😐Monthly costs for one person with rent: $1,763 in Panama City versus $891 in Aguadulce.
😐Estimated couple costs with rent: $2,717 in Panama City versus $1,426 in Aguadulce.
😐Monthly costs for a family of three with rent: $3,671 in Panama City versus $1,961 in Aguadulce.
😐Living in Panama City is roughly 98% more expensive than Aguadulce, driven mainly by Getting Around.
📊The two cities straddle the global median: Panama City is 32% above, Aguadulce is 33% below.
Currency
🍽 Eating Out
Panama City
Aguadulce
Difference
Meal at Budget Restaurant
$10.08PAB 10.08
$9.90PAB 9.90
1.82%
Three-Course Dinner for Two, Mid-Range
$50.4PAB 50.4
$49.87PAB 49.87
0.98%
Fast Food Meal(McDonalds, etc)
$7.80PAB 7.80
$8.03PAB 8.03
-2.86%
Cappuccino
$3.69PAB 3.69
$3.53PAB 3.53
4.53%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.70PAB 1.70
$1.68PAB 1.68
1.19%
Water(0.33 liter bottle)
$1.35PAB 1.35
$1.39PAB 1.39
-2.88%
Local Beer(0.5 liter draught)
$3.06PAB 3.06
$3.05PAB 3.05
0.33%
Imported Beer(0.33 liter bottle)
$3.91PAB 3.91
$4.03PAB 4.03
-2.98%
🛒 Groceries & Markets
Panama City
Aguadulce
Difference
Milk(1 liter)
$1.82PAB 1.82
$1.86PAB 1.86
-2.15%
White Bread(500g)
$2.56PAB 2.56
$2.48PAB 2.48
3.23%
Rice(white)(1kg)
$2.49PAB 2.49
$2.48PAB 2.48
0.40%
Eggs
$2.96PAB 2.96
$2.86PAB 2.86
3.50%
Local Cheese(1kg)
$11.25PAB 11.25
$11.36PAB 11.36
-0.97%
Chicken Fillets(1kg)
$7.22PAB 7.22
$7.17PAB 7.17
0.70%
Beef Round Steak(1kg)
$10.19PAB 10.19
$9.86PAB 9.86
3.35%
Apples(1kg)
$3.43PAB 3.43
$3.41PAB 3.41
0.59%
Banana(1kg)
$1.50PAB 1.50
$1.47PAB 1.47
2.04%
Oranges(1kg)
$2.85PAB 2.85
$2.84PAB 2.84
0.35%
Tomato(1kg)
$3.19PAB 3.19
$3.22PAB 3.22
-0.93%
Potato(1kg)
$2.21PAB 2.21
$2.24PAB 2.24
-1.34%
Onion(1kg)
$2.77PAB 2.77
$2.79PAB 2.79
-0.72%
Lettuce(1 head)
$2.25PAB 2.25
$2.22PAB 2.22
1.35%
Water(1.5 liter bottle)
$1.58PAB 1.58
$1.51PAB 1.51
4.64%
Cigarettes 20 Pack(Marlboro, Camel)
$5.91PAB 5.91
$6.05PAB 6.05
-2.31%
Wine(Bottle)
$11.11PAB 11.11
$10.84PAB 10.84
2.49%
Local Beer(0.5 liter bottle)
$1.28PAB 1.28
$1.23PAB 1.23
4.07%
Imported Beer(0.33 liter bottle)
$2.32PAB 2.32
$2.42PAB 2.42
-4.13%
🚌 Getting Around
Panama City
Aguadulce
Difference
One-way Ticket(Public Transport)
$0.40PAB 0.40
$0.24PAB 0.24
66.67%
Public Transport Monthly Pass(Regular Price)
$22.08PAB 22.08
-
-
Taxi Start(Normal Tariff)
$2.57PAB 2.57
$2.47PAB 2.47
4.05%
Taxi(Normal Tariff)(1km)
$1.78PAB 1.78
$1.80PAB 1.80
-1.11%
Taxi 1hour Waiting(Normal Tariff)
$21.73PAB 21.73
$22.10PAB 22.10
-1.67%
Gasoline(1 liter)
$0.93PAB 0.93
$0.89PAB 0.89
4.49%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$19.7KPAB 19.7K
$19.7KPAB 19.7K
-0.19%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.9KPAB 20.9K
$20.6KPAB 20.6K
1.39%
🧾 Monthly Utilities & Internet
Panama City
Aguadulce
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$121PAB 121
$125PAB 125
-3.04%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$29.44PAB 29.44
$29.48PAB 29.48
-0.14%
Internet(50+ Mbps, Unlimited Data)
$49.27PAB 49.27
$49.11PAB 49.11
0.33%
🎉 Sport & Entertainment
Panama City
Aguadulce
Difference
Gym Membership(Monthly)
$45.92PAB 45.92
$47.06PAB 47.06
-2.42%
Tennis Court(1 Hour on Weekend)
$32.32PAB 32.32
-
-
Cinema Ticket
$8.11PAB 8.11
$7.80PAB 7.80
3.97%
🧸 Childcare & Education
Panama City
Aguadulce
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$484PAB 484
$482PAB 482
0.54%
International Primary School, 1 Child(Yearly)
$15.8KPAB 15.8K
$15.5KPAB 15.5K
1.90%
👕👟 Clothing & Footwear
Panama City
Aguadulce
Difference
Jeans(Levis 501 Or Similar)
$51.2PAB 51.2
$51.5PAB 51.5
-0.66%
Summer Dress(H&M, Zara, etc)
$45.98PAB 45.98
$45.21PAB 45.21
1.70%
Sport Shoes(Adidas, Nike)
$89.0PAB 89.0
$89.2PAB 89.2
-0.27%
Men's Leather Business Shoes
$122PAB 122
$119PAB 119
2.84%
🏠 Accommodation & Living
Panama City
Aguadulce
Difference
1-bedroom Apartment, City Center(Monthly)
$1,157PAB 1,157
-
-
1-bedroom Apartment, Outside City Center(Monthly)
$893PAB 893
-
-
3-bedroom Apartment, City Center(Monthly)
$1,996PAB 1,996
-
-
3-bedroom Apartment, Outside City Center(Monthly)
$1,580PAB 1,580
-
-
Buy Apartment in City Center(m2)
$3,069PAB 3,069
-
-
Buy Apartment Outside City Center(m2)
$1,730PAB 1,730
-
-
💵 Salaries & Financials
Panama City
Aguadulce
Difference
Average Monthly Net Salary(After Tax)
$962PAB 962
-
-
20-Year Fixed Mortgage Interest Rate(Annual %)
6.23
6.23
-
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Panama City: May 30, 2026
Last update for Aguadulce: June 1, 2026
Cost Breakdown
🛒Dining out: $50.0 in Panama City vs $50.0 in Aguadulce. Groceries flip the comparison at $293 vs $290, with Aguadulce cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Panama City vs Aguadulce: Cost of Living - Frequently Asked Questions
Which city is more expensive, Panama City or Aguadulce?
Aguadulce wins on cost – living expenses run 98% lower than in Panama City. Housing and daily spending are where you'll feel the difference most, making Aguadulce the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Panama City vs Aguadulce?
You'd need roughly $2,644 in Panama City and $1,337 in Aguadulce to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
Are groceries more expensive in Panama City or Aguadulce?
Supermarket bills run roughly 1% higher in Panama City. For households that cook at home regularly, that difference adds up over a month.
How much does it cost to live in Panama City compared to Aguadulce?
All in, you'll spend $1,763 per month in Panama City versus $891 in Aguadulce – a 98% gap that adds up to real savings over time for anyone picking the cheaper option.
Can you live on $1,000/month in Panama City or Aguadulce?
At $891 in Aguadulce versus $1,763 in Panama City, a $1,000 budget is realistic in Aguadulce but tight or insufficient in Panama City. The gap between the two cities makes Aguadulce the clear choice for anyone on this budget.
Which city is better for digital nomads, Panama City or Aguadulce?
Both work as nomad bases, but Aguadulce delivers better value – similar infrastructure at $891 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Aguadulce hard to pass up.
How safe is Panama City compared to Aguadulce?
Safety-wise, Panama City and Aguadulce are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Aguadulce gentler on the wallet – expenses run 98% less than in Panama City. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Panama City vs other spots: cost of living compared