Cost of Living Comparison Between Papamoa Beach and Dunedin Cost of Living Comparison Between Papamoa Beach and Dunedin

🙂 Solo nomad: Papamoa Beach is 15.9% cheaper than Dunedin without rent, and 4.3% more expensive with rent.
😐 Family of 3: Papamoa Beach is 0.6% more expensive than Dunedin without rent, and 3.3% more expensive with rent.
Currency
🍽 Eating Out
Papamoa Beach
Dunedin
Difference
Meal at Budget Restaurant
$15.04 NZ$25.58
$12.23 NZ$20.80
22.98%
Three-Course Dinner for Two, Mid-Range
$78.0 NZ$133
$73.1 NZ$124
6.80%
Fast Food Meal (McDonalds, etc)
$9.87 NZ$16.78
$10.64 NZ$18.10
-7.24%
Cappuccino
$3.40 NZ$5.77
$3.35 NZ$5.70
1.49%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.28 NZ$3.88
$2.20 NZ$3.74
3.64%
Water (0.33 liter bottle)
$2.21 NZ$3.77
$2.02 NZ$3.43
9.41%
Local Beer (0.5 liter draught)
$7.30 NZ$12.42
$7.17 NZ$12.20
1.81%
Imported Beer (0.33 liter bottle)
$7.08 NZ$12.03
$6.18 NZ$10.51
14.56%
🛒 Groceries & Markets
Papamoa Beach
Dunedin
Difference
Milk (1 liter)
$1.83 NZ$3.11
$2.07 NZ$3.52
-11.59%
White Bread (500g)
$1.07 NZ$1.82
$1.88 NZ$3.20
-43.09%
Rice (white) (1kg)
$1.96 NZ$3.33
$1.88 NZ$3.20
4.26%
Eggs
$6.67 NZ$11.33
$5.67 NZ$9.65
17.64%
Local Cheese (1kg)
$8.91 NZ$15.14
$8.15 NZ$13.85
9.33%
Chicken Fillets (1kg)
$9.73 NZ$16.54
$10.78 NZ$18.33
-9.74%
Beef Round Steak (1kg)
$13.21 NZ$22.45
$13.16 NZ$22.38
0.38%
Apples (1kg)
$2.84 NZ$4.84
$2.83 NZ$4.80
0.35%
Banana (1kg)
$2.17 NZ$3.70
$2.31 NZ$3.93
-6.06%
Oranges (1kg)
$3.35 NZ$5.70
$3.39 NZ$5.77
-1.18%
Tomato (1kg)
$4.07 NZ$6.91
$4.41 NZ$7.49
-7.71%
Potato (1kg)
$2.07 NZ$3.52
$2.00 NZ$3.41
3.50%
Onion (1kg)
$1.63 NZ$2.77
$2.08 NZ$3.54
-21.63%
Lettuce (1 head)
$1.94 NZ$3.31
$2.53 NZ$4.30
-23.32%
Water (1.5 liter bottle)
$1.22 NZ$2.08
$1.08 NZ$1.83
12.96%
Cigarettes 20 Pack (Marlboro, Camel)
$24.99 NZ$42.49
$24.25 NZ$41.22
3.05%
Wine (Bottle)
$10.50 NZ$17.85
$9.16 NZ$15.57
14.63%
Local Beer (0.5 liter bottle)
$3.03 NZ$5.15
$2.61 NZ$4.43
16.09%
Imported Beer (0.33 liter bottle)
$3.93 NZ$6.68
$3.60 NZ$6.12
9.17%
🚌 Getting Around
Papamoa Beach
Dunedin
Difference
One-way Ticket (Public Transport)
$2.09 NZ$3.55
$1.24 NZ$2.11
68.55%
Public Transport Monthly Pass (Regular Price)
$64.7 NZ$110
$73.6 NZ$125
-12.07%
Taxi Start (Normal Tariff)
$2.14 NZ$3.63
$6.08 NZ$10.34
-64.80%
Taxi (Normal Tariff) (1km)
$2.00 NZ$3.40
$1.14 NZ$1.94
75.44%
Taxi 1hour Waiting (Normal Tariff)
$35.68 NZ$60.7
$29.86 NZ$50.8
19.49%
Gasoline (1 liter)
$1.69 NZ$2.87
$1.71 NZ$2.92
-1.17%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.9K NZ$49.1K
$20.0K NZ$34.0K
44.63%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.9K NZ$37.2K
$26.0K NZ$44.3K
-15.83%
🧾 Monthly Utilities & Internet
Papamoa Beach
Dunedin
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$145 NZ$246
$103 NZ$176
39.82%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$30.44 NZ$51.7
$35.51 NZ$60.4
-14.28%
Internet (50+ Mbps, Unlimited Data)
$48.03 NZ$81.7
$55.7 NZ$94.7
-13.75%
🎉 Sport & Entertainment
Papamoa Beach
Dunedin
Difference
Gym Membership (Monthly)
$36.28 NZ$61.7
$51.4 NZ$87.4
-29.44%
Tennis Court (1 Hour on Weekend)
$12.07 NZ$20.52
$5.91 NZ$10.05
104.23%
Cinema Ticket
$15.02 NZ$25.54
$9.93 NZ$16.88
51.26%
🧸 Childcare & Education
Papamoa Beach
Dunedin
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$904 NZ$1,536
$588 NZ$999
53.68%
International Primary School, 1 Child (Yearly)
$13.7K NZ$23.2K
$11.9K NZ$20.3K
14.60%
👕👟 Clothing & Footwear
Papamoa Beach
Dunedin
Difference
Jeans (Levis 501 Or Similar)
$63.1 NZ$107
$66.9 NZ$114
-5.68%
Summer Dress (H&M, Zara, etc)
$50.1 NZ$85.1
$35.00 NZ$59.5
43.00%
Sport Shoes (Adidas, Nike)
$85.9 NZ$146
$93.8 NZ$159
-8.34%
Men's Leather Business Shoes
$122 NZ$207
$123 NZ$210
-1.27%
🏠 Accommodation & Living
Papamoa Beach
Dunedin
Difference
1-bedroom Apartment, City Center (Monthly)
$977 NZ$1,662
$904 NZ$1,537
8.14%
1-bedroom Apartment, Outside City Center (Monthly)
$787 NZ$1,338
$774 NZ$1,315
1.76%
3-bedroom Apartment, City Center (Monthly)
$1,549 NZ$2,634
$1,488 NZ$2,529
4.14%
3-bedroom Apartment, Outside City Center (Monthly)
$1,411 NZ$2,399
$1,305 NZ$2,219
8.12%
Buy Apartment in City Center (m2)
$4,663 NZ$7,926
$2,930 NZ$4,982
59.11%
Buy Apartment Outside City Center (m2)
$3,607 NZ$6,132
$2,050 NZ$3,486
75.93%
💵 Salaries & Financials
Papamoa Beach
Dunedin
Difference
Average Monthly Net Salary (After Tax)
$1,665 NZ$2,831
$2,703 NZ$4,595
-38.40%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.37
7.07
-9.90%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Papamoa Beach: March 1, 2026

Last update for Dunedin: March 3, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

Similar cities