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Cost of Living Comparison Between Oyster Bay, NY and Ubud, Bali Cost of Living Comparison Between Oyster Bay, NY and Ubud, Bali

😐 Solo nomad: Oyster Bay, NY is 116.3% more expensive than Ubud, Bali without rent, and 234.2% more expensive with rent.
😐 Family of 3: Oyster Bay, NY is 96.2% more expensive than Ubud, Bali without rent, and 217% more expensive with rent.
Currency
🍽 Eating Out
Oyster Bay, NY
Ubud, Bali
Difference
Meal at Budget Restaurant
$17.03 $17.03
$2.85 Rp 47.5K
497.54%
Three-Course Dinner for Two, Mid-Range
$101 $101
$12.26 Rp 204.3K
726.02%
Fast Food Meal (McDonalds, etc)
$12.04 $12.04
$3.28 Rp 54.6K
267.07%
Cappuccino
$5.46 $5.46
$2.3 Rp 38.3K
137.39%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.31 $2.31
$1.11 Rp 18.5K
108.11%
Water (0.33 liter bottle)
$1.56 $1.56
$0.26 Rp 4,324
500.00%
Local Beer (0.5 liter draught)
$6.98 $6.98
$2.4 Rp 40K
190.83%
Imported Beer (0.33 liter bottle)
$7.19 $7.19
$3.15 Rp 52.5K
128.25%
🛒 Groceries & Markets
Oyster Bay, NY
Ubud, Bali
Difference
Milk (1 liter)
$1.28 $1.28
$1.49 Rp 24.9K
-14.09%
White Bread (500g)
$3.87 $3.87
$1.65 Rp 27.5K
134.55%
Rice (white) (1kg)
$5.16 $5.16
$1.13 Rp 18.9K
356.64%
Eggs
$4.89 $4.89
$2.33 Rp 38.9K
109.87%
Local Cheese (1kg)
$13.71 $13.71
$13.7 Rp 228.3K
0.07%
Chicken Fillets (1kg)
$10.26 $10.26
$3.97 Rp 66.2K
158.44%
Beef Round Steak (1kg)
$17.23 $17.23
$11.22 Rp 187K
53.57%
Apples (1kg)
$5.05 $5.05
$3.48 Rp 57.9K
45.11%
Banana (1kg)
$1.74 $1.74
$1.5 Rp 25K
16.00%
Oranges (1kg)
$4.01 $4.01
$2.68 Rp 44.6K
49.63%
Tomato (1kg)
$4.25 $4.25
$1.35 Rp 22.5K
214.81%
Potato (1kg)
$2.91 $2.91
$1.57 Rp 26.2K
85.35%
Onion (1kg)
$2.55 $2.55
$2.1 Rp 34.9K
21.43%
Lettuce (1 head)
$2.46 $2.46
$1.03 Rp 17.1K
138.83%
Water (1.5 liter bottle)
$2.7 $2.7
$0.57 Rp 9,488
373.68%
Cigarettes 20 Pack (Marlboro, Camel)
$12.18 $12.18
$2.31 Rp 38.5K
427.27%
Wine (Bottle)
$14.87 $14.87
$15.21 Rp 253.5K
-2.24%
Local Beer (0.5 liter bottle)
$1.78 $1.78
$2.49 Rp 41.5K
-28.51%
Imported Beer (0.33 liter bottle)
$4.54 $4.54
$2.66 Rp 44.3K
70.68%
🚌 Getting Around
Oyster Bay, NY
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$2.06 $2.06
$0.29 Rp 4,911
610.34%
Public Transport Monthly Pass (Regular Price)
-
$10.03 Rp 167.1K
-
Taxi Start (Normal Tariff)
$3.03 $3.03
$0.45 Rp 7,480
573.33%
Taxi (Normal Tariff) (1km)
$2.01 $2.01
$0.34 Rp 5,748
491.18%
Taxi 1hour Waiting (Normal Tariff)
$23.71 $23.71
$5.97 Rp 99.4K
297.15%
Gasoline (1 liter)
$0.91 $0.91
$0.75 Rp 12.4K
21.33%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.8K $23.8K
$25.8K Rp 430.2M
-7.91%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.2K $25.2K
$31.7K Rp 528.9M
-20.70%
🧾 Monthly Utilities & Internet
Oyster Bay, NY
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$124 $124
$64.6 Rp 1.1M
92.71%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$44.59 $44.59
$4.14 Rp 69K
977.05%
Internet (50+ Mbps, Unlimited Data)
$57.3 $57.3
$23.99 Rp 399.7K
138.97%
🎉 Sport & Entertainment
Oyster Bay, NY
Ubud, Bali
Difference
Gym Membership (Monthly)
$43.35 $43.35
$23.29 Rp 388.1K
86.13%
Tennis Court (1 Hour on Weekend)
-
$6.19 Rp 103.1K
-
Cinema Ticket
$17.13 $17.13
$3.45 Rp 57.5K
396.52%
🧸 Childcare & Education
Oyster Bay, NY
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,760 $1,760
$91.9 Rp 1.5M
1815.03%
International Primary School, 1 Child (Yearly)
$16.1K $16.1K
$5,912 Rp 98.5M
173.09%
👕👟 Clothing & Footwear
Oyster Bay, NY
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$49.65 $49.65
$51.5 Rp 857.6K
-3.54%
Summer Dress (H&M, Zara, etc)
$63.1 $63.1
$24.45 Rp 407.3K
158.04%
Sport Shoes (Adidas, Nike)
$74.7 $74.7
$84.4 Rp 1.4M
-11.51%
Men's Leather Business Shoes
$97.5 $97.5
$74.3 Rp 1.2M
31.22%
🏠 Accommodation & Living
Oyster Bay, NY
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$1,628 $1,628
$261 Rp 4.4M
523.16%
1-bedroom Apartment, Outside City Center (Monthly)
$1,351 $1,351
$160 Rp 2.7M
746.57%
3-bedroom Apartment, City Center (Monthly)
$2,633 $2,633
$585 Rp 9.7M
350.02%
3-bedroom Apartment, Outside City Center (Monthly)
$2,213 $2,213
$328 Rp 5.5M
573.87%
Buy Apartment in City Center (m2)
$2,448 $2,448
$985 Rp 16.4M
148.51%
Buy Apartment Outside City Center (m2)
$2,490 $2,490
$847 Rp 14.1M
194.05%
💵 Salaries & Financials
Oyster Bay, NY
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$178 Rp 3M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.62
13.28
-50.15%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Oyster Bay, NY: November 30, 2025

Last update for Ubud, Bali: December 2, 2025

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