Last update: Oct 2026

Cost of Living Comparison Between Pangyo and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $1,468 in Pangyo, rent and utilities included – about $1,200 less a year. The total is higher in Pangyo despite lower rent and utilities.

72

Cost of Living Index in Pangyo
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Pangyo Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Pangyo

🇰🇷 South Korea

$1,468

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Pangyo and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Pangyo and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $1,468 per month in Pangyo vs $1,368 in Ubud, Bali, rent included.

Pangyo $1,468
Ubud, Bali $1,368

A couple spends around $2,279 per month in Pangyo vs $2,314 in Ubud, Bali, rent included.

Pangyo $2,279
Ubud, Bali $2,314

A family of three spends $3,091 per month in Pangyo vs $3,260 in Ubud, Bali, rent included.

Pangyo $3,091
Ubud, Bali $3,260

Pangyo costs about 7% more than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Both Pangyo and Ubud, Bali sit above the global median – Pangyo by 9%, Ubud, Bali by 1%.

Meal at Budget Restaurant

$7.24 ₩9,624

$3.33 Rp 59.9K

117.42%

Three-Course Dinner for Two, Mid-Range

$35.02 ₩46.6K

$35.18 Rp 633.2K

-0.45%

Fast Food Meal (McDonalds, etc)

$6.73 ₩8,950

$5.80 Rp 104.5K

16.03%

Cappuccino

$3.78 ₩5,025

$2.73 Rp 49.1K

38.46%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₩2,118

$1.64 Rp 29.5K

-3.05%

Water (0.33 liter bottle)

$0.71 ₩940

$0.83 Rp 15.0K

-14.46%

Local Beer (0.5 liter draught)

$3.42 ₩4,547

$2.70 Rp 48.6K

26.67%

Imported Beer (0.33 liter bottle)

$4.28 ₩5,685

$4.30 Rp 77.4K

-0.47%

Milk (1 liter)

$2.25 ₩2,998

$1.50 Rp 27.1K

50.00%

White Bread (500g)

$3.02 ₩4,015

$2.30 Rp 41.4K

31.30%

Rice (white) (1kg)

$2.67 ₩3,555

$1.18 Rp 21.2K

126.27%

Eggs

$2.59 ₩3,450

$2.14 Rp 38.6K

21.03%

Local Cheese (1kg)

$11.09 ₩14.7K

$17.48 Rp 314.6K

-36.56%

Chicken Fillets (1kg)

$7.98 ₩10.6K

$4.03 Rp 72.5K

98.01%

Beef Round Steak (1kg)

$20.67 ₩27.5K

$12.23 Rp 220.1K

69.01%

Apples (1kg)

$7.73 ₩10.3K

$3.55 Rp 63.9K

117.75%

Banana (1kg)

$3.45 ₩4,583

$1.57 Rp 28.3K

119.75%

Oranges (1kg)

$7.25 ₩9,642

$2.24 Rp 40.2K

223.66%

Tomato (1kg)

$5.78 ₩7,685

$1.93 Rp 34.7K

199.48%

Potato (1kg)

$3.60 ₩4,784

$1.88 Rp 33.9K

91.49%

Onion (1kg)

$2.58 ₩3,431

$2.29 Rp 41.3K

12.66%

Lettuce (1 head)

$2.78 ₩3,691

$0.99 Rp 17.9K

180.81%

Water (1.5 liter bottle)

$1.28 ₩1,700

$0.53 Rp 9,475

141.51%

Cigarettes 20 Pack (Marlboro, Camel)

$3.30 ₩4,385

$2.28 Rp 41.1K

44.74%

Wine (Bottle)

$18.39 ₩24.4K

$23.01 Rp 414.2K

-20.08%

Local Beer (0.5 liter bottle)

$2.29 ₩3,047

$2.34 Rp 42.2K

-2.14%

Imported Beer (0.33 liter bottle)

$3.48 ₩4,627

$2.91 Rp 52.4K

19.59%

One-way Ticket (Public Transport)

$1.15 ₩1,527

$0.24 Rp 4,315

379.17%

Public Transport Monthly Pass (Regular Price)

$48.37 ₩64.3K

$8.82 Rp 158.7K

448.41%

Taxi Start (Normal Tariff)

$3.32 ₩4,412

$0.48 Rp 8,684

591.67%

Taxi (Normal Tariff) (1km)

$0.66 ₩884

$0.46 Rp 8,233

43.48%

Taxi 1hour Waiting (Normal Tariff)

$12.83 ₩17.1K

$5.45 Rp 98.2K

135.41%

Gasoline (1 liter)

$1.35 ₩1,797

$0.88 Rp 15.9K

53.41%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.8K ₩39.6M

$24.6K Rp 442.2M

21.28%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$34.2K ₩45.5M

$31.2K Rp 561.4M

9.64%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$201 ₩267.4K

$83.0 Rp 1.5M

142.27%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$36.58 ₩48.6K

$6.45 Rp 116.0K

467.13%

Internet (50+ Mbps, Unlimited Data)

$21.78 ₩29.0K

$18.57 Rp 334.2K

17.29%

Gym Membership (Monthly)

$51.9 ₩69.0K

$55.8 Rp 1.0M

-7.00%

Tennis Court (1 Hour on Weekend)

$12.07 ₩16.0K

$18.11 Rp 326.0K

-33.35%

Cinema Ticket

$11.39 ₩15.1K

$4.38 Rp 78.9K

160.05%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$520 ₩691.0K

$493 Rp 8.9M

5.42%

International Primary School, 1 Child (Yearly)

$21.9K ₩29.1M

$5,754 Rp 103.6M

280.97%

Jeans (Levis 501 Or Similar)

$65.9 ₩87.6K

$46.19 Rp 831.4K

42.69%

Summer Dress (H&M, Zara, etc)

$62.8 ₩83.5K

$35.33 Rp 636.0K

77.78%

Sport Shoes (Adidas, Nike)

$74.8 ₩99.4K

$79.1 Rp 1.4M

-5.45%

Men's Leather Business Shoes

$98.3 ₩130.7K

$78.4 Rp 1.4M

25.45%

1-bedroom Apartment, City Center (Monthly)

$478 ₩636.2K

$1,142 Rp 20.6M

-58.12%

1-bedroom Apartment, Outside City Center (Monthly)

$356 ₩473.1K

$676 Rp 12.2M

-47.33%

3-bedroom Apartment, City Center (Monthly)

$1,171 ₩1.6M

$3,503 Rp 63.1M

-66.58%

3-bedroom Apartment, Outside City Center (Monthly)

$739 ₩983.0K

$1,700 Rp 30.6M

-56.51%

Buy Apartment in City Center (m2)

$7,085 ₩9.4M

$2,784 Rp 50.1M

154.49%

Buy Apartment Outside City Center (m2)

$5,485 ₩7.3M

$2,241 Rp 40.3M

144.80%

Average Monthly Net Salary (After Tax)

$5,307 ₩7.1M

$165 Rp 3.0M

3125.01%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.1

13.78

-70.25%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Pangyo: October 12, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Pangyo

$424 28.9%

Ubud, Bali

$290 21.2% 31.5% $133

Accommodation & Living

Pangyo

$356 24.3%

Ubud, Bali

$676 49.4% 89.9% $320

Monthly Utilities & Internet

Pangyo

$259 17.7%

Ubud, Bali

$108 7.9% 58.4% $151

Eating Out

Pangyo

$158 10.8%

Ubud, Bali

$109 8% 31.3% $50

Clothing & Footwear

Pangyo

$136 9.3%

Ubud, Bali

$108 7.9% 20.8% $28

Sport & Entertainment

Pangyo

$75 5.1%

Ubud, Bali

$65 4.7% 13.5% $10

Getting Around

Pangyo

$60 4.1%

Ubud, Bali

$13 0.9% 78.9% $47

Cost Breakdown

A central one-bedroom costs $478 in Pangyo versus $1,142 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 3125% higher in Pangyo, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $35.00 in Pangyo versus $35.00 in Ubud, Bali. Groceries tell a different story – $424 in Pangyo vs $290 in Ubud, Bali – so Ubud, Bali wins on supermarket bills even if dining out costs more.

Good to know

🇰🇷 Pangyo

🇮🇩 Ubud, Bali

🕒 Local time

12:25 12:25 PM

11:25 11:25 AM

1 h behind Pangyo

🌤 Weather

👥 Population

74,800

💱 Currency

South Korean Won KRW ₩

Indonesian Rupiah IDR Rp

📈 Exchange rate

10,000 KRW = 7.52 USD

10,000 KRW = 6.69 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to KRW – South Korean Won Converter

🇺🇸 United States Dollar ($)

🇰🇷 South Korean Won (₩)

South Korean Won exchange rates as of October 19, 2026: 1 USD = 1,330 KRW (10,000 KRW = 7.52 USD). 1 EUR = 1,495 KRW (10,000 KRW = 6.69 EUR).

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to KRW in detail →

On the map

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Between locations

Pangyo Ubud, Bali 5,250 km ≈ 7 h nonstop flight

From you

Pangyo
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Pangyo vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Pangyo is pricier by about 7%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $2,201 per month in Pangyo and $2,051 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 448% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $520 per month in Pangyo and $493 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,368, than in Pangyo at $1,468. In Ubud, Bali it covers expenses comfortably, while in Pangyo it requires careful planning or may not stretch far enough.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Pangyo makes more sense. Both are solid long-term options with distinct trade-offs.