Cost of Living Comparison Between Panama City and Ubud Cost of Living Comparison Between Panama City and Ubud

😐 Solo nomad: Panama City is 40.4% more expensive than Ubud without rent, and 139.9% more expensive with rent.

😐 Family of 3: Panama City is 54.8% more expensive than Ubud without rent, and 135.6% more expensive with rent.

Meal at Budget Restaurant

$10.18 PAB 10.18

$3 Rp 48.8K

239.33%

Three-Course Dinner for Two, Mid-Range

$49.36 PAB 49.36

$12.52 Rp 203.2K

294.25%

Fast Food Meal (McDonalds, etc)

$8.16 PAB 8.16

$3.18 Rp 51.6K

156.60%

Cappuccino

$3.58 PAB 3.58

$2.21 Rp 35.9K

61.99%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.66 PAB 1.66

$1.1 Rp 17.9K

50.91%

Water (0.33 liter bottle)

$1.41 PAB 1.41

$0.26 Rp 4,217

442.31%

Local Beer (0.5 liter draught)

$3.08 PAB 3.08

$2.5 Rp 40.5K

23.20%

Imported Beer (0.33 liter bottle)

$3.9 PAB 3.9

$3.2 Rp 51.9K

21.87%

Milk (1 liter)

$1.88 PAB 1.88

$1.49 Rp 24.2K

26.17%

White Bread (500g)

$2.56 PAB 2.56

$1.67 Rp 27K

53.29%

Rice (white) (1kg)

$2.52 PAB 2.52

$1.14 Rp 18.5K

121.05%

Eggs

$2.95 PAB 2.95

$2.27 Rp 36.9K

29.96%

Local Cheese (1kg)

$11.6 PAB 11.6

$13.94 Rp 226.3K

-16.79%

Chicken Fillets (1kg)

$7.14 PAB 7.14

$4 Rp 64.8K

78.50%

Beef Round Steak (1kg)

$9.92 PAB 9.92

$11.3 Rp 183.4K

-12.21%

Apples (1kg)

$3.42 PAB 3.42

$3.6 Rp 58.4K

-5.00%

Banana (1kg)

$1.49 PAB 1.49

$1.53 Rp 24.8K

-2.61%

Oranges (1kg)

$2.73 PAB 2.73

$2.65 Rp 43K

3.02%

Tomato (1kg)

$3.24 PAB 3.24

$1.38 Rp 22.4K

134.78%

Potato (1kg)

$2.28 PAB 2.28

$1.58 Rp 25.6K

44.30%

Onion (1kg)

$2.91 PAB 2.91

$2.16 Rp 35.1K

34.72%

Lettuce (1 head)

$2.14 PAB 2.14

$1.04 Rp 16.9K

105.77%

Water (1.5 liter bottle)

$1.57 PAB 1.57

$0.56 Rp 9,114

180.36%

Cigarettes 20 Pack (Marlboro, Camel)

$5.84 PAB 5.84

$2.23 Rp 36.3K

161.88%

Wine (Bottle)

$9.91 PAB 9.91

$14.98 Rp 243.2K

-33.85%

Local Beer (0.5 liter bottle)

$1.3 PAB 1.3

$2.43 Rp 39.5K

-46.50%

Imported Beer (0.33 liter bottle)

$2.32 PAB 2.32

$2.64 Rp 42.8K

-12.12%

One-way Ticket (Public Transport)

$0.44 PAB 0.44

$0.32 Rp 5,203

37.50%

Public Transport Monthly Pass (Regular Price)

$22.32 PAB 22.32

$10.12 Rp 164.3K

120.55%

Taxi Start (Normal Tariff)

$2.53 PAB 2.53

$0.49 Rp 7,888

416.33%

Taxi (Normal Tariff) (1km)

$1.76 PAB 1.76

$0.34 Rp 5,573

417.65%

Taxi 1hour Waiting (Normal Tariff)

$21.86 PAB 21.86

$6.04 Rp 98K

261.92%

Gasoline (1 liter)

$0.89 PAB 0.89

$0.73 Rp 11.9K

21.92%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$19.9K PAB 19.9K

$26.2K Rp 425.6M

-24.04%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.5K PAB 20.5K

$31.9K Rp 518.5M

-35.96%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$124 PAB 124

$62.6 Rp 1M

98.79%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$29.96 PAB 29.96

$4.1 Rp 66.6K

630.73%

Internet (50+ Mbps, Unlimited Data)

$50.2 PAB 50.2

$24.32 Rp 394.7K

106.21%

Gym Membership (Monthly)

$44.96 PAB 44.96

$22.6 Rp 366.9K

98.94%

Tennis Court (1 Hour on Weekend)

$32.03 PAB 32.03

$6.26 Rp 101.5K

411.66%

Cinema Ticket

$8.16 PAB 8.16

$3.29 Rp 53.4K

148.02%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$471 PAB 471

$93.2 Rp 1.5M

405.69%

International Primary School, 1 Child (Yearly)

$16K PAB 16K

$6,098 Rp 99M

161.67%

Jeans (Levis 501 Or Similar)

$52 PAB 52

$52.8 Rp 857.4K

-1.53%

Summer Dress (H&M, Zara, etc)

$45.24 PAB 45.24

$24.84 Rp 403.3K

82.13%

Sport Shoes (Adidas, Nike)

$87.6 PAB 87.6

$85.2 Rp 1.4M

2.78%

Men's Leather Business Shoes

$120 PAB 120

$72.5 Rp 1.2M

66.19%

1-bedroom Apartment, City Center (Monthly)

$1,126 PAB 1,126

$259 Rp 4.2M

335.05%

1-bedroom Apartment, Outside City Center (Monthly)

$890 PAB 890

$159 Rp 2.6M

460.23%

3-bedroom Apartment, City Center (Monthly)

$2,013 PAB 2,013

$578 Rp 9.4M

248.61%

3-bedroom Apartment, Outside City Center (Monthly)

$1,555 PAB 1,555

$336 Rp 5.5M

362.61%

Buy Apartment in City Center (m2)

$2,710 PAB 2,710

$1,000 Rp 16.2M

170.91%

Buy Apartment Outside City Center (m2)

$1,655 PAB 1,655

$860 Rp 14M

92.33%

Average Monthly Net Salary (After Tax)

$975 PAB 975

$182 Rp 3M

434.38%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.23

13.28

-53.09%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Panama City: October 29, 2025

Last update for Ubud: October 29, 2025

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