Last update: Nov 2026

Cost of Living Comparison Between Oyster Bay, NY and Chiang Mai

For one person, living is cheaper in Chiang Mai: $935 a month against $2,789 in Oyster Bay, NY, rent and utilities included – about $22,200 less a year. Rent and utilities account for most of the difference.

132

Cost of Living Index in Oyster Bay, NY
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Oyster Bay, NY Living Index
45

Cost of Living Index in Chiang Mai
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Chiang Mai Living Index

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Oyster Bay, NY

🇺🇸 United States

$2,789

/mo nomad

Chiang Mai

🇹🇭 Thailand

$935

/mo nomad

Monthly Cost of Living

How much you'll spend in Oyster Bay, NY and in Chiang Mai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Oyster Bay, NY and in Chiang Mai actually costs, broken down by who's living it.

A single person spends $2,789 per month in Oyster Bay, NY vs $935 in Chiang Mai, rent included.

Oyster Bay, NY $2,789
Chiang Mai $935

A couple spends around $4,148 per month in Oyster Bay, NY vs $1,467 in Chiang Mai, rent included.

Oyster Bay, NY $4,148
Chiang Mai $1,467

A family of three spends $5,507 per month in Oyster Bay, NY vs $1,999 in Chiang Mai, rent included.

Oyster Bay, NY $5,507
Chiang Mai $1,999

Oyster Bay, NY costs about 198% more than Chiang Mai, and outside of rent the biggest gap is in eating out.

Oyster Bay, NY sits 106% above the global median, while Chiang Mai is 31% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$24.67 $24.67

$2.13 ฿71.8

1058.22%

Three-Course Dinner for Two, Mid-Range

$101 $101

$18.62 ฿626

444.74%

Fast Food Meal (McDonalds, etc)

$13.09 $13.09

$5.60 ฿188

133.75%

Cappuccino

$5.43 $5.43

$1.66 ฿55.9

227.11%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.24 $2.24

$0.65 ฿21.75

244.62%

Water (0.33 liter bottle)

$1.58 $1.58

$0.30 ฿10.25

426.67%

Local Beer (0.5 liter draught)

$9.14 $9.14

$2.32 ฿78.1

293.97%

Imported Beer (0.33 liter bottle)

$8.11 $8.11

$3.67 ฿123

120.98%

Milk (1 liter)

$1.30 $1.30

$2.02 ฿67.8

-35.64%

White Bread (500g)

$4.25 $4.25

$1.41 ฿47.34

201.42%

Rice (white) (1kg)

$6.05 $6.05

$1.39 ฿46.79

335.25%

Eggs

$5.98 $5.98

$2.37 ฿79.6

152.32%

Local Cheese (1kg)

$14.16 $14.16

$16.52 ฿555

-14.29%

Chicken Fillets (1kg)

$10.24 $10.24

$2.67 ฿89.8

283.52%

Beef Round Steak (1kg)

$20.11 $20.11

$9.02 ฿303

122.95%

Apples (1kg)

$5.45 $5.45

$2.40 ฿80.6

127.08%

Banana (1kg)

$1.74 $1.74

$1.04 ฿35.01

67.31%

Oranges (1kg)

$4.24 $4.24

$1.66 ฿55.8

155.42%

Tomato (1kg)

$5.26 $5.26

$1.56 ฿52.4

237.18%

Potato (1kg)

$2.98 $2.98

$1.24 ฿41.61

140.32%

Onion (1kg)

$3.36 $3.36

$1.09 ฿36.53

208.26%

Lettuce (1 head)

$2.92 $2.92

$0.76 ฿25.61

284.21%

Water (1.5 liter bottle)

$2.93 $2.93

$0.51 ฿17.29

474.51%

Cigarettes 20 Pack (Marlboro, Camel)

$11.67 $11.67

$4.12 ฿139

183.25%

Wine (Bottle)

$15.13 $15.13

$17.93 ฿603

-15.62%

Local Beer (0.5 liter bottle)

$1.77 $1.77

$1.62 ฿54.6

9.26%

Imported Beer (0.33 liter bottle)

$3.56 $3.56

$2.82 ฿94.9

26.24%

One-way Ticket (Public Transport)

$2.29 $2.29

$0.93 ฿31.42

146.24%

Public Transport Monthly Pass (Regular Price)

$66.8 $66.8

$52.9 ฿1,778

26.22%

Taxi Start (Normal Tariff)

$2.95 $2.95

$1.18 ฿39.56

150.00%

Taxi (Normal Tariff) (1km)

$2.10 $2.10

$0.17 ฿5.76

1135.29%

Taxi 1hour Waiting (Normal Tariff)

$23.60 $23.60

$1.81 ฿60.9

1203.87%

Gasoline (1 liter)

$1.16 $1.16

$1.47 ฿49.51

-21.09%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.8K $27.8K

$21.0K ฿706.4K

32.40%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.5K $26.5K

$26.5K ฿891.4K

-0.16%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$216 $216

$62.6 ฿2,103

246.04%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$74.3 $74.3

$11.60 ฿390

540.52%

Internet (50+ Mbps, Unlimited Data)

$66.1 $66.1

$20.30 ฿683

225.47%

Gym Membership (Monthly)

$39.46 $39.46

$37.88 ฿1,274

4.17%

Tennis Court (1 Hour on Weekend)

$3.70 ฿124

Cinema Ticket

$15.24 $15.24

$6.51 ฿219

134.10%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,732 $1,732

$727 ฿24.4K

138.22%

International Primary School, 1 Child (Yearly)

$20.5K $20.5K

$16.6K ฿557.2K

23.67%

Jeans (Levis 501 Or Similar)

$49.05 $49.05

$53.5 ฿1,800

-8.39%

Summer Dress (H&M, Zara, etc)

$58.5 $58.5

$24.80 ฿834

135.85%

Sport Shoes (Adidas, Nike)

$88.2 $88.2

$90.4 ฿3,039

-2.41%

Men's Leather Business Shoes

$148 $148

$72.0 ฿2,420

105.70%

1-bedroom Apartment, City Center (Monthly)

$1,588 $1,588

$481 ฿16.2K

229.96%

1-bedroom Apartment, Outside City Center (Monthly)

$1,292 $1,292

$310 ฿10.4K

316.92%

3-bedroom Apartment, City Center (Monthly)

$2,544 $2,544

$1,058 ฿35.6K

140.37%

3-bedroom Apartment, Outside City Center (Monthly)

$2,107 $2,107

$659 ฿22.1K

219.88%

Buy Apartment in City Center (m2)

$2,751 $2,751

$2,418 ฿81.3K

13.78%

Buy Apartment Outside City Center (m2)

$2,351 $2,351

$1,609 ฿54.1K

46.11%

Average Monthly Net Salary (After Tax)

$6,945 $6,945

$595 ฿20.0K

1067.61%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.72

5.57

20.65%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Oyster Bay, NY: November 1, 2026

Last update for Chiang Mai: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Oyster Bay, NY

$1.3K 46.3%

Chiang Mai

$310 33.1% 76% $982

Groceries & Markets

Oyster Bay, NY

$447 16%

Chiang Mai

$237 25.3% 47.1% $211

Eating Out

Oyster Bay, NY

$379 13.6%

Chiang Mai

$77 8.2% 79.8% $302

Monthly Utilities & Internet

Oyster Bay, NY

$357 12.8%

Chiang Mai

$94 10.1% 73.5% $262

Clothing & Footwear

Oyster Bay, NY

$155 5.6%

Chiang Mai

$108 11.6% 30% $46

Getting Around

Oyster Bay, NY

$89 3.2%

Chiang Mai

$59 6.3% 34.3% $31

Sport & Entertainment

Oyster Bay, NY

$70 2.5%

Chiang Mai

$51 5.4% 27.2% $19

Cost Breakdown

A central one-bedroom costs $1,588 in Oyster Bay, NY versus $481 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Oyster Bay, NY are about 12 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $101 in Oyster Bay, NY versus $19 in Chiang Mai. Monthly groceries follow the same trend: $447 vs $237 – making Chiang Mai the more affordable choice for daily food spending.

Good to know

🇺🇸 Oyster Bay, NY

🇹🇭 Chiang Mai

🕒 Local time

18:56 6:56 PM

06:56 6:56 AM

12 h ahead of Oyster Bay, NY

🌤 Weather

👥 Population

301,332

127,240

💱 Currency

United States Dollar USD $

Thai Baht THB ฿

📈 Exchange rate

1 USD = 0.888 EUR

100 THB = 2.97 USD

100 THB = 2.64 EUR

Exchange rates and currency converter

THB, EUR to USD – United States Dollar Converter

🇹🇭 Thai Baht (฿)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 4, 2026: 1 EUR = 1.13 USD (1 USD = 0.888 EUR).

Thai Baht exchange rates as of November 4, 2026: 1 USD = 33.62 THB (100 THB = 2.97 USD). 1 EUR = 37.85 THB (100 THB = 2.64 EUR).

THB to USD in detail →

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Between locations

Oyster Bay, NY Chiang Mai 13,350 km ≈ 17 h nonstop flight

From you

Oyster Bay, NY
Chiang Mai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Oyster Bay, NY vs Chiang Mai: Cost of Living - Frequently Asked Questions

Oyster Bay, NY costs about 198% more than Chiang Mai, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $4,184 per month in Oyster Bay, NY and $1,403 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiang Mai, especially for central apartments: a one-bedroom in the center costs $481 there versus $1,588 in Oyster Bay, NY.

Kindergarten costs $1,732 per month in Oyster Bay, NY and $727 in Chiang Mai. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 89% more in Oyster Bay, NY, though the gap depends on what you buy.

$800 is a stretch for both – monthly costs hit $2,789 in Oyster Bay, NY and $935 in Chiang Mai. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Chiang Mai – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Chiang Mai. If higher salaries or specific career opportunities are the priority, Oyster Bay, NY makes more sense. Both are solid long-term options with distinct trade-offs.