Cost of Living Comparison Between Papamoa Beach and Chiang Mai Cost of Living Comparison Between Papamoa Beach and Chiang Mai

😐 Solo nomad: Papamoa Beach is 92.5% more expensive than Chiang Mai without rent, and 117.7% more expensive with rent.
😐 Family of 3: Papamoa Beach is 114.7% more expensive than Chiang Mai without rent, and 109.6% more expensive with rent.
Currency
🍽 Eating Out
Papamoa Beach
Chiang Mai
Difference
Meal at Budget Restaurant
$14.88 NZ$24.55
$2.02 ฿65.3
636.63%
Three-Course Dinner for Two, Mid-Range
$77.8 NZ$128
$18.78 ฿608
314.00%
Fast Food Meal (McDonalds, etc)
$9.78 NZ$16.13
$7.67 ฿248
27.51%
Cappuccino
$3.5 NZ$5.78
$1.98 ฿64.2
76.77%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.37 NZ$3.91
$0.82 ฿26.64
189.02%
Water (0.33 liter bottle)
$2.22 NZ$3.65
$0.33 ฿10.58
572.73%
Local Beer (0.5 liter draught)
$7.17 NZ$11.82
$2.12 ฿68.6
238.21%
Imported Beer (0.33 liter bottle)
$7.03 NZ$11.6
$3.73 ฿121
88.47%
🛒 Groceries & Markets
Papamoa Beach
Chiang Mai
Difference
Milk (1 liter)
$1.81 NZ$2.99
$1.64 ฿53.2
10.37%
White Bread (500g)
$1.08 NZ$1.78
$1.57 ฿50.9
-31.21%
Rice (white) (1kg)
$2.01 NZ$3.31
$1.19 ฿38.62
68.91%
Eggs
$6.96 NZ$11.48
$1.98 ฿64.1
251.52%
Local Cheese (1kg)
$8.57 NZ$14.14
$15.99 ฿517
-46.40%
Chicken Fillets (1kg)
$9.62 NZ$15.87
$3.12 ฿101
208.33%
Beef Round Steak (1kg)
$13.07 NZ$21.56
$11.16 ฿361
17.11%
Apples (1kg)
$2.84 NZ$4.68
$2.76 ฿89.2
2.90%
Banana (1kg)
$2.27 NZ$3.74
$1.22 ฿39.5
86.07%
Oranges (1kg)
$3.37 NZ$5.56
$1.71 ฿55.4
97.08%
Tomato (1kg)
$4 NZ$6.59
$1.55 ฿50.2
158.06%
Potato (1kg)
$2.02 NZ$3.33
$1.34 ฿43.21
50.75%
Onion (1kg)
$1.72 NZ$2.83
$1.21 ฿39.23
42.15%
Lettuce (1 head)
$1.9 NZ$3.14
$0.72 ฿23.2
163.89%
Water (1.5 liter bottle)
$1.25 NZ$2.06
$0.53 ฿17.05
135.85%
Cigarettes 20 Pack (Marlboro, Camel)
$25.39 NZ$41.88
$4.72 ฿153
437.92%
Wine (Bottle)
$11.55 NZ$19.04
$18.39 ฿595
-37.19%
Local Beer (0.5 liter bottle)
$2.96 NZ$4.89
$1.79 ฿57.9
65.36%
Imported Beer (0.33 liter bottle)
$3.89 NZ$6.42
$3.21 ฿104
21.18%
🚌 Getting Around
Papamoa Beach
Chiang Mai
Difference
One-way Ticket (Public Transport)
$2.12 NZ$3.5
$0.94 ฿30.44
125.53%
Public Transport Monthly Pass (Regular Price)
$64.2 NZ$106
$18.9 ฿612
239.74%
Taxi Start (Normal Tariff)
$2.16 NZ$3.55
$1.42 ฿46.08
52.11%
Taxi (Normal Tariff) (1km)
$1.92 NZ$3.16
$1.35 ฿43.53
42.22%
Taxi 1hour Waiting (Normal Tariff)
$35.73 NZ$58.9
$7.85 ฿254
355.16%
Gasoline (1 liter)
$1.62 NZ$2.67
$1.25 ฿40.4
29.60%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.7K NZ$47.3K
$21.2K ฿684.9K
35.38%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22K NZ$36.4K
$21.8K ฿706.8K
0.91%
🧾 Monthly Utilities & Internet
Papamoa Beach
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$143 NZ$235
$70.6 ฿2,285
102.21%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$29.91 NZ$49.34
$13.72 ฿444
118.00%
Internet (50+ Mbps, Unlimited Data)
$49.52 NZ$81.7
$17.56 ฿568
182.00%
🎉 Sport & Entertainment
Papamoa Beach
Chiang Mai
Difference
Gym Membership (Monthly)
$36.13 NZ$59.6
$41.64 ฿1,347
-13.23%
Tennis Court (1 Hour on Weekend)
$11.94 NZ$19.69
$6.9 ฿223
73.04%
Cinema Ticket
$15.27 NZ$25.19
$5.8 ฿188
163.28%
🧸 Childcare & Education
Papamoa Beach
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$891 NZ$1,470
$308 ฿9,963
189.43%
International Primary School, 1 Child (Yearly)
$13.4K NZ$22.1K
$14.7K ฿475.8K
-8.74%
👕👟 Clothing & Footwear
Papamoa Beach
Chiang Mai
Difference
Jeans (Levis 501 Or Similar)
$63.3 NZ$104
$55.4 ฿1,793
14.19%
Summer Dress (H&M, Zara, etc)
$49.73 NZ$82
$26.4 ฿854
88.37%
Sport Shoes (Adidas, Nike)
$85.8 NZ$142
$85.1 ฿2,755
0.81%
Men's Leather Business Shoes
$121 NZ$199
$71.8 ฿2,323
68.46%
🏠 Accommodation & Living
Papamoa Beach
Chiang Mai
Difference
1-bedroom Apartment, City Center (Monthly)
$972 NZ$1,603
$434 ฿14K
123.84%
1-bedroom Apartment, Outside City Center (Monthly)
$798 NZ$1,316
$235 ฿7,610
239.32%
3-bedroom Apartment, City Center (Monthly)
$1,580 NZ$2,606
$821 ฿26.6K
92.44%
3-bedroom Apartment, Outside City Center (Monthly)
$1,438 NZ$2,372
$498 ฿16.1K
188.61%
Buy Apartment in City Center (m2)
$4,392 NZ$7,244
$2,180 ฿70.6K
101.45%
Buy Apartment Outside City Center (m2)
$3,700 NZ$6,102
$1,543 ฿49.9K
139.80%
💵 Salaries & Financials
Papamoa Beach
Chiang Mai
Difference
Average Monthly Net Salary (After Tax)
$1,592 NZ$2,625
$703 ฿22.8K
126.31%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.37
5
27.40%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Papamoa Beach: October 28, 2025

Last update for Chiang Mai: October 29, 2025

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