Last update: Nov 2026

Cost of Living Comparison Between Pearland, TX and Chicago, IL

For one person, living is cheaper in Pearland, TX: $2,404 a month against $3,072 in Chicago, IL, rent and utilities included – about $8,000 less a year. Rent and utilities account for most of the difference.

Pearland, TX, United States
Chicago, IL, United States
Pearland, TX
🇺🇸 United States
$2,404
/mo nomad
Chicago, IL
🇺🇸 United States
$3,072
/mo nomad
Monthly Cost of Living

How much you'll spend in Pearland, TX and in Chicago, IL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Pearland, TX and in Chicago, IL actually costs, broken down by who's living it.

A single person spends $2,404 per month in Pearland, TX vs $3,072 in Chicago, IL, rent included.

  • Pearland, TX $2,404
  • Chicago, IL $3,072

A couple spends around $3,416 per month in Pearland, TX vs $4,545 in Chicago, IL, rent included.

  • Pearland, TX $3,416
  • Chicago, IL $4,545

A family of three spends $4,428 per month in Pearland, TX vs $6,019 in Chicago, IL, rent included.

  • Pearland, TX $4,428
  • Chicago, IL $6,019

Pearland, TX is about 22% cheaper than Chicago, IL, and outside of rent the biggest gap is in transport.

Both Pearland, TX and Chicago, IL sit above the global median – Pearland, TX by 78%, Chicago, IL by 127%.

Currency
🍽 Eating Out
Pearland, TX
Chicago, IL
Difference
Meal at Budget Restaurant
$20.70 $20.70
$20.39 $20.39
1.52%
Three-Course Dinner for Two, Mid-Range
$74.2 $74.2
$88.6 $88.6
-16.28%
Fast Food Meal (McDonalds, etc)
$10.15 $10.15
$12.85 $12.85
-21.01%
Cappuccino
$5.67 $5.67
$5.78 $5.78
-1.90%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.54 $3.54
$2.74 $2.74
29.20%
Water (0.33 liter bottle)
$2.48 $2.48
$2.26 $2.26
9.73%
Local Beer (0.5 liter draught)
$6.07 $6.07
$6.88 $6.88
-11.77%
Imported Beer (0.33 liter bottle)
$8.17 $8.17
$9.24 $9.24
-11.58%
🛒 Groceries & Markets
Pearland, TX
Chicago, IL
Difference
Milk (1 liter)
$0.89 $0.89
$1.26 $1.26
-29.37%
White Bread (500g)
$3.31 $3.31
$3.55 $3.55
-6.76%
Rice (white) (1kg)
$3.55 $3.55
$5.38 $5.38
-34.01%
Eggs
$3.11 $3.11
$4.55 $4.55
-31.65%
Local Cheese (1kg)
$13.03 $13.03
$13.65 $13.65
-4.54%
Chicken Fillets (1kg)
$13.40 $13.40
$14.07 $14.07
-4.76%
Beef Round Steak (1kg)
$16.05 $16.05
$18.06 $18.06
-11.13%
Apples (1kg)
$4.09 $4.09
$5.16 $5.16
-20.74%
Banana (1kg)
$1.44 $1.44
$1.98 $1.98
-27.27%
Oranges (1kg)
$2.98 $2.98
$3.88 $3.88
-23.20%
Tomato (1kg)
$3.99 $3.99
$4.83 $4.83
-17.39%
Potato (1kg)
$2.21 $2.21
$2.81 $2.81
-21.35%
Onion (1kg)
$2.45 $2.45
$2.67 $2.67
-8.24%
Lettuce (1 head)
$1.87 $1.87
$2.07 $2.07
-9.66%
Water (1.5 liter bottle)
$2.14 $2.14
$3.03 $3.03
-29.37%
Cigarettes 20 Pack (Marlboro, Camel)
$9.87 $9.87
$13.90 $13.90
-28.99%
Wine (Bottle)
$14.44 $14.44
$15.05 $15.05
-4.05%
Local Beer (0.5 liter bottle)
$2.56 $2.56
$2.63 $2.63
-2.66%
Imported Beer (0.33 liter bottle)
$2.93 $2.93
$3.45 $3.45
-15.07%
🚌 Getting Around
Pearland, TX
Chicago, IL
Difference
One-way Ticket (Public Transport)
-
$2.43 $2.43
-
Public Transport Monthly Pass (Regular Price)
-
$75.3 $75.3
-
Taxi Start (Normal Tariff)
$2.82 $2.82
$3.17 $3.17
-11.04%
Taxi (Normal Tariff) (1km)
$1.59 $1.59
$1.70 $1.70
-6.47%
Taxi 1hour Waiting (Normal Tariff)
$23.79 $23.79
$24.90 $24.90
-4.46%
Gasoline (1 liter)
$0.98 $0.98
$1.28 $1.28
-23.44%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.4K $34.4K
$35.8K $35.8K
-3.79%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.7K $26.7K
$26.8K $26.8K
-0.58%
🧾 Monthly Utilities & Internet
Pearland, TX
Chicago, IL
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$198 $198
$192 $192
3.25%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$60.3 $60.3
$69.6 $69.6
-13.42%
Internet (50+ Mbps, Unlimited Data)
$70.9 $70.9
$62.2 $62.2
13.97%
🎉 Sport & Entertainment
Pearland, TX
Chicago, IL
Difference
Gym Membership (Monthly)
-
$47.79 $47.79
-
Tennis Court (1 Hour on Weekend)
-
$27.10 $27.10
-
Cinema Ticket
$14.06 $14.06
$17.83 $17.83
-21.14%
🧸 Childcare & Education
Pearland, TX
Chicago, IL
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,436 $1,436
$1,815 $1,815
-20.86%
International Primary School, 1 Child (Yearly)
$27.6K $27.6K
$40.6K $40.6K
-32.11%
👕👟 Clothing & Footwear
Pearland, TX
Chicago, IL
Difference
Jeans (Levis 501 Or Similar)
$50.9 $50.9
$66.2 $66.2
-23.10%
Summer Dress (H&M, Zara, etc)
$45.73 $45.73
$51.4 $51.4
-11.01%
Sport Shoes (Adidas, Nike)
$87.2 $87.2
$103 $103
-15.67%
Men's Leather Business Shoes
$94.2 $94.2
$143 $143
-33.95%
🏠 Accommodation & Living
Pearland, TX
Chicago, IL
Difference
1-bedroom Apartment, City Center (Monthly)
$1,481 $1,481
$2,531 $2,531
-41.49%
1-bedroom Apartment, Outside City Center (Monthly)
$1,199 $1,199
$1,621 $1,621
-26.01%
3-bedroom Apartment, City Center (Monthly)
$2,078 $2,078
$4,828 $4,828
-56.97%
3-bedroom Apartment, Outside City Center (Monthly)
$1,780 $1,780
$2,734 $2,734
-34.87%
Buy Apartment in City Center (m2)
-
$4,163 $4,163
-
Buy Apartment Outside City Center (m2)
-
$2,723 $2,723
-
💵 Salaries & Financials
Pearland, TX
Chicago, IL
Difference
Average Monthly Net Salary (After Tax)
$5,668 $5,668
$4,924 $4,924
15.11%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.67
6.78
-1.62%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Pearland, TX: November 1, 2026

Last update for Chicago, IL: November 3, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Pearland, TX
$1.2K
Chicago, IL
$1.6K 35.2% $422
Groceries & Markets
Pearland, TX
$376
Chicago, IL
$439 16.8% $63
Eating Out
Pearland, TX
$335
Chicago, IL
$344 2.7% $9.2
Monthly Utilities & Internet
Pearland, TX
$329
Chicago, IL
$324 1.7% $5.6
Clothing & Footwear
Pearland, TX
$125
Chicago, IL
$164 30.8% $39
Sport & Entertainment
Pearland, TX
$28 *
Chicago, IL
$83 197% $55
Getting Around
Pearland, TX
$11 *
Chicago, IL
$97 799% $86

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,481 in Pearland, TX versus $2,531 in Chicago, IL. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 15% higher in Pearland, TX, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $74 in Pearland, TX versus $89 in Chicago, IL. Monthly groceries follow the same trend: $376 vs $439 – making Pearland, TX the more affordable choice for daily food spending.

Good to know
🇺🇸 Pearland, TX
🇺🇸 Chicago, IL
🕒 Local time
08:54 8:54 AM
08:54 8:54 AM
Same time as Pearland, TX
🌤 Weather
👥 Population
91,000
2,746,388
Exchange rates and currency converter

EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of November 3, 2026: 1 EUR = 1.12 USD (1 USD = 0.893 EUR).

On the map
Between locations
  • Pearland, TX Chicago, IL 1,530 km ≈ 2 h 30 min nonstop flight
From you
  • Pearland, TX
  • Chicago, IL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Pearland, TX vs Chicago, IL: Cost of Living - Frequently Asked Questions
How do living costs in Pearland, TX and in Chicago, IL compare overall?
Monthly costs with rent: $2,404 in Pearland, TX, $3,072 in Chicago, IL – Pearland, TX comes out roughly 22% cheaper. Outside of rent, the biggest gap is in transport.
What salary covers living expenses in Pearland, TX compared to Chicago, IL?
For a comfortable life, plan on about $3,606 per month in Pearland, TX and $4,608 in Chicago, IL. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Pearland, TX and Chicago, IL?
Rent is clearly cheaper in Pearland, TX, especially for central apartments: a one-bedroom in the center costs $1,481 there versus $2,531 in Chicago, IL.
Which city has cheaper restaurants?
A mid-range dinner for two costs $74 in Pearland, TX and $89 in Chicago, IL. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city has cheaper grocery shopping?
Groceries cost about 17% more in Chicago, IL, though the gap depends on what you buy.
Which city is feasible on a $2,000 budget?
$2,000 is a stretch for both – monthly costs hit $2,404 in Pearland, TX and $3,072 in Chicago, IL. You’ll need shared housing and careful budgeting no matter which city you pick.
Where should families live: Pearland, TX or Chicago, IL?
Families tend to lean toward Pearland, TX – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Pearland, TX vs other spots: cost of living compared

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