Last update: Oct 2026

Cost of Living Comparison Between Parramatta and Singapore

For one person, living is cheaper in Parramatta: $2,908 a month against $3,500 in Singapore, rent and utilities included – about $7,100 less a year. Rent and utilities account for most of the difference.

Parramatta
🇦🇺 Australia
$2,908
/mo nomad
Singapore
🇸🇬 Singapore
$3,500
/mo nomad
Monthly Cost of Living

How much you'll spend in Parramatta and in Singapore

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Parramatta and in Singapore actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,908 in Parramatta versus $3,500 in Singapore.

  • Parramatta $2,908
  • Singapore $3,500

Estimated couple costs with rent: $4,053 in Parramatta versus $5,265 in Singapore.

  • Parramatta $4,053
  • Singapore $5,265

Monthly costs for a family of three with rent: $5,198 in Parramatta versus $7,030 in Singapore.

  • Parramatta $5,198
  • Singapore $7,030

Living in Parramatta costs roughly 17% less than in Singapore, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Parramatta 115% above, Singapore 159% above.

Currency
🍽 Eating Out
Parramatta
Singapore
Difference
Meal at Budget Restaurant
$17.43 A$25.09
$11.76 SGD 15.05
48.21%
Three-Course Dinner for Two, Mid-Range
$89.2 A$128
$70.6 SGD 90.4
26.35%
Fast Food Meal (McDonalds, etc)
$11.95 A$17.20
$8.55 SGD 10.94
39.77%
Cappuccino
$3.91 A$5.63
$5.20 SGD 6.66
-24.81%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.03 A$4.36
$1.77 SGD 2.27
71.19%
Water (0.33 liter bottle)
$2.62 A$3.77
$1.23 SGD 1.58
113.01%
Local Beer (0.5 liter draught)
$8.30 A$11.94
$8.26 SGD 10.58
0.48%
Imported Beer (0.33 liter bottle)
$7.16 A$10.30
$10.17 SGD 13.01
-29.60%
🛒 Groceries & Markets
Parramatta
Singapore
Difference
Milk (1 liter)
$1.61 A$2.31
$3.04 SGD 3.89
-47.04%
White Bread (500g)
$2.76 A$3.97
$2.55 SGD 3.26
8.24%
Rice (white) (1kg)
$2.36 A$3.39
$2.86 SGD 3.66
-17.48%
Eggs
$5.41 A$7.78
$3.53 SGD 4.51
53.26%
Local Cheese (1kg)
$12.08 A$17.38
$21.12 SGD 27.02
-42.80%
Chicken Fillets (1kg)
$9.83 A$14.15
$9.90 SGD 12.67
-0.71%
Beef Round Steak (1kg)
$15.05 A$21.66
$25.42 SGD 32.53
-40.79%
Apples (1kg)
$4.07 A$5.86
$4.57 SGD 5.85
-10.94%
Banana (1kg)
$3.09 A$4.45
$3.13 SGD 4.00
-1.28%
Oranges (1kg)
$3.34 A$4.81
$4.72 SGD 6.04
-29.24%
Tomato (1kg)
$5.17 A$7.44
$2.23 SGD 2.85
131.84%
Potato (1kg)
$3.09 A$4.45
$2.57 SGD 3.29
20.23%
Onion (1kg)
$2.42 A$3.49
$2.29 SGD 2.93
5.68%
Lettuce (1 head)
$2.54 A$3.65
$1.87 SGD 2.39
35.83%
Water (1.5 liter bottle)
$1.32 A$1.90
$1.44 SGD 1.84
-8.33%
Cigarettes 20 Pack (Marlboro, Camel)
$44.84 A$64.5
$13.97 SGD 17.88
220.97%
Wine (Bottle)
$13.69 A$19.70
$23.48 SGD 30.05
-41.70%
Local Beer (0.5 liter bottle)
$4.08 A$5.87
$4.54 SGD 5.80
-10.13%
Imported Beer (0.33 liter bottle)
$4.02 A$5.78
$4.44 SGD 5.68
-9.46%
🚌 Getting Around
Parramatta
Singapore
Difference
One-way Ticket (Public Transport)
-
$1.57 SGD 2.01
-
Public Transport Monthly Pass (Regular Price)
$138 A$199
$93.8 SGD 120
47.19%
Taxi Start (Normal Tariff)
$3.41 A$4.91
$3.64 SGD 4.66
-6.32%
Taxi (Normal Tariff) (1km)
$1.62 A$2.33
$0.76 SGD 0.97
113.16%
Taxi 1hour Waiting (Normal Tariff)
$40.33 A$58.0
$16.14 SGD 20.66
149.88%
Gasoline (1 liter)
$1.36 A$1.96
$2.45 SGD 3.14
-44.49%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.0K A$41.7K
$155.2K SGD 198.5K
-81.33%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$29.8K A$42.8K
$148.5K SGD 190.0K
-79.97%
🧾 Monthly Utilities & Internet
Parramatta
Singapore
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$221 A$318
$172 SGD 220
28.68%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$27.03 A$38.90
$12.39 SGD 15.86
118.16%
Internet (50+ Mbps, Unlimited Data)
$55.2 A$79.4
$26.21 SGD 33.54
110.42%
🎉 Sport & Entertainment
Parramatta
Singapore
Difference
Gym Membership (Monthly)
$34.61 A$49.80
$108 SGD 138
-67.96%
Tennis Court (1 Hour on Weekend)
$19.71 A$28.37
$12.31 SGD 15.75
60.11%
Cinema Ticket
$16.14 A$23.23
$11.64 SGD 14.90
38.66%
🧸 Childcare & Education
Parramatta
Singapore
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,204 A$3,172
$1,481 SGD 1,895
48.87%
International Primary School, 1 Child (Yearly)
$20.6K A$29.7K
$28.3K SGD 36.3K
-27.30%
👕👟 Clothing & Footwear
Parramatta
Singapore
Difference
Jeans (Levis 501 Or Similar)
$79.1 A$114
$80.6 SGD 103
-1.75%
Summer Dress (H&M, Zara, etc)
$55.4 A$79.7
$50.1 SGD 64.1
10.46%
Sport Shoes (Adidas, Nike)
$106 A$153
$112 SGD 143
-4.93%
Men's Leather Business Shoes
$130 A$187
$129 SGD 165
1.09%
🏠 Accommodation & Living
Parramatta
Singapore
Difference
1-bedroom Apartment, City Center (Monthly)
$1,828 A$2,630
$3,015 SGD 3,858
-39.37%
1-bedroom Apartment, Outside City Center (Monthly)
$1,542 A$2,219
$2,171 SGD 2,778
-28.97%
3-bedroom Apartment, City Center (Monthly)
$3,928 A$5,653
$5,842 SGD 7,475
-32.75%
3-bedroom Apartment, Outside City Center (Monthly)
$2,132 A$3,068
$4,044 SGD 5,174
-47.28%
Buy Apartment in City Center (m2)
$4,204 A$6,049
$23.8K SGD 30.4K
-82.33%
Buy Apartment Outside City Center (m2)
$3,283 A$4,724
$16.8K SGD 21.4K
-80.40%
💵 Salaries & Financials
Parramatta
Singapore
Difference
Average Monthly Net Salary (After Tax)
$4,103 A$5,904
$4,385 SGD 5,611
-6.43%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.84
2.44
139.34%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Parramatta: October 10, 2026

Last update for Singapore: October 13, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Parramatta
$1.5K
Singapore
$2.2K 40.8% $629
Groceries & Markets
Parramatta
$379
Singapore
$458 20.7% $78
Monthly Utilities & Internet
Parramatta
$303
Singapore
$210 30.6% $93
Eating Out
Parramatta
$301
Singapore
$256 14.9% $45
Clothing & Footwear
Parramatta
$167
Singapore
$167 0.1% $0.1
Getting Around
Parramatta
$150 *
Singapore
$107 28.1% $42
Sport & Entertainment
Parramatta
$67
Singapore
$131 96.3% $64

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,828 in Parramatta and $3,015 in Singapore. Housing cost is often the main lever when comparing two cities.

Singapore pays 7% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $89.0 in Parramatta vs $71.0 in Singapore. Groceries flip the comparison at $379 vs $458, with Parramatta cheaper for home cooking.

Good to know
🇦🇺 Parramatta
🇸🇬 Singapore
🕒 Local time
01:23 1:23 AM
22:23 10:23 PM
3 h behind Parramatta
🌤 Weather
👥 Population
19,745
5,535,002 Capital
💱 Currency
Exchange rates and currency converter

SGD, USD, EUR to AUD – Australian Dollar Converter

Australian Dollar exchange rates as of October 18, 2026: 1 USD = 1.44 AUD (1 AUD = 0.695 USD). 1 EUR = 1.62 AUD (1 AUD = 0.618 EUR).

Singapore Dollar exchange rates as of October 18, 2026: 1 USD = 1.28 SGD (1 SGD = 0.781 USD). 1 EUR = 1.44 SGD (1 SGD = 0.695 EUR).

On the map
Between locations
  • Parramatta Singapore 6,280 km ≈ 8 h nonstop flight
From you
  • Parramatta
  • Singapore

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Parramatta vs Singapore: Cost of Living - Frequently Asked Questions
Is Singapore cheaper than Parramatta?
Parramatta is cheaper overall, especially in groceries, clothing, and leisure. The 20% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Parramatta or Singapore?
On paper, salaries run 7% lower in Singapore. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
What is the rent difference between Parramatta and Singapore?
Rent for a central apartment: $1,828 in Parramatta versus $3,015 in Singapore. Housing is usually the single largest factor when comparing overall living costs between the two.
What are total monthly expenses in Parramatta and in Singapore?
All in, you'll spend $2,908 per month in Parramatta versus $3,500 in Singapore – a 20% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city has cheaper public transport?
A monthly transit pass in Parramatta runs roughly 47% less than in Singapore. Both cities have functional networks, but the price difference matters if you're watching your budget.
Is $2,500 enough to cover costs in Parramatta or in Singapore?
Both cities are expensive relative to $2,500. Parramatta is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.
Is it better to live in Parramatta or in Singapore?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Which city is safer, Parramatta or Singapore?
Safety-wise, Parramatta and Singapore are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Parramatta gentler on the wallet – expenses run 20% less than in Singapore. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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