Cost of Living Comparison Between Owensboro, KY and New York, NY Cost of Living Comparison Between Owensboro, KY and New York, NY

🙂 Solo nomad: Owensboro, KY is 44% cheaper than New York, NY without rent, and 56.8% cheaper with rent.

🙂 Family of 3: Owensboro, KY is 48.8% cheaper than New York, NY without rent, and 64.1% cheaper with rent.

Meal at Budget Restaurant

$17.93 $17.93

$29.68 $29.68

-39.59%

Three-Course Dinner for Two, Mid-Range

$60.6 $60.6

$144 $144

-57.96%

Fast Food Meal (McDonalds, etc)

$10.13 $10.13

$12.43 $12.43

-18.50%

Cappuccino

$5.98 $5.98

$5.84 $5.84

2.40%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.95 $1.95

$3.26 $3.26

-40.18%

Water (0.33 liter bottle)

$1.3 $1.3

$2.58 $2.58

-49.61%

Local Beer (0.5 liter draught)

$4.08 $4.08

$8.24 $8.24

-50.49%

Imported Beer (0.33 liter bottle)

$4.85 $4.85

$11.86 $11.86

-59.11%

Milk (1 liter)

$1.11 $1.11

$1.56 $1.56

-28.85%

White Bread (500g)

$3.34 $3.34

$5.23 $5.23

-36.14%

Rice (white) (1kg)

$4.52 $4.52

$8.11 $8.11

-44.27%

Eggs

$3.77 $3.77

$7.25 $7.25

-48.00%

Local Cheese (1kg)

$6.47 $6.47

$17.08 $17.08

-62.12%

Chicken Fillets (1kg)

$11.24 $11.24

$16.24 $16.24

-30.79%

Beef Round Steak (1kg)

$8.93 $8.93

$20.02 $20.02

-55.39%

Apples (1kg)

$4.43 $4.43

$7.49 $7.49

-40.85%

Banana (1kg)

$1.35 $1.35

$2.55 $2.55

-47.06%

Oranges (1kg)

$2.65 $2.65

$5.82 $5.82

-54.47%

Tomato (1kg)

$3.56 $3.56

$6.52 $6.52

-45.40%

Potato (1kg)

$2.19 $2.19

$3.72 $3.72

-41.13%

Onion (1kg)

$2.17 $2.17

$3.9 $3.9

-44.36%

Lettuce (1 head)

$2.05 $2.05

$3.07 $3.07

-33.22%

Water (1.5 liter bottle)

$1.46 $1.46

$2.57 $2.57

-43.19%

Cigarettes 20 Pack (Marlboro, Camel)

$8.88 $8.88

$19.21 $19.21

-53.77%

Wine (Bottle)

$8.1 $8.1

$17.79 $17.79

-54.47%

Local Beer (0.5 liter bottle)

$2.1 $2.1

$3.01 $3.01

-30.23%

Imported Beer (0.33 liter bottle)

$4.33 $4.33

$3.72 $3.72

16.40%

One-way Ticket (Public Transport)

$1.01 $1.01

$2.92 $2.92

-65.41%

Public Transport Monthly Pass (Regular Price)

$30.6 $30.6

$134 $134

-77.16%

Taxi Start (Normal Tariff)

$4.89 $4.89

$5.13 $5.13

-4.68%

Taxi (Normal Tariff) (1km)

$1.53 $1.53

$2.15 $2.15

-28.84%

Taxi 1hour Waiting (Normal Tariff)

$20.77 $20.77

$41.57 $41.57

-50.04%

Gasoline (1 liter)

$0.79 $0.79

$0.95 $0.95

-16.84%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.8K $32.8K

$35K $35K

-6.44%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K $26.8K

$27.7K $27.7K

-3.13%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$171 $171

$179 $179

-4.38%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59 $59

$60 $60

-1.63%

Internet (50+ Mbps, Unlimited Data)

$60.8 $60.8

$63.8 $63.8

-4.72%

Gym Membership (Monthly)

$49.59 $49.59

$141 $141

-64.76%

Tennis Court (1 Hour on Weekend)

$9.81 $9.81

$63.9 $63.9

-84.65%

Cinema Ticket

$13.21 $13.21

$19.9 $19.9

-33.62%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,221 $1,221

$3,206 $3,206

-61.93%

International Primary School, 1 Child (Yearly)

$30.1K $30.1K

$56.5K $56.5K

-46.78%

Jeans (Levis 501 Or Similar)

$61.4 $61.4

$65.7 $65.7

-6.56%

Summer Dress (H&M, Zara, etc)

$47.81 $47.81

$48.75 $48.75

-1.93%

Sport Shoes (Adidas, Nike)

$91.1 $91.1

$111 $111

-18.05%

Men's Leather Business Shoes

$133 $133

$172 $172

-22.56%

1-bedroom Apartment, City Center (Monthly)

$730 $730

$4,165 $4,165

-82.48%

1-bedroom Apartment, Outside City Center (Monthly)

$786 $786

$2,653 $2,653

-70.38%

3-bedroom Apartment, City Center (Monthly)

$1,083 $1,083

$8,412 $8,412

-87.13%

3-bedroom Apartment, Outside City Center (Monthly)

$933 $933

$5,277 $5,277

-82.31%

Buy Apartment in City Center (m2)

$1,607 $1,607

$15.6K $15.6K

-89.72%

Buy Apartment Outside City Center (m2)

$1,642 $1,642

$11.2K $11.2K

-85.29%

Average Monthly Net Salary (After Tax)

$3,600 $3,600

$5,616 $5,616

-35.90%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.47

6.44

0.47%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Owensboro, KY: October 29, 2025

Last update for New York, NY: October 28, 2025

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