Last update: Oct 2026

Cost of Living Comparison Between Oyster Bay, NY and Montevideo

For one person, living is cheaper in Montevideo: $1,813 a month against $2,712 in Oyster Bay, NY, rent and utilities included – about $10,800 less a year. Rent and utilities account for most of the difference.

132

Cost of Living Index in Oyster Bay, NY
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Oyster Bay, NY Living Index
86

Cost of Living Index in Montevideo
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Montevideo Living Index

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Oyster Bay, NY

🇺🇸 United States

$2,712

/mo nomad

Montevideo

🇺🇾 Uruguay

$1,813

/mo nomad

Monthly Cost of Living

How much you'll spend in Oyster Bay, NY and in Montevideo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Oyster Bay, NY and in Montevideo actually costs, broken down by who's living it.

A single person spends $2,712 per month in Oyster Bay, NY vs $1,813 in Montevideo, rent included.

Oyster Bay, NY $2,712
Montevideo $1,813

A couple spends around $4,049 per month in Oyster Bay, NY vs $2,782 in Montevideo, rent included.

Oyster Bay, NY $4,049
Montevideo $2,782

A family of three spends $5,386 per month in Oyster Bay, NY vs $3,750 in Montevideo, rent included.

Oyster Bay, NY $5,386
Montevideo $3,750

Oyster Bay, NY costs about 50% more than Montevideo, and outside of rent the biggest gap is in groceries.

Both Oyster Bay, NY and Montevideo sit above the global median – Oyster Bay, NY by 102%, Montevideo by 35%.

Meal at Budget Restaurant

$25.15 $25.15

$15.26 UYU 613

64.81%

Three-Course Dinner for Two, Mid-Range

$101 $101

$67.4 UYU 2,711

49.43%

Fast Food Meal (McDonalds, etc)

$13.14 $13.14

$14.37 UYU 578

-8.56%

Cappuccino

$5.43 $5.43

$4.64 UYU 187

17.03%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.22 $2.22

$2.73 UYU 110

-18.68%

Water (0.33 liter bottle)

$1.59 $1.59

$2.09 UYU 84.0

-23.92%

Local Beer (0.5 liter draught)

$8.80 $8.80

$4.75 UYU 191

85.26%

Imported Beer (0.33 liter bottle)

$8.19 $8.19

$3.67 UYU 147

123.16%

Milk (1 liter)

$1.26 $1.26

$1.38 UYU 55.5

-8.70%

White Bread (500g)

$4.30 $4.30

$2.77 UYU 112

55.23%

Rice (white) (1kg)

$6.07 $6.07

$1.69 UYU 67.8

259.17%

Eggs

$5.92 $5.92

$4.52 UYU 182

30.97%

Local Cheese (1kg)

$13.91 $13.91

$14.17 UYU 570

-1.83%

Chicken Fillets (1kg)

$10.21 $10.21

$12.07 UYU 485

-15.41%

Beef Round Steak (1kg)

$19.48 $19.48

$12.16 UYU 489

60.20%

Apples (1kg)

$5.32 $5.32

$2.87 UYU 116

85.37%

Banana (1kg)

$1.71 $1.71

$2.75 UYU 110

-37.82%

Oranges (1kg)

$4.33 $4.33

$1.73 UYU 69.5

150.29%

Tomato (1kg)

$5.26 $5.26

$3.24 UYU 130

62.35%

Potato (1kg)

$3.13 $3.13

$2.07 UYU 83.1

51.21%

Onion (1kg)

$3.33 $3.33

$2.07 UYU 83.1

60.87%

Lettuce (1 head)

$2.80 $2.80

$1.38 UYU 55.4

102.90%

Water (1.5 liter bottle)

$2.94 $2.94

$1.85 UYU 74.5

58.92%

Cigarettes 20 Pack (Marlboro, Camel)

$11.18 $11.18

$5.57 UYU 224

100.72%

Wine (Bottle)

$14.72 $14.72

$8.89 UYU 357

65.58%

Local Beer (0.5 liter bottle)

$1.77 $1.77

$2.29 UYU 92.2

-22.71%

Imported Beer (0.33 liter bottle)

$3.68 $3.68

$2.70 UYU 109

36.30%

One-way Ticket (Public Transport)

$1.84 $1.84

$1.52 UYU 61.3

21.05%

Public Transport Monthly Pass (Regular Price)

$73.7 UYU 2,962

Taxi Start (Normal Tariff)

$2.98 $2.98

$1.82 UYU 73.4

63.74%

Taxi (Normal Tariff) (1km)

$2.03 $2.03

$0.40 UYU 16.05

407.50%

Taxi 1hour Waiting (Normal Tariff)

$23.68 $23.68

$10.66 UYU 429

122.14%

Gasoline (1 liter)

$1.11 $1.11

$2.22 UYU 89.2

-50.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.0K $35.0K

$26.7K UYU 1.1M

30.89%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K $25.7K

$36.7K UYU 1.5M

-30.09%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$213 $213

$191 UYU 7,674

11.85%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$75.5 $75.5

$20.40 UYU 820

270.29%

Internet (50+ Mbps, Unlimited Data)

$65.5 $65.5

$44.14 UYU 1,775

48.39%

Gym Membership (Monthly)

$42.21 $42.21

$54.1 UYU 2,177

-22.04%

Tennis Court (1 Hour on Weekend)

$19.68 UYU 791

Cinema Ticket

$14.84 $14.84

$12.33 UYU 496

20.36%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,027 $2,027

$613 UYU 24.7K

230.59%

International Primary School, 1 Child (Yearly)

$16.2K $16.2K

$11.0K UYU 444.3K

47.01%

Jeans (Levis 501 Or Similar)

$49.70 $49.70

$103 UYU 4,134

-51.66%

Summer Dress (H&M, Zara, etc)

$57.6 $57.6

$56.1 UYU 2,255

2.80%

Sport Shoes (Adidas, Nike)

$87.8 $87.8

$124 UYU 5,000

-29.38%

Men's Leather Business Shoes

$152 $152

$130 UYU 5,214

17.04%

1-bedroom Apartment, City Center (Monthly)

$1,622 $1,622

$705 UYU 28.4K

129.99%

1-bedroom Apartment, Outside City Center (Monthly)

$1,277 $1,277

$575 UYU 23.1K

122.01%

3-bedroom Apartment, City Center (Monthly)

$2,458 $2,458

$1,139 UYU 45.8K

115.90%

3-bedroom Apartment, Outside City Center (Monthly)

$2,187 $2,187

$1,016 UYU 40.8K

115.31%

Buy Apartment in City Center (m2)

$2,410 $2,410

$3,349 UYU 134.6K

-28.02%

Buy Apartment Outside City Center (m2)

$2,501 $2,501

$1,942 UYU 78.1K

28.81%

Average Monthly Net Salary (After Tax)

$7,046 $7,046

$1,229 UYU 49.4K

473.23%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.75

5.74

17.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Oyster Bay, NY: October 4, 2026

Last update for Montevideo: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Oyster Bay, NY

$1.3K 47.2%

Montevideo

$575 32.3% 55% $702

Groceries & Markets

Oyster Bay, NY

$443 16.4%

Montevideo

$332 18.7% 25% $111

Eating Out

Oyster Bay, NY

$381 14.1%

Montevideo

$271 15.2% 28.9% $110

Monthly Utilities & Internet

Oyster Bay, NY

$354 13.1%

Montevideo

$255 14.3% 28% $99

Clothing & Footwear

Oyster Bay, NY

$156 5.8%

Montevideo

$186 10.4% 19% $30

Sport & Entertainment

Oyster Bay, NY

$72 2.7%

Montevideo

$79 4.4% 9.6% $6.9

Getting Around

Oyster Bay, NY

$21 * 0.8%

Montevideo

$84 4.7% 308% $63

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,622 in Oyster Bay, NY versus $705 in Montevideo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 473% higher in Oyster Bay, NY, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $101 in Oyster Bay, NY versus $67.0 in Montevideo. Monthly groceries follow the same trend: $443 vs $332 – making Montevideo the more affordable choice for daily food spending.

Good to know

🇺🇸 Oyster Bay, NY

🇺🇾 Montevideo

🕒 Local time

19:59 7:59 PM

20:59 8:59 PM

1 h ahead of Oyster Bay, NY

🌤 Weather

👥 Population

301,332

1,319,108 Capital

💱 Currency

United States Dollar USD $

Uruguayan Peso UYU $U

📈 Exchange rate

1 USD = 0.892 EUR

100 UYU = 2.49 USD

100 UYU = 2.22 EUR

Exchange rates and currency converter

UYU, EUR to USD – United States Dollar Converter

🇺🇾 Uruguayan Peso ($U)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 11, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

Uruguayan Peso exchange rates as of October 11, 2026: 1 USD = 40.21 UYU (100 UYU = 2.49 USD). 1 EUR = 45.06 UYU (100 UYU = 2.22 EUR).

UYU to USD in detail →

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Oyster Bay, NY Montevideo 8,600 km ≈ 11 h nonstop flight

From you

Oyster Bay, NY
Montevideo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Oyster Bay, NY vs Montevideo: Cost of Living - Frequently Asked Questions

Yes – Oyster Bay, NY is pricier by about 50%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $4,068 per month in Oyster Bay, NY and $2,720 in Montevideo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Montevideo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $101 in Oyster Bay, NY and $67.0 in Montevideo. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 33% more in Oyster Bay, NY, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,500 monthly budget goes further in Montevideo, where all-in costs run around $1,813, than in Oyster Bay, NY at $2,712. In Montevideo it covers expenses comfortably, while in Oyster Bay, NY it requires careful planning or may not stretch far enough.

Families tend to lean toward Montevideo – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Montevideo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Oyster Bay, NY makes more sense. Both are solid long-term options with distinct trade-offs.