Cost of Living Comparison Between Chicago, IL and Pembroke Pines, FL Cost of Living Comparison Between Chicago, IL and Pembroke Pines, FL

Monthly Cost of Living

A single person spends $3,051 per month in Chicago, IL vs $3,298 in Pembroke Pines, FL, rent included.

A couple spends around $4,638 per month in Chicago, IL vs $4,601 in Pembroke Pines, FL, rent included.

A family of three spends $6,224 per month in Chicago, IL vs $5,904 in Pembroke Pines, FL, rent included.

Chicago, IL is about 7% cheaper than Pembroke Pines, FL, driven mainly by Groceries & Markets.

Both Chicago, IL and Pembroke Pines, FL sit above the global median โ€“ Chicago, IL by 128%, Pembroke Pines, FL by 146%.

Currency
๐Ÿฝ Eating Out
Chicago, IL
Pembroke Pines, FL
Difference
Meal at Budget Restaurant
$20.67 $20.67
$21.37 $21.37
-3.28%
Three-Course Dinner for Two, Mid-Range
$100 $100
$89.0 $89.0
12.85%
Fast Food Meal (McDonalds, etc)
$11.86 $11.86
$9.93 $9.93
19.44%
Cappuccino
$5.54 $5.54
$4.95 $4.95
11.92%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.06 $3.06
$2.69 $2.69
13.75%
Water (0.33 liter bottle)
$2.48 $2.48
$1.95 $1.95
27.18%
Local Beer (0.5 liter draught)
$6.92 $6.92
$5.86 $5.86
18.09%
Imported Beer (0.33 liter bottle)
$8.13 $8.13
$6.36 $6.36
27.83%
๐Ÿ›’ Groceries & Markets
Chicago, IL
Pembroke Pines, FL
Difference
Milk (1 liter)
$1.04 $1.04
$1.05 $1.05
-0.95%
White Bread (500g)
$3.91 $3.91
$2.94 $2.94
32.99%
Rice (white) (1kg)
$5.42 $5.42
$3.48 $3.48
55.75%
Eggs
$4.48 $4.48
$4.03 $4.03
11.17%
Local Cheese (1kg)
$14.52 $14.52
$11.69 $11.69
24.21%
Chicken Fillets (1kg)
$15.21 $15.21
$13.84 $13.84
9.90%
Beef Round Steak (1kg)
$19.25 $19.25
$18.05 $18.05
6.65%
Apples (1kg)
$5.39 $5.39
$4.55 $4.55
18.46%
Banana (1kg)
$1.69 $1.69
$1.73 $1.73
-2.31%
Oranges (1kg)
$4.32 $4.32
$4.29 $4.29
0.70%
Tomato (1kg)
$4.51 $4.51
$5.55 $5.55
-18.74%
Potato (1kg)
$2.56 $2.56
$3.57 $3.57
-28.29%
Onion (1kg)
$2.70 $2.70
$3.42 $3.42
-21.05%
Lettuce (1 head)
$2.41 $2.41
$2.28 $2.28
5.70%
Water (1.5 liter bottle)
$2.62 $2.62
$2.03 $2.03
29.06%
Cigarettes 20 Pack (Marlboro, Camel)
$15.02 $15.02
$8.46 $8.46
77.54%
Wine (Bottle)
$14.71 $14.71
$13.05 $13.05
12.72%
Local Beer (0.5 liter bottle)
$2.48 $2.48
$1.75 $1.75
41.71%
Imported Beer (0.33 liter bottle)
$3.69 $3.69
$2.80 $2.80
31.79%
๐ŸšŒ Getting Around
Chicago, IL
Pembroke Pines, FL
Difference
One-way Ticket (Public Transport)
$2.55 $2.55
$2.06 $2.06
23.79%
Public Transport Monthly Pass (Regular Price)
$75.5 $75.5
$45.51 $45.51
65.88%
Taxi Start (Normal Tariff)
$3.29 $3.29
$2.44 $2.44
34.84%
Taxi (Normal Tariff) (1km)
$1.43 $1.43
$1.58 $1.58
-9.49%
Taxi 1hour Waiting (Normal Tariff)
$24.72 $24.72
$22.15 $22.15
11.60%
Gasoline (1 liter)
$1.09 $1.09
$0.89 $0.89
22.47%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.8K $31.8K
$25.8K $25.8K
22.99%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.4K $26.4K
$24.5K $24.5K
7.87%
๐Ÿงพ Monthly Utilities & Internet
Chicago, IL
Pembroke Pines, FL
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$183 $183
$170 $170
7.68%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$61.8 $61.8
$45.89 $45.89
34.74%
Internet (50+ Mbps, Unlimited Data)
$65.0 $65.0
$69.1 $69.1
-5.92%
๐ŸŽ‰ Sport & Entertainment
Chicago, IL
Pembroke Pines, FL
Difference
Gym Membership (Monthly)
$76.1 $76.1
$42.85 $42.85
77.55%
Tennis Court (1 Hour on Weekend)
$13.04 $13.04
-
-
Cinema Ticket
$14.75 $14.75
$15.07 $15.07
-2.12%
๐Ÿงธ Childcare & Education
Chicago, IL
Pembroke Pines, FL
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,056 $2,056
$812 $812
153.29%
International Primary School, 1 Child (Yearly)
$38.5K $38.5K
$15.9K $15.9K
141.44%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Chicago, IL
Pembroke Pines, FL
Difference
Jeans (Levis 501 Or Similar)
$63.9 $63.9
$46.57 $46.57
37.28%
Summer Dress (H&M, Zara, etc)
$51.6 $51.6
$44.55 $44.55
15.80%
Sport Shoes (Adidas, Nike)
$97.3 $97.3
$91.3 $91.3
6.59%
Men's Leather Business Shoes
$147 $147
$117 $117
26.30%
๐Ÿ  Accommodation & Living
Chicago, IL
Pembroke Pines, FL
Difference
1-bedroom Apartment, City Center (Monthly)
$2,349 $2,349
$2,247 $2,247
4.56%
1-bedroom Apartment, Outside City Center (Monthly)
$1,581 $1,581
$2,020 $2,020
-21.74%
3-bedroom Apartment, City Center (Monthly)
$4,708 $4,708
$3,100 $3,100
51.90%
3-bedroom Apartment, Outside City Center (Monthly)
$2,716 $2,716
$2,965 $2,965
-8.42%
Buy Apartment in City Center (m2)
$3,976 $3,976
$2,403 $2,403
65.50%
Buy Apartment Outside City Center (m2)
$2,632 $2,632
$3,546 $3,546
-25.78%
๐Ÿ’ต Salaries & Financials
Chicago, IL
Pembroke Pines, FL
Difference
Average Monthly Net Salary (After Tax)
$4,723 $4,723
$4,387 $4,387
7.68%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.6
6.53
1.07%

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Chicago, IL: April 20, 2026

Last update for Pembroke Pines, FL: April 22, 2026

Cost Breakdown

A central one-bedroom costs $2,349 in Chicago, IL versus $2,247 in Pembroke Pines, FL. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 8% higher in Chicago, IL, which reinforces the cost advantage โ€“ you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $100 in Chicago, IL versus $89 in Pembroke Pines, FL. Monthly groceries follow the same trend: $447 vs $398 โ€“ making Pembroke Pines, FL the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chicago, IL vs Pembroke Pines, FL: Cost of Living - Frequently Asked Questions
How do Chicago, IL and Pembroke Pines, FL compare in cost of living?
Pembroke Pines, FL costs about 8% more than Chicago, IL, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
What salary covers living expenses in Chicago, IL compared to Pembroke Pines, FL?
For a comfortable life, plan on about $4,577 per month in Chicago, IL and $4,946 in Pembroke Pines, FL. That covers rent, food, utilities, transport, and enough left over to feel settled โ€“ not just surviving.
How do rents compare between Chicago, IL and Pembroke Pines, FL?
Rent is clearly cheaper in Chicago, IL, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper grocery shopping?
Interestingly, groceries are about 12% cheaper in Pembroke Pines, FL โ€“ one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.
Which city has cheaper restaurants?
A mid-range dinner for two costs $100 in Chicago, IL and $89.0 in Pembroke Pines, FL. That's a good indicator of the overall restaurant and cafรฉ pricing gap between the two cities.
Which city is feasible on a $3,000 budget?
$3,000 is a stretch for both โ€“ monthly costs hit $3,051 in Chicago, IL and $3,298 in Pembroke Pines, FL. You'll need shared housing and careful budgeting no matter which city you pick.
How does quality of life compare between Chicago, IL and Pembroke Pines, FL?
It depends on your priorities. Chicago, IL has an edge in some lifestyle areas, with costs from $3,051 in Chicago, IL to $3,298 in Pembroke Pines, FL. Climate, culture, job market, and personal taste all factor in.
How do I decide between Chicago, IL and Pembroke Pines, FL?
If budget matters most, go with Chicago, IL. If higher salaries, better infrastructure, or specific career opportunities are the priority, Pembroke Pines, FL makes more sense. Both are solid long-term options with distinct trade-offs.

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