Last update: Oct 2026

Cost of Living Comparison Between Palm Bay, FL and Montevideo

For one person, living is cheaper in Montevideo: $1,771 a month against $2,347 in Palm Bay, FL, rent and utilities included – about $6,900 less a year. Rent and utilities account for most of the difference.

Palm Bay, FL
🇺🇸 United States
$2,347
/mo nomad
Montevideo
🇺🇾 Uruguay
$1,771
/mo nomad
Monthly Cost of Living

How much you'll spend in Palm Bay, FL and in Montevideo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Palm Bay, FL and in Montevideo actually costs, broken down by who's living it.

A single person spends $2,347 per month in Palm Bay, FL vs $1,771 in Montevideo, rent included.

  • Palm Bay, FL $2,347
  • Montevideo $1,771

A couple spends around $3,526 per month in Palm Bay, FL vs $2,740 in Montevideo, rent included.

  • Palm Bay, FL $3,526
  • Montevideo $2,740

A family of three spends $4,706 per month in Palm Bay, FL vs $3,708 in Montevideo, rent included.

  • Palm Bay, FL $4,706
  • Montevideo $3,708

Palm Bay, FL costs about 33% more than Montevideo, and outside of rent the biggest gap is in eating out.

Both Palm Bay, FL and Montevideo sit above the global median – Palm Bay, FL by 74%, Montevideo by 31%.

Currency
🍽 Eating Out
Palm Bay, FL
Montevideo
Difference
Meal at Budget Restaurant
$25.58 $25.58
$15.16 UYU 609
68.73%
Three-Course Dinner for Two, Mid-Range
$74.9 $74.9
$69.2 UYU 2,776
8.33%
Fast Food Meal (McDonalds, etc)
$10.24 $10.24
$14.65 UYU 588
-30.10%
Cappuccino
$5.38 $5.38
$4.46 UYU 179
20.63%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.01 $3.01
$2.67 UYU 107
12.73%
Water (0.33 liter bottle)
$1.99 $1.99
$2.00 UYU 80.4
-0.50%
Local Beer (0.5 liter draught)
$5.40 $5.40
$4.83 UYU 194
11.80%
Imported Beer (0.33 liter bottle)
$7.61 $7.61
$3.80 UYU 152
100.26%
🛒 Groceries & Markets
Palm Bay, FL
Montevideo
Difference
Milk (1 liter)
$1.01 $1.01
$1.36 UYU 54.8
-25.74%
White Bread (500g)
$3.88 $3.88
$2.87 UYU 115
35.19%
Rice (white) (1kg)
$3.05 $3.05
$1.75 UYU 70.2
74.29%
Eggs
$3.58 $3.58
$4.68 UYU 188
-23.50%
Local Cheese (1kg)
$12.92 $12.92
$13.88 UYU 557
-6.92%
Chicken Fillets (1kg)
$11.01 $11.01
$11.98 UYU 481
-8.10%
Beef Round Steak (1kg)
$14.51 $14.51
$11.97 UYU 480
21.22%
Apples (1kg)
$3.75 $3.75
$2.78 UYU 111
34.89%
Banana (1kg)
$1.52 $1.52
$2.74 UYU 110
-44.53%
Oranges (1kg)
$4.35 $4.35
$1.77 UYU 71.2
145.76%
Tomato (1kg)
$5.52 $5.52
$3.24 UYU 130
70.37%
Potato (1kg)
$2.94 $2.94
$1.97 UYU 79.2
49.24%
Onion (1kg)
$3.40 $3.40
$2.07 UYU 83.1
64.25%
Lettuce (1 head)
$2.29 $2.29
$1.37 UYU 55.1
67.15%
Water (1.5 liter bottle)
$2.72 $2.72
$1.88 UYU 75.3
44.68%
Cigarettes 20 Pack (Marlboro, Camel)
$9.49 $9.49
$5.59 UYU 224
69.77%
Wine (Bottle)
$12.85 $12.85
$8.78 UYU 352
46.36%
Local Beer (0.5 liter bottle)
$1.72 $1.72
$2.26 UYU 90.9
-23.89%
Imported Beer (0.33 liter bottle)
$3.29 $3.29
$2.75 UYU 110
19.64%
🚌 Getting Around
Palm Bay, FL
Montevideo
Difference
One-way Ticket (Public Transport)
-
$1.53 UYU 61.5
-
Public Transport Monthly Pass (Regular Price)
-
$74.3 UYU 2,980
-
Taxi Start (Normal Tariff)
$10.18 $10.18
$1.91 UYU 76.7
432.98%
Taxi (Normal Tariff) (1km)
$1.81 $1.81
$0.40 UYU 16.18
352.50%
Taxi 1hour Waiting (Normal Tariff)
-
$10.33 UYU 415
-
Gasoline (1 liter)
$1.01 $1.01
$2.13 UYU 85.6
-52.58%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$36.9K $36.9K
$27.1K UYU 1.1M
36.09%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.9K $24.9K
$36.3K UYU 1.5M
-31.25%
🧾 Monthly Utilities & Internet
Palm Bay, FL
Montevideo
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$174 $174
$188 UYU 7,557
-7.59%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$59.2 $59.2
$20.54 UYU 824
188.32%
Internet (50+ Mbps, Unlimited Data)
$77.9 $77.9
$44.81 UYU 1,798
73.91%
🎉 Sport & Entertainment
Palm Bay, FL
Montevideo
Difference
Gym Membership (Monthly)
$33.76 $33.76
$54.0 UYU 2,166
-37.44%
Tennis Court (1 Hour on Weekend)
-
$19.75 UYU 793
-
Cinema Ticket
$9.83 $9.83
$11.95 UYU 480
-17.74%
🧸 Childcare & Education
Palm Bay, FL
Montevideo
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$992 $992
$634 UYU 25.5K
56.32%
International Primary School, 1 Child (Yearly)
$7,059 $7,059
$11.1K UYU 443.6K
-36.13%
👕👟 Clothing & Footwear
Palm Bay, FL
Montevideo
Difference
Jeans (Levis 501 Or Similar)
$67.2 $67.2
$102 UYU 4,099
-34.23%
Summer Dress (H&M, Zara, etc)
$27.42 $27.42
$57.5 UYU 2,309
-52.34%
Sport Shoes (Adidas, Nike)
$108 $108
$127 UYU 5,079
-14.54%
Men's Leather Business Shoes
$104 $104
$128 UYU 5,131
-18.30%
🏠 Accommodation & Living
Palm Bay, FL
Montevideo
Difference
1-bedroom Apartment, City Center (Monthly)
$1,441 $1,441
$719 UYU 28.8K
100.53%
1-bedroom Apartment, Outside City Center (Monthly)
$1,079 $1,079
$568 UYU 22.8K
89.92%
3-bedroom Apartment, City Center (Monthly)
$1,911 $1,911
$1,145 UYU 46.0K
66.91%
3-bedroom Apartment, Outside City Center (Monthly)
$1,886 $1,886
$1,023 UYU 41.1K
84.30%
Buy Apartment in City Center (m2)
$2,458 $2,458
$3,392 UYU 136.1K
-27.55%
Buy Apartment Outside City Center (m2)
$2,512 $2,512
$1,949 UYU 78.2K
28.86%
💵 Salaries & Financials
Palm Bay, FL
Montevideo
Difference
Average Monthly Net Salary (After Tax)
$3,616 $3,616
$1,245 UYU 50.0K
190.47%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.56
5.74
14.29%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Palm Bay, FL: October 11, 2026

Last update for Montevideo: October 12, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Palm Bay, FL
$1.1K
Montevideo
$568 47.3% $511
Groceries & Markets
Palm Bay, FL
$384
Montevideo
$332 13.6% $52
Eating Out
Palm Bay, FL
$362
Montevideo
$269 25.7% $93
Monthly Utilities & Internet
Palm Bay, FL
$311
Montevideo
$254 18.5% $57
Clothing & Footwear
Palm Bay, FL
$138
Montevideo
$186 34.8% $48
Sport & Entertainment
Palm Bay, FL
$53
Montevideo
$78 45.7% $24
Getting Around
Palm Bay, FL
$19 *
Montevideo
$84 338% $65

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,441 in Palm Bay, FL versus $719 in Montevideo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 190% higher in Palm Bay, FL, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $75.0 in Palm Bay, FL versus $69.0 in Montevideo. Monthly groceries follow the same trend: $384 vs $332 – making Montevideo the more affordable choice for daily food spending.

Good to know
🇺🇸 Palm Bay, FL
🇺🇾 Montevideo
🕒 Local time
16:56 4:56 PM
17:56 5:56 PM
1 h ahead of Palm Bay, FL
🌤 Weather
👥 Population
119,760
1,319,108 Capital
💱 Currency
Exchange rates and currency converter

UYU, EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 17, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Uruguayan Peso exchange rates as of October 17, 2026: 1 USD = 40.14 UYU (100 UYU = 2.49 USD). 1 EUR = 45.12 UYU (100 UYU = 2.22 EUR).

On the map
Between locations
  • Palm Bay, FL Montevideo 7,450 km ≈ 10 h nonstop flight
From you
  • Palm Bay, FL
  • Montevideo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Palm Bay, FL vs Montevideo: Cost of Living - Frequently Asked Questions
Is Montevideo cheaper than Palm Bay, FL?
Yes – Palm Bay, FL is pricier by about 33%, and outside of rent the gap shows up most in eating out.
What income do you need for each city?
For a comfortable life, plan on about $3,520 per month in Palm Bay, FL and $2,656 in Montevideo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Montevideo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Is eating out cheaper in Palm Bay, FL or in Montevideo?
A mid-range dinner for two costs $75.0 in Palm Bay, FL and $69.0 in Montevideo. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
How do food prices compare in Palm Bay, FL and in Montevideo?
Groceries cost about 16% more in Palm Bay, FL, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Is $2,500 a realistic budget for living in Palm Bay, FL or in Montevideo?
A $2,500 monthly budget goes further in Montevideo, where all-in costs run around $1,771, than in Palm Bay, FL at $2,347. In Montevideo it covers expenses comfortably, while in Palm Bay, FL it requires careful planning or may not stretch far enough.
Is Palm Bay, FL or Montevideo more family-friendly?
Families tend to lean toward Montevideo – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Palm Bay, FL or Montevideo?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Montevideo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Palm Bay, FL makes more sense. Both are solid long-term options with distinct trade-offs.

Palm Bay, FL vs other spots: cost of living compared

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