😐A single person spends $1,472 per month in Pangyo vs $1,419 in Ubud, Bali, rent included.
🙂A couple spends around $2,272 per month in Pangyo vs $2,540 in Ubud, Bali, rent included.
🙂A family of three spends $3,071 per month in Pangyo vs $3,660 in Ubud, Bali, rent included.
😐Pangyo costs about 4% more than Ubud, Bali, driven mainly by Groceries & Markets.
📊Both Pangyo and Ubud, Bali sit above the global median – Pangyo by 10%, Ubud, Bali by 6%.
Currency
🍽 Eating Out
Pangyo
Ubud, Bali
Difference
Meal at Budget Restaurant
$7.18₩10.9K
$3.56Rp 63.7K
101.69%
Three-Course Dinner for Two, Mid-Range
$36.12₩54.7K
$32.73Rp 584.5K
10.36%
Fast Food Meal(McDonalds, etc)
$5.59₩8,463
$4.95Rp 88.4K
12.93%
Cappuccino
$3.95₩5,987
$2.71Rp 48.4K
45.76%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.52₩2,301
$1.34Rp 24.0K
13.43%
Water(0.33 liter bottle)
$0.83₩1,264
$0.70Rp 12.5K
18.57%
Local Beer(0.5 liter draught)
$3.29₩4,987
$2.92Rp 52.1K
12.67%
Imported Beer(0.33 liter bottle)
$5.07₩7,675
$3.96Rp 70.7K
28.03%
🛒 Groceries & Markets
Pangyo
Ubud, Bali
Difference
Milk(1 liter)
$2.15₩3,256
$1.81Rp 32.3K
18.78%
White Bread(500g)
$3.09₩4,676
$2.52Rp 45.0K
22.62%
Rice(white)(1kg)
$3.10₩4,703
$1.16Rp 20.7K
167.24%
Eggs
$3.01₩4,564
$2.46Rp 43.9K
22.36%
Local Cheese(1kg)
$10.60₩16.1K
$14.71Rp 262.7K
-27.94%
Chicken Fillets(1kg)
$8.01₩12.1K
$4.32Rp 77.1K
85.42%
Beef Round Steak(1kg)
$27.61₩41.8K
$12.14Rp 216.7K
127.43%
Apples(1kg)
$8.00₩12.1K
$3.84Rp 68.6K
108.33%
Banana(1kg)
$3.24₩4,903
$1.56Rp 27.8K
107.69%
Oranges(1kg)
$5.46₩8,271
$2.83Rp 50.6K
92.93%
Tomato(1kg)
$5.15₩7,805
$2.33Rp 41.5K
121.03%
Potato(1kg)
$3.96₩6,006
$1.91Rp 34.2K
107.33%
Onion(1kg)
$2.98₩4,509
$2.20Rp 39.3K
35.45%
Lettuce(1 head)
$2.14₩3,239
$1.01Rp 18.1K
111.88%
Water(1.5 liter bottle)
$1.15₩1,744
$0.78Rp 13.8K
47.44%
Cigarettes 20 Pack(Marlboro, Camel)
$3.22₩4,876
$3.32Rp 59.2K
-3.01%
Wine(Bottle)
$16.41₩24.9K
$23.74Rp 423.9K
-30.88%
Local Beer(0.5 liter bottle)
$1.89₩2,866
$2.79Rp 49.8K
-32.26%
Imported Beer(0.33 liter bottle)
$3.33₩5,042
$2.86Rp 51.1K
16.43%
🚌 Getting Around
Pangyo
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$1.12₩1,694
$0.27Rp 4,800
314.81%
Public Transport Monthly Pass(Regular Price)
$47.67₩72.2K
$8.03Rp 143.4K
493.65%
Taxi Start(Normal Tariff)
$3.61₩5,466
$0.46Rp 8,150
684.78%
Taxi(Normal Tariff)(1km)
$0.53₩802
$0.45Rp 8,037
17.78%
Taxi 1hour Waiting(Normal Tariff)
$8.73₩13.2K
$6.10Rp 108.9K
43.11%
Gasoline(1 liter)
$1.18₩1,780
$0.79Rp 14.2K
49.37%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.4K₩41.5M
$26.1KRp 467.0M
4.83%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.8K₩37.6M
$32.1KRp 573.6M
-22.84%
🧾 Monthly Utilities & Internet
Pangyo
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$162₩245.9K
$79.9Rp 1.4M
102.96%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$35.40₩53.6K
$4.06Rp 72.6K
771.92%
Internet(50+ Mbps, Unlimited Data)
$21.84₩33.1K
$23.52Rp 420.0K
-7.14%
🎉 Sport & Entertainment
Pangyo
Ubud, Bali
Difference
Gym Membership(Monthly)
$46.97₩71.2K
$98.7Rp 1.8M
-52.41%
Tennis Court(1 Hour on Weekend)
$33.70₩51.1K
$6.63Rp 118.4K
408.30%
Cinema Ticket
$10.97₩16.6K
$4.15Rp 74.1K
164.34%
🧸 Childcare & Education
Pangyo
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$419₩634.3K
$304Rp 5.4M
37.73%
International Primary School, 1 Child(Yearly)
$23.5K₩35.6M
$6,613Rp 118.1M
254.83%
👕👟 Clothing & Footwear
Pangyo
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$58.1₩88.0K
$55.5Rp 991.8K
4.54%
Summer Dress(H&M, Zara, etc)
$48.49₩73.5K
$38.31Rp 684.1K
26.57%
Sport Shoes(Adidas, Nike)
$78.6₩119.2K
$88.6Rp 1.6M
-11.24%
Men's Leather Business Shoes
$114₩173.2K
$77.9Rp 1.4M
46.81%
🏠 Accommodation & Living
Pangyo
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$456₩691.2K
$1,006Rp 18.0M
-54.67%
1-bedroom Apartment, Outside City Center(Monthly)
$381₩577.4K
$675Rp 12.1M
-43.57%
3-bedroom Apartment, City Center(Monthly)
$1,045₩1.6M
$3,442Rp 61.5M
-69.65%
3-bedroom Apartment, Outside City Center(Monthly)
$771₩1.2M
$2,039Rp 36.4M
-62.20%
Buy Apartment in City Center(m2)
$9,529₩14.4M
$2,841Rp 50.7M
235.38%
Buy Apartment Outside City Center(m2)
$5,255₩8.0M
$2,264Rp 40.4M
132.13%
💵 Salaries & Financials
Pangyo
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$4,598₩7.0M
$165Rp 3.0M
2682.84%
20-Year Fixed Mortgage Interest Rate(Annual %)
4.14
13.28
-68.83%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Pangyo: May 31, 2026
Last update for Ubud, Bali: June 1, 2026
Cost Breakdown
🏠A central one-bedroom costs $456 in Pangyo versus $1,006 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 2683% higher in Pangyo, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $36.00 in Pangyo versus $33.00 in Ubud, Bali. Monthly groceries follow the same trend: $428 vs $302 – making Ubud, Bali the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Pangyo vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Pangyo?
Yes – Pangyo is pricier by about 4%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $2,209 per month in Pangyo and $2,129 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper public transport?
Public transport costs about 494% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.
Which city has cheaper kindergarten?
Kindergarten costs $419 per month in Pangyo and $304 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $1,000 a realistic budget for Pangyo or Ubud, Bali?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,419, than in Pangyo at $1,472. In Ubud, Bali it covers expenses comfortably, while in Pangyo it requires careful planning or may not stretch far enough.
Is Pangyo or Ubud, Bali more family-friendly?
Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Pangyo or Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Pangyo makes more sense. Both are solid long-term options with distinct trade-offs.