Last update: Oct 2026

Cost of Living Comparison Between Pangyo and Cebu

For one person, living is cheaper in Cebu: $934 a month against $1,460 in Pangyo, rent and utilities included – about $6,300 less a year. The total is higher in Pangyo despite lower rent and utilities.

72

Cost of Living Index in Pangyo
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Pangyo Living Index
44

Cost of Living Index in Cebu
Learn more

Cebu Living Index

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Pangyo

🇰🇷 South Korea

$1,460

/mo nomad

Cebu

🇵🇭 Philippines

$934

/mo nomad

Monthly Cost of Living

How much you'll spend in Pangyo and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Pangyo and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,460 in Pangyo versus $934 in Cebu.

Pangyo $1,460
Cebu $934

Estimated couple costs with rent: $2,303 in Pangyo versus $1,415 in Cebu.

Pangyo $2,303
Cebu $1,415

Monthly costs for a family of three with rent: $3,145 in Pangyo versus $1,896 in Cebu.

Pangyo $3,145
Cebu $1,896

Living in Pangyo is roughly 56% more expensive than in Cebu, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Pangyo is 9% above, Cebu is 30% below.

Meal at Budget Restaurant

$7.17 ₩9,634

$3.03 ₱191

136.63%

Three-Course Dinner for Two, Mid-Range

$30.05 ₩40.4K

$23.48 ₱1,476

27.98%

Fast Food Meal (McDonalds, etc)

$6.54 ₩8,788

$4.09 ₱257

59.90%

Cappuccino

$4.03 ₩5,407

$2.52 ₱158

59.92%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.51 ₩2,028

$1.54 ₱97.2

-1.95%

Water (0.33 liter bottle)

$0.71 ₩956

$0.49 ₱31.06

44.90%

Local Beer (0.5 liter draught)

$2.96 ₩3,982

$1.79 ₱113

65.36%

Imported Beer (0.33 liter bottle)

$3.98 ₩5,348

$2.26 ₱142

76.11%

Milk (1 liter)

$2.30 ₩3,091

$1.95 ₱122

17.95%

White Bread (500g)

$3.19 ₩4,284

$1.43 ₱89.9

123.08%

Rice (white) (1kg)

$2.74 ₩3,682

$1.02 ₱64.0

168.63%

Eggs

$2.69 ₩3,615

$2.06 ₱129

30.58%

Local Cheese (1kg)

$10.88 ₩14.6K

$9.81 ₱617

10.91%

Chicken Fillets (1kg)

$7.91 ₩10.6K

$4.61 ₱290

71.58%

Beef Round Steak (1kg)

$21.43 ₩28.8K

$7.70 ₱484

178.31%

Apples (1kg)

$7.68 ₩10.3K

$3.31 ₱208

132.02%

Banana (1kg)

$3.62 ₩4,858

$1.45 ₱91.2

149.66%

Oranges (1kg)

$7.50 ₩10.1K

$2.36 ₱148

217.80%

Tomato (1kg)

$6.11 ₩8,201

$1.54 ₱96.6

296.75%

Potato (1kg)

$3.62 ₩4,859

$2.36 ₱148

53.39%

Onion (1kg)

$2.68 ₩3,596

$1.99 ₱125

34.67%

Lettuce (1 head)

$2.78 ₩3,740

$1.15 ₱72.3

141.74%

Water (1.5 liter bottle)

$1.28 ₩1,719

$0.67 ₱42.26

91.04%

Cigarettes 20 Pack (Marlboro, Camel)

$3.45 ₩4,635

$3.00 ₱189

15.00%

Wine (Bottle)

$18.84 ₩25.3K

$6.35 ₱399

196.69%

Local Beer (0.5 liter bottle)

$2.29 ₩3,078

$1.31 ₱82.1

74.81%

Imported Beer (0.33 liter bottle)

$3.46 ₩4,649

$1.73 ₱109

100.00%

One-way Ticket (Public Transport)

$1.10 ₩1,479

$0.25 ₱15.82

340.00%

Public Transport Monthly Pass (Regular Price)

$47.53 ₩63.8K

$12.65 ₱796

275.73%

Taxi Start (Normal Tariff)

$3.36 ₩4,515

$0.74 ₱46.44

354.05%

Taxi (Normal Tariff) (1km)

$0.66 ₩884

$0.21 ₱13.15

214.29%

Taxi 1hour Waiting (Normal Tariff)

$13.05 ₩17.5K

$4.33 ₱272

201.39%

Gasoline (1 liter)

$1.41 ₩1,891

$1.33 ₱83.7

6.02%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.8K ₩41.3M

$21.8K ₱1.4M

41.31%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.4K ₩51.6M

$19.4K ₱1.2M

97.93%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$199 ₩267.4K

$121 ₱7,583

65.14%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$36.74 ₩49.3K

$14.45 ₱909

154.26%

Internet (50+ Mbps, Unlimited Data)

$22.15 ₩29.8K

$28.29 ₱1,779

-21.70%

Gym Membership (Monthly)

$51.2 ₩68.7K

$32.68 ₱2,055

56.58%

Tennis Court (1 Hour on Weekend)

$11.91 ₩16.0K

$6.39 ₱402

86.38%

Cinema Ticket

$11.13 ₩14.9K

$5.46 ₱343

103.85%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$526 ₩706.1K

$273 ₱17.2K

92.28%

International Primary School, 1 Child (Yearly)

$21.7K ₩29.1M

$8,156 ₱512.9K

165.69%

Jeans (Levis 501 Or Similar)

$65.7 ₩88.2K

$49.57 ₱3,117

32.48%

Summer Dress (H&M, Zara, etc)

$64.1 ₩86.1K

$24.87 ₱1,564

157.78%

Sport Shoes (Adidas, Nike)

$74.5 ₩100.1K

$76.6 ₱4,817

-2.73%

Men's Leather Business Shoes

$101 ₩135.6K

$59.3 ₱3,727

70.37%

1-bedroom Apartment, City Center (Monthly)

$478 ₩642.6K

$506 ₱31.8K

-5.39%

1-bedroom Apartment, Outside City Center (Monthly)

$361 ₩484.9K

$309 ₱19.5K

16.68%

3-bedroom Apartment, City Center (Monthly)

$1,182 ₩1.6M

$1,052 ₱66.1K

12.37%

3-bedroom Apartment, Outside City Center (Monthly)

$735 ₩987.8K

$619 ₱38.9K

18.81%

Buy Apartment in City Center (m2)

$7,053 ₩9.5M

$2,915 ₱183.4K

141.90%

Buy Apartment Outside City Center (m2)

$5,546 ₩7.4M

$1,867 ₱117.4K

197.02%

Average Monthly Net Salary (After Tax)

$5,262 ₩7.1M

$341 ₱21.5K

1442.66%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.1

7.2

-43.06%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Pangyo: October 4, 2026

Last update for Cebu: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Pangyo

$433 29.3%

Cebu

$210 22.7% 51.4% $222

Accommodation & Living

Pangyo

$361 24.4%

Cebu

$309 33.5% 14.3% $52

Monthly Utilities & Internet

Pangyo

$258 17.5%

Cebu

$163 17.7% 36.7% $95

Eating Out

Pangyo

$157 10.6%

Cebu

$88 9.6% 43.7% $69

Clothing & Footwear

Pangyo

$137 9.3%

Cebu

$95 10.2% 31.1% $43

Sport & Entertainment

Pangyo

$73 5%

Cebu

$44 4.7% 40.6% $30

Getting Around

Pangyo

$59 4%

Cebu

$15 1.7% 73.6% $43

Cost Breakdown

A one-bedroom apartment in the center runs $478 in Pangyo and $506 in Cebu. Housing cost is often the main lever when comparing two cities.

Pangyo pays 1443% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $30.00 in Pangyo vs $23.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $433 vs $210 per month, with Cebu cheaper across the board.

Good to know

🇰🇷 Pangyo

🇵🇭 Cebu

🕒 Local time

11:46 11:46 AM

10:46 10:46 AM

1 h behind Pangyo

🌤 Weather

👥 Population

964,169

💱 Currency

South Korean Won KRW ₩

Philippine Peso PHP ₱

📈 Exchange rate

10,000 KRW = 7.45 USD

10,000 KRW = 6.64 EUR

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, USD, EUR to KRW – South Korean Won Converter

🇺🇸 United States Dollar ($)

🇰🇷 South Korean Won (₩)

South Korean Won exchange rates as of October 10, 2026: 1 USD = 1,343 KRW (10,000 KRW = 7.45 USD). 1 EUR = 1,506 KRW (10,000 KRW = 6.64 EUR).

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.89 PHP (100 PHP = 1.59 USD). 1 EUR = 70.54 PHP (100 PHP = 1.42 EUR).

USD to KRW in detail →

On the map

Lowest

Highest

Between locations

Pangyo Cebu 3,030 km ≈ 4 h 15 min nonstop flight

From you

Pangyo
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Pangyo vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 56% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 1443% higher in Pangyo, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $478 in Pangyo versus $506 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,460 per month in Pangyo versus $934 in Cebu – a 56% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 276% less than in Pangyo. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $934 in Cebu versus $1,460 in Pangyo, a $1,500 budget is realistic in Cebu but tight or insufficient in Pangyo. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Pangyo, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Pangyo and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 56% less than in Pangyo. Beyond cost, consider language, visa policies, and how big the international community is in each city.