Cost of Living Comparison Between Papamoa Beach and Chiang Mai Cost of Living Comparison Between Papamoa Beach and Chiang Mai

😐 Solo nomad: Papamoa Beach is 48.9% more expensive than Chiang Mai without rent, and 120.8% more expensive with rent.
😐 Family of 3: Papamoa Beach is 93.7% more expensive than Chiang Mai without rent, and 116.6% more expensive with rent.
Currency
🍽 Eating Out
Papamoa Beach
Chiang Mai
Difference
Meal at Budget Restaurant
$15.04 NZ$25.73
$2.03 ฿64.8
640.89%
Three-Course Dinner for Two, Mid-Range
$78.0 NZ$133
$18.59 ฿594
319.80%
Fast Food Meal (McDonalds, etc)
$9.87 NZ$16.88
$7.48 ฿239
31.95%
Cappuccino
$3.40 NZ$5.81
$2.00 ฿63.8
70.00%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.28 NZ$3.90
$0.85 ฿27.08
168.24%
Water (0.33 liter bottle)
$2.21 NZ$3.79
$0.35 ฿11.24
531.43%
Local Beer (0.5 liter draught)
$7.30 NZ$12.49
$2.21 ฿70.7
230.32%
Imported Beer (0.33 liter bottle)
$7.08 NZ$12.10
$3.76 ฿120
88.30%
🛒 Groceries & Markets
Papamoa Beach
Chiang Mai
Difference
Milk (1 liter)
$1.83 NZ$3.13
$1.72 ฿54.9
6.40%
White Bread (500g)
$1.07 NZ$1.83
$1.63 ฿52.2
-34.36%
Rice (white) (1kg)
$1.96 NZ$3.35
$1.16 ฿37.04
68.97%
Eggs
$6.67 NZ$11.40
$1.98 ฿63.3
236.87%
Local Cheese (1kg)
$8.91 NZ$15.23
$15.93 ฿509
-44.07%
Chicken Fillets (1kg)
$9.73 NZ$16.64
$3.17 ฿101
206.94%
Beef Round Steak (1kg)
$13.21 NZ$22.59
$10.90 ฿349
21.19%
Apples (1kg)
$2.84 NZ$4.86
$2.65 ฿84.6
7.17%
Banana (1kg)
$2.17 NZ$3.72
$1.22 ฿39.09
77.87%
Oranges (1kg)
$3.35 NZ$5.73
$1.70 ฿54.3
97.06%
Tomato (1kg)
$4.07 NZ$6.96
$1.59 ฿50.8
155.97%
Potato (1kg)
$2.07 NZ$3.54
$1.32 ฿42.33
56.82%
Onion (1kg)
$1.63 NZ$2.78
$1.17 ฿37.36
39.32%
Lettuce (1 head)
$1.94 NZ$3.33
$0.68 ฿21.67
185.29%
Water (1.5 liter bottle)
$1.22 NZ$2.09
$0.56 ฿17.81
117.86%
Cigarettes 20 Pack (Marlboro, Camel)
$24.99 NZ$42.74
$4.51 ฿144
454.10%
Wine (Bottle)
$10.50 NZ$17.95
$19.07 ฿610
-44.94%
Local Beer (0.5 liter bottle)
$3.03 NZ$5.18
$1.77 ฿56.6
71.19%
Imported Beer (0.33 liter bottle)
$3.93 NZ$6.72
$3.18 ฿102
23.58%
🚌 Getting Around
Papamoa Beach
Chiang Mai
Difference
One-way Ticket (Public Transport)
$2.09 NZ$3.57
$0.96 ฿30.78
117.71%
Public Transport Monthly Pass (Regular Price)
$64.7 NZ$111
$18.90 ฿604
242.28%
Taxi Start (Normal Tariff)
$2.14 NZ$3.65
$1.36 ฿43.41
57.35%
Taxi (Normal Tariff) (1km)
$2.00 NZ$3.42
$1.35 ฿43.23
48.15%
Taxi 1hour Waiting (Normal Tariff)
$35.68 NZ$61.0
$8.03 ฿257
344.33%
Gasoline (1 liter)
$1.69 NZ$2.89
$1.24 ฿39.74
36.29%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.9K NZ$49.4K
$21.2K ฿676.6K
36.50%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.9K NZ$37.5K
$21.8K ฿695.5K
0.71%
🧾 Monthly Utilities & Internet
Papamoa Beach
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$145 NZ$247
$71.2 ฿2,277
103.00%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$30.44 NZ$52.1
$14.09 ฿450
116.04%
Internet (50+ Mbps, Unlimited Data)
$48.03 NZ$82.1
$17.47 ฿559
174.93%
🎉 Sport & Entertainment
Papamoa Beach
Chiang Mai
Difference
Gym Membership (Monthly)
$36.28 NZ$62.1
$42.07 ฿1,345
-13.76%
Tennis Court (1 Hour on Weekend)
$12.07 NZ$20.65
$6.88 ฿220
75.44%
Cinema Ticket
$15.02 NZ$25.69
$5.94 ฿190
152.86%
🧸 Childcare & Education
Papamoa Beach
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$904 NZ$1,545
$307 ฿9,827
193.96%
International Primary School, 1 Child (Yearly)
$13.7K NZ$23.4K
$14.8K ฿473.0K
-7.68%
👕👟 Clothing & Footwear
Papamoa Beach
Chiang Mai
Difference
Jeans (Levis 501 Or Similar)
$63.1 NZ$108
$55.7 ฿1,780
13.27%
Summer Dress (H&M, Zara, etc)
$50.1 NZ$85.6
$26.79 ฿856
86.82%
Sport Shoes (Adidas, Nike)
$85.9 NZ$147
$83.2 ฿2,661
3.27%
Men's Leather Business Shoes
$122 NZ$208
$70.1 ฿2,241
73.83%
🏠 Accommodation & Living
Papamoa Beach
Chiang Mai
Difference
1-bedroom Apartment, City Center (Monthly)
$977 NZ$1,671
$427 ฿13.7K
128.78%
1-bedroom Apartment, Outside City Center (Monthly)
$787 NZ$1,346
$237 ฿7,580
232.02%
3-bedroom Apartment, City Center (Monthly)
$1,549 NZ$2,649
$802 ฿25.6K
93.29%
3-bedroom Apartment, Outside City Center (Monthly)
$1,411 NZ$2,413
$503 ฿16.1K
180.35%
Buy Apartment in City Center (m2)
$4,663 NZ$7,973
$2,061 ฿65.9K
126.27%
Buy Apartment Outside City Center (m2)
$3,607 NZ$6,169
$1,533 ฿49.0K
135.38%
💵 Salaries & Financials
Papamoa Beach
Chiang Mai
Difference
Average Monthly Net Salary (After Tax)
$1,665 NZ$2,847
$654 ฿20.9K
154.72%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.37
5
27.40%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Papamoa Beach: March 1, 2026

Last update for Chiang Mai: March 1, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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