Last update: Oct 2026

Cost of Living Comparison Between Paris and Cergy

For one person, living is cheaper in Cergy: $1,666 a month against $2,613 in Paris, rent and utilities included – about $11,400 less a year. Rent and utilities account for most of the difference.

127

Cost of Living Index in Paris
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Paris Living Index
81

Cost of Living Index in Cergy
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Cergy Living Index

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Paris

🇫🇷 France

$2,613

/mo nomad

Cergy

🇫🇷 France

$1,666

/mo nomad

Monthly Cost of Living

How much you'll spend in Paris and in Cergy

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Paris and in Cergy actually costs, broken down by who's living it.

A single person spends $2,613 per month in Paris vs $1,666 in Cergy, rent included.

Paris $2,613
Cergy $1,666

A couple spends around $4,026 per month in Paris vs $2,536 in Cergy, rent included.

Paris $4,026
Cergy $2,536

A family of three spends $5,440 per month in Paris vs $3,405 in Cergy, rent included.

Paris $5,440
Cergy $3,405

Paris costs about 57% more than Cergy, and outside of rent the biggest gap is in eating out.

Both Paris and Cergy sit above the global median – Paris by 94%, Cergy by 23%.

Meal at Budget Restaurant

$18.11 €16.11

$8.87 €7.89

104.17%

Three-Course Dinner for Two, Mid-Range

$77.1 €68.5

$49.28 €43.83

56.35%

Fast Food Meal (McDonalds, etc)

$13.58 €12.08

$9.05 €8.05

50.06%

Cappuccino

$4.99 €4.44

$2.81 €2.50

77.58%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$4.41 €3.92

$1.30 €1.16

239.23%

Water (0.33 liter bottle)

$2.67 €2.37

$1.74 €1.55

53.45%

Local Beer (0.5 liter draught)

$7.83 €6.96

$5.16 €4.59

51.74%

Imported Beer (0.33 liter bottle)

$6.75 €6.01

$5.49 €4.88

22.95%

Milk (1 liter)

$1.55 €1.38

$1.24 €1.11

25.00%

White Bread (500g)

$2.54 €2.26

$1.88 €1.67

35.11%

Rice (white) (1kg)

$2.66 €2.36

$2.83 €2.51

-6.01%

Eggs

$4.32 €3.84

$4.04 €3.60

6.93%

Local Cheese (1kg)

$22.04 €19.61

$21.87 €19.45

0.78%

Chicken Fillets (1kg)

$13.97 €12.43

$10.42 €9.27

34.07%

Beef Round Steak (1kg)

$22.31 €19.84

$23.27 €20.70

-4.13%

Apples (1kg)

$3.18 €2.83

$3.43 €3.05

-7.29%

Banana (1kg)

$2.18 €1.94

$2.09 €1.86

4.31%

Oranges (1kg)

$2.88 €2.56

$2.21 €1.96

30.32%

Tomato (1kg)

$4.18 €3.72

$2.16 €1.92

93.52%

Potato (1kg)

$1.79 €1.59

$1.91 €1.70

-6.28%

Onion (1kg)

$2.48 €2.21

$2.03 €1.80

22.17%

Lettuce (1 head)

$1.82 €1.62

$1.78 €1.58

2.25%

Water (1.5 liter bottle)

$0.95 €0.84

$0.68 €0.61

39.71%

Cigarettes 20 Pack (Marlboro, Camel)

$14.73 €13.10

$13.07 €11.63

12.70%

Wine (Bottle)

$9.07 €8.07

$8.45 €7.51

7.34%

Local Beer (0.5 liter bottle)

$2.70 €2.40

$2.40 €2.14

12.50%

Imported Beer (0.33 liter bottle)

$3.61 €3.21

$4.31 €3.84

-16.24%

One-way Ticket (Public Transport)

$2.87 €2.55

$1.87 €1.66

53.48%

Public Transport Monthly Pass (Regular Price)

$101 €89.9

$48.29 €42.95

109.28%

Taxi Start (Normal Tariff)

$8.76 €7.80

$2.24 €1.99

291.07%

Taxi (Normal Tariff) (1km)

$1.42 €1.26

$2.14 €1.90

-33.64%

Taxi 1hour Waiting (Normal Tariff)

$46.47 €41.33

$24.55 €21.84

89.29%

Gasoline (1 liter)

$2.30 €2.05

$1.95 €1.73

17.95%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.8K €31.0K

$33.9K €30.1K

2.81%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$35.2K €31.3K

-0.10%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$247 €219

$206 €183

19.95%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.01 €14.24

$15.07 €13.41

6.24%

Internet (50+ Mbps, Unlimited Data)

$29.34 €26.09

$22.38 €19.91

31.10%

Gym Membership (Monthly)

$38.84 €34.54

$35.13 €31.25

10.56%

Tennis Court (1 Hour on Weekend)

$18.47 €16.43

Cinema Ticket

$14.23 €12.66

$14.22 €12.65

0.07%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,773 €1,577

$625 €556

183.76%

International Primary School, 1 Child (Yearly)

$25.9K €23.1K

$8,211 €7,304

215.78%

Jeans (Levis 501 Or Similar)

$110 €97.5

$88.2 €78.4

24.35%

Summer Dress (H&M, Zara, etc)

$52.6 €46.82

$40.58 €36.09

29.69%

Sport Shoes (Adidas, Nike)

$118 €105

$99.8 €88.8

17.77%

Men's Leather Business Shoes

$160 €142

$104 €92.1

54.13%

1-bedroom Apartment, City Center (Monthly)

$1,580 €1,405

$742 €660

112.98%

1-bedroom Apartment, Outside City Center (Monthly)

$1,200 €1,068

$602 €535

99.45%

3-bedroom Apartment, City Center (Monthly)

$3,406 €3,030

$1,384 €1,231

146.17%

3-bedroom Apartment, Outside City Center (Monthly)

$2,304 €2,049

$1,104 €982

108.77%

Buy Apartment in City Center (m2)

$14.4K €12.8K

$3,853 €3,427

273.05%

Buy Apartment Outside City Center (m2)

$9,759 €8,681

$3,001 €2,669

225.18%

Average Monthly Net Salary (After Tax)

$3,452 €3,071

$2,624 €2,334

31.56%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.4

3.5

-2.86%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Paris: October 13, 2026

Last update for Cergy: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Paris

$1.2K 45.9%

Cergy

$602 36.1% 49.9% $599

Groceries & Markets

Paris

$401 15.3%

Cergy

$358 21.5% 10.7% $43

Eating Out

Paris

$326 12.5%

Cergy

$181 10.9% 44.6% $146

Monthly Utilities & Internet

Paris

$292 11.2%

Cergy

$243 14.6% 16.8% $49

Clothing & Footwear

Paris

$198 7.6%

Cergy

$149 9% 24.4% $48

Getting Around

Paris

$128 4.9%

Cergy

$69 4.1% 46.5% $60

Sport & Entertainment

Paris

$67 2.6%

Cergy

$64 3.8% 5.5% $3.7

Cost Breakdown

A central one-bedroom costs $1,580 in Paris versus $742 in Cergy. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 32% higher in Paris, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $77.0 in Paris versus $49.00 in Cergy. Monthly groceries follow the same trend: $401 vs $358 – making Cergy the more affordable choice for daily food spending.

Good to know

🇫🇷 Paris

🇫🇷 Cergy

🕒 Local time

14:35 2:35 PM

Same time as Paris

🌤 Weather

👥 Population

2,133,111 Capital

68,348

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

On the map

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Between locations

Paris Cergy 32 km

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Paris
Cergy

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Paris vs Cergy: Cost of Living - Frequently Asked Questions

Yes – Paris is pricier by about 57%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $3,920 per month in Paris and $2,498 in Cergy. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cergy, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $77.0 in Paris and $49.00 in Cergy. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $2,613 in Paris and $1,666 in Cergy. That's a gap of about 57%.

A $2,500 monthly budget goes further in Cergy, where all-in costs run around $1,666, than in Paris at $2,613. In Cergy it covers expenses comfortably, while in Paris it requires careful planning or may not stretch far enough.

Families tend to lean toward Cergy – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Cergy. If higher salaries, better infrastructure, or specific career opportunities are the priority, Paris makes more sense. Both are solid long-term options with distinct trade-offs.