Last update: Oct 2026

Cost of Living Comparison Between Pakenham and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,643 in Pakenham, rent and utilities included – about $15,500 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Pakenham
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Pakenham Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Pakenham

🇦🇺 Australia

$2,643

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Pakenham and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Pakenham and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,643 in Pakenham versus $1,349 in Ubud, Bali.

Pakenham $2,643
Ubud, Bali $1,349

Estimated couple costs with rent: $3,761 in Pakenham versus $2,305 in Ubud, Bali.

Pakenham $3,761
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $4,880 in Pakenham versus $3,261 in Ubud, Bali.

Pakenham $4,880
Ubud, Bali $3,261

Living in Pakenham is roughly 96% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$17.34 A$24.64

$3.32 Rp 60.4K

422.29%

Three-Course Dinner for Two, Mid-Range

$83.4 A$118

$35.64 Rp 647.8K

133.92%

Fast Food Meal (McDonalds, etc)

$12.08 A$17.16

$5.53 Rp 100.6K

118.44%

Cappuccino

$4.02 A$5.71

$2.72 Rp 49.4K

47.79%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.21 A$4.56

$1.70 Rp 30.9K

88.82%

Water (0.33 liter bottle)

$2.47 A$3.50

$0.76 Rp 13.8K

225.00%

Local Beer (0.5 liter draught)

$9.56 A$13.59

$2.65 Rp 48.2K

260.75%

Imported Beer (0.33 liter bottle)

$8.47 A$12.04

$4.38 Rp 79.6K

93.38%

Milk (1 liter)

$1.21 A$1.71

$1.49 Rp 27.1K

-18.79%

White Bread (500g)

$2.87 A$4.07

$2.28 Rp 41.4K

25.88%

Rice (white) (1kg)

$2.61 A$3.70

$1.19 Rp 21.6K

119.33%

Eggs

$5.61 A$7.97

$2.04 Rp 37.0K

175.00%

Local Cheese (1kg)

$8.49 A$12.07

$17.70 Rp 321.7K

-52.03%

Chicken Fillets (1kg)

$9.78 A$13.90

$3.96 Rp 72.0K

146.97%

Beef Round Steak (1kg)

$15.29 A$21.72

$12.19 Rp 221.6K

25.43%

Apples (1kg)

$3.98 A$5.66

$3.66 Rp 66.4K

8.74%

Banana (1kg)

$2.62 A$3.73

$1.52 Rp 27.6K

72.37%

Oranges (1kg)

$3.13 A$4.45

$2.23 Rp 40.5K

40.36%

Tomato (1kg)

$4.74 A$6.74

$1.97 Rp 35.9K

140.61%

Potato (1kg)

$2.99 A$4.25

$1.85 Rp 33.6K

61.62%

Onion (1kg)

$2.57 A$3.65

$2.42 Rp 44.1K

6.20%

Lettuce (1 head)

$2.43 A$3.45

$0.99 Rp 18.0K

145.45%

Water (1.5 liter bottle)

$1.63 A$2.32

$0.51 Rp 9,332

219.61%

Cigarettes 20 Pack (Marlboro, Camel)

$25.16 A$35.75

$2.22 Rp 40.4K

1033.33%

Wine (Bottle)

$12.63 A$17.95

$22.24 Rp 404.2K

-43.21%

Local Beer (0.5 liter bottle)

$5.48 A$7.78

$2.26 Rp 41.1K

142.48%

Imported Beer (0.33 liter bottle)

$5.17 A$7.35

$2.97 Rp 54.0K

74.07%

One-way Ticket (Public Transport)

$3.08 A$4.37

$0.25 Rp 4,562

1132.00%

Public Transport Monthly Pass (Regular Price)

$73.7 A$105

$7.82 Rp 142.2K

842.97%

Taxi Start (Normal Tariff)

$4.36 A$6.19

$0.44 Rp 7,989

890.91%

Taxi (Normal Tariff) (1km)

$1.43 A$2.03

$0.43 Rp 7,817

232.56%

Taxi 1hour Waiting (Normal Tariff)

$30.36 A$43.14

$5.41 Rp 98.3K

461.18%

Gasoline (1 liter)

$1.43 A$2.04

$0.82 Rp 15.0K

74.39%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.1K A$41.3K

$23.8K Rp 433.3M

21.97%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.4K A$37.6K

$31.7K Rp 577.0M

-16.72%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$236 A$335

$79.1 Rp 1.4M

198.39%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$28.14 A$39.99

$6.45 Rp 117.2K

336.28%

Internet (50+ Mbps, Unlimited Data)

$57.8 A$82.2

$18.58 Rp 337.7K

211.14%

Gym Membership (Monthly)

$64.3 A$91.4

$49.48 Rp 899.4K

30.01%

Tennis Court (1 Hour on Weekend)

$19.50 A$27.71

$17.65 Rp 320.8K

10.48%

Cinema Ticket

$17.55 A$24.94

$4.27 Rp 77.7K

311.01%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,515 A$3,573

$491 Rp 8.9M

412.69%

International Primary School, 1 Child (Yearly)

$30.4K A$43.2K

$5,674 Rp 103.1M

435.88%

Jeans (Levis 501 Or Similar)

$80.5 A$114

$44.64 Rp 811.4K

80.31%

Summer Dress (H&M, Zara, etc)

$49.90 A$70.9

$34.95 Rp 635.3K

42.78%

Sport Shoes (Adidas, Nike)

$119 A$169

$79.9 Rp 1.5M

48.50%

Men's Leather Business Shoes

$133 A$189

$79.4 Rp 1.4M

67.74%

1-bedroom Apartment, City Center (Monthly)

$1,463 A$2,078

$1,125 Rp 20.4M

30.04%

1-bedroom Apartment, Outside City Center (Monthly)

$1,269 A$1,804

$671 Rp 12.2M

89.02%

3-bedroom Apartment, City Center (Monthly)

$2,148 A$3,052

$3,565 Rp 64.8M

-39.74%

3-bedroom Apartment, Outside City Center (Monthly)

$1,855 A$2,635

$1,723 Rp 31.3M

7.62%

Buy Apartment in City Center (m2)

$5,533 A$7,862

$2,732 Rp 49.6M

102.55%

Buy Apartment Outside City Center (m2)

$5,458 A$7,756

$2,284 Rp 41.5M

138.97%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

5.9

13.78

-57.18%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Pakenham: October 24, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Pakenham

$1.3K 48%

Ubud, Bali

$672 49.8% 47.1% $598

Groceries & Markets

Pakenham

$372 14.1%

Ubud, Bali

$288 21.4% 22.5% $84

Monthly Utilities & Internet

Pakenham

$322 12.2%

Ubud, Bali

$104 7.7% 67.7% $218

Eating Out

Pakenham

$311 11.8%

Ubud, Bali

$108 8% 65.3% $203

Clothing & Footwear

Pakenham

$172 6.5%

Ubud, Bali

$108 8% 37.5% $65

Sport & Entertainment

Pakenham

$99 3.8%

Ubud, Bali

$58 4.3% 41.6% $41

Getting Around

Pakenham

$98 3.7%

Ubud, Bali

$11 0.9% 88.3% $86

Cost Breakdown

A one-bedroom apartment in the center runs $1,463 in Pakenham and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $83 in Pakenham vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $372 vs $288 per month, with Ubud, Bali cheaper across the board.

Good to know

🇦🇺 Pakenham

🇮🇩 Ubud, Bali

🕒 Local time

02:49 2:49 AM

23:49 11:49 PM

3 h behind Pakenham

🌤 Weather

👥 Population

54,118

74,800

💱 Currency

Australian Dollar AUD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 AUD = 0.704 USD

1 AUD = 0.632 EUR

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to AUD – Australian Dollar Converter

🇺🇸 United States Dollar ($)

🇦🇺 Australian Dollar ($)

Australian Dollar exchange rates as of October 28, 2026: 1 USD = 1.42 AUD (1 AUD = 0.704 USD). 1 EUR = 1.58 AUD (1 AUD = 0.632 EUR).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,228 IDR (100,000 IDR = 4.94 EUR).

USD to AUD in detail →

On the map

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Highest

Between locations

Pakenham Ubud, Bali 4,470 km ≈ 6 h nonstop flight

From you

Pakenham
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Pakenham vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 49% lower than in Pakenham. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

You’d need roughly $3,964 in Pakenham and $2,023 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,463 in Pakenham versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $2,515 in Pakenham versus $491 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 29% higher in Pakenham. For households that cook at home regularly, that difference adds up over a month.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Pakenham and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 49% less than in Pakenham. Beyond cost, consider language, visa policies, and how big the international community is in each city.