😐Monthly costs for one person with rent: $1,814 in Panama City versus $893 in Aguadulce.
😐Estimated couple costs with rent: $2,728 in Panama City versus $1,432 in Aguadulce.
😐Monthly costs for a family of three with rent: $3,643 in Panama City versus $1,971 in Aguadulce.
🌍Living in Panama City is roughly 103% more expensive than in Aguadulce, driven mainly by Getting Around.
📊The two cities straddle the global median: Panama City is 36% above, Aguadulce is 33% below.
Currency
🍽 Eating Out
Panama City
Aguadulce
Difference
Meal at Budget Restaurant
$10.13PAB 10.13
$10.05PAB 10.05
0.80%
Three-Course Dinner for Two, Mid-Range
$49.65PAB 49.65
$50.8PAB 50.8
-2.32%
Fast Food Meal(McDonalds, etc)
$8.06PAB 8.06
$7.80PAB 7.80
3.33%
Cappuccino
$3.60PAB 3.60
$3.64PAB 3.64
-1.10%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.72PAB 1.72
$1.67PAB 1.67
2.99%
Water(0.33 liter bottle)
$1.36PAB 1.36
$1.40PAB 1.40
-2.86%
Local Beer(0.5 liter draught)
$2.95PAB 2.95
$3.03PAB 3.03
-2.64%
Imported Beer(0.33 liter bottle)
$4.03PAB 4.03
$3.88PAB 3.88
3.87%
🛒 Groceries & Markets
Panama City
Aguadulce
Difference
Milk(1 liter)
$1.81PAB 1.81
$1.90PAB 1.90
-4.74%
White Bread(500g)
$2.46PAB 2.46
$2.51PAB 2.51
-1.99%
Rice(white)(1kg)
$2.41PAB 2.41
$2.52PAB 2.52
-4.37%
Eggs
$2.93PAB 2.93
$2.86PAB 2.86
2.45%
Local Cheese(1kg)
$11.38PAB 11.38
$11.55PAB 11.55
-1.47%
Chicken Fillets(1kg)
$7.06PAB 7.06
$6.99PAB 6.99
1.00%
Beef Round Steak(1kg)
$9.85PAB 9.85
$10.06PAB 10.06
-2.09%
Apples(1kg)
$3.37PAB 3.37
$3.30PAB 3.30
2.12%
Banana(1kg)
$1.51PAB 1.51
$1.49PAB 1.49
1.34%
Oranges(1kg)
$2.86PAB 2.86
$2.86PAB 2.86
-
Tomato(1kg)
$3.12PAB 3.12
$3.22PAB 3.22
-3.11%
Potato(1kg)
$2.23PAB 2.23
$2.25PAB 2.25
-0.89%
Onion(1kg)
$2.76PAB 2.76
$2.79PAB 2.79
-1.08%
Lettuce(1 head)
$2.18PAB 2.18
$2.25PAB 2.25
-3.11%
Water(1.5 liter bottle)
$1.53PAB 1.53
$1.56PAB 1.56
-1.92%
Cigarettes 20 Pack(Marlboro, Camel)
$6.09PAB 6.09
$5.92PAB 5.92
2.87%
Wine(Bottle)
$10.78PAB 10.78
$10.76PAB 10.76
0.19%
Local Beer(0.5 liter bottle)
$1.28PAB 1.28
$1.24PAB 1.24
3.23%
Imported Beer(0.33 liter bottle)
$2.36PAB 2.36
$2.34PAB 2.34
0.85%
🚌 Getting Around
Panama City
Aguadulce
Difference
One-way Ticket(Public Transport)
$0.44PAB 0.44
$0.24PAB 0.24
83.33%
Public Transport Monthly Pass(Regular Price)
$22.10PAB 22.10
-
-
Taxi Start(Normal Tariff)
$2.44PAB 2.44
$2.52PAB 2.52
-3.17%
Taxi(Normal Tariff)(1km)
$1.77PAB 1.77
$1.77PAB 1.77
-
Taxi 1hour Waiting(Normal Tariff)
$21.61PAB 21.61
$22.41PAB 22.41
-3.57%
Gasoline(1 liter)
$0.95PAB 0.95
$0.88PAB 0.88
7.95%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$19.6KPAB 19.6K
$19.7KPAB 19.7K
-0.31%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.6KPAB 20.6K
$20.5KPAB 20.5K
0.22%
🧾 Monthly Utilities & Internet
Panama City
Aguadulce
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$122PAB 122
$124PAB 124
-1.59%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$29.88PAB 29.88
$29.68PAB 29.68
0.67%
Internet(50+ Mbps, Unlimited Data)
$49.49PAB 49.49
$48.99PAB 48.99
1.02%
🎉 Sport & Entertainment
Panama City
Aguadulce
Difference
Gym Membership(Monthly)
$45.36PAB 45.36
$46.95PAB 46.95
-3.39%
Tennis Court(1 Hour on Weekend)
$32.73PAB 32.73
-
-
Cinema Ticket
$7.85PAB 7.85
$7.77PAB 7.77
1.03%
🧸 Childcare & Education
Panama City
Aguadulce
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$484PAB 484
$479PAB 479
1.10%
International Primary School, 1 Child(Yearly)
$15.8KPAB 15.8K
$15.6KPAB 15.6K
1.02%
👕👟 Clothing & Footwear
Panama City
Aguadulce
Difference
Jeans(Levis 501 Or Similar)
$51.6PAB 51.6
$50.8PAB 50.8
1.65%
Summer Dress(H&M, Zara, etc)
$46.50PAB 46.50
$45.74PAB 45.74
1.66%
Sport Shoes(Adidas, Nike)
$88.6PAB 88.6
$90.8PAB 90.8
-2.39%
Men's Leather Business Shoes
$121PAB 121
$123PAB 123
-1.48%
🏠 Accommodation & Living
Panama City
Aguadulce
Difference
1-bedroom Apartment, City Center(Monthly)
$1,158PAB 1,158
-
-
1-bedroom Apartment, Outside City Center(Monthly)
$894PAB 894
-
-
3-bedroom Apartment, City Center(Monthly)
$2,037PAB 2,037
-
-
3-bedroom Apartment, Outside City Center(Monthly)
$1,578PAB 1,578
-
-
Buy Apartment in City Center(m2)
$3,124PAB 3,124
-
-
Buy Apartment Outside City Center(m2)
$1,693PAB 1,693
-
-
💵 Salaries & Financials
Panama City
Aguadulce
Difference
Average Monthly Net Salary(After Tax)
$926PAB 926
-
-
20-Year Fixed Mortgage Interest Rate(Annual %)
6.23
6.23
-
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Panama City: July 12, 2026
Last update for Aguadulce: July 13, 2026
Cost Breakdown
🛒Dining out: $50.0 in Panama City vs $51.0 in Aguadulce for a mid-range dinner for two. Groceries echo the gap at $288 vs $291 per month, with Panama City cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Panama City vs Aguadulce: Cost of Living - Frequently Asked Questions
Which city is more expensive, Panama City or Aguadulce?
Aguadulce wins on cost – living expenses run 103% lower than in Panama City. Housing and daily spending are where you'll feel the difference most, making Aguadulce the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Panama City and in Aguadulce?
You'd need roughly $2,720 in Panama City and $1,339 in Aguadulce to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
Are groceries more expensive in Panama City or in Aguadulce?
Shoppers in Panama City pay roughly 1% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.
How much does it cost to live in Panama City compared to Aguadulce?
All in, you'll spend $1,814 per month in Panama City versus $893 in Aguadulce – a 103% gap that adds up to real savings over time for anyone picking the cheaper option.
Can you live on $1,000/month in Panama City or in Aguadulce?
At $893 in Aguadulce versus $1,814 in Panama City, a $1,000 budget is realistic in Aguadulce but tight or insufficient in Panama City. The gap between the two cities makes Aguadulce the clear choice for anyone on this budget.
Which city is better for digital nomads, Panama City or Aguadulce?
Both work as nomad bases, but Aguadulce delivers better value – similar infrastructure at $893 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Aguadulce hard to pass up.
How safe is Panama City compared to Aguadulce?
Safety-wise, Panama City and Aguadulce are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Aguadulce gentler on the wallet – expenses run 103% less than in Panama City. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Panama City vs other spots: cost of living compared