Cost of Living Comparison Between Owensboro, KY and Chapel Hill, NC Cost of Living Comparison Between Owensboro, KY and Chapel Hill, NC

🙂 Solo nomad: Owensboro, KY is 5.9% cheaper than Chapel Hill, NC without rent, and 25.1% cheaper with rent.

🙂 Family of 3: Owensboro, KY is 12.3% cheaper than Chapel Hill, NC without rent, and 33.7% cheaper with rent.

Meal at Budget Restaurant

$17.93 $17.93

$15.26 $15.26

17.50%

Three-Course Dinner for Two, Mid-Range

$60.6 $60.6

$81.2 $81.2

-25.34%

Fast Food Meal (McDonalds, etc)

$10.13 $10.13

$9.97 $9.97

1.60%

Cappuccino

$5.98 $5.98

$4.31 $4.31

38.75%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.95 $1.95

$2.52 $2.52

-22.62%

Water (0.33 liter bottle)

$1.3 $1.3

$1.87 $1.87

-30.48%

Local Beer (0.5 liter draught)

$4.08 $4.08

$5.93 $5.93

-31.20%

Imported Beer (0.33 liter bottle)

$4.85 $4.85

$7.17 $7.17

-32.36%

Milk (1 liter)

$1.11 $1.11

$0.89 $0.89

24.72%

White Bread (500g)

$3.34 $3.34

$4.13 $4.13

-19.13%

Rice (white) (1kg)

$4.52 $4.52

$4.36 $4.36

3.67%

Eggs

$3.77 $3.77

$4.62 $4.62

-18.40%

Local Cheese (1kg)

$6.47 $6.47

$17.09 $17.09

-62.14%

Chicken Fillets (1kg)

$11.24 $11.24

$14.39 $14.39

-21.89%

Beef Round Steak (1kg)

$8.93 $8.93

$11.96 $11.96

-25.33%

Apples (1kg)

$4.43 $4.43

$5.71 $5.71

-22.42%

Banana (1kg)

$1.35 $1.35

$1.57 $1.57

-14.01%

Oranges (1kg)

$2.65 $2.65

$5.88 $5.88

-54.93%

Tomato (1kg)

$3.56 $3.56

$3.91 $3.91

-8.95%

Potato (1kg)

$2.19 $2.19

$2.71 $2.71

-19.19%

Onion (1kg)

$2.17 $2.17

$2.85 $2.85

-23.86%

Lettuce (1 head)

$2.05 $2.05

$1.74 $1.74

17.82%

Water (1.5 liter bottle)

$1.46 $1.46

$1.66 $1.66

-12.05%

Cigarettes 20 Pack (Marlboro, Camel)

$8.88 $8.88

$7.08 $7.08

25.42%

Wine (Bottle)

$8.1 $8.1

$13.47 $13.47

-39.87%

Local Beer (0.5 liter bottle)

$2.1 $2.1

$1.77 $1.77

18.64%

Imported Beer (0.33 liter bottle)

$4.33 $4.33

$2.31 $2.31

87.45%

One-way Ticket (Public Transport)

$1.01 $1.01

$2.02 $2.02

-50.00%

Public Transport Monthly Pass (Regular Price)

$30.6 $30.6

Taxi Start (Normal Tariff)

$4.89 $4.89

$2.97 $2.97

64.65%

Taxi (Normal Tariff) (1km)

$1.53 $1.53

$1.88 $1.88

-18.62%

Taxi 1hour Waiting (Normal Tariff)

$20.77 $20.77

$29.84 $29.84

-30.40%

Gasoline (1 liter)

$0.79 $0.79

$0.87 $0.87

-9.20%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.8K $32.8K

$28.4K $28.4K

15.46%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K $26.8K

$24.6K $24.6K

9.12%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$171 $171

$138 $138

23.93%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59 $59

$55.8 $55.8

5.66%

Internet (50+ Mbps, Unlimited Data)

$60.8 $60.8

$71.9 $71.9

-15.42%

Gym Membership (Monthly)

$49.59 $49.59

$42.32 $42.32

17.18%

Tennis Court (1 Hour on Weekend)

$9.81 $9.81

Cinema Ticket

$13.21 $13.21

$10.02 $10.02

31.84%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,221 $1,221

$1,346 $1,346

-9.34%

International Primary School, 1 Child (Yearly)

$30.1K $30.1K

$24.5K $24.5K

22.69%

Jeans (Levis 501 Or Similar)

$61.4 $61.4

$49.96 $49.96

22.90%

Summer Dress (H&M, Zara, etc)

$47.81 $47.81

$30.14 $30.14

58.63%

Sport Shoes (Adidas, Nike)

$91.1 $91.1

$86.3 $86.3

5.59%

Men's Leather Business Shoes

$133 $133

$83.2 $83.2

59.73%

1-bedroom Apartment, City Center (Monthly)

$730 $730

$1,317 $1,317

-44.62%

1-bedroom Apartment, Outside City Center (Monthly)

$786 $786

$1,501 $1,501

-47.62%

3-bedroom Apartment, City Center (Monthly)

$1,083 $1,083

$3,475 $3,475

-68.83%

3-bedroom Apartment, Outside City Center (Monthly)

$933 $933

$2,618 $2,618

-64.36%

Buy Apartment in City Center (m2)

$1,607 $1,607

$2,736 $2,736

-41.27%

Buy Apartment Outside City Center (m2)

$1,642 $1,642

$2,686 $2,686

-38.87%

Average Monthly Net Salary (After Tax)

$3,600 $3,600

$4,903 $4,903

-26.58%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.47

6.54

-1.07%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Owensboro, KY: October 29, 2025

Last update for Chapel Hill, NC: October 28, 2025

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