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Cost of Living Comparison Between Panglao and Kharkiv Cost of Living Comparison Between Panglao and Kharkiv

😐 Solo nomad: Panglao is 1.3% more expensive than Kharkiv without rent, and 16.8% more expensive with rent.
🙂 Family of 3: Panglao is 13.3% cheaper than Kharkiv without rent, and 11.8% more expensive with rent.
Currency
🍽 Eating Out
Panglao
Kharkiv
Difference
Meal at Budget Restaurant
$4.49 ₱262
$7.15 ₴302
-37.20%
Three-Course Dinner for Two, Mid-Range
$12.52 ₱731
$27.27 ₴1,152
-54.09%
Fast Food Meal (McDonalds, etc)
$4.53 ₱264
$5.98 ₴253
-24.25%
Cappuccino
$2.63 ₱154
$1.34 ₴56.5
96.27%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.77 ₱45.19
$0.65 ₴27.53
18.46%
Water (0.33 liter bottle)
$0.26 ₱14.97
$0.44 ₴18.57
-40.91%
Local Beer (0.5 liter draught)
$1.53 ₱89.6
$0.99 ₴41.77
54.55%
Imported Beer (0.33 liter bottle)
$1.92 ₱112
$1.48 ₴62.4
29.73%
🛒 Groceries & Markets
Panglao
Kharkiv
Difference
Milk (1 liter)
$1.72 ₱101
$1.09 ₴46.15
57.80%
White Bread (500g)
$1.05 ₱61.1
$0.58 ₴24.36
81.03%
Rice (white) (1kg)
$1.09 ₱63.5
$1.23 ₴52.1
-11.38%
Eggs
$1.97 ₱115
$1.62 ₴68.5
21.60%
Local Cheese (1kg)
$9.25 ₱540
$8.06 ₴341
14.76%
Chicken Fillets (1kg)
$5.27 ₱307
$3.91 ₴165
34.78%
Beef Round Steak (1kg)
$7.62 ₱445
$6.58 ₴278
15.81%
Apples (1kg)
$2.17 ₱127
$0.9 ₴38.18
141.11%
Banana (1kg)
$1.48 ₱86.2
$1.62 ₴68.3
-8.64%
Oranges (1kg)
$2.07 ₱121
$1.89 ₴79.9
9.52%
Tomato (1kg)
$1.92 ₱112
$2.23 ₴94.4
-13.90%
Potato (1kg)
$2.57 ₱150
$0.61 ₴25.8
321.31%
Onion (1kg)
$2.53 ₱148
$0.53 ₴22.21
377.36%
Lettuce (1 head)
$0.97 ₱56.7
$1 ₴42.1
-3.00%
Water (1.5 liter bottle)
$0.47 ₱27.58
$0.58 ₴24.65
-18.97%
Cigarettes 20 Pack (Marlboro, Camel)
$2.61 ₱152
$2.59 ₴109
0.77%
Wine (Bottle)
$5.75 ₱335
$4.61 ₴195
24.73%
Local Beer (0.5 liter bottle)
$0.88 ₱51.1
$0.81 ₴34.27
8.64%
Imported Beer (0.33 liter bottle)
$1.79 ₱105
$1.26 ₴53.3
42.06%
🚌 Getting Around
Panglao
Kharkiv
Difference
One-way Ticket (Public Transport)
$0.26 ₱14.99
$0.34 ₴14.47
-23.53%
Taxi Start (Normal Tariff)
$0.82 ₱47.68
$1.42 ₴59.9
-42.25%
Taxi (Normal Tariff) (1km)
$0.23 ₱13.42
$0.23 ₴9.68
-
Taxi 1hour Waiting (Normal Tariff)
$2.69 ₱157
$2.86 ₴121
-5.94%
Gasoline (1 liter)
$1.02 ₱59.8
$1.32 ₴55.9
-22.73%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.5K ₱1.8M
$26.9K ₴1.1M
13.02%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.5K ₱1.6M
$23.5K ₴991.9K
17.38%
🧾 Monthly Utilities & Internet
Panglao
Kharkiv
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$97.5 ₱5,692
$111 ₴4,689
-12.08%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$8.76 ₱511
$5.55 ₴235
57.84%
Internet (50+ Mbps, Unlimited Data)
$26.09 ₱1,523
$6 ₴254
334.83%
🎉 Sport & Entertainment
Panglao
Kharkiv
Difference
Gym Membership (Monthly)
$14.5 ₱846
$25.19 ₴1,065
-42.44%
Tennis Court (1 Hour on Weekend)
$4.47 ₱261
$15.9 ₴672
-71.89%
Cinema Ticket
$4.48 ₱262
$4.81 ₴203
-6.86%
🧸 Childcare & Education
Panglao
Kharkiv
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$232 ₱13.5K
$352 ₴14.9K
-34.05%
International Primary School, 1 Child (Yearly)
$3,854 ₱224.9K
$3,201 ₴135.3K
20.40%
👕👟 Clothing & Footwear
Panglao
Kharkiv
Difference
Jeans (Levis 501 Or Similar)
$36.02 ₱2,102
$58.2 ₴2,460
-38.10%
Summer Dress (H&M, Zara, etc)
$23.26 ₱1,358
$41.42 ₴1,751
-43.84%
Sport Shoes (Adidas, Nike)
$74.8 ₱4,364
$84.7 ₴3,578
-11.67%
Men's Leather Business Shoes
$54 ₱3,152
$102 ₴4,301
-46.94%
🏠 Accommodation & Living
Panglao
Kharkiv
Difference
1-bedroom Apartment, City Center (Monthly)
$319 ₱18.6K
$184 ₴7,790
72.96%
1-bedroom Apartment, Outside City Center (Monthly)
$275 ₱16K
$132 ₴5,562
108.65%
3-bedroom Apartment, City Center (Monthly)
$720 ₱42K
$368 ₴15.5K
95.87%
3-bedroom Apartment, Outside City Center (Monthly)
$504 ₱29.4K
$241 ₴10.2K
109.21%
Buy Apartment in City Center (m2)
$1,043 ₱60.9K
$1,033 ₴43.7K
0.96%
Buy Apartment Outside City Center (m2)
$906 ₱52.9K
$555 ₴23.5K
63.21%
💵 Salaries & Financials
Panglao
Kharkiv
Difference
Average Monthly Net Salary (After Tax)
$134 ₱7,847
$431 ₴18.2K
-68.83%
20-Year Fixed Mortgage Interest Rate (Annual %)
8
17
-52.94%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Panglao: November 30, 2025

Last update for Kharkiv: November 30, 2025

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