Last update: Oct 2026

Cost of Living Comparison Between Pamplona and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,934 in Pamplona, rent and utilities included – about $7,000 less a year. Rent and utilities account for about half of the difference.

93

Cost of Living Index in Pamplona
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Pamplona Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Pamplona

🇪🇸 Spain

$1,934

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Pamplona and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Pamplona and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $1,934 per month in Pamplona vs $1,349 in Ubud, Bali, rent included.

Pamplona $1,934
Ubud, Bali $1,349

A couple spends around $2,725 per month in Pamplona vs $2,305 in Ubud, Bali, rent included.

Pamplona $2,725
Ubud, Bali $2,305

A family of three spends $3,515 per month in Pamplona vs $3,261 in Ubud, Bali, rent included.

Pamplona $3,515
Ubud, Bali $3,261

Pamplona costs about 43% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$17.61 €15.77

$3.32 Rp 60.2K

430.42%

Three-Course Dinner for Two, Mid-Range

$67.0 €60.0

$35.64 Rp 645.8K

87.85%

Fast Food Meal (McDonalds, etc)

$13.25 €11.86

$5.53 Rp 100.3K

139.60%

Cappuccino

$2.86 €2.56

$2.72 Rp 49.3K

5.15%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.05 €2.73

$1.70 Rp 30.8K

79.41%

Water (0.33 liter bottle)

$2.01 €1.80

$0.76 Rp 13.8K

164.47%

Local Beer (0.5 liter draught)

$3.45 €3.09

$2.65 Rp 48.1K

30.19%

Imported Beer (0.33 liter bottle)

$4.36 €3.90

$4.38 Rp 79.4K

-0.46%

Milk (1 liter)

$1.17 €1.05

$1.49 Rp 27.0K

-21.48%

White Bread (500g)

$2.35 €2.10

$2.28 Rp 41.2K

3.07%

Rice (white) (1kg)

$1.64 €1.47

$1.19 Rp 21.6K

37.82%

Eggs

$2.92 €2.62

$2.04 Rp 36.9K

43.14%

Local Cheese (1kg)

$16.74 €14.99

$17.70 Rp 320.8K

-5.42%

Chicken Fillets (1kg)

$7.86 €7.04

$3.96 Rp 71.8K

98.48%

Beef Round Steak (1kg)

$20.61 €18.46

$12.19 Rp 220.9K

69.07%

Apples (1kg)

$2.87 €2.57

$3.66 Rp 66.2K

-21.58%

Banana (1kg)

$2.16 €1.94

$1.52 Rp 27.5K

42.11%

Oranges (1kg)

$2.35 €2.10

$2.23 Rp 40.4K

5.38%

Tomato (1kg)

$2.84 €2.54

$1.97 Rp 35.7K

44.16%

Potato (1kg)

$1.66 €1.48

$1.85 Rp 33.5K

-10.27%

Onion (1kg)

$1.72 €1.54

$2.42 Rp 43.9K

-28.93%

Lettuce (1 head)

$1.11 €0.99

$0.99 Rp 17.9K

12.12%

Water (1.5 liter bottle)

$1.51 €1.35

$0.51 Rp 9,303

196.08%

Cigarettes 20 Pack (Marlboro, Camel)

$6.83 €6.11

$2.22 Rp 40.3K

207.66%

Wine (Bottle)

$5.73 €5.13

$22.24 Rp 403.0K

-74.24%

Local Beer (0.5 liter bottle)

$1.70 €1.52

$2.26 Rp 41.0K

-24.78%

Imported Beer (0.33 liter bottle)

$3.39 €3.03

$2.97 Rp 53.8K

14.14%

One-way Ticket (Public Transport)

$1.82 €1.63

$0.25 Rp 4,548

628.00%

Public Transport Monthly Pass (Regular Price)

$52.3 €46.88

$7.82 Rp 141.8K

569.31%

Taxi Start (Normal Tariff)

$3.39 €3.03

$0.44 Rp 7,964

670.45%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,793

Taxi 1hour Waiting (Normal Tariff)

$50.5 €45.21

$5.41 Rp 98.0K

833.09%

Gasoline (1 liter)

$1.80 €1.62

$0.82 Rp 14.9K

119.51%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.6K €31.9K

$23.8K Rp 432.0M

49.47%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.3K €26.3K

$31.7K Rp 575.3M

-7.62%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$179 €160

$79.1 Rp 1.4M

126.49%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.03 €12.57

$6.45 Rp 116.8K

117.52%

Internet (50+ Mbps, Unlimited Data)

$43.16 €38.66

$18.58 Rp 336.7K

132.29%

Gym Membership (Monthly)

$42.11 €37.71

$49.48 Rp 896.7K

-14.89%

Tennis Court (1 Hour on Weekend)

$15.57 €13.94

$17.65 Rp 319.8K

-11.78%

Cinema Ticket

$9.88 €8.85

$4.27 Rp 77.4K

131.38%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$366 €328

$491 Rp 8.9M

-25.45%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.8M

Jeans (Levis 501 Or Similar)

$75.0 €67.2

$44.64 Rp 808.9K

67.99%

Summer Dress (H&M, Zara, etc)

$33.09 €29.63

$34.95 Rp 633.4K

-5.32%

Sport Shoes (Adidas, Nike)

$72.9 €65.3

$79.9 Rp 1.4M

-8.79%

Men's Leather Business Shoes

$113 €101

$79.4 Rp 1.4M

41.93%

1-bedroom Apartment, City Center (Monthly)

$979 €877

$1,125 Rp 20.4M

-12.96%

1-bedroom Apartment, Outside City Center (Monthly)

$866 €776

$671 Rp 12.2M

29.01%

3-bedroom Apartment, City Center (Monthly)

$1,429 €1,280

$3,565 Rp 64.6M

-59.90%

3-bedroom Apartment, Outside City Center (Monthly)

$1,102 €987

$1,723 Rp 31.2M

-36.06%

Buy Apartment in City Center (m2)

$3,676 €3,292

$2,732 Rp 49.5M

34.57%

Buy Apartment Outside City Center (m2)

$3,045 €2,727

$2,284 Rp 41.4M

33.31%

Average Monthly Net Salary (After Tax)

$2,108 €1,888

$164 Rp 3.0M

1186.41%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.3

13.78

-68.80%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Pamplona: October 24, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Pamplona

$866 44.8%

Ubud, Bali

$672 49.8% 22.5% $195

Groceries & Markets

Pamplona

$313 16.2%

Ubud, Bali

$288 21.4% 7.9% $25

Eating Out

Pamplona

$261 13.5%

Ubud, Bali

$108 8% 58.8% $153

Monthly Utilities & Internet

Pamplona

$236 12.2%

Ubud, Bali

$104 7.7% 55.9% $132

Clothing & Footwear

Pamplona

$132 6.8%

Ubud, Bali

$108 8% 18.6% $25

Getting Around

Pamplona

$63 * 3.3%

Ubud, Bali

$11 0.9% 81.9% $52

Sport & Entertainment

Pamplona

$62 3.2%

Ubud, Bali

$58 4.3% 6.2% $3.8

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $979 in Pamplona versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Pamplona are about 13 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $67 in Pamplona versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $313 vs $288 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇪🇸 Pamplona

🇮🇩 Ubud, Bali

🕒 Local time

01:09 1:09 AM

08:09 8:09 AM

7 h ahead of Pamplona

🌤 Weather

👥 Population

205,762

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.12 USD

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of November 2, 2026: 1 USD = 0.896 EUR (1 EUR = 1.12 USD).

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

USD to EUR in detail →

On the map

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Pamplona Ubud, Bali 12,830 km ≈ 17 h nonstop flight

From you

Pamplona
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Pamplona vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Pamplona is pricier by about 43%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $2,901 per month in Pamplona and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Pamplona, especially for central apartments: a one-bedroom in the center costs $979 there versus $1,125 in Ubud, Bali.

A mid-range dinner for two costs $67 in Pamplona and $36 in Ubud, Bali. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,934 in Pamplona and $1,349 in Ubud, Bali. That makes Ubud, Bali about 30% cheaper.

$1,000 is a stretch for both – monthly costs hit $1,934 in Pamplona and $1,349 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,349 in Ubud, Bali to $1,934 in Pamplona. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Pamplona makes more sense. Both are solid long-term options with distinct trade-offs.