Cost of Living Comparison Between Oyster Bay, NY and Chicago, IL Cost of Living Comparison Between Oyster Bay, NY and Chicago, IL

🙂 Solo nomad: Oyster Bay, NY is 13.8% cheaper than Chicago, IL without rent, and 16.8% cheaper with rent.

🙂 Family of 3: Oyster Bay, NY is 5.7% cheaper than Chicago, IL without rent, and 19.5% cheaper with rent.

Meal at Budget Restaurant

$17.32 $17.32

$20.82 $20.82

-16.81%

Three-Course Dinner for Two, Mid-Range

$98.6 $98.6

$100 $100

-1.78%

Fast Food Meal (McDonalds, etc)

$12.04 $12.04

$11.97 $11.97

0.58%

Cappuccino

$5.33 $5.33

$5.56 $5.56

-4.14%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.32 $2.32

$3.11 $3.11

-25.40%

Water (0.33 liter bottle)

$1.55 $1.55

$2.42 $2.42

-35.95%

Local Beer (0.5 liter draught)

$7.12 $7.12

$6.86 $6.86

3.79%

Imported Beer (0.33 liter bottle)

$7.06 $7.06

$8.45 $8.45

-16.45%

Milk (1 liter)

$1.3 $1.3

$1.04 $1.04

25.00%

White Bread (500g)

$3.85 $3.85

$4.15 $4.15

-7.23%

Rice (white) (1kg)

$5.11 $5.11

$5.52 $5.52

-7.43%

Eggs

$4.77 $4.77

$4.65 $4.65

2.58%

Local Cheese (1kg)

$13.8 $13.8

$14.33 $14.33

-3.70%

Chicken Fillets (1kg)

$10.4 $10.4

$14.88 $14.88

-30.11%

Beef Round Steak (1kg)

$17.57 $17.57

$19.34 $19.34

-9.15%

Apples (1kg)

$5.02 $5.02

$5.17 $5.17

-2.90%

Banana (1kg)

$1.72 $1.72

$1.71 $1.71

0.58%

Oranges (1kg)

$3.88 $3.88

$4.41 $4.41

-12.02%

Tomato (1kg)

$4.29 $4.29

$4.51 $4.51

-4.88%

Potato (1kg)

$2.81 $2.81

$2.53 $2.53

11.07%

Onion (1kg)

$2.56 $2.56

$2.74 $2.74

-6.57%

Lettuce (1 head)

$2.49 $2.49

$2.43 $2.43

2.47%

Water (1.5 liter bottle)

$2.55 $2.55

$2.7 $2.7

-5.56%

Cigarettes 20 Pack (Marlboro, Camel)

$11.86 $11.86

$15.19 $15.19

-21.92%

Wine (Bottle)

$15.3 $15.3

$16.42 $16.42

-6.82%

Local Beer (0.5 liter bottle)

$1.77 $1.77

$2.35 $2.35

-24.68%

Imported Beer (0.33 liter bottle)

$4.37 $4.37

$3.7 $3.7

18.11%

One-way Ticket (Public Transport)

$1.96 $1.96

$2.53 $2.53

-22.53%

Public Transport Monthly Pass (Regular Price)

$74.1 $74.1

Taxi Start (Normal Tariff)

$3.05 $3.05

$3.34 $3.34

-8.68%

Taxi (Normal Tariff) (1km)

$2 $2

$1.42 $1.42

40.85%

Taxi 1hour Waiting (Normal Tariff)

$24.07 $24.07

$25.42 $25.42

-5.31%

Gasoline (1 liter)

$0.93 $0.93

$1.08 $1.08

-13.89%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.1K $24.1K

$32.4K $32.4K

-25.78%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.2K $25.2K

$26.2K $26.2K

-3.93%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$125 $125

$188 $188

-33.52%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$45.18 $45.18

$63.7 $63.7

-29.07%

Internet (50+ Mbps, Unlimited Data)

$58.3 $58.3

$65.2 $65.2

-10.63%

Gym Membership (Monthly)

$43.63 $43.63

$76.7 $76.7

-43.13%

Tennis Court (1 Hour on Weekend)

$13.03 $13.03

Cinema Ticket

$17.17 $17.17

$14.93 $14.93

15.00%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,774 $1,774

$2,063 $2,063

-14.01%

International Primary School, 1 Child (Yearly)

$16.2K $16.2K

$39.2K $39.2K

-58.68%

Jeans (Levis 501 Or Similar)

$49.09 $49.09

$64.3 $64.3

-23.67%

Summer Dress (H&M, Zara, etc)

$63.6 $63.6

$52.4 $52.4

21.45%

Sport Shoes (Adidas, Nike)

$73.6 $73.6

$95.2 $95.2

-22.71%

Men's Leather Business Shoes

$97.4 $97.4

$145 $145

-32.65%

1-bedroom Apartment, City Center (Monthly)

$1,605 $1,605

$2,378 $2,378

-32.49%

1-bedroom Apartment, Outside City Center (Monthly)

$1,365 $1,365

$1,584 $1,584

-13.88%

3-bedroom Apartment, City Center (Monthly)

$2,624 $2,624

$4,763 $4,763

-44.91%

3-bedroom Apartment, Outside City Center (Monthly)

$2,211 $2,211

$2,815 $2,815

-21.44%

Buy Apartment in City Center (m2)

$2,761 $2,761

$3,588 $3,588

-23.04%

Buy Apartment Outside City Center (m2)

$2,627 $2,627

$2,490 $2,490

5.50%

Average Monthly Net Salary (After Tax)

$5,275 $5,275

20-Year Fixed Mortgage Interest Rate (Annual %)

6.62

6.6

0.30%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Oyster Bay, NY: October 27, 2025

Last update for Chicago, IL: October 29, 2025

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