparison Between Pembroke Pines, FL and Chicago, IL

For one person, living is cheaper in Chicago, IL: $3,037 a month against $3,533 in Pembroke Pines, FL, rent and utilities included – about $6,000 less a year. Higher rent and utilities in Pembroke Pines, FL outweigh lower spending on other living expenses.

Pembroke Pines, FL, United States
Chicago, IL, United States
Pembroke Pines, FL
🇺🇸 United States
$3,533
/mo nomad
Chicago, IL
🇺🇸 United States
$3,037
/mo nomad
Monthly Cost of Living

How much you'll spend in Pembroke Pines, FL and in Chicago, IL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Pembroke Pines, FL and in Chicago, IL actually costs, broken down by who's living it.

A single person spends $3,533 per month in Pembroke Pines, FL vs $3,037 in Chicago, IL, rent included.

  • Pembroke Pines, FL $3,533
  • Chicago, IL $3,037

A couple spends around $4,922 per month in Pembroke Pines, FL vs $4,518 in Chicago, IL, rent included.

  • Pembroke Pines, FL $4,922
  • Chicago, IL $4,518

A family of three spends $6,310 per month in Pembroke Pines, FL vs $5,999 in Chicago, IL, rent included.

  • Pembroke Pines, FL $6,310
  • Chicago, IL $5,999

Pembroke Pines, FL costs about 16% more than Chicago, IL, and outside of rent the biggest gap is in eating out.

Both Pembroke Pines, FL and Chicago, IL sit above the global median – Pembroke Pines, FL by 160%, Chicago, IL by 123%.

Currency
🍽 Eating Out
Pembroke Pines, FL
Chicago, IL
Difference
Meal at Budget Restaurant
$30.52 $30.52
$20.71 $20.71
47.37%
Three-Course Dinner for Two, Mid-Range
$94.2 $94.2
$89.2 $89.2
5.58%
Fast Food Meal (McDonalds, etc)
$14.91 $14.91
$13.19 $13.19
13.04%
Cappuccino
$5.36 $5.36
$5.66 $5.66
-5.30%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.55 $2.55
$2.64 $2.64
-3.41%
Water (0.33 liter bottle)
$2.08 $2.08
$2.28 $2.28
-8.77%
Local Beer (0.5 liter draught)
$5.94 $5.94
$6.87 $6.87
-13.54%
Imported Beer (0.33 liter bottle)
$6.92 $6.92
$8.84 $8.84
-21.72%
🛒 Groceries & Markets
Pembroke Pines, FL
Chicago, IL
Difference
Milk (1 liter)
$1.03 $1.03
$1.25 $1.25
-17.60%
White Bread (500g)
$3.14 $3.14
$3.72 $3.72
-15.59%
Rice (white) (1kg)
$3.24 $3.24
$5.39 $5.39
-39.89%
Eggs
$4.60 $4.60
$4.74 $4.74
-2.95%
Local Cheese (1kg)
$13.14 $13.14
$13.84 $13.84
-5.06%
Chicken Fillets (1kg)
$12.29 $12.29
$14.40 $14.40
-14.65%
Beef Round Steak (1kg)
$19.86 $19.86
$18.38 $18.38
8.05%
Apples (1kg)
$4.77 $4.77
$5.22 $5.22
-8.62%
Banana (1kg)
$2.00 $2.00
$1.98 $1.98
1.01%
Oranges (1kg)
$4.03 $4.03
$4.06 $4.06
-0.74%
Tomato (1kg)
$5.62 $5.62
$4.97 $4.97
13.08%
Potato (1kg)
$2.84 $2.84
$2.67 $2.67
6.37%
Onion (1kg)
$3.18 $3.18
$2.66 $2.66
19.55%
Lettuce (1 head)
$2.61 $2.61
$2.24 $2.24
16.52%
Water (1.5 liter bottle)
$1.79 $1.79
$3.13 $3.13
-42.81%
Cigarettes 20 Pack (Marlboro, Camel)
$9.16 $9.16
$13.82 $13.82
-33.72%
Wine (Bottle)
$13.12 $13.12
$14.88 $14.88
-11.83%
Local Beer (0.5 liter bottle)
$3.01 $3.01
$2.54 $2.54
18.50%
Imported Beer (0.33 liter bottle)
$2.10 $2.10
$3.51 $3.51
-40.17%
🚌 Getting Around
Pembroke Pines, FL
Chicago, IL
Difference
One-way Ticket (Public Transport)
$2.97 $2.97
$2.43 $2.43
22.22%
Public Transport Monthly Pass (Regular Price)
$45.68 $45.68
$73.5 $73.5
-37.88%
Taxi Start (Normal Tariff)
$4.09 $4.09
$3.18 $3.18
28.62%
Taxi (Normal Tariff) (1km)
$1.88 $1.88
$1.39 $1.39
35.25%
Taxi 1hour Waiting (Normal Tariff)
$24.29 $24.29
$25.03 $25.03
-2.96%
Gasoline (1 liter)
$1.01 $1.01
$1.20 $1.20
-15.83%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.1K $28.1K
$35.0K $35.0K
-19.91%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.9K $26.9K
$26.7K $26.7K
0.71%
🧾 Monthly Utilities & Internet
Pembroke Pines, FL
Chicago, IL
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$224 $224
$194 $194
15.07%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$66.7 $66.7
$69.5 $69.5
-3.93%
Internet (50+ Mbps, Unlimited Data)
$81.7 $81.7
$61.6 $61.6
32.51%
🎉 Sport & Entertainment
Pembroke Pines, FL
Chicago, IL
Difference
Gym Membership (Monthly)
$28.65 $28.65
$47.90 $47.90
-40.19%
Tennis Court (1 Hour on Weekend)
-
$27.34 $27.34
-
Cinema Ticket
$13.40 $13.40
$17.81 $17.81
-24.76%
🧸 Childcare & Education
Pembroke Pines, FL
Chicago, IL
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,026 $1,026
$1,794 $1,794
-42.79%
International Primary School, 1 Child (Yearly)
$41.7K $41.7K
$31.9K $31.9K
30.50%
👕👟 Clothing & Footwear
Pembroke Pines, FL
Chicago, IL
Difference
Jeans (Levis 501 Or Similar)
$47.68 $47.68
$67.0 $67.0
-28.86%
Summer Dress (H&M, Zara, etc)
$41.33 $41.33
$52.1 $52.1
-20.73%
Sport Shoes (Adidas, Nike)
$108 $108
$102 $102
6.26%
Men's Leather Business Shoes
$115 $115
$144 $144
-19.97%
🏠 Accommodation & Living
Pembroke Pines, FL
Chicago, IL
Difference
1-bedroom Apartment, City Center (Monthly)
$2,146 $2,146
$2,526 $2,526
-15.06%
1-bedroom Apartment, Outside City Center (Monthly)
$2,073 $2,073
$1,578 $1,578
31.39%
3-bedroom Apartment, City Center (Monthly)
$3,082 $3,082
$4,738 $4,738
-34.97%
3-bedroom Apartment, Outside City Center (Monthly)
$3,035 $3,035
$2,693 $2,693
12.71%
Buy Apartment in City Center (m2)
$2,452 $2,452
$4,190 $4,190
-41.48%
Buy Apartment Outside City Center (m2)
$3,517 $3,517
$2,768 $2,768
27.06%
💵 Salaries & Financials
Pembroke Pines, FL
Chicago, IL
Difference
Average Monthly Net Salary (After Tax)
$4,344 $4,344
$4,931 $4,931
-11.89%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.56
6.81
-3.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Pembroke Pines, FL: October 26, 2026

Last update for Chicago, IL: October 25, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Pembroke Pines, FL
$2.1K
Chicago, IL
$1.6K 23.9% $495
Eating Out
Pembroke Pines, FL
$415
Chicago, IL
$345 16.9% $70
Groceries & Markets
Pembroke Pines, FL
$406
Chicago, IL
$447 10.2% $42
Monthly Utilities & Internet
Pembroke Pines, FL
$372
Chicago, IL
$326 12.5% $47
Clothing & Footwear
Pembroke Pines, FL
$140
Chicago, IL
$164 16.8% $24
Getting Around
Pembroke Pines, FL
$71
Chicago, IL
$93 31.4% $22
Sport & Entertainment
Pembroke Pines, FL
$55
Chicago, IL
$84 50.6% $28

Cost Breakdown

A central one-bedroom costs $2,146 in Pembroke Pines, FL versus $2,526 in Chicago, IL. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 13% higher in Chicago, IL, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $94 in Pembroke Pines, FL versus $89 in Chicago, IL. Groceries tell a different story – $406 in Pembroke Pines, FL vs $447 in Chicago, IL – so Pembroke Pines, FL wins on supermarket bills even if dining out costs more.

Good to know
🇺🇸 Pembroke Pines, FL
🇺🇸 Chicago, IL
🕒 Local time
17:22 5:22 PM
16:22 4:22 PM
1 h behind Pembroke Pines, FL
🌤 Weather
👥 Population
150,064
2,746,388
Exchange rates and currency converter

EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 28, 2026: 1 EUR = 1.11 USD (1 USD = 0.898 EUR).

On the map
Between locations
  • Pembroke Pines, FL Chicago, IL 1,890 km ≈ 2 h 45 min nonstop flight
From you
  • Pembroke Pines, FL
  • Chicago, IL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Pembroke Pines, FL vs Chicago, IL: Cost of Living - Frequently Asked Questions
How do living costs in Pembroke Pines, FL and in Chicago, IL compare overall?
Monthly costs with rent: $3,533 in Pembroke Pines, FL, $3,037 in Chicago, IL – Chicago, IL comes out roughly 14% cheaper. Outside of rent, the biggest gap is in eating out.
What salary covers living expenses in Pembroke Pines, FL compared to Chicago, IL?
For a comfortable life, plan on about $5,300 per month in Pembroke Pines, FL and $4,555 in Chicago, IL. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Pembroke Pines, FL and Chicago, IL?
Rent is clearly cheaper in Pembroke Pines, FL, especially for central apartments: a one-bedroom in the center costs $2,146 there versus $2,526 in Chicago, IL.
Which city has cheaper grocery shopping?
Interestingly, groceries are about 9% cheaper in Pembroke Pines, FL – one category where the pricier city actually offers better value.
Which city has cheaper restaurants?
A mid-range dinner for two costs $94 in Pembroke Pines, FL and $89 in Chicago, IL. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city is feasible on a $3,000 budget?
$3,000 is a stretch for both – monthly costs hit $3,533 in Pembroke Pines, FL and $3,037 in Chicago, IL. You’ll need shared housing and careful budgeting no matter which city you pick.
How does quality of life compare between Pembroke Pines, FL and Chicago, IL?
It depends on your priorities. Chicago, IL has an edge in some lifestyle areas, with costs from $3,037 in Chicago, IL to $3,533 in Pembroke Pines, FL. Climate, culture, job market, and personal taste all factor in.

Pembroke Pines, FL vs other spots: cost of living compared

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