Cost of Living Comparison Between Chicago, IL and Pembroke Pines, FL Cost of Living Comparison Between Chicago, IL and Pembroke Pines, FL

Monthly Cost of Living

A single person spends $3,184 per month in Chicago, IL vs $3,386 in Pembroke Pines, FL, rent included.

A couple spends around $4,725 per month in Chicago, IL vs $4,843 in Pembroke Pines, FL, rent included.

A family of three spends $6,266 per month in Chicago, IL vs $6,300 in Pembroke Pines, FL, rent included.

Chicago, IL is about 6% cheaper than Pembroke Pines, FL, driven mainly by Eating Out.

Both Chicago, IL and Pembroke Pines, FL sit above the global median – Chicago, IL by 131%, Pembroke Pines, FL by 146%.

Currency
🍽 Eating Out
Chicago, IL
Pembroke Pines, FL
Difference
Meal at Budget Restaurant
$20.26 $20.26
$29.62 $29.62
-31.60%
Three-Course Dinner for Two, Mid-Range
$88.8 $88.8
$95.0 $95.0
-6.58%
Fast Food Meal (McDonalds, etc)
$13.16 $13.16
$14.65 $14.65
-10.17%
Cappuccino
$5.77 $5.77
$5.55 $5.55
3.96%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.63 $2.63
$2.56 $2.56
2.73%
Water (0.33 liter bottle)
$2.34 $2.34
$2.10 $2.10
11.43%
Local Beer (0.5 liter draught)
$7.06 $7.06
$5.60 $5.60
26.07%
Imported Beer (0.33 liter bottle)
$9.18 $9.18
$6.33 $6.33
45.02%
🛒 Groceries & Markets
Chicago, IL
Pembroke Pines, FL
Difference
Milk (1 liter)
$1.30 $1.30
$1.02 $1.02
27.45%
White Bread (500g)
$4.05 $4.05
$3.12 $3.12
29.81%
Rice (white) (1kg)
$5.69 $5.69
$3.22 $3.22
76.71%
Eggs
$4.85 $4.85
$4.73 $4.73
2.54%
Local Cheese (1kg)
$15.08 $15.08
$13.44 $13.44
12.20%
Chicken Fillets (1kg)
$14.87 $14.87
$12.61 $12.61
17.92%
Beef Round Steak (1kg)
$19.28 $19.28
$19.79 $19.79
-2.58%
Apples (1kg)
$5.68 $5.68
$4.85 $4.85
17.11%
Banana (1kg)
$1.93 $1.93
$2.02 $2.02
-4.46%
Oranges (1kg)
$4.10 $4.10
$4.15 $4.15
-1.20%
Tomato (1kg)
$5.11 $5.11
$5.31 $5.31
-3.77%
Potato (1kg)
$2.92 $2.92
$2.86 $2.86
2.10%
Onion (1kg)
$2.77 $2.77
$3.25 $3.25
-14.77%
Lettuce (1 head)
$2.30 $2.30
$2.63 $2.63
-12.55%
Water (1.5 liter bottle)
$3.04 $3.04
$1.86 $1.86
63.44%
Cigarettes 20 Pack (Marlboro, Camel)
$15.93 $15.93
$8.82 $8.82
80.61%
Wine (Bottle)
$15.06 $15.06
$12.85 $12.85
17.20%
Local Beer (0.5 liter bottle)
$2.53 $2.53
$3.17 $3.17
-20.19%
Imported Beer (0.33 liter bottle)
$3.48 $3.48
$2.16 $2.16
61.11%
🚌 Getting Around
Chicago, IL
Pembroke Pines, FL
Difference
One-way Ticket (Public Transport)
$2.53 $2.53
$3.09 $3.09
-18.12%
Public Transport Monthly Pass (Regular Price)
$74.8 $74.8
$44.46 $44.46
68.15%
Taxi Start (Normal Tariff)
$3.28 $3.28
$4.04 $4.04
-18.81%
Taxi (Normal Tariff) (1km)
$1.36 $1.36
$1.82 $1.82
-25.27%
Taxi 1hour Waiting (Normal Tariff)
$22.55 $22.55
$23.68 $23.68
-4.77%
Gasoline (1 liter)
$1.22 $1.22
$1.00 $1.00
22.00%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$36.1K $36.1K
$32.8K $32.8K
10.15%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.0K $26.0K
$24.9K $24.9K
4.51%
🧾 Monthly Utilities & Internet
Chicago, IL
Pembroke Pines, FL
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$188 $188
$222 $222
-15.25%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$69.0 $69.0
$59.7 $59.7
15.64%
Internet (50+ Mbps, Unlimited Data)
$63.6 $63.6
$80.4 $80.4
-20.93%
🎉 Sport & Entertainment
Chicago, IL
Pembroke Pines, FL
Difference
Gym Membership (Monthly)
$63.4 $63.4
$28.68 $28.68
121.20%
Tennis Court (1 Hour on Weekend)
$27.11 $27.11
-
-
Cinema Ticket
$17.90 $17.90
$13.70 $13.70
30.66%
🧸 Childcare & Education
Chicago, IL
Pembroke Pines, FL
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,526 $1,526
$1,006 $1,006
51.65%
International Primary School, 1 Child (Yearly)
$31.9K $31.9K
$41.8K $41.8K
-23.78%
👕👟 Clothing & Footwear
Chicago, IL
Pembroke Pines, FL
Difference
Jeans (Levis 501 Or Similar)
$62.1 $62.1
$45.97 $45.97
35.02%
Summer Dress (H&M, Zara, etc)
$56.4 $56.4
$41.74 $41.74
35.07%
Sport Shoes (Adidas, Nike)
$101 $101
$105 $105
-3.70%
Men's Leather Business Shoes
$156 $156
$117 $117
33.17%
🏠 Accommodation & Living
Chicago, IL
Pembroke Pines, FL
Difference
1-bedroom Apartment, City Center (Monthly)
$2,342 $2,342
$2,294 $2,294
2.13%
1-bedroom Apartment, Outside City Center (Monthly)
$1,698 $1,698
$1,978 $1,978
-14.14%
3-bedroom Apartment, City Center (Monthly)
$4,576 $4,576
$3,092 $3,092
47.99%
3-bedroom Apartment, Outside City Center (Monthly)
$2,806 $2,806
$2,937 $2,937
-4.47%
Buy Apartment in City Center (m2)
$4,130 $4,130
$2,376 $2,376
73.86%
Buy Apartment Outside City Center (m2)
$2,740 $2,740
$3,545 $3,545
-22.72%
💵 Salaries & Financials
Chicago, IL
Pembroke Pines, FL
Difference
Average Monthly Net Salary (After Tax)
$4,891 $4,891
$4,539 $4,539
7.74%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.38
6.06
5.28%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chicago, IL: September 6, 2026

Last update for Pembroke Pines, FL: September 5, 2026

Cost Breakdown

A central one-bedroom costs $2,342 in Chicago, IL versus $2,294 in Pembroke Pines, FL. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 8% higher in Chicago, IL, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $89.0 in Chicago, IL versus $95.0 in Pembroke Pines, FL. Groceries tell a different story – $465 in Chicago, IL vs $409 in Pembroke Pines, FL – so Pembroke Pines, FL wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chicago, IL vs Pembroke Pines, FL: Cost of Living - Frequently Asked Questions
How do living costs in Chicago, IL and in Pembroke Pines, FL compare overall?
Monthly costs with rent: $3,184 in Chicago, IL, $3,386 in Pembroke Pines, FL – roughly 6% apart. Pembroke Pines, FL costs more across the board, with Eating Out showing the biggest gap.
What salary covers living expenses in Chicago, IL compared to Pembroke Pines, FL?
For a comfortable life, plan on about $4,776 per month in Chicago, IL and $5,078 in Pembroke Pines, FL. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Chicago, IL and Pembroke Pines, FL?
Rent is clearly cheaper in Chicago, IL, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper grocery shopping?
Interestingly, groceries are about 14% cheaper in Pembroke Pines, FL – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.
Which city has cheaper restaurants?
A mid-range dinner for two costs $89.0 in Chicago, IL and $95.0 in Pembroke Pines, FL. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city is feasible on a $3,000 budget?
$3,000 is a stretch for both – monthly costs hit $3,184 in Chicago, IL and $3,386 in Pembroke Pines, FL. You'll need shared housing and careful budgeting no matter which city you pick.
How does quality of life compare between Chicago, IL and Pembroke Pines, FL?
It depends on your priorities. Chicago, IL has an edge in some lifestyle areas, with costs from $3,184 in Chicago, IL to $3,386 in Pembroke Pines, FL. Climate, culture, job market, and personal taste all factor in.
How do I decide between Chicago, IL and Pembroke Pines, FL?
If budget matters most, go with Chicago, IL. If higher salaries, better infrastructure, or specific career opportunities are the priority, Pembroke Pines, FL makes more sense. Both are solid long-term options with distinct trade-offs.

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