Last update: Oct 2026

Cost of Living Comparison Between Pago Pago and Waipahu, HI

For one person, living is cheaper in Pago Pago: $1,457 a month against $3,241 in Waipahu, HI, rent and utilities included – about $21,400 less a year. Rent and utilities account for most of the difference.

Pago Pago
🇦🇸 American Samoa
$1,457
/mo nomad
Waipahu, HI
🇺🇸 United States
$3,241
/mo nomad
Monthly Cost of Living

How much you'll spend in Pago Pago and in Waipahu, HI

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Pago Pago and in Waipahu, HI actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,457 in Pago Pago versus $3,241 in Waipahu, HI.

  • Pago Pago $1,457
  • Waipahu, HI $3,241

Estimated couple costs with rent: $2,255 in Pago Pago versus $4,998 in Waipahu, HI.

  • Pago Pago $2,255
  • Waipahu, HI $4,998

Monthly costs for a family of three with rent: $3,054 in Pago Pago versus $6,755 in Waipahu, HI.

  • Pago Pago $3,054
  • Waipahu, HI $6,755

Living in Pago Pago costs roughly 55% less than in Waipahu, HI, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Pago Pago 7% above, Waipahu, HI 139% above.

Currency
🍽 Eating Out
Pago Pago
Waipahu, HI
Difference
Meal at Budget Restaurant
-
$28.51 $28.51
-
Three-Course Dinner for Two, Mid-Range
$36.24 $36.24
$139 $139
-73.93%
Fast Food Meal (McDonalds, etc)
$10.16 $10.16
$15.17 $15.17
-33.03%
Cappuccino
-
$10.40 $10.40
-
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
-
$5.05 $5.05
-
Water (0.33 liter bottle)
$1.02 $1.02
$3.57 $3.57
-71.43%
Local Beer (0.5 liter draught)
-
$10.42 $10.42
-
Imported Beer (0.33 liter bottle)
$3.94 $3.94
$11.46 $11.46
-65.62%
🛒 Groceries & Markets
Pago Pago
Waipahu, HI
Difference
Milk (1 liter)
$2.61 $2.61
$1.01 $1.01
158.42%
White Bread (500g)
$2.81 $2.81
$3.44 $3.44
-18.31%
Rice (white) (1kg)
$4.20 $4.20
$10.25 $10.25
-59.02%
Eggs
$4.40 $4.40
$7.59 $7.59
-42.03%
Local Cheese (1kg)
$10.35 $10.35
$12.38 $12.38
-16.40%
Chicken Fillets (1kg)
$9.96 $9.96
$19.66 $19.66
-49.34%
Beef Round Steak (1kg)
$11.17 $11.17
$21.76 $21.76
-48.67%
Apples (1kg)
$5.84 $5.84
$8.35 $8.35
-30.06%
Banana (1kg)
$0.98 $0.98
$1.59 $1.59
-38.36%
Oranges (1kg)
$2.96 $2.96
$6.83 $6.83
-56.66%
Tomato (1kg)
$3.99 $3.99
$9.43 $9.43
-57.69%
Potato (1kg)
$4.06 $4.06
$4.85 $4.85
-16.29%
Onion (1kg)
$3.95 $3.95
$4.80 $4.80
-17.71%
Lettuce (1 head)
$2.04 $2.04
$5.05 $5.05
-59.60%
Water (1.5 liter bottle)
$1.96 $1.96
$3.01 $3.01
-34.88%
Cigarettes 20 Pack (Marlboro, Camel)
$11.31 $11.31
$9.86 $9.86
14.71%
Wine (Bottle)
$14.90 $14.90
$18.08 $18.08
-17.59%
Local Beer (0.5 liter bottle)
$1.02 $1.02
$2.81 $2.81
-63.70%
Imported Beer (0.33 liter bottle)
$2.91 $2.91
$5.65 $5.65
-48.50%
🚌 Getting Around
Pago Pago
Waipahu, HI
Difference
One-way Ticket (Public Transport)
$1.98 $1.98
$1.95 $1.95
1.54%
Public Transport Monthly Pass (Regular Price)
$123 $123
$81.2 $81.2
51.80%
Taxi Start (Normal Tariff)
$4.99 $4.99
$3.54 $3.54
40.96%
Taxi (Normal Tariff) (1km)
$1.95 $1.95
$2.56 $2.56
-23.83%
Taxi 1hour Waiting (Normal Tariff)
$29.48 $29.48
$45.51 $45.51
-35.22%
Gasoline (1 liter)
$1.33 $1.33
$1.38 $1.38
-3.62%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.5K $29.5K
$35.6K $35.6K
-17.21%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.4K $20.4K
$26.3K $26.3K
-22.59%
🧾 Monthly Utilities & Internet
Pago Pago
Waipahu, HI
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$403 $403
$256 $256
57.35%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$30.31 $30.31
$66.0 $66.0
-54.05%
Internet (50+ Mbps, Unlimited Data)
$73.9 $73.9
$64.9 $64.9
13.87%
🎉 Sport & Entertainment
Pago Pago
Waipahu, HI
Difference
Gym Membership (Monthly)
$49.91 $49.91
$47.25 $47.25
5.63%
Tennis Court (1 Hour on Weekend)
$10.15 $10.15
-
-
Cinema Ticket
$8.84 $8.84
$20.14 $20.14
-56.11%
🧸 Childcare & Education
Pago Pago
Waipahu, HI
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$993 $993
$2,124 $2,124
-53.27%
International Primary School, 1 Child (Yearly)
$9,975 $9,975
$27.6K $27.6K
-63.82%
👕👟 Clothing & Footwear
Pago Pago
Waipahu, HI
Difference
Jeans (Levis 501 Or Similar)
$69.9 $69.9
$45.49 $45.49
53.73%
Summer Dress (H&M, Zara, etc)
$49.11 $49.11
$39.66 $39.66
23.83%
Sport Shoes (Adidas, Nike)
$79.5 $79.5
$84.0 $84.0
-5.35%
Men's Leather Business Shoes
$98.0 $98.0
$133 $133
-26.47%
🏠 Accommodation & Living
Pago Pago
Waipahu, HI
Difference
1-bedroom Apartment, City Center (Monthly)
$320 $320
$1,574 $1,574
-79.68%
1-bedroom Apartment, Outside City Center (Monthly)
$198 $198
$1,433 $1,433
-86.19%
3-bedroom Apartment, City Center (Monthly)
$912 $912
$2,861 $2,861
-68.12%
3-bedroom Apartment, Outside City Center (Monthly)
$690 $690
$2,556 $2,556
-73.03%
Buy Apartment in City Center (m2)
$17.7K $17.7K
$2,474 $2,474
614.06%
Buy Apartment Outside City Center (m2)
$10.8K $10.8K
$2,316 $2,316
367.26%
💵 Salaries & Financials
Pago Pago
Waipahu, HI
Difference
Average Monthly Net Salary (After Tax)
$1,178 $1,178
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
3
6.7
-55.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Pago Pago: October 17, 2026

Last update for Waipahu, HI: October 19, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Monthly Utilities & Internet
Pago Pago
$507
Waipahu, HI
$387 23.7% $120
Groceries & Markets
Pago Pago
$362
Waipahu, HI
$584 61.3% $222
Accommodation & Living
Pago Pago
$198
Waipahu, HI
$1.4K 624% $1.2K
Getting Around
Pago Pago
$146
Waipahu, HI
$105 27.8% $41
Clothing & Footwear
Pago Pago
$133
Waipahu, HI
$136 2% $2.7
Sport & Entertainment
Pago Pago
$68
Waipahu, HI
$88 29.5% $20
Eating Out
Pago Pago
$42 *
Waipahu, HI
$508 1097% $466

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $320 in Pago Pago and $1,574 in Waipahu, HI. Housing cost is often the main lever when comparing two cities.

Dining out: $36.00 in Pago Pago vs $139 in Waipahu, HI for a mid-range dinner for two. Groceries echo the gap at $362 vs $584 per month, with Pago Pago cheaper across the board.

Good to know
🇦🇸 Pago Pago
🇺🇸 Waipahu, HI
🕒 Local time
13:52 1:52 PM
14:52 2:52 PM
1 h ahead of Pago Pago
🌤 Weather
👥 Population
11,500 Capital
71,894
Exchange rates and currency converter

EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 21, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

On the map
Between locations
  • Pago Pago Waipahu, HI 4,200 km ≈ 6 h nonstop flight
From you
  • Pago Pago
  • Waipahu, HI

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Pago Pago vs Waipahu, HI: Cost of Living - Frequently Asked Questions
Which city is more expensive, Pago Pago or Waipahu, HI?
Pago Pago wins on cost – living expenses run 123% lower than in Waipahu, HI. Housing and daily spending are where you'll feel the difference most, making Pago Pago the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Pago Pago and in Waipahu, HI?
You'd need roughly $2,185 in Pago Pago and $4,861 in Waipahu, HI to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Pago Pago compared to Waipahu, HI?
Rent for a central apartment: $320 in Pago Pago versus $1,574 in Waipahu, HI. Housing is usually the single largest factor when comparing overall living costs between the two.
How expensive is transport in Pago Pago compared to Waipahu, HI?
A monthly transit pass in Pago Pago runs roughly 52% less than in Waipahu, HI. Both cities have functional networks, but the price difference matters if you're watching your budget.
How do childcare costs compare in Pago Pago and in Waipahu, HI?
Childcare runs $993 in Pago Pago versus $2,124 in Waipahu, HI. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Can you live on $1,000/month in Pago Pago or in Waipahu, HI?
At $1,457 in Pago Pago versus $3,241 in Waipahu, HI, a $1,000 budget is realistic in Pago Pago but tight or insufficient in Waipahu, HI. The gap between the two cities makes Pago Pago the clear choice for anyone on this budget.
Which city offers a better quality of life: Pago Pago or Waipahu, HI?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
How safe is Pago Pago compared to Waipahu, HI?
Safety-wise, Pago Pago and Waipahu, HI are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Pago Pago gentler on the wallet – expenses run 123% less than in Waipahu, HI. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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