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Cost of Living Comparison Between Owensboro, KY and Ubud, Bali Cost of Living Comparison Between Owensboro, KY and Ubud, Bali

😐 Solo nomad: Owensboro, KY is 142.2% more expensive than Ubud, Bali without rent, and 158.3% more expensive with rent.
😐 Family of 3: Owensboro, KY is 89.4% more expensive than Ubud, Bali without rent, and 121.1% more expensive with rent.
Currency
🍽 Eating Out
Owensboro, KY
Ubud, Bali
Difference
Meal at Budget Restaurant
$17.66 $17.66
$2.85 Rp 47.5K
519.65%
Three-Course Dinner for Two, Mid-Range
$59.9 $59.9
$12.26 Rp 204.3K
388.74%
Fast Food Meal (McDonalds, etc)
$10.09 $10.09
$3.28 Rp 54.6K
207.62%
Cappuccino
$6.08 $6.08
$2.3 Rp 38.3K
164.35%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.88 $1.88
$1.11 Rp 18.5K
69.37%
Water (0.33 liter bottle)
$1.3 $1.3
$0.26 Rp 4,324
400.00%
Local Beer (0.5 liter draught)
$4.09 $4.09
$2.4 Rp 40K
70.42%
Imported Beer (0.33 liter bottle)
$4.86 $4.86
$3.15 Rp 52.5K
54.29%
🛒 Groceries & Markets
Owensboro, KY
Ubud, Bali
Difference
Milk (1 liter)
$1.16 $1.16
$1.49 Rp 24.9K
-22.15%
White Bread (500g)
$3.4 $3.4
$1.65 Rp 27.5K
106.06%
Rice (white) (1kg)
$4.32 $4.32
$1.13 Rp 18.9K
282.30%
Eggs
$3.72 $3.72
$2.33 Rp 38.9K
59.66%
Local Cheese (1kg)
$6.51 $6.51
$13.7 Rp 228.3K
-52.48%
Chicken Fillets (1kg)
$10.97 $10.97
$3.97 Rp 66.2K
176.32%
Beef Round Steak (1kg)
$8.98 $8.98
$11.22 Rp 187K
-19.96%
Apples (1kg)
$4.36 $4.36
$3.48 Rp 57.9K
25.29%
Banana (1kg)
$1.29 $1.29
$1.5 Rp 25K
-14.00%
Oranges (1kg)
$2.61 $2.61
$2.68 Rp 44.6K
-2.61%
Tomato (1kg)
$3.56 $3.56
$1.35 Rp 22.5K
163.70%
Potato (1kg)
$2.25 $2.25
$1.57 Rp 26.2K
43.31%
Onion (1kg)
$2.14 $2.14
$2.1 Rp 34.9K
1.90%
Lettuce (1 head)
$1.97 $1.97
$1.03 Rp 17.1K
91.26%
Water (1.5 liter bottle)
$1.54 $1.54
$0.57 Rp 9,488
170.18%
Cigarettes 20 Pack (Marlboro, Camel)
$8.82 $8.82
$2.31 Rp 38.5K
281.82%
Wine (Bottle)
$7.78 $7.78
$15.21 Rp 253.5K
-48.85%
Local Beer (0.5 liter bottle)
$2.02 $2.02
$2.49 Rp 41.5K
-18.88%
Imported Beer (0.33 liter bottle)
$4.46 $4.46
$2.66 Rp 44.3K
67.67%
🚌 Getting Around
Owensboro, KY
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$1.03 $1.03
$0.29 Rp 4,911
255.17%
Public Transport Monthly Pass (Regular Price)
$30.31 $30.31
$10.03 Rp 167.1K
202.19%
Taxi Start (Normal Tariff)
$5.03 $5.03
$0.45 Rp 7,480
1017.78%
Taxi (Normal Tariff) (1km)
$1.57 $1.57
$0.34 Rp 5,748
361.76%
Taxi 1hour Waiting (Normal Tariff)
$20.84 $20.84
$5.97 Rp 99.4K
249.08%
Gasoline (1 liter)
$0.79 $0.79
$0.75 Rp 12.4K
5.33%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.8K $32.8K
$25.8K Rp 430.2M
26.89%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.1K $27.1K
$31.7K Rp 528.9M
-14.76%
🧾 Monthly Utilities & Internet
Owensboro, KY
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$173 $173
$64.6 Rp 1.1M
168.05%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$59.1 $59.1
$4.14 Rp 69K
1326.33%
Internet (50+ Mbps, Unlimited Data)
$60.4 $60.4
$23.99 Rp 399.7K
151.60%
🎉 Sport & Entertainment
Owensboro, KY
Ubud, Bali
Difference
Gym Membership (Monthly)
$50.8 $50.8
$23.29 Rp 388.1K
117.95%
Tennis Court (1 Hour on Weekend)
$10.15 $10.15
$6.19 Rp 103.1K
63.97%
Cinema Ticket
$13.27 $13.27
$3.45 Rp 57.5K
284.64%
🧸 Childcare & Education
Owensboro, KY
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,250 $1,250
$91.9 Rp 1.5M
1260.49%
International Primary School, 1 Child (Yearly)
$30.8K $30.8K
$5,912 Rp 98.5M
420.46%
👕👟 Clothing & Footwear
Owensboro, KY
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$60.2 $60.2
$51.5 Rp 857.6K
16.94%
Summer Dress (H&M, Zara, etc)
$48.28 $48.28
$24.45 Rp 407.3K
97.46%
Sport Shoes (Adidas, Nike)
$92.9 $92.9
$84.4 Rp 1.4M
10.10%
Men's Leather Business Shoes
$134 $134
$74.3 Rp 1.2M
79.65%
🏠 Accommodation & Living
Owensboro, KY
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$721 $721
$261 Rp 4.4M
176.09%
1-bedroom Apartment, Outside City Center (Monthly)
$790 $790
$160 Rp 2.7M
395.41%
3-bedroom Apartment, City Center (Monthly)
$1,075 $1,075
$585 Rp 9.7M
83.70%
3-bedroom Apartment, Outside City Center (Monthly)
$968 $968
$328 Rp 5.5M
194.83%
Buy Apartment in City Center (m2)
$1,691 $1,691
$985 Rp 16.4M
71.68%
Buy Apartment Outside City Center (m2)
$1,679 $1,679
$847 Rp 14.1M
98.21%
💵 Salaries & Financials
Owensboro, KY
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$3,366 $3,366
$178 Rp 3M
1791.90%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.47
13.28
-51.28%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Owensboro, KY: November 29, 2025

Last update for Ubud, Bali: December 2, 2025

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