Cost of Living Comparison Between Patras and Kefalonia Cost of Living Comparison Between Patras and Kefalonia

Monthly Cost of Living

A single person spends $1,417 per month in Patras vs $1,628 in Kefalonia, rent included.

A couple spends around $2,154 per month in Patras vs $2,478 in Kefalonia, rent included.

A family of three spends $2,891 per month in Patras vs $3,328 in Kefalonia, rent included.

Patras is about 13% cheaper than Kefalonia, driven mainly by Eating Out.

Both Patras and Kefalonia sit above the global median – Patras by 6%, Kefalonia by 22%.

Meal at Budget Restaurant

$11.77 €10.08

$17.38 €14.87

-32.28%

Three-Course Dinner for Two, Mid-Range

$55.9 €47.84

$57.0 €48.83

-2.02%

Fast Food Meal (McDonalds, etc)

$8.82 €7.55

$9.65 €8.26

-8.60%

Cappuccino

$3.72 €3.19

$3.23 €2.76

15.17%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 €1.36

$2.30 €1.97

-30.87%

Water (0.33 liter bottle)

$0.55 €0.47

$0.56 €0.48

-1.79%

Local Beer (0.5 liter draught)

$4.59 €3.93

$5.05 €4.32

-9.11%

Imported Beer (0.33 liter bottle)

$4.64 €3.97

$5.72 €4.90

-18.88%

Milk (1 liter)

$1.75 €1.50

$1.65 €1.41

6.06%

White Bread (500g)

$1.36 €1.17

$1.49 €1.27

-8.72%

Rice (white) (1kg)

$2.25 €1.92

$2.38 €2.04

-5.46%

Eggs

$4.10 €3.51

$4.12 €3.53

-0.49%

Local Cheese (1kg)

$11.09 €9.49

$13.42 €11.49

-17.36%

Chicken Fillets (1kg)

$9.09 €7.78

$9.95 €8.52

-8.64%

Beef Round Steak (1kg)

$13.78 €11.79

$13.96 €11.95

-1.29%

Apples (1kg)

$2.14 €1.83

$2.21 €1.89

-3.17%

Banana (1kg)

$2.46 €2.11

$2.13 €1.82

15.49%

Oranges (1kg)

$1.65 €1.41

$1.49 €1.27

10.74%

Tomato (1kg)

$2.60 €2.23

$1.97 €1.68

31.98%

Potato (1kg)

$1.25 €1.07

$1.27 €1.09

-1.57%

Onion (1kg)

$1.29 €1.10

$1.21 €1.03

6.61%

Lettuce (1 head)

$0.91 €0.77

$0.98 €0.84

-7.14%

Water (1.5 liter bottle)

$1.17 €1.00

$0.82 €0.70

42.68%

Cigarettes 20 Pack (Marlboro, Camel)

$5.99 €5.12

$5.34 €4.58

12.17%

Wine (Bottle)

$6.44 €5.51

$7.10 €6.08

-9.30%

Local Beer (0.5 liter bottle)

$2.43 €2.08

$2.65 €2.27

-8.30%

Imported Beer (0.33 liter bottle)

$3.83 €3.28

$2.81 €2.40

36.30%

One-way Ticket (Public Transport)

$1.40 €1.20

$1.57 €1.35

-10.83%

Public Transport Monthly Pass (Regular Price)

$62.5 €53.5

$46.32 €39.65

34.97%

Taxi Start (Normal Tariff)

$3.96 €3.39

$4.73 €4.05

-16.28%

Taxi 1hour Waiting (Normal Tariff)

$11.59 €9.92

$13.74 €11.76

-15.65%

Gasoline (1 liter)

$2.17 €1.86

$2.14 €1.84

1.40%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.6K €27.1K

$31.3K €26.8K

1.03%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.5K €21.8K

$26.3K €22.5K

-3.14%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$220 €188

$294 €252

-25.24%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.09 €18.91

$22.96 €19.66

-3.79%

Internet (50+ Mbps, Unlimited Data)

$33.37 €28.56

$32.91 €28.17

1.40%

Gym Membership (Monthly)

$42.05 €35.99

$48.02 €41.11

-12.43%

Tennis Court (1 Hour on Weekend)

$29.03 €24.85

$26.47 €22.65

9.67%

Cinema Ticket

$9.77 €8.36

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$506 €433

$419 €358

20.77%

International Primary School, 1 Child (Yearly)

$6,404 €5,482

$6,056 €5,184

5.74%

Jeans (Levis 501 Or Similar)

$65.3 €55.9

$88.6 €75.8

-26.33%

Summer Dress (H&M, Zara, etc)

$31.87 €27.28

$38.78 €33.19

-17.82%

Sport Shoes (Adidas, Nike)

$66.9 €57.3

$98.3 €84.2

-31.97%

Men's Leather Business Shoes

$109 €93.2

$106 €90.8

2.66%

1-bedroom Apartment, City Center (Monthly)

$484 €414

$558 €478

-13.25%

1-bedroom Apartment, Outside City Center (Monthly)

$394 €337

$437 €374

-9.76%

3-bedroom Apartment, City Center (Monthly)

$788 €674

$1,146 €981

-31.28%

3-bedroom Apartment, Outside City Center (Monthly)

$696 €596

$832 €712

-16.33%

Buy Apartment in City Center (m2)

$2,129 €1,822

$2,711 €2,321

-21.49%

Buy Apartment Outside City Center (m2)

$1,840 €1,575

$2,284 €1,955

-19.43%

Average Monthly Net Salary (After Tax)

$1,241 €1,062

$1,151 €985

7.79%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.42

4.43

-0.23%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Patras: April 27, 2026

Last update for Kefalonia: April 26, 2026

Cost Breakdown

A central one-bedroom costs $484 in Patras versus $558 in Kefalonia. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 8% higher in Patras, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $56.0 in Patras versus $57.0 in Kefalonia. Monthly groceries follow the same trend: $278 vs $282 – making Patras the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Patras vs Kefalonia: Cost of Living - Frequently Asked Questions

Kefalonia costs about 15% more than Patras, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,126 per month in Patras and $2,442 in Kefalonia. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Patras, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $506 per month in Patras and $419 in Kefalonia. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 1% more in Kefalonia, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,500 monthly budget goes further in Patras, where all-in costs run around $1,417, than in Kefalonia at $1,628. In Patras it covers expenses comfortably, while in Kefalonia it requires careful planning or may not stretch far enough.

Families tend to lean toward Patras – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Patras. If higher salaries, better infrastructure, or specific career opportunities are the priority, Kefalonia makes more sense. Both are solid long-term options with distinct trade-offs.