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Cost of Living Comparison Between Papamoa Beach and Dunedin Cost of Living Comparison Between Papamoa Beach and Dunedin

😐 Solo nomad: Papamoa Beach is 2.1% more expensive than Dunedin without rent, and 0.9% more expensive with rent.
🙂 Family of 3: Papamoa Beach is 10.7% cheaper than Dunedin without rent, and 7.9% more expensive with rent.
Currency
🍽 Eating Out
Papamoa Beach
Dunedin
Difference
Meal at Budget Restaurant
$15.30 NZ$26.63
$12.27 NZ$21.35
24.69%
Three-Course Dinner for Two, Mid-Range
$78.0 NZ$136
$73.2 NZ$127
6.49%
Fast Food Meal (McDonalds, etc)
$9.38 NZ$16.32
$10.66 NZ$18.54
-12.01%
Cappuccino
$3.36 NZ$5.85
$3.52 NZ$6.13
-4.55%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.26 NZ$3.93
$2.28 NZ$3.96
-0.88%
Water (0.33 liter bottle)
$2.21 NZ$3.85
$2.10 NZ$3.66
5.24%
Local Beer (0.5 liter draught)
$7.17 NZ$12.47
$7.09 NZ$12.34
1.13%
Imported Beer (0.33 liter bottle)
$7.29 NZ$12.69
$5.91 NZ$10.29
23.35%
🛒 Groceries & Markets
Papamoa Beach
Dunedin
Difference
Milk (1 liter)
$1.74 NZ$3.03
$2.10 NZ$3.65
-17.14%
White Bread (500g)
$1.03 NZ$1.80
$1.97 NZ$3.43
-47.72%
Rice (white) (1kg)
$1.94 NZ$3.38
$1.91 NZ$3.32
1.57%
Eggs
$6.90 NZ$12.00
$5.58 NZ$9.71
23.66%
Local Cheese (1kg)
$8.59 NZ$14.96
$8.33 NZ$14.50
3.12%
Chicken Fillets (1kg)
$9.84 NZ$17.12
$10.56 NZ$18.37
-6.82%
Beef Round Steak (1kg)
$12.98 NZ$22.59
$12.91 NZ$22.45
0.54%
Apples (1kg)
$2.80 NZ$4.87
$2.86 NZ$4.98
-2.10%
Banana (1kg)
$2.17 NZ$3.78
$2.28 NZ$3.96
-4.82%
Oranges (1kg)
$3.35 NZ$5.84
$3.34 NZ$5.81
0.30%
Tomato (1kg)
$4.02 NZ$7.00
$4.45 NZ$7.74
-9.66%
Potato (1kg)
$2.05 NZ$3.57
$1.91 NZ$3.33
7.33%
Onion (1kg)
$1.65 NZ$2.88
$2.06 NZ$3.58
-19.90%
Lettuce (1 head)
$1.95 NZ$3.39
$2.54 NZ$4.43
-23.23%
Water (1.5 liter bottle)
$1.24 NZ$2.16
$1.07 NZ$1.86
15.89%
Cigarettes 20 Pack (Marlboro, Camel)
$24.97 NZ$43.44
$23.72 NZ$41.26
5.27%
Wine (Bottle)
$10.56 NZ$18.37
$9.10 NZ$15.83
16.04%
Local Beer (0.5 liter bottle)
$3.07 NZ$5.33
$2.55 NZ$4.44
20.39%
Imported Beer (0.33 liter bottle)
$3.80 NZ$6.62
$3.68 NZ$6.40
3.26%
🚌 Getting Around
Papamoa Beach
Dunedin
Difference
One-way Ticket (Public Transport)
$2.06 NZ$3.58
$1.18 NZ$2.06
74.58%
Public Transport Monthly Pass (Regular Price)
$65.2 NZ$113
$71.6 NZ$125
-8.93%
Taxi Start (Normal Tariff)
$2.13 NZ$3.71
$5.97 NZ$10.39
-64.32%
Taxi (Normal Tariff) (1km)
$1.92 NZ$3.34
$1.14 NZ$1.98
68.42%
Taxi 1hour Waiting (Normal Tariff)
$35.59 NZ$61.9
$30.55 NZ$53.2
16.50%
Gasoline (1 liter)
$1.61 NZ$2.81
$1.73 NZ$3.01
-6.94%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.5K NZ$49.6K
$19.8K NZ$34.4K
44.27%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.6K NZ$39.3K
$25.3K NZ$44.1K
-10.81%
🧾 Monthly Utilities & Internet
Papamoa Beach
Dunedin
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$142 NZ$247
$103 NZ$179
37.67%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$30.80 NZ$53.6
$35.75 NZ$62.2
-13.85%
Internet (50+ Mbps, Unlimited Data)
$49.10 NZ$85.4
$56.1 NZ$97.5
-12.42%
🎉 Sport & Entertainment
Papamoa Beach
Dunedin
Difference
Gym Membership (Monthly)
$36.50 NZ$63.5
$52.0 NZ$90.5
-29.83%
Tennis Court (1 Hour on Weekend)
$12.11 NZ$21.08
$5.94 NZ$10.33
103.87%
Cinema Ticket
$15.33 NZ$26.68
$9.69 NZ$16.87
58.20%
🧸 Childcare & Education
Papamoa Beach
Dunedin
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$892 NZ$1,552
$588 NZ$1,024
51.62%
International Primary School, 1 Child (Yearly)
$13.4K NZ$23.3K
$11.9K NZ$20.8K
12.24%
👕👟 Clothing & Footwear
Papamoa Beach
Dunedin
Difference
Jeans (Levis 501 Or Similar)
$63.7 NZ$111
$66.5 NZ$116
-4.21%
Summer Dress (H&M, Zara, etc)
$49.47 NZ$86.1
$35.53 NZ$61.8
39.23%
Sport Shoes (Adidas, Nike)
$86.6 NZ$151
$95.0 NZ$165
-8.87%
Men's Leather Business Shoes
$119 NZ$206
$122 NZ$212
-2.84%
🏠 Accommodation & Living
Papamoa Beach
Dunedin
Difference
1-bedroom Apartment, City Center (Monthly)
$988 NZ$1,719
$881 NZ$1,534
12.11%
1-bedroom Apartment, Outside City Center (Monthly)
$789 NZ$1,373
$768 NZ$1,336
2.78%
3-bedroom Apartment, City Center (Monthly)
$1,589 NZ$2,764
$1,508 NZ$2,624
5.36%
3-bedroom Apartment, Outside City Center (Monthly)
$1,412 NZ$2,457
$1,325 NZ$2,305
6.58%
Buy Apartment in City Center (m2)
$5,281 NZ$9,188
$2,854 NZ$4,966
85.00%
Buy Apartment Outside City Center (m2)
$3,475 NZ$6,047
$2,021 NZ$3,517
71.93%
💵 Salaries & Financials
Papamoa Beach
Dunedin
Difference
Average Monthly Net Salary (After Tax)
$1,613 NZ$2,806
$2,673 NZ$4,651
-39.66%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.37
7.07
-9.90%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Papamoa Beach: January 11, 2026

Last update for Dunedin: January 11, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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