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Cost of Living Comparison Between Panvel and Karnal Cost of Living Comparison Between Panvel and Karnal

😐 Solo nomad: Panvel is 28.2% more expensive than Karnal without rent, and 6.1% more expensive with rent.
🙂 Family of 3: Panvel is 13.5% cheaper than Karnal without rent, and 8% more expensive with rent.
Currency
🍽 Eating Out
Panvel
Karnal
Difference
Meal at Budget Restaurant
$2.89 ₹258
$2.01 ₹180
43.78%
Three-Course Dinner for Two, Mid-Range
$17.5 ₹1,568
$10.27 ₹920
70.40%
Fast Food Meal (McDonalds, etc)
$4.55 ₹408
$2.97 ₹266
53.20%
Cappuccino
$2.02 ₹181
$2.23 ₹200
-9.42%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.4 ₹36.09
$0.4 ₹35.97
-
Water (0.33 liter bottle)
$0.16 ₹14.67
$0.14 ₹12.34
14.29%
Local Beer (0.5 liter draught)
$2.35 ₹211
$1.79 ₹160
31.28%
Imported Beer (0.33 liter bottle)
$3.41 ₹306
$2.67 ₹239
27.72%
🛒 Groceries & Markets
Panvel
Karnal
Difference
Milk (1 liter)
$0.69 ₹61.5
$0.75 ₹67.3
-8.00%
White Bread (500g)
$0.47 ₹41.77
$0.5 ₹44.71
-6.00%
Rice (white) (1kg)
$0.66 ₹58.8
$0.88 ₹78.4
-25.00%
Eggs
$0.9 ₹80.9
$1.14 ₹102
-21.05%
Local Cheese (1kg)
$7.03 ₹629
$6.07 ₹544
15.82%
Chicken Fillets (1kg)
$4.16 ₹372
$3.45 ₹309
20.58%
Apples (1kg)
$1.96 ₹176
$2.14 ₹192
-8.41%
Banana (1kg)
$0.68 ₹61
$0.84 ₹75.2
-19.05%
Oranges (1kg)
$1.1 ₹98.9
$1.01 ₹90.2
8.91%
Tomato (1kg)
$0.62 ₹55.3
$0.49 ₹44.09
26.53%
Potato (1kg)
$0.5 ₹45.11
$0.26 ₹23.5
92.31%
Onion (1kg)
$0.5 ₹44.72
$0.3 ₹26.66
66.67%
Lettuce (1 head)
$0.42 ₹37.22
$0.73 ₹65.5
-42.47%
Water (1.5 liter bottle)
$0.34 ₹30.34
$0.31 ₹28.13
9.68%
Cigarettes 20 Pack (Marlboro, Camel)
$4.02 ₹360
$4.43 ₹396
-9.26%
Wine (Bottle)
$8.35 ₹748
$7.43 ₹665
12.38%
Local Beer (0.5 liter bottle)
$2.01 ₹180
$1.55 ₹138
29.68%
Imported Beer (0.33 liter bottle)
$2.98 ₹267
$2.35 ₹210
26.81%
Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)
$6.58 ₹589
$6.93 ₹621
-5.05%
🚌 Getting Around
Panvel
Karnal
Difference
One-way Ticket (Public Transport)
$0.3 ₹27.06
$0.28 ₹24.95
7.14%
Public Transport Monthly Pass (Regular Price)
$8.55 ₹766
$8.74 ₹783
-2.17%
Taxi Start (Normal Tariff)
$0.45 ₹40.13
$0.36 ₹32.26
25.00%
Taxi (Normal Tariff) (1km)
-
$0.09 ₹8.48
-
Taxi 1hour Waiting (Normal Tariff)
$1.37 ₹123
$2.4 ₹215
-42.92%
Gasoline (1 liter)
$1.23 ₹111
$1.14 ₹102
7.89%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$14.9K ₹1.3M
$9,242 ₹827.8K
61.38%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.5K ₹2M
$27.9K ₹2.5M
-19.09%
🧾 Monthly Utilities & Internet
Panvel
Karnal
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$27.98 ₹2,506
$34.9 ₹3,126
-19.83%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$3.71 ₹332
$4.07 ₹365
-8.85%
Internet (50+ Mbps, Unlimited Data)
$9.42 ₹844
$5.89 ₹528
59.93%
🎉 Sport & Entertainment
Panvel
Karnal
Difference
Gym Membership (Monthly)
$14.13 ₹1,265
$16.21 ₹1,452
-12.83%
Tennis Court (1 Hour on Weekend)
$7.09 ₹635
$7.19 ₹644
-1.39%
Cinema Ticket
$4.77 ₹427
$2.95 ₹264
61.69%
🧸 Childcare & Education
Panvel
Karnal
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$94 ₹8,420
$89.7 ₹8,039
4.75%
International Primary School, 1 Child (Yearly)
$1,409 ₹126.2K
$1,688 ₹151.2K
-16.53%
👕👟 Clothing & Footwear
Panvel
Karnal
Difference
Jeans (Levis 501 Or Similar)
$22.57 ₹2,022
$26.48 ₹2,372
-14.77%
Summer Dress (H&M, Zara, etc)
$18.66 ₹1,672
$27.34 ₹2,449
-31.75%
Sport Shoes (Adidas, Nike)
$50.7 ₹4,541
$57.5 ₹5,146
-11.75%
Men's Leather Business Shoes
$33.32 ₹2,985
$35.3 ₹3,162
-5.61%
🏠 Accommodation & Living
Panvel
Karnal
Difference
1-bedroom Apartment, City Center (Monthly)
$123 ₹11K
$125 ₹11.2K
-2.13%
1-bedroom Apartment, Outside City Center (Monthly)
$77.5 ₹6,946
$76.5 ₹6,850
1.40%
3-bedroom Apartment, City Center (Monthly)
$269 ₹24.1K
$272 ₹24.4K
-1.12%
3-bedroom Apartment, Outside City Center (Monthly)
$183 ₹16.4K
$179 ₹16K
2.34%
Buy Apartment in City Center (m2)
$1,134 ₹101.6K
$992 ₹88.9K
14.30%
Buy Apartment Outside City Center (m2)
$787 ₹70.5K
$587 ₹52.6K
34.18%
💵 Salaries & Financials
Panvel
Karnal
Difference
Average Monthly Net Salary (After Tax)
$478 ₹42.9K
$479 ₹42.9K
-0.06%
20-Year Fixed Mortgage Interest Rate (Annual %)
9.14
8.88
2.93%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Panvel: December 2, 2025

Last update for Karnal: November 30, 2025

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