Cost of Living Comparison Between Panaji and Ubud Cost of Living Comparison Between Panaji and Ubud

🙂 Solo nomad: Panaji is 37.3% cheaper than Ubud without rent, and 35.6% cheaper with rent.
🙂 Family of 3: Panaji is 46.6% cheaper than Ubud without rent, and 32.8% cheaper with rent.
Currency
🍽 Eating Out
Panaji
Ubud
Difference
Meal at Budget Restaurant
$3.58 ₹306
$3 Rp 48.8K
19.33%
Three-Course Dinner for Two, Mid-Range
$17.2 ₹1,471
$12.52 Rp 203.2K
37.38%
Fast Food Meal (McDonalds, etc)
$4.02 ₹344
$3.18 Rp 51.6K
26.42%
Cappuccino
$2.2 ₹188
$2.21 Rp 35.9K
-0.45%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.49 ₹42.12
$1.1 Rp 17.9K
-55.45%
Water (0.33 liter bottle)
$0.21 ₹18.15
$0.26 Rp 4,217
-19.23%
Local Beer (0.5 liter draught)
$1.19 ₹102
$2.5 Rp 40.5K
-52.40%
Imported Beer (0.33 liter bottle)
$2.03 ₹173
$3.2 Rp 51.9K
-36.56%
🛒 Groceries & Markets
Panaji
Ubud
Difference
Milk (1 liter)
$0.77 ₹66.2
$1.49 Rp 24.2K
-48.32%
White Bread (500g)
$0.51 ₹43.96
$1.67 Rp 27K
-69.46%
Rice (white) (1kg)
$0.84 ₹71.5
$1.14 Rp 18.5K
-26.32%
Eggs
$1 ₹85.5
$2.27 Rp 36.9K
-55.95%
Local Cheese (1kg)
$5.6 ₹479
$13.94 Rp 226.3K
-59.83%
Chicken Fillets (1kg)
$3.77 ₹322
$4 Rp 64.8K
-5.75%
Beef Round Steak (1kg)
-
$11.3 Rp 183.4K
-
Apples (1kg)
$2.46 ₹211
$3.6 Rp 58.4K
-31.67%
Banana (1kg)
$0.91 ₹77.9
$1.53 Rp 24.8K
-40.52%
Oranges (1kg)
$1.28 ₹110
$2.65 Rp 43K
-51.70%
Tomato (1kg)
$0.62 ₹52.7
$1.38 Rp 22.4K
-55.07%
Potato (1kg)
$0.42 ₹36.19
$1.58 Rp 25.6K
-73.42%
Onion (1kg)
$0.49 ₹42.12
$2.16 Rp 35.1K
-77.31%
Lettuce (1 head)
$0.89 ₹75.8
$1.04 Rp 16.9K
-14.42%
Water (1.5 liter bottle)
$0.35 ₹29.57
$0.56 Rp 9,114
-37.50%
Cigarettes 20 Pack (Marlboro, Camel)
$2.89 ₹247
$2.23 Rp 36.3K
29.60%
Wine (Bottle)
$8 ₹684
$14.98 Rp 243.2K
-46.60%
Local Beer (0.5 liter bottle)
$1.05 ₹89.8
$2.43 Rp 39.5K
-56.79%
Imported Beer (0.33 liter bottle)
$3.51 ₹300
$2.64 Rp 42.8K
32.95%
Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)
$4.64 ₹397
-
-
🚌 Getting Around
Panaji
Ubud
Difference
One-way Ticket (Public Transport)
$0.16 ₹13.4
$0.32 Rp 5,203
-50.00%
Public Transport Monthly Pass (Regular Price)
$6.84 ₹585
$10.12 Rp 164.3K
-32.41%
Taxi Start (Normal Tariff)
$0.46 ₹39.26
$0.49 Rp 7,888
-6.12%
Taxi (Normal Tariff) (1km)
-
$0.34 Rp 5,573
-
Taxi 1hour Waiting (Normal Tariff)
$1.44 ₹123
$6.04 Rp 98K
-76.16%
Gasoline (1 liter)
$1.19 ₹101
$0.73 Rp 11.9K
63.01%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$10.6K ₹908.6K
$26.2K Rp 425.6M
-59.48%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.8K ₹2M
$31.9K Rp 518.5M
-25.34%
🧾 Monthly Utilities & Internet
Panaji
Ubud
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$23.23 ₹1,987
$62.6 Rp 1M
-62.90%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.41 ₹377
$4.1 Rp 66.6K
7.56%
Internet (50+ Mbps, Unlimited Data)
$9.35 ₹800
$24.32 Rp 394.7K
-61.55%
🎉 Sport & Entertainment
Panaji
Ubud
Difference
Gym Membership (Monthly)
$35.06 ₹2,999
$22.6 Rp 366.9K
55.13%
Tennis Court (1 Hour on Weekend)
$3.43 ₹293
$6.26 Rp 101.5K
-45.21%
Cinema Ticket
$3.16 ₹271
$3.29 Rp 53.4K
-3.95%
🧸 Childcare & Education
Panaji
Ubud
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$60.2 ₹5,147
$93.2 Rp 1.5M
-35.44%
International Primary School, 1 Child (Yearly)
$1,608 ₹137.6K
$6,098 Rp 99M
-73.62%
👕👟 Clothing & Footwear
Panaji
Ubud
Difference
Jeans (Levis 501 Or Similar)
$40.95 ₹3,502
$52.8 Rp 857.4K
-22.47%
Summer Dress (H&M, Zara, etc)
$29.32 ₹2,507
$24.84 Rp 403.3K
18.04%
Sport Shoes (Adidas, Nike)
$23.52 ₹2,012
$85.2 Rp 1.4M
-72.41%
Men's Leather Business Shoes
$17.65 ₹1,510
$72.5 Rp 1.2M
-75.65%
🏠 Accommodation & Living
Panaji
Ubud
Difference
1-bedroom Apartment, City Center (Monthly)
$191 ₹16.3K
$259 Rp 4.2M
-26.34%
1-bedroom Apartment, Outside City Center (Monthly)
$149 ₹12.8K
$159 Rp 2.6M
-6.00%
3-bedroom Apartment, City Center (Monthly)
$392 ₹33.5K
$578 Rp 9.4M
-32.21%
3-bedroom Apartment, Outside City Center (Monthly)
$287 ₹24.5K
$336 Rp 5.5M
-14.66%
Buy Apartment in City Center (m2)
$967 ₹82.7K
$1,000 Rp 16.2M
-3.31%
Buy Apartment Outside City Center (m2)
$733 ₹62.7K
$860 Rp 14M
-14.85%
💵 Salaries & Financials
Panaji
Ubud
Difference
Average Monthly Net Salary (After Tax)
$203 ₹17.3K
$182 Rp 3M
11.11%
20-Year Fixed Mortgage Interest Rate (Annual %)
9.62
13.28
-27.56%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Panaji: October 26, 2025

Last update for Ubud: October 29, 2025

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