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Cost of Living Comparison Between Papamoa Beach and Ubud, Bali Cost of Living Comparison Between Papamoa Beach and Ubud, Bali

😐 Solo nomad: Papamoa Beach is 51.6% more expensive than Ubud, Bali without rent, and 29% more expensive with rent.
😐 Family of 3: Papamoa Beach is 51.6% more expensive than Ubud, Bali without rent, and 7.5% more expensive with rent.
Currency
🍽 Eating Out
Papamoa Beach
Ubud, Bali
Difference
Meal at Budget Restaurant
$15.30 NZ$26.63
$3.43 Rp 58.1K
346.06%
Three-Course Dinner for Two, Mid-Range
$78.0 NZ$136
$32.70 Rp 553.4K
138.44%
Fast Food Meal (McDonalds, etc)
$9.38 NZ$16.32
$5.04 Rp 85.2K
86.11%
Cappuccino
$3.36 NZ$5.85
$2.85 Rp 48.2K
17.89%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.26 NZ$3.93
$1.34 Rp 22.8K
68.66%
Water (0.33 liter bottle)
$2.21 NZ$3.85
$0.75 Rp 12.6K
194.67%
Local Beer (0.5 liter draught)
$7.17 NZ$12.47
$2.90 Rp 49.1K
147.24%
Imported Beer (0.33 liter bottle)
$7.29 NZ$12.69
$3.94 Rp 66.7K
85.03%
🛒 Groceries & Markets
Papamoa Beach
Ubud, Bali
Difference
Milk (1 liter)
$1.74 NZ$3.03
$1.80 Rp 30.5K
-3.33%
White Bread (500g)
$1.03 NZ$1.80
$2.55 Rp 43.2K
-59.61%
Rice (white) (1kg)
$1.94 NZ$3.38
$1.19 Rp 20.2K
63.03%
Eggs
$6.90 NZ$12.00
$2.42 Rp 40.9K
185.12%
Local Cheese (1kg)
$8.59 NZ$14.96
$14.38 Rp 243.4K
-40.26%
Chicken Fillets (1kg)
$9.84 NZ$17.12
$4.21 Rp 71.2K
133.73%
Beef Round Steak (1kg)
$12.98 NZ$22.59
$11.88 Rp 201.0K
9.26%
Apples (1kg)
$2.80 NZ$4.87
$3.71 Rp 62.8K
-24.53%
Banana (1kg)
$2.17 NZ$3.78
$1.56 Rp 26.4K
39.10%
Oranges (1kg)
$3.35 NZ$5.84
$2.77 Rp 46.9K
20.94%
Tomato (1kg)
$4.02 NZ$7.00
$2.22 Rp 37.6K
81.08%
Potato (1kg)
$2.05 NZ$3.57
$1.99 Rp 33.8K
3.02%
Onion (1kg)
$1.65 NZ$2.88
$2.29 Rp 38.8K
-27.95%
Lettuce (1 head)
$1.95 NZ$3.39
$1.01 Rp 17.1K
93.07%
Water (1.5 liter bottle)
$1.24 NZ$2.16
$0.78 Rp 13.3K
58.97%
Cigarettes 20 Pack (Marlboro, Camel)
$24.97 NZ$43.44
$3.17 Rp 53.6K
687.70%
Wine (Bottle)
$10.56 NZ$18.37
$23.70 Rp 401.1K
-55.44%
Local Beer (0.5 liter bottle)
$3.07 NZ$5.33
$2.78 Rp 47.0K
10.43%
Imported Beer (0.33 liter bottle)
$3.80 NZ$6.62
$2.75 Rp 46.5K
38.18%
🚌 Getting Around
Papamoa Beach
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$2.06 NZ$3.58
$0.27 Rp 4,514
662.96%
Public Transport Monthly Pass (Regular Price)
$65.2 NZ$113
$8.14 Rp 137.7K
701.35%
Taxi Start (Normal Tariff)
$2.13 NZ$3.71
$0.45 Rp 7,609
373.33%
Taxi (Normal Tariff) (1km)
$1.92 NZ$3.34
$0.42 Rp 7,192
357.14%
Taxi 1hour Waiting (Normal Tariff)
$35.59 NZ$61.9
$6.18 Rp 104.6K
475.89%
Gasoline (1 liter)
$1.61 NZ$2.81
$0.80 Rp 13.5K
101.25%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.5K NZ$49.6K
$26.2K Rp 443.1M
8.98%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.6K NZ$39.3K
$31.6K Rp 534.8M
-28.54%
🧾 Monthly Utilities & Internet
Papamoa Beach
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$142 NZ$247
$80.7 Rp 1.4M
75.64%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$30.80 NZ$53.6
$4.12 Rp 69.8K
647.57%
Internet (50+ Mbps, Unlimited Data)
$49.10 NZ$85.4
$23.70 Rp 401.0K
107.17%
🎉 Sport & Entertainment
Papamoa Beach
Ubud, Bali
Difference
Gym Membership (Monthly)
$36.50 NZ$63.5
$96.9 Rp 1.6M
-62.32%
Tennis Court (1 Hour on Weekend)
$12.11 NZ$21.08
$6.29 Rp 106.4K
92.53%
Cinema Ticket
$15.33 NZ$26.68
$4.11 Rp 69.5K
272.99%
🧸 Childcare & Education
Papamoa Beach
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$892 NZ$1,552
$298 Rp 5.0M
199.04%
International Primary School, 1 Child (Yearly)
$13.4K NZ$23.3K
$6,540 Rp 110.7M
104.66%
👕👟 Clothing & Footwear
Papamoa Beach
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$63.7 NZ$111
$53.4 Rp 904.2K
19.24%
Summer Dress (H&M, Zara, etc)
$49.47 NZ$86.1
$38.33 Rp 648.6K
29.06%
Sport Shoes (Adidas, Nike)
$86.6 NZ$151
$86.4 Rp 1.5M
0.23%
Men's Leather Business Shoes
$119 NZ$206
$78.9 Rp 1.3M
50.30%
🏠 Accommodation & Living
Papamoa Beach
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$988 NZ$1,719
$1,015 Rp 17.2M
-2.69%
1-bedroom Apartment, Outside City Center (Monthly)
$789 NZ$1,373
$669 Rp 11.3M
18.06%
3-bedroom Apartment, City Center (Monthly)
$1,589 NZ$2,764
$3,348 Rp 56.7M
-52.55%
3-bedroom Apartment, Outside City Center (Monthly)
$1,412 NZ$2,457
$2,114 Rp 35.8M
-33.19%
Buy Apartment in City Center (m2)
$5,281 NZ$9,188
$3,020 Rp 51.1M
74.86%
Buy Apartment Outside City Center (m2)
$3,475 NZ$6,047
$2,334 Rp 39.5M
48.89%
💵 Salaries & Financials
Papamoa Beach
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$1,613 NZ$2,806
$178 Rp 3.0M
804.15%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.37
13.28
-52.03%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Papamoa Beach: January 11, 2026

Last update for Ubud, Bali: January 12, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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