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Cost of Living Comparison Between Papamoa Beach and Ubud, Bali Cost of Living Comparison Between Papamoa Beach and Ubud, Bali

😐 Solo nomad: Papamoa Beach is 106.5% more expensive than Ubud, Bali without rent, and 151.4% more expensive with rent.
😐 Family of 3: Papamoa Beach is 68% more expensive than Ubud, Bali without rent, and 154% more expensive with rent.
Currency
🍽 Eating Out
Papamoa Beach
Ubud, Bali
Difference
Meal at Budget Restaurant
$15.22 NZ$26.57
$2.85 Rp 47.5K
434.04%
Three-Course Dinner for Two, Mid-Range
$77.9 NZ$136
$12.26 Rp 204.3K
534.99%
Fast Food Meal (McDonalds, etc)
$9.44 NZ$16.49
$3.28 Rp 54.6K
187.80%
Cappuccino
$3.38 NZ$5.9
$2.3 Rp 38.3K
46.96%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.24 NZ$3.92
$1.11 Rp 18.5K
101.80%
Water (0.33 liter bottle)
$2.27 NZ$3.97
$0.26 Rp 4,324
773.08%
Local Beer (0.5 liter draught)
$7.09 NZ$12.39
$2.4 Rp 40K
195.42%
Imported Beer (0.33 liter bottle)
$7.26 NZ$12.68
$3.15 Rp 52.5K
130.48%
🛒 Groceries & Markets
Papamoa Beach
Ubud, Bali
Difference
Milk (1 liter)
$1.75 NZ$3.05
$1.49 Rp 24.9K
17.45%
White Bread (500g)
$1.07 NZ$1.88
$1.65 Rp 27.5K
-35.15%
Rice (white) (1kg)
$2.01 NZ$3.51
$1.13 Rp 18.9K
77.88%
Eggs
$6.95 NZ$12.14
$2.33 Rp 38.9K
198.28%
Local Cheese (1kg)
$8.51 NZ$14.85
$13.7 Rp 228.3K
-37.88%
Chicken Fillets (1kg)
$9.65 NZ$16.86
$3.97 Rp 66.2K
143.07%
Beef Round Steak (1kg)
$13.17 NZ$22.99
$11.22 Rp 187K
17.38%
Apples (1kg)
$2.92 NZ$5.09
$3.48 Rp 57.9K
-16.09%
Banana (1kg)
$2.19 NZ$3.83
$1.5 Rp 25K
46.00%
Oranges (1kg)
$3.32 NZ$5.8
$2.68 Rp 44.6K
23.88%
Tomato (1kg)
$4.13 NZ$7.21
$1.35 Rp 22.5K
205.93%
Potato (1kg)
$2 NZ$3.49
$1.57 Rp 26.2K
27.39%
Onion (1kg)
$1.63 NZ$2.84
$2.1 Rp 34.9K
-22.38%
Lettuce (1 head)
$1.88 NZ$3.29
$1.03 Rp 17.1K
82.52%
Water (1.5 liter bottle)
$1.28 NZ$2.24
$0.57 Rp 9,488
124.56%
Cigarettes 20 Pack (Marlboro, Camel)
$24.88 NZ$43.44
$2.31 Rp 38.5K
977.06%
Wine (Bottle)
$11.3 NZ$19.74
$15.21 Rp 253.5K
-25.71%
Local Beer (0.5 liter bottle)
$2.99 NZ$5.22
$2.49 Rp 41.5K
20.08%
Imported Beer (0.33 liter bottle)
$3.84 NZ$6.7
$2.66 Rp 44.3K
44.36%
🚌 Getting Around
Papamoa Beach
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$2.15 NZ$3.75
$0.29 Rp 4,911
641.38%
Public Transport Monthly Pass (Regular Price)
$64.3 NZ$112
$10.03 Rp 167.1K
540.58%
Taxi Start (Normal Tariff)
$2.06 NZ$3.6
$0.45 Rp 7,480
357.78%
Taxi (Normal Tariff) (1km)
$1.91 NZ$3.34
$0.34 Rp 5,748
461.76%
Taxi 1hour Waiting (Normal Tariff)
$35.32 NZ$61.7
$5.97 Rp 99.4K
491.62%
Gasoline (1 liter)
$1.61 NZ$2.81
$0.75 Rp 12.4K
114.67%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.1K NZ$49.1K
$25.8K Rp 430.2M
8.97%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.2K NZ$38.8K
$31.7K Rp 528.9M
-30.06%
🧾 Monthly Utilities & Internet
Papamoa Beach
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$144 NZ$252
$64.6 Rp 1.1M
123.00%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$29.98 NZ$52.3
$4.14 Rp 69K
624.15%
Internet (50+ Mbps, Unlimited Data)
$49.06 NZ$85.7
$23.99 Rp 399.7K
104.50%
🎉 Sport & Entertainment
Papamoa Beach
Ubud, Bali
Difference
Gym Membership (Monthly)
$36.57 NZ$63.9
$23.29 Rp 388.1K
57.02%
Tennis Court (1 Hour on Weekend)
$12 NZ$20.95
$6.19 Rp 103.1K
93.86%
Cinema Ticket
$15.22 NZ$26.58
$3.45 Rp 57.5K
341.16%
🧸 Childcare & Education
Papamoa Beach
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$898 NZ$1,568
$91.9 Rp 1.5M
877.02%
International Primary School, 1 Child (Yearly)
$13.4K NZ$23.4K
$5,912 Rp 98.5M
126.54%
👕👟 Clothing & Footwear
Papamoa Beach
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$64.5 NZ$113
$51.5 Rp 857.6K
25.26%
Summer Dress (H&M, Zara, etc)
$50.3 NZ$87.8
$24.45 Rp 407.3K
105.60%
Sport Shoes (Adidas, Nike)
$86.1 NZ$150
$84.4 Rp 1.4M
2.04%
Men's Leather Business Shoes
$120 NZ$210
$74.3 Rp 1.2M
61.82%
🏠 Accommodation & Living
Papamoa Beach
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$961 NZ$1,678
$261 Rp 4.4M
267.79%
1-bedroom Apartment, Outside City Center (Monthly)
$788 NZ$1,375
$160 Rp 2.7M
393.71%
3-bedroom Apartment, City Center (Monthly)
$1,600 NZ$2,794
$585 Rp 9.7M
173.57%
3-bedroom Apartment, Outside City Center (Monthly)
$1,433 NZ$2,502
$328 Rp 5.5M
336.51%
Buy Apartment in City Center (m2)
$4,123 NZ$7,199
$985 Rp 16.4M
318.53%
Buy Apartment Outside City Center (m2)
$3,501 NZ$6,114
$847 Rp 14.1M
313.44%
💵 Salaries & Financials
Papamoa Beach
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$1,615 NZ$2,820
$178 Rp 3M
807.53%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.37
13.28
-52.03%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Papamoa Beach: December 1, 2025

Last update for Ubud, Bali: December 2, 2025

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