🙂A single person spends $2,985 per month in Overland Park, KS vs $3,117 in Chicago, IL, rent included.
🙂A couple spends around $4,014 per month in Overland Park, KS vs $4,695 in Chicago, IL, rent included.
🙂A family of three spends $5,043 per month in Overland Park, KS vs $6,273 in Chicago, IL, rent included.
🙂Overland Park, KS is about 4% cheaper than Chicago, IL, driven mainly by Groceries & Markets.
📊Both Overland Park, KS and Chicago, IL sit above the global median – Overland Park, KS by 118%, Chicago, IL by 128%.
Currency
🍽 Eating Out
Overland Park, KS
Chicago, IL
Difference
Meal at Budget Restaurant
$22.95$22.95
$19.92$19.92
15.21%
Three-Course Dinner for Two, Mid-Range
$78.5$78.5
$88.5$88.5
-11.35%
Fast Food Meal(McDonalds, etc)
$10.91$10.91
$12.94$12.94
-15.69%
Cappuccino
$6.09$6.09
$5.54$5.54
9.93%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.67$2.67
$2.74$2.74
-2.55%
Water(0.33 liter bottle)
$2.02$2.02
$2.36$2.36
-14.41%
Local Beer(0.5 liter draught)
$5.86$5.86
$7.12$7.12
-17.70%
Imported Beer(0.33 liter bottle)
$7.32$7.32
$8.73$8.73
-16.15%
🛒 Groceries & Markets
Overland Park, KS
Chicago, IL
Difference
Milk(1 liter)
$0.99$0.99
$1.34$1.34
-26.12%
White Bread(500g)
$3.41$3.41
$4.17$4.17
-18.23%
Rice(white)(1kg)
$5.24$5.24
$5.73$5.73
-8.55%
Eggs
$4.15$4.15
$4.89$4.89
-15.13%
Local Cheese(1kg)
$10.99$10.99
$14.77$14.77
-25.59%
Chicken Fillets(1kg)
$9.09$9.09
$14.85$14.85
-38.79%
Beef Round Steak(1kg)
$13.79$13.79
$19.61$19.61
-29.68%
Apples(1kg)
$5.35$5.35
$5.57$5.57
-3.95%
Banana(1kg)
$1.61$1.61
$1.92$1.92
-16.15%
Oranges(1kg)
$4.53$4.53
$4.17$4.17
8.63%
Tomato(1kg)
$5.52$5.52
$4.86$4.86
13.58%
Potato(1kg)
$3.22$3.22
$2.84$2.84
13.38%
Onion(1kg)
$2.69$2.69
$2.80$2.80
-3.93%
Lettuce(1 head)
$2.29$2.29
$2.20$2.20
4.09%
Water(1.5 liter bottle)
$2.16$2.16
$3.06$3.06
-29.41%
Cigarettes 20 Pack(Marlboro, Camel)
$9.31$9.31
$16.16$16.16
-42.39%
Wine(Bottle)
$15.07$15.07
$14.82$14.82
1.69%
Local Beer(0.5 liter bottle)
$2.02$2.02
$2.53$2.53
-20.16%
Imported Beer(0.33 liter bottle)
$3.91$3.91
$3.35$3.35
16.72%
🚌 Getting Around
Overland Park, KS
Chicago, IL
Difference
One-way Ticket(Public Transport)
$7.11$7.11
$2.55$2.55
178.82%
Public Transport Monthly Pass(Regular Price)
-
$75.6$75.6
-
Taxi Start(Normal Tariff)
$2.48$2.48
$3.30$3.30
-24.85%
Taxi(Normal Tariff)(1km)
$1.22$1.22
$1.36$1.36
-10.29%
Taxi 1hour Waiting(Normal Tariff)
$39.58$39.58
$25.12$25.12
57.56%
Gasoline(1 liter)
$0.97$0.97
$1.17$1.17
-17.09%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.5K$35.5K
$36.0K$36.0K
-1.29%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.6K$24.6K
$26.2K$26.2K
-6.14%
🧾 Monthly Utilities & Internet
Overland Park, KS
Chicago, IL
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$262$262
$191$191
36.74%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$65.2$65.2
$67.9$67.9
-3.96%
Internet(50+ Mbps, Unlimited Data)
$69.8$69.8
$61.7$61.7
13.20%
🎉 Sport & Entertainment
Overland Park, KS
Chicago, IL
Difference
Gym Membership(Monthly)
$60.6$60.6
$63.5$63.5
-4.51%
Tennis Court(1 Hour on Weekend)
$57.0$57.0
$27.14$27.14
109.99%
Cinema Ticket
$15.18$15.18
$18.02$18.02
-15.76%
🧸 Childcare & Education
Overland Park, KS
Chicago, IL
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$1,141$1,141
$1,522$1,522
-25.06%
International Primary School, 1 Child(Yearly)
$16.3K$16.3K
$31.3K$31.3K
-48.06%
👕👟 Clothing & Footwear
Overland Park, KS
Chicago, IL
Difference
Jeans(Levis 501 Or Similar)
$50.1$50.1
$63.7$63.7
-21.31%
Summer Dress(H&M, Zara, etc)
$43.10$43.10
$55.3$55.3
-21.99%
Sport Shoes(Adidas, Nike)
$103$103
$100$100
2.54%
Men's Leather Business Shoes
$129$129
$153$153
-15.66%
🏠 Accommodation & Living
Overland Park, KS
Chicago, IL
Difference
1-bedroom Apartment, City Center(Monthly)
$1,654$1,654
$2,406$2,406
-31.25%
1-bedroom Apartment, Outside City Center(Monthly)
$1,569$1,569
$1,653$1,653
-5.07%
3-bedroom Apartment, City Center(Monthly)
$2,482$2,482
$4,577$4,577
-45.78%
3-bedroom Apartment, Outside City Center(Monthly)
$2,013$2,013
$2,771$2,771
-27.35%
Buy Apartment in City Center(m2)
$1,593$1,593
$4,031$4,031
-60.47%
Buy Apartment Outside City Center(m2)
-
$2,745$2,745
-
💵 Salaries & Financials
Overland Park, KS
Chicago, IL
Difference
Average Monthly Net Salary(After Tax)
$5,171$5,171
$4,804$4,804
7.64%
20-Year Fixed Mortgage Interest Rate(Annual %)
6.17
6.38
-3.29%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Overland Park, KS: September 14, 2026
Last update for Chicago, IL: September 13, 2026
Cost Breakdown
🏠A central one-bedroom costs $1,654 in Overland Park, KS versus $2,406 in Chicago, IL. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 8% higher in Overland Park, KS, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.
🛒A mid-range dinner for two costs $78.0 in Overland Park, KS versus $88.0 in Chicago, IL. Monthly groceries follow the same trend: $382 vs $464 – making Overland Park, KS the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Overland Park, KS vs Chicago, IL: Cost of Living - Frequently Asked Questions
How do living costs in Overland Park, KS and in Chicago, IL compare overall?
Monthly costs with rent: $2,985 in Overland Park, KS, $3,117 in Chicago, IL – roughly 4% apart. Chicago, IL costs more across the board, with Groceries & Markets showing the biggest gap.
What salary covers living expenses in Overland Park, KS compared to Chicago, IL?
For a comfortable life, plan on about $4,477 per month in Overland Park, KS and $4,676 in Chicago, IL. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Overland Park, KS and Chicago, IL?
Rent is clearly cheaper in Overland Park, KS, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper restaurants?
A mid-range dinner for two costs $78.0 in Overland Park, KS and $88.0 in Chicago, IL. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city has cheaper grocery shopping?
Groceries cost about 22% more in Chicago, IL, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Which city is feasible on a $2,500 budget?
$2,500 is a stretch for both – monthly costs hit $2,985 in Overland Park, KS and $3,117 in Chicago, IL. You'll need shared housing and careful budgeting no matter which city you pick.
How does quality of life compare between Overland Park, KS and Chicago, IL?
It depends on your priorities. Chicago, IL has an edge in some lifestyle areas, with costs from $2,985 in Overland Park, KS to $3,117 in Chicago, IL. Climate, culture, job market, and personal taste all factor in.
How do I decide between Overland Park, KS and Chicago, IL?
If budget matters most, go with Overland Park, KS. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chicago, IL makes more sense. Both are solid long-term options with distinct trade-offs.
Overland Park, KS vs other spots: cost of living compared