😐Monthly costs for one person with rent: $1,862 in Panama City versus $917 in Aguadulce.
😐Estimated couple costs with rent: $2,727 in Panama City versus $1,493 in Aguadulce.
😐Monthly costs for a family of three with rent: $3,591 in Panama City versus $2,068 in Aguadulce.
🌍Living in Panama City is roughly 103% more expensive than in Aguadulce, driven mainly by Getting Around.
📊The two cities straddle the global median: Panama City is 35% above, Aguadulce is 33% below.
Currency
🍽 Eating Out
Panama City
Aguadulce
Difference
Meal at Budget Restaurant
$10.08PAB 10.08
$9.98PAB 9.98
1.00%
Three-Course Dinner for Two, Mid-Range
$44.52PAB 44.52
$44.44PAB 44.44
0.18%
Fast Food Meal(McDonalds, etc)
$7.79PAB 7.79
$7.93PAB 7.93
-1.77%
Cappuccino
$3.98PAB 3.98
$3.97PAB 3.97
0.25%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.94PAB 1.94
$1.92PAB 1.92
1.04%
Water(0.33 liter bottle)
$1.58PAB 1.58
$1.51PAB 1.51
4.64%
Local Beer(0.5 liter draught)
$3.03PAB 3.03
$2.93PAB 2.93
3.41%
Imported Beer(0.33 liter bottle)
$4.02PAB 4.02
$3.98PAB 3.98
1.01%
🛒 Groceries & Markets
Panama City
Aguadulce
Difference
Milk(1 liter)
$1.84PAB 1.84
$1.85PAB 1.85
-0.54%
White Bread(500g)
$2.43PAB 2.43
$2.36PAB 2.36
2.97%
Rice(white)(1kg)
$3.10PAB 3.10
$3.13PAB 3.13
-0.96%
Eggs
$2.81PAB 2.81
$2.75PAB 2.75
2.18%
Local Cheese(1kg)
$12.54PAB 12.54
$12.56PAB 12.56
-0.16%
Chicken Fillets(1kg)
$6.55PAB 6.55
$6.49PAB 6.49
0.92%
Beef Round Steak(1kg)
$10.25PAB 10.25
$10.42PAB 10.42
-1.63%
Apples(1kg)
$4.29PAB 4.29
$4.47PAB 4.47
-4.03%
Banana(1kg)
$1.75PAB 1.75
$1.68PAB 1.68
4.17%
Oranges(1kg)
$4.02PAB 4.02
$4.01PAB 4.01
0.25%
Tomato(1kg)
$4.06PAB 4.06
$4.10PAB 4.10
-0.98%
Potato(1kg)
$3.10PAB 3.10
$3.11PAB 3.11
-0.32%
Onion(1kg)
$4.45PAB 4.45
$4.33PAB 4.33
2.77%
Lettuce(1 head)
$2.25PAB 2.25
$2.19PAB 2.19
2.74%
Water(1.5 liter bottle)
$1.73PAB 1.73
$1.72PAB 1.72
0.58%
Cigarettes 20 Pack(Marlboro, Camel)
$6.06PAB 6.06
$6.03PAB 6.03
0.50%
Wine(Bottle)
$10.95PAB 10.95
$11.16PAB 11.16
-1.88%
Local Beer(0.5 liter bottle)
$1.37PAB 1.37
$1.40PAB 1.40
-2.14%
Imported Beer(0.33 liter bottle)
$2.76PAB 2.76
$2.83PAB 2.83
-2.47%
🚌 Getting Around
Panama City
Aguadulce
Difference
One-way Ticket(Public Transport)
$0.34PAB 0.34
$0.26PAB 0.26
30.77%
Public Transport Monthly Pass(Regular Price)
$21.16PAB 21.16
-
-
Taxi Start(Normal Tariff)
$2.47PAB 2.47
$2.57PAB 2.57
-3.89%
Taxi(Normal Tariff)(1km)
$1.77PAB 1.77
$1.85PAB 1.85
-4.32%
Taxi 1hour Waiting(Normal Tariff)
$22.29PAB 22.29
$21.68PAB 21.68
2.81%
Gasoline(1 liter)
$1.16PAB 1.16
$1.15PAB 1.15
0.87%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.0KPAB 21.0K
$21.6KPAB 21.6K
-2.46%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.0KPAB 21.0K
$21.1KPAB 21.1K
-0.40%
🧾 Monthly Utilities & Internet
Panama City
Aguadulce
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$129PAB 129
$133PAB 133
-3.04%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$29.00PAB 29.00
$28.48PAB 28.48
1.83%
Internet(50+ Mbps, Unlimited Data)
$47.99PAB 47.99
$48.03PAB 48.03
-0.08%
🎉 Sport & Entertainment
Panama City
Aguadulce
Difference
Gym Membership(Monthly)
$47.57PAB 47.57
$46.21PAB 46.21
2.94%
Tennis Court(1 Hour on Weekend)
$33.90PAB 33.90
-
-
Cinema Ticket
$7.93PAB 7.93
$7.87PAB 7.87
0.76%
🧸 Childcare & Education
Panama City
Aguadulce
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$553PAB 553
$536PAB 536
3.14%
International Primary School, 1 Child(Yearly)
$9,520PAB 9,520
$9,449PAB 9,449
0.75%
👕👟 Clothing & Footwear
Panama City
Aguadulce
Difference
Jeans(Levis 501 Or Similar)
$60.9PAB 60.9
$61.1PAB 61.1
-0.39%
Summer Dress(H&M, Zara, etc)
$46.58PAB 46.58
$45.98PAB 45.98
1.30%
Sport Shoes(Adidas, Nike)
$92.6PAB 92.6
$95.5PAB 95.5
-3.00%
Men's Leather Business Shoes
$119PAB 119
$119PAB 119
0.15%
🏠 Accommodation & Living
Panama City
Aguadulce
Difference
1-bedroom Apartment, City Center(Monthly)
$1,296PAB 1,296
-
-
1-bedroom Apartment, Outside City Center(Monthly)
$931PAB 931
-
-
3-bedroom Apartment, City Center(Monthly)
$2,077PAB 2,077
-
-
3-bedroom Apartment, Outside City Center(Monthly)
$1,468PAB 1,468
-
-
Buy Apartment in City Center(m2)
$3,129PAB 3,129
-
-
Buy Apartment Outside City Center(m2)
$1,680PAB 1,680
-
-
💵 Salaries & Financials
Panama City
Aguadulce
Difference
Average Monthly Net Salary(After Tax)
$931PAB 931
-
-
20-Year Fixed Mortgage Interest Rate(Annual %)
6.39
6.39
-
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Panama City: September 5, 2026
Last update for Aguadulce: September 7, 2026
Cost Breakdown
🛒Dining out: $45.00 in Panama City vs $44.00 in Aguadulce. Groceries flip the comparison at $318 vs $318, with Panama City cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Panama City vs Aguadulce: Cost of Living - Frequently Asked Questions
Which city is more expensive, Panama City or Aguadulce?
Aguadulce wins on cost – living expenses run 103% lower than in Panama City. Housing and daily spending are where you'll feel the difference most, making Aguadulce the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Panama City and in Aguadulce?
You'd need roughly $2,793 in Panama City and $1,376 in Aguadulce to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
Are groceries more expensive in Panama City or in Aguadulce?
Shoppers in Panama City pay roughly 0% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.
How much does it cost to live in Panama City compared to Aguadulce?
All in, you'll spend $1,862 per month in Panama City versus $917 in Aguadulce – a 103% gap that adds up to real savings over time for anyone picking the cheaper option.
Can you live on $1,000/month in Panama City or in Aguadulce?
At $917 in Aguadulce versus $1,862 in Panama City, a $1,000 budget is realistic in Aguadulce but tight or insufficient in Panama City. The gap between the two cities makes Aguadulce the clear choice for anyone on this budget.
Which city is better for digital nomads, Panama City or Aguadulce?
Both work as nomad bases, but Aguadulce delivers better value – similar infrastructure at $917 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Aguadulce hard to pass up.
How safe is Panama City compared to Aguadulce?
Safety-wise, Panama City and Aguadulce are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Aguadulce gentler on the wallet – expenses run 103% less than in Panama City. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Panama City vs other spots: cost of living compared