Last update: Oct 2026

Cost of Living Comparison Between Palencia and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,483 in Palencia, rent and utilities included – about $1,600 less a year. The total is higher in Palencia despite lower rent and utilities.

71

Cost of Living Index in Palencia
Learn more

Palencia Living Index
65

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index

Jump to prices

Palencia

🇪🇸 Spain

$1,483

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Palencia and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Palencia and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,483 in Palencia versus $1,349 in Ubud, Bali.

Palencia $1,483
Ubud, Bali $1,349

Estimated couple costs with rent: $2,192 in Palencia versus $2,305 in Ubud, Bali.

Palencia $2,192
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $2,900 in Palencia versus $3,261 in Ubud, Bali.

Palencia $2,900
Ubud, Bali $3,261

Living in Palencia is roughly 10% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$10.96 €9.82

$3.32 Rp 60.3K

230.12%

Three-Course Dinner for Two, Mid-Range

$42.62 €38.19

$35.64 Rp 646.5K

19.58%

Fast Food Meal (McDonalds, etc)

$7.86 €7.04

$5.53 Rp 100.4K

42.13%

Cappuccino

$1.65 €1.47

$2.72 Rp 49.3K

-39.34%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.22 €1.99

$1.70 Rp 30.9K

30.59%

Water (0.33 liter bottle)

$1.11 €0.99

$0.76 Rp 13.8K

46.05%

Local Beer (0.5 liter draught)

$3.96 €3.55

$2.65 Rp 48.1K

49.43%

Imported Beer (0.33 liter bottle)

$3.25 €2.91

$4.38 Rp 79.5K

-25.80%

Milk (1 liter)

$1.21 €1.09

$1.49 Rp 27.0K

-18.79%

White Bread (500g)

$1.86 €1.66

$2.28 Rp 41.3K

-18.42%

Rice (white) (1kg)

$1.37 €1.23

$1.19 Rp 21.6K

15.13%

Eggs

$4.32 €3.87

$2.04 Rp 36.9K

111.76%

Local Cheese (1kg)

$12.06 €10.81

$17.70 Rp 321.1K

-31.86%

Chicken Fillets (1kg)

$8.08 €7.24

$3.96 Rp 71.9K

104.04%

Beef Round Steak (1kg)

$17.87 €16.01

$12.19 Rp 221.1K

46.60%

Apples (1kg)

$3.41 €3.05

$3.66 Rp 66.3K

-6.83%

Banana (1kg)

$1.52 €1.36

$1.52 Rp 27.5K

Oranges (1kg)

$2.65 €2.37

$2.23 Rp 40.4K

18.83%

Tomato (1kg)

$3.30 €2.96

$1.97 Rp 35.8K

67.51%

Potato (1kg)

$2.35 €2.11

$1.85 Rp 33.5K

27.03%

Onion (1kg)

$2.20 €1.98

$2.42 Rp 44.0K

-9.09%

Lettuce (1 head)

$1.29 €1.15

$0.99 Rp 18.0K

30.30%

Water (1.5 liter bottle)

$0.88 €0.79

$0.51 Rp 9,313

72.55%

Cigarettes 20 Pack (Marlboro, Camel)

$6.46 €5.79

$2.22 Rp 40.3K

190.99%

Wine (Bottle)

$9.93 €8.90

$22.24 Rp 403.4K

-55.35%

Local Beer (0.5 liter bottle)

$1.34 €1.20

$2.26 Rp 41.0K

-40.71%

Imported Beer (0.33 liter bottle)

$1.78 €1.60

$2.97 Rp 53.9K

-40.07%

One-way Ticket (Public Transport)

$1.54 €1.38

$0.25 Rp 4,553

516.00%

Public Transport Monthly Pass (Regular Price)

$32.89 €29.48

$7.82 Rp 141.9K

320.59%

Taxi Start (Normal Tariff)

$5.39 €4.83

$0.44 Rp 7,972

1125.00%

Taxi (Normal Tariff) (1km)

$1.26 €1.13

$0.43 Rp 7,801

193.02%

Taxi 1hour Waiting (Normal Tariff)

$29.88 €26.77

$5.41 Rp 98.1K

452.31%

Gasoline (1 liter)

$1.77 €1.59

$0.82 Rp 15.0K

115.85%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.3K €33.4K

$23.8K Rp 432.4M

56.31%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.7K €25.7K

$31.7K Rp 575.9M

-9.75%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$145 €130

$79.1 Rp 1.4M

83.67%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.19 €16.30

$6.45 Rp 116.9K

182.02%

Internet (50+ Mbps, Unlimited Data)

$22.72 €20.36

$18.58 Rp 337.0K

22.28%

Gym Membership (Monthly)

$44.71 €40.06

$49.48 Rp 897.5K

-9.64%

Tennis Court (1 Hour on Weekend)

$15.56 €13.94

$17.65 Rp 320.1K

-11.84%

Cinema Ticket

$9.08 €8.14

$4.27 Rp 77.5K

112.65%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$474 €425

$491 Rp 8.9M

-3.29%

International Primary School, 1 Child (Yearly)

$10.2K €9,161

$5,674 Rp 102.9M

80.17%

Jeans (Levis 501 Or Similar)

$93.1 €83.4

$44.64 Rp 809.7K

108.58%

Summer Dress (H&M, Zara, etc)

$32.15 €28.81

$34.95 Rp 634.0K

-8.01%

Sport Shoes (Adidas, Nike)

$108 €97.2

$79.9 Rp 1.4M

35.71%

Men's Leather Business Shoes

$119 €106

$79.4 Rp 1.4M

49.29%

1-bedroom Apartment, City Center (Monthly)

$674 €604

$1,125 Rp 20.4M

-40.10%

1-bedroom Apartment, Outside City Center (Monthly)

$560 €502

$671 Rp 12.2M

-16.64%

3-bedroom Apartment, City Center (Monthly)

$989 €886

$3,565 Rp 64.7M

-72.25%

3-bedroom Apartment, Outside City Center (Monthly)

$847 €759

$1,723 Rp 31.3M

-50.84%

Buy Apartment in City Center (m2)

$3,375 €3,024

$2,732 Rp 49.5M

23.54%

Buy Apartment Outside City Center (m2)

$2,211 €1,981

$2,284 Rp 41.4M

-3.21%

Average Monthly Net Salary (After Tax)

$2,021 €1,811

$164 Rp 3.0M

1133.37%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.43

13.78

-75.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Palencia: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Palencia

$560 37.8%

Ubud, Bali

$672 49.8% 20% $112

Groceries & Markets

Palencia

$294 19.8%

Ubud, Bali

$288 21.4% 1.9% $5.7

Monthly Utilities & Internet

Palencia

$186 12.6%

Ubud, Bali

$104 7.7% 44.1% $82

Eating Out

Palencia

$171 11.5%

Ubud, Bali

$108 8% 36.9% $63

Clothing & Footwear

Palencia

$159 10.7%

Ubud, Bali

$108 8% 32.2% $51

Sport & Entertainment

Palencia

$63 4.2%

Ubud, Bali

$58 4.3% 7.7% $4.8

Getting Around

Palencia

$51 3.4%

Ubud, Bali

$11 0.9% 77.5% $39

Cost Breakdown

A one-bedroom apartment in the center runs $674 in Palencia and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Palencia pays about 12 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $43 in Palencia vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $294 vs $288 per month, with Ubud, Bali cheaper across the board.

Good to know

🇪🇸 Palencia

🇮🇩 Ubud, Bali

🕒 Local time

04:25 4:25 AM

11:25 11:25 AM

7 h ahead of Palencia

🌤 Weather

👥 Population

76,331

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.12 USD

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of November 2, 2026: 1 USD = 0.896 EUR (1 EUR = 1.12 USD).

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,252 IDR (100,000 IDR = 4.94 EUR).

USD to EUR in detail →

On the map

Lowest

Highest

Between locations

Palencia Ubud, Bali 13,080 km ≈ 17 h nonstop flight

From you

Palencia
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Palencia vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is about 9% cheaper overall, especially in eating out, clothing, and transport. That difference adds up to real monthly savings that compound significantly over time.

Average pay in Palencia is about 12 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $674 in Palencia versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $474 in Palencia versus $491 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ubud, Bali – a meal for two runs $36 versus $43 in Palencia. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Palencia and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Ubud, Bali wins on affordability, Palencia on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.