Last update: Oct 2026

Cost of Living Comparison Between Parramatta and Cebu

For one person, living is cheaper in Cebu: $918 a month against $2,908 in Parramatta, rent and utilities included – about $23,900 less a year. Rent and utilities account for most of the difference.

141

Cost of Living Index in Parramatta
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Parramatta Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Parramatta

🇦🇺 Australia

$2,908

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Parramatta and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Parramatta and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,908 in Parramatta versus $918 in Cebu.

Parramatta $2,908
Cebu $918

Estimated couple costs with rent: $4,053 in Parramatta versus $1,409 in Cebu.

Parramatta $4,053
Cebu $1,409

Monthly costs for a family of three with rent: $5,198 in Parramatta versus $1,900 in Cebu.

Parramatta $5,198
Cebu $1,900

Living in Parramatta is roughly 217% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Parramatta is 115% above, Cebu is 32% below.

Meal at Budget Restaurant

$17.43 A$25.09

$3.09 ₱194

464.08%

Three-Course Dinner for Two, Mid-Range

$89.2 A$128

$24.22 ₱1,525

268.41%

Fast Food Meal (McDonalds, etc)

$11.95 A$17.20

$3.92 ₱247

204.85%

Cappuccino

$3.91 A$5.63

$2.51 ₱158

55.78%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.03 A$4.36

$1.59 ₱100

90.57%

Water (0.33 liter bottle)

$2.62 A$3.77

$0.53 ₱33.43

394.34%

Local Beer (0.5 liter draught)

$8.30 A$11.94

$1.78 ₱112

366.29%

Imported Beer (0.33 liter bottle)

$7.16 A$10.30

$2.17 ₱137

229.95%

Milk (1 liter)

$1.61 A$2.31

$1.92 ₱121

-16.15%

White Bread (500g)

$2.76 A$3.97

$1.36 ₱85.4

102.94%

Rice (white) (1kg)

$2.36 A$3.39

$1.01 ₱63.5

133.66%

Eggs

$5.41 A$7.78

$2.03 ₱128

166.50%

Local Cheese (1kg)

$12.08 A$17.38

$9.86 ₱621

22.52%

Chicken Fillets (1kg)

$9.83 A$14.15

$4.39 ₱277

123.92%

Beef Round Steak (1kg)

$15.05 A$21.66

$7.60 ₱479

98.03%

Apples (1kg)

$4.07 A$5.86

$3.30 ₱208

23.33%

Banana (1kg)

$3.09 A$4.45

$1.39 ₱87.8

122.30%

Oranges (1kg)

$3.34 A$4.81

$2.33 ₱147

43.35%

Tomato (1kg)

$5.17 A$7.44

$1.50 ₱94.3

244.67%

Potato (1kg)

$3.09 A$4.45

$2.36 ₱149

30.93%

Onion (1kg)

$2.42 A$3.49

$1.90 ₱119

27.37%

Lettuce (1 head)

$2.54 A$3.65

$1.19 ₱74.9

113.45%

Water (1.5 liter bottle)

$1.32 A$1.90

$0.63 ₱39.71

109.52%

Cigarettes 20 Pack (Marlboro, Camel)

$44.84 A$64.5

$3.00 ₱189

1394.67%

Wine (Bottle)

$13.69 A$19.70

$6.03 ₱379

127.03%

Local Beer (0.5 liter bottle)

$4.08 A$5.87

$1.23 ₱77.7

231.71%

Imported Beer (0.33 liter bottle)

$4.02 A$5.78

$1.75 ₱110

129.71%

One-way Ticket (Public Transport)

$0.25 ₱15.86

Public Transport Monthly Pass (Regular Price)

$138 A$199

$12.64 ₱796

991.85%

Taxi Start (Normal Tariff)

$3.41 A$4.91

$0.77 ₱48.62

342.86%

Taxi (Normal Tariff) (1km)

$1.62 A$2.33

$0.23 ₱14.53

604.35%

Taxi 1hour Waiting (Normal Tariff)

$40.33 A$58.0

$4.46 ₱281

804.26%

Gasoline (1 liter)

$1.36 A$1.96

$1.31 ₱82.8

3.82%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.0K A$41.7K

$21.2K ₱1.3M

36.34%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.8K A$42.8K

$19.1K ₱1.2M

55.39%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$221 A$318

$120 ₱7,569

83.61%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.03 A$38.90

$14.00 ₱882

93.07%

Internet (50+ Mbps, Unlimited Data)

$55.2 A$79.4

$27.54 ₱1,734

100.25%

Gym Membership (Monthly)

$34.61 A$49.80

$32.33 ₱2,035

7.05%

Tennis Court (1 Hour on Weekend)

$19.71 A$28.37

$6.65 ₱419

196.39%

Cinema Ticket

$16.14 A$23.23

$5.65 ₱356

185.66%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,204 A$3,172

$275 ₱17.3K

700.70%

International Primary School, 1 Child (Yearly)

$20.6K A$29.7K

$7,918 ₱498.5K

160.24%

Jeans (Levis 501 Or Similar)

$79.1 A$114

$49.33 ₱3,106

60.43%

Summer Dress (H&M, Zara, etc)

$55.4 A$79.7

$25.24 ₱1,589

119.29%

Sport Shoes (Adidas, Nike)

$106 A$153

$77.0 ₱4,846

38.10%

Men's Leather Business Shoes

$130 A$187

$57.2 ₱3,601

127.78%

1-bedroom Apartment, City Center (Monthly)

$1,828 A$2,630

$500 ₱31.5K

265.89%

1-bedroom Apartment, Outside City Center (Monthly)

$1,542 A$2,219

$309 ₱19.4K

399.31%

3-bedroom Apartment, City Center (Monthly)

$3,928 A$5,653

$1,078 ₱67.9K

264.48%

3-bedroom Apartment, Outside City Center (Monthly)

$2,132 A$3,068

$615 ₱38.7K

246.53%

Buy Apartment in City Center (m2)

$4,204 A$6,049

$2,886 ₱181.7K

45.66%

Buy Apartment Outside City Center (m2)

$3,283 A$4,724

$1,917 ₱120.7K

71.29%

Average Monthly Net Salary (After Tax)

$4,103 A$5,904

$346 ₱21.8K

1085.89%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.84

7.2

-18.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Parramatta: October 10, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Parramatta

$1.5K 53%

Cebu

$309 33.6% 80% $1.2K

Groceries & Markets

Parramatta

$379 13%

Cebu

$206 22.4% 45.7% $173

Monthly Utilities & Internet

Parramatta

$303 10.4%

Cebu

$162 17.6% 46.6% $141

Eating Out

Parramatta

$301 10.3%

Cebu

$88 9.6% 70.6% $212

Clothing & Footwear

Parramatta

$167 5.7%

Cebu

$94 10.2% 43.7% $73

Getting Around

Parramatta

$150 * 5.1%

Cebu

$16 1.7% 89.6% $134

Sport & Entertainment

Parramatta

$67 2.3%

Cebu

$44 4.8% 34.8% $23

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,828 in Parramatta and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Parramatta pays 1086% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $89.0 in Parramatta vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $379 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇦🇺 Parramatta

🇵🇭 Cebu

🕒 Local time

01:15 1:15 AM

22:15 10:15 PM

3 h behind Parramatta

🌤 Weather

👥 Population

19,745

964,169

💱 Currency

Australian Dollar AUD $

Philippine Peso PHP ₱

📈 Exchange rate

1 AUD = 0.695 USD

1 AUD = 0.618 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to AUD – Australian Dollar Converter

🇺🇸 United States Dollar ($)

🇦🇺 Australian Dollar ($)

Australian Dollar exchange rates as of October 18, 2026: 1 USD = 1.44 AUD (1 AUD = 0.695 USD). 1 EUR = 1.62 AUD (1 AUD = 0.618 EUR).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to AUD in detail →

On the map

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Between locations

Parramatta Cebu 5,680 km ≈ 8 h nonstop flight

From you

Parramatta
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Parramatta vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 217% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 1086% higher in Parramatta, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,828 in Parramatta versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,908 per month in Parramatta versus $918 in Cebu – a 217% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 992% less than in Parramatta. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $2,908 in Parramatta, a $1,500 budget is realistic in Cebu but tight or insufficient in Parramatta. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Parramatta, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Parramatta and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 217% less than in Parramatta. Beyond cost, consider language, visa policies, and how big the international community is in each city.