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Cost of Living Comparison Between Panvel and Karnal Cost of Living Comparison Between Panvel and Karnal

🙂 Solo nomad: Panvel is 12.9% cheaper than Karnal without rent, and 2.6% more expensive with rent.
😐 Family of 3: Panvel is 3.4% more expensive than Karnal without rent, and 5.8% more expensive with rent.
Currency
🍽 Eating Out
Panvel
Karnal
Difference
Meal at Budget Restaurant
$2.86 ₹259
$2.06 ₹187
38.83%
Three-Course Dinner for Two, Mid-Range
$17.73 ₹1,609
$10.61 ₹963
67.11%
Fast Food Meal (McDonalds, etc)
$4.59 ₹416
$2.83 ₹257
62.19%
Cappuccino
$2.03 ₹185
$2.23 ₹202
-8.97%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.44 ₹39.61
$0.44 ₹40.01
-
Water (0.33 liter bottle)
$0.18 ₹15.93
$0.11 ₹10.08
63.64%
Local Beer (0.5 liter draught)
$2.37 ₹215
$1.77 ₹160
33.90%
Imported Beer (0.33 liter bottle)
$3.45 ₹313
$2.69 ₹244
28.25%
🛒 Groceries & Markets
Panvel
Karnal
Difference
Milk (1 liter)
$0.73 ₹66.2
$0.75 ₹68.4
-2.67%
White Bread (500g)
$0.48 ₹43.39
$0.51 ₹46.21
-5.88%
Rice (white) (1kg)
$0.66 ₹59.5
$0.88 ₹80.3
-25.00%
Eggs
$0.95 ₹85.9
$1.13 ₹103
-15.93%
Local Cheese (1kg)
$6.94 ₹630
$6.16 ₹559
12.66%
Chicken Fillets (1kg)
$4.01 ₹364
$3.56 ₹323
12.64%
Apples (1kg)
$1.92 ₹175
$2.16 ₹196
-11.11%
Banana (1kg)
$0.73 ₹66.5
$0.83 ₹75.0
-12.05%
Oranges (1kg)
$1.11 ₹101
$1.04 ₹94.8
6.73%
Tomato (1kg)
$0.62 ₹56.4
$0.45 ₹41.09
37.78%
Potato (1kg)
$0.50 ₹45.08
$0.26 ₹23.73
92.31%
Onion (1kg)
$0.50 ₹45.47
$0.30 ₹27.17
66.67%
Lettuce (1 head)
$0.44 ₹40.05
$0.67 ₹60.9
-34.33%
Water (1.5 liter bottle)
$0.36 ₹32.92
$0.29 ₹26.28
24.14%
Cigarettes 20 Pack (Marlboro, Camel)
$4.00 ₹363
$4.58 ₹415
-12.66%
Wine (Bottle)
$7.90 ₹717
$13.07 ₹1,186
-39.56%
Local Beer (0.5 liter bottle)
$2.00 ₹182
$1.48 ₹134
35.14%
Imported Beer (0.33 liter bottle)
$3.06 ₹278
$2.35 ₹214
30.21%
Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)
$6.57 ₹596
$6.85 ₹622
-4.09%
🚌 Getting Around
Panvel
Karnal
Difference
One-way Ticket (Public Transport)
$0.30 ₹27.60
$0.30 ₹27.42
-
Public Transport Monthly Pass (Regular Price)
$8.88 ₹806
$8.62 ₹782
3.02%
Taxi Start (Normal Tariff)
$0.48 ₹43.68
$0.37 ₹33.27
29.73%
Taxi (Normal Tariff) (1km)
-
$0.12 ₹11.19
-
Taxi 1hour Waiting (Normal Tariff)
$1.36 ₹124
$2.37 ₹215
-42.62%
Gasoline (1 liter)
$1.26 ₹114
$1.11 ₹100
13.51%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$15.0K ₹1.4M
$9,344 ₹848.2K
60.24%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.5K ₹2.0M
$27.7K ₹2.5M
-18.87%
🧾 Monthly Utilities & Internet
Panvel
Karnal
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$27.14 ₹2,464
$35.01 ₹3,178
-22.48%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$3.74 ₹339
$4.09 ₹372
-8.56%
Internet (50+ Mbps, Unlimited Data)
$9.29 ₹843
$5.96 ₹541
55.87%
🎉 Sport & Entertainment
Panvel
Karnal
Difference
Gym Membership (Monthly)
$14.13 ₹1,282
$15.85 ₹1,438
-10.85%
Tennis Court (1 Hour on Weekend)
$6.88 ₹625
$6.98 ₹633
-1.43%
Cinema Ticket
$4.68 ₹424
$2.87 ₹261
63.07%
🧸 Childcare & Education
Panvel
Karnal
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$93.3 ₹8,471
$89.8 ₹8,154
3.90%
International Primary School, 1 Child (Yearly)
$1,403 ₹127.3K
$1,675 ₹152.1K
-16.27%
👕👟 Clothing & Footwear
Panvel
Karnal
Difference
Jeans (Levis 501 Or Similar)
$22.14 ₹2,010
$26.71 ₹2,425
-17.11%
Summer Dress (H&M, Zara, etc)
$18.94 ₹1,720
$27.16 ₹2,465
-30.27%
Sport Shoes (Adidas, Nike)
$49.21 ₹4,467
$57.0 ₹5,172
-13.64%
Men's Leather Business Shoes
$33.36 ₹3,028
$35.34 ₹3,208
-5.60%
🏠 Accommodation & Living
Panvel
Karnal
Difference
1-bedroom Apartment, City Center (Monthly)
$125 ₹11.3K
$123 ₹11.1K
1.64%
1-bedroom Apartment, Outside City Center (Monthly)
$76.6 ₹6,957
$75.4 ₹6,842
1.69%
3-bedroom Apartment, City Center (Monthly)
$270 ₹24.5K
$278 ₹25.2K
-2.62%
3-bedroom Apartment, Outside City Center (Monthly)
$178 ₹16.2K
$177 ₹16.0K
0.85%
Buy Apartment in City Center (m2)
$1,091 ₹99.0K
$1,024 ₹93.0K
6.52%
Buy Apartment Outside City Center (m2)
$771 ₹70.0K
$555 ₹50.3K
39.03%
💵 Salaries & Financials
Panvel
Karnal
Difference
Average Monthly Net Salary (After Tax)
$467 ₹42.4K
$478 ₹43.4K
-2.31%
20-Year Fixed Mortgage Interest Rate (Annual %)
9.14
8.88
2.93%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Panvel: January 11, 2026

Last update for Karnal: January 13, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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