Cost of Living Comparison Between Panama City, FL and Deventer Cost of Living Comparison Between Panama City, FL and Deventer

Monthly Cost of Living

Monthly costs for one person with rent: $2,748 in Panama City, FL versus $2,498 in Deventer.

Estimated couple costs with rent: $3,572 in Panama City, FL versus $3,500 in Deventer.

Monthly costs for a family of three with rent: $4,396 in Panama City, FL versus $4,501 in Deventer.

Living in Panama City, FL is roughly 10% more expensive than in Deventer, driven mainly by Clothing & Footwear.

Both cities are pricier than the global median: Panama City, FL 106% above, Deventer 87% above.

Meal at Budget Restaurant

$19.04 $19.04

$18.46 €16.15

3.14%

Three-Course Dinner for Two, Mid-Range

$54.7 $54.7

$86.1 €75.3

-36.39%

Fast Food Meal (McDonalds, etc)

$10.53 $10.53

$10.35 €9.05

1.74%

Cappuccino

$4.77 $4.77

$3.38 €2.96

41.12%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.66 $2.66

$3.39 €2.97

-21.53%

Water (0.33 liter bottle)

$2.14 $2.14

$2.83 €2.47

-24.38%

Local Beer (0.5 liter draught)

$4.90 $4.90

$5.62 €4.92

-12.81%

Imported Beer (0.33 liter bottle)

$6.72 $6.72

$3.81 €3.34

76.38%

Milk (1 liter)

$0.92 $0.92

$1.29 €1.13

-28.68%

White Bread (500g)

$3.34 $3.34

$1.58 €1.38

111.39%

Rice (white) (1kg)

$2.60 $2.60

$3.31 €2.89

-21.45%

Eggs

$3.13 $3.13

$4.69 €4.10

-33.26%

Local Cheese (1kg)

$10.80 $10.80

$12.95 €11.33

-16.60%

Chicken Fillets (1kg)

$11.34 $11.34

$15.69 €13.72

-27.72%

Beef Round Steak (1kg)

$14.88 $14.88

$17.42 €15.24

-14.58%

Apples (1kg)

$3.50 $3.50

$2.14 €1.87

63.55%

Banana (1kg)

$1.59 $1.59

$2.35 €2.06

-32.34%

Oranges (1kg)

$2.89 $2.89

$1.83 €1.60

57.92%

Tomato (1kg)

$4.22 $4.22

$4.05 €3.55

4.20%

Potato (1kg)

$3.18 $3.18

$2.21 €1.94

43.89%

Onion (1kg)

$2.81 $2.81

$2.15 €1.88

30.70%

Lettuce (1 head)

$2.11 $2.11

$1.18 €1.03

78.81%

Water (1.5 liter bottle)

$2.04 $2.04

$0.95 €0.83

114.74%

Cigarettes 20 Pack (Marlboro, Camel)

$7.89 $7.89

$14.76 €12.91

-46.54%

Wine (Bottle)

$13.63 $13.63

$6.78 €5.93

101.03%

Local Beer (0.5 liter bottle)

$1.77 $1.77

$1.41 €1.23

25.53%

Imported Beer (0.33 liter bottle)

$2.98 $2.98

$2.61 €2.28

14.18%

One-way Ticket (Public Transport)

$1.49 $1.49

$5.27 €4.61

-71.73%

Public Transport Monthly Pass (Regular Price)

$133 $133

$94.4 €82.6

40.71%

Taxi Start (Normal Tariff)

$2.56 $2.56

$5.83 €5.10

-56.09%

Taxi (Normal Tariff) (1km)

$1.59 $1.59

$1.26 €1.11

26.19%

Taxi 1hour Waiting (Normal Tariff)

$25.89 $25.89

$52.9 €46.27

-51.05%

Gasoline (1 liter)

$0.86 $0.86

$2.21 €1.94

-61.09%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$22.9K $22.9K

$34.3K €30.0K

-33.29%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.2K $24.2K

$35.3K €30.9K

-31.37%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$221 $221

$268 €234

-17.27%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$43.77 $43.77

$24.49 €21.43

78.73%

Internet (50+ Mbps, Unlimited Data)

$67.9 $67.9

$48.63 €42.55

39.67%

Gym Membership (Monthly)

$39.58 $39.58

$37.07 €32.43

6.77%

Tennis Court (1 Hour on Weekend)

$34.29 €30.00

Cinema Ticket

$13.24 $13.24

$16.81 €14.71

-21.24%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$526 $526

$2,479 €2,169

-78.79%

International Primary School, 1 Child (Yearly)

$7,846 $7,846

$10.6K €9,299

-26.18%

Jeans (Levis 501 Or Similar)

$39.63 $39.63

$79.4 €69.5

-50.09%

Summer Dress (H&M, Zara, etc)

$43.16 $43.16

$38.44 €33.63

12.28%

Sport Shoes (Adidas, Nike)

$60.1 $60.1

$93.1 €81.4

-35.39%

Men's Leather Business Shoes

$76.0 $76.0

$112 €98.3

-32.29%

1-bedroom Apartment, City Center (Monthly)

$1,680 $1,680

$1,394 €1,220

20.50%

1-bedroom Apartment, Outside City Center (Monthly)

$1,524 $1,524

$1,144 €1,001

33.27%

3-bedroom Apartment, City Center (Monthly)

$2,314 $2,314

$1,828 €1,600

26.57%

3-bedroom Apartment, Outside City Center (Monthly)

$1,744 $1,744

$1,610 €1,409

8.33%

Buy Apartment in City Center (m2)

$3,679 $3,679

$5,885 €5,149

-37.47%

Buy Apartment Outside City Center (m2)

$3,719 $3,719

$4,476 €3,916

-16.90%

Average Monthly Net Salary (After Tax)

$4,069 $4,069

$3,455 €3,023

17.75%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.43

4.36

47.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Panama City, FL: July 12, 2026

Last update for Deventer: July 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,680 in Panama City, FL and $1,394 in Deventer. Housing cost is often the main lever when comparing two cities.

Panama City, FL pays 18% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $55.0 in Panama City, FL vs $86.0 in Deventer. Groceries flip the comparison at $349 vs $335, with Deventer cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Panama City, FL vs Deventer: Cost of Living - Frequently Asked Questions

Deventer is cheaper overall, especially in Groceries & Markets, Eating Out, Getting Around, Monthly Utilities & Internet. The 10% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 18% higher in Panama City, FL, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,680 in Panama City, FL versus $1,394 in Deventer. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $526 in Panama City, FL versus $2,479 in Deventer. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 4% higher in Panama City, FL. For households that cook at home regularly, that difference adds up over a month.

Both cities are expensive relative to $2,500. Deventer is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Panama City, FL and Deventer are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Deventer gentler on the wallet – expenses run 10% less than in Panama City, FL. Beyond cost, consider language, visa policies, and how big the international community is in each city.