Last update: Oct 2026

Cost of Living Comparison Between Panama City, FL and Deventer

For one person, living is cheaper in Deventer: $2,477 a month against $2,643 in Panama City, FL, rent and utilities included – about $2,000 less a year. Higher rent and utilities in Panama City, FL outweigh lower spending on other living expenses.

128

Cost of Living Index in Panama City, FL
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Panama City, FL Living Index
119

Cost of Living Index in Deventer
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Deventer Living Index

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Panama City, FL

🇺🇸 United States

$2,643

/mo nomad

Deventer

🇳🇱 Netherlands

$2,477

/mo nomad

Monthly Cost of Living

How much you'll spend in Panama City, FL and in Deventer

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Panama City, FL and in Deventer actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,643 in Panama City, FL versus $2,477 in Deventer.

Panama City, FL $2,643
Deventer $2,477

Estimated couple costs with rent: $3,496 in Panama City, FL versus $3,595 in Deventer.

Panama City, FL $3,496
Deventer $3,595

Monthly costs for a family of three with rent: $4,349 in Panama City, FL versus $4,713 in Deventer.

Panama City, FL $4,349
Deventer $4,713

Living in Panama City, FL is roughly 7% more expensive than in Deventer, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Panama City, FL 95% above, Deventer 83% above.

Meal at Budget Restaurant

$18.97 $18.97

$16.80 €14.95

12.92%

Three-Course Dinner for Two, Mid-Range

$56.0 $56.0

$80.9 €72.0

-30.80%

Fast Food Meal (McDonalds, etc)

$11.88 $11.88

$13.30 €11.83

-10.68%

Cappuccino

$5.57 $5.57

$4.30 €3.82

29.53%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.00 $3.00

$3.88 €3.45

-22.68%

Water (0.33 liter bottle)

$1.62 $1.62

$2.19 €1.95

-26.03%

Local Beer (0.5 liter draught)

$5.05 $5.05

$5.63 €5.00

-10.30%

Imported Beer (0.33 liter bottle)

$6.86 $6.86

$3.29 €2.93

108.51%

Milk (1 liter)

$0.82 $0.82

$1.33 €1.18

-38.35%

White Bread (500g)

$3.57 $3.57

$1.51 €1.35

136.42%

Rice (white) (1kg)

$2.71 $2.71

$2.65 €2.35

2.26%

Eggs

$3.30 $3.30

$4.38 €3.89

-24.66%

Local Cheese (1kg)

$10.70 $10.70

$13.73 €12.21

-22.07%

Chicken Fillets (1kg)

$11.39 $11.39

$12.81 €11.39

-11.09%

Beef Round Steak (1kg)

$14.19 $14.19

$16.86 €14.99

-15.84%

Apples (1kg)

$3.95 $3.95

$1.95 €1.74

102.56%

Banana (1kg)

$1.44 $1.44

$2.41 €2.14

-40.25%

Oranges (1kg)

$2.65 $2.65

$1.77 €1.57

49.72%

Tomato (1kg)

$4.29 $4.29

$3.93 €3.50

9.16%

Potato (1kg)

$3.18 $3.18

$1.85 €1.65

71.89%

Onion (1kg)

$2.81 $2.81

$2.05 €1.83

37.07%

Lettuce (1 head)

$2.19 $2.19

$1.13 €1.00

93.81%

Water (1.5 liter bottle)

$2.13 $2.13

$1.07 €0.95

99.07%

Cigarettes 20 Pack (Marlboro, Camel)

$9.16 $9.16

$14.21 €12.64

-35.54%

Wine (Bottle)

$11.77 $11.77

$6.65 €5.92

76.99%

Local Beer (0.5 liter bottle)

$1.77 $1.77

$1.26 €1.12

40.48%

Imported Beer (0.33 liter bottle)

$3.95 $3.95

$2.86 €2.55

38.11%

One-way Ticket (Public Transport)

$1.49 $1.49

$3.36 €2.99

-55.65%

Public Transport Monthly Pass (Regular Price)

$88.3 €78.6

Taxi Start (Normal Tariff)

$2.44 $2.44

$8.38 €7.46

-70.88%

Taxi (Normal Tariff) (1km)

$1.53 $1.53

$1.93 €1.71

-20.73%

Taxi 1hour Waiting (Normal Tariff)

$25.53 $25.53

$22.13 €19.68

15.36%

Gasoline (1 liter)

$0.96 $0.96

$2.41 €2.14

-60.17%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.1K $28.1K

$41.2K €36.7K

-31.85%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.3K $26.3K

$38.4K €34.1K

-31.42%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$174 $174

$310 €275

-43.97%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$44.27 $44.27

$26.66 €23.72

66.05%

Internet (50+ Mbps, Unlimited Data)

$61.0 $61.0

$44.11 €39.24

38.18%

Gym Membership (Monthly)

$40.13 $40.13

$29.32 €26.08

36.87%

Tennis Court (1 Hour on Weekend)

$24.23 €21.55

Cinema Ticket

$12.81 $12.81

$16.37 €14.56

-21.75%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$625 $625

$2,478 €2,204

-74.76%

International Primary School, 1 Child (Yearly)

$13.9K $13.9K

$7,845 €6,978

77.47%

Jeans (Levis 501 Or Similar)

$49.03 $49.03

$76.3 €67.9

-35.77%

Summer Dress (H&M, Zara, etc)

$40.70 $40.70

$40.67 €36.17

0.07%

Sport Shoes (Adidas, Nike)

$85.5 $85.5

$89.0 €79.2

-3.98%

Men's Leather Business Shoes

$93.8 $93.8

$101 €89.4

-6.66%

1-bedroom Apartment, City Center (Monthly)

$1,679 $1,679

$1,426 €1,269

17.71%

1-bedroom Apartment, Outside City Center (Monthly)

$1,500 $1,500

$1,176 €1,046

27.52%

3-bedroom Apartment, City Center (Monthly)

$2,668 $2,668

$2,384 €2,121

11.88%

3-bedroom Apartment, Outside City Center (Monthly)

$1,880 $1,880

$1,885 €1,677

-0.27%

Buy Apartment in City Center (m2)

$3,545 $3,545

$5,289 €4,705

-32.98%

Buy Apartment Outside City Center (m2)

$3,481 $3,481

$4,345 €3,865

-19.88%

Average Monthly Net Salary (After Tax)

$3,934 $3,934

$3,288 €2,925

19.65%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.54

3.65

79.18%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Panama City, FL: October 18, 2026

Last update for Deventer: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Panama City, FL

$1.5K 56.8%

Deventer

$1.2K 47.5% 21.6% $324

Groceries & Markets

Panama City, FL

$350 13.2%

Deventer

$316 12.7% 9.8% $34

Eating Out

Panama City, FL

$312 11.8%

Deventer

$285 11.5% 8.6% $27

Monthly Utilities & Internet

Panama City, FL

$279 10.6%

Deventer

$380 15.4% 36.5% $102

Clothing & Footwear

Panama City, FL

$121 4.6%

Deventer

$138 5.6% 13.9% $17

Sport & Entertainment

Panama City, FL

$66 2.5%

Deventer

$62 2.5% 5.6% $3.7

Getting Around

Panama City, FL

$16 * 0.6%

Deventer

$120 4.8% 648% $104

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,679 in Panama City, FL and $1,426 in Deventer. Housing cost is often the main lever when comparing two cities.

Panama City, FL pays 20% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $56.0 in Panama City, FL vs $81.0 in Deventer. Groceries flip the comparison at $350 vs $316, with Deventer cheaper for home cooking.

Good to know

🇺🇸 Panama City, FL

🇳🇱 Deventer

🕒 Local time

07:48 7:48 AM

14:48 2:48 PM

7 h ahead of Panama City, FL

🌤 Weather

👥 Population

36,484

102,781

💱 Currency

United States Dollar USD $

Euro EUR €

📈 Exchange rate

1 USD = 0.89 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

On the map

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Between locations

Panama City, FL Deventer 7,530 km ≈ 10 h nonstop flight

From you

Panama City, FL
Deventer

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Panama City, FL vs Deventer: Cost of Living - Frequently Asked Questions

Deventer is cheaper overall, especially in groceries, eating out, and utilities. The 7% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 20% higher in Panama City, FL, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,679 in Panama City, FL versus $1,426 in Deventer. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $625 in Panama City, FL versus $2,478 in Deventer. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Deventer – a meal for two runs $81.0 versus $56.0 in Panama City, FL. If you eat out regularly, this makes a real dent in your monthly spending.

At $2,477 in Deventer versus $2,643 in Panama City, FL, a $2,500 budget is realistic in Deventer but tight or insufficient in Panama City, FL. The gap between the two cities makes Deventer the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Panama City, FL and Deventer are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Deventer gentler on the wallet – expenses run 7% less than in Panama City, FL. Beyond cost, consider language, visa policies, and how big the international community is in each city.