Last update: Oct 2026

Cost of Living Comparison Between Overland Park, KS and Chicago, IL

For one person, living is cheaper in Overland Park, KS: $2,691 a month against $3,037 in Chicago, IL, rent and utilities included – about $4,200 less a year. Rent and utilities account for about half of the difference.

130

Cost of Living Index in Overland Park, KS
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Overland Park, KS Living Index
147

Cost of Living Index in Chicago, IL
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Chicago, IL Living Index

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Overland Park, KS

🇺🇸 United States

$2,691

/mo nomad

Chicago, IL

🇺🇸 United States

$3,037

/mo nomad

Monthly Cost of Living

How much you'll spend in Overland Park, KS and in Chicago, IL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Overland Park, KS and in Chicago, IL actually costs, broken down by who's living it.

A single person spends $2,691 per month in Overland Park, KS vs $3,037 in Chicago, IL, rent included.

Overland Park, KS $2,691
Chicago, IL $3,037

A couple spends around $3,858 per month in Overland Park, KS vs $4,518 in Chicago, IL, rent included.

Overland Park, KS $3,858
Chicago, IL $4,518

A family of three spends $5,025 per month in Overland Park, KS vs $5,999 in Chicago, IL, rent included.

Overland Park, KS $5,025
Chicago, IL $5,999

Overland Park, KS is about 11% cheaper than Chicago, IL, and outside of rent the biggest gap is in groceries.

Both Overland Park, KS and Chicago, IL sit above the global median – Overland Park, KS by 98%, Chicago, IL by 123%.

Meal at Budget Restaurant

$22.72 $22.72

$20.71 $20.71

9.71%

Three-Course Dinner for Two, Mid-Range

$81.4 $81.4

$89.2 $89.2

-8.80%

Fast Food Meal (McDonalds, etc)

$11.18 $11.18

$13.19 $13.19

-15.24%

Cappuccino

$5.91 $5.91

$5.66 $5.66

4.42%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.79 $2.79

$2.64 $2.64

5.68%

Water (0.33 liter bottle)

$2.02 $2.02

$2.28 $2.28

-11.40%

Local Beer (0.5 liter draught)

$6.67 $6.67

$6.87 $6.87

-2.91%

Imported Beer (0.33 liter bottle)

$7.53 $7.53

$8.84 $8.84

-14.82%

Milk (1 liter)

$0.98 $0.98

$1.25 $1.25

-21.60%

White Bread (500g)

$2.80 $2.80

$3.72 $3.72

-24.73%

Rice (white) (1kg)

$4.59 $4.59

$5.39 $5.39

-14.84%

Eggs

$3.59 $3.59

$4.74 $4.74

-24.26%

Local Cheese (1kg)

$11.15 $11.15

$13.84 $13.84

-19.44%

Chicken Fillets (1kg)

$8.80 $8.80

$14.40 $14.40

-38.89%

Beef Round Steak (1kg)

$13.56 $13.56

$18.38 $18.38

-26.22%

Apples (1kg)

$4.32 $4.32

$5.22 $5.22

-17.24%

Banana (1kg)

$1.25 $1.25

$1.98 $1.98

-36.87%

Oranges (1kg)

$3.51 $3.51

$4.06 $4.06

-13.55%

Tomato (1kg)

$5.71 $5.71

$4.97 $4.97

14.89%

Potato (1kg)

$3.20 $3.20

$2.67 $2.67

19.85%

Onion (1kg)

$2.57 $2.57

$2.66 $2.66

-3.38%

Lettuce (1 head)

$1.84 $1.84

$2.24 $2.24

-17.86%

Water (1.5 liter bottle)

$2.08 $2.08

$3.13 $3.13

-33.55%

Cigarettes 20 Pack (Marlboro, Camel)

$8.23 $8.23

$13.82 $13.82

-40.45%

Wine (Bottle)

$13.70 $13.70

$14.88 $14.88

-7.93%

Local Beer (0.5 liter bottle)

$1.86 $1.86

$2.54 $2.54

-26.77%

Imported Beer (0.33 liter bottle)

$3.98 $3.98

$3.51 $3.51

13.39%

One-way Ticket (Public Transport)

$2.03 $2.03

$2.43 $2.43

-16.46%

Public Transport Monthly Pass (Regular Price)

$31.62 $31.62

$73.5 $73.5

-57.00%

Taxi Start (Normal Tariff)

$3.01 $3.01

$3.18 $3.18

-5.35%

Taxi (Normal Tariff) (1km)

$1.27 $1.27

$1.39 $1.39

-8.63%

Taxi 1hour Waiting (Normal Tariff)

$35.36 $35.36

$25.03 $25.03

41.27%

Gasoline (1 liter)

$1.01 $1.01

$1.20 $1.20

-15.83%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.3K $28.3K

$35.0K $35.0K

-19.28%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.3K $27.3K

$26.7K $26.7K

2.16%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$262 $262

$194 $194

34.88%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$61.4 $61.4

$69.5 $69.5

-11.56%

Internet (50+ Mbps, Unlimited Data)

$47.22 $47.22

$61.6 $61.6

-23.39%

Gym Membership (Monthly)

$43.83 $43.83

$47.90 $47.90

-8.50%

Tennis Court (1 Hour on Weekend)

$55.1 $55.1

$27.34 $27.34

101.65%

Cinema Ticket

$12.37 $12.37

$17.81 $17.81

-30.54%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,149 $1,149

$1,794 $1,794

-35.95%

International Primary School, 1 Child (Yearly)

$20.8K $20.8K

$31.9K $31.9K

-35.02%

Jeans (Levis 501 Or Similar)

$51.3 $51.3

$67.0 $67.0

-23.41%

Summer Dress (H&M, Zara, etc)

$43.58 $43.58

$52.1 $52.1

-16.42%

Sport Shoes (Adidas, Nike)

$99.3 $99.3

$102 $102

-2.17%

Men's Leather Business Shoes

$131 $131

$144 $144

-9.18%

1-bedroom Apartment, City Center (Monthly)

$1,498 $1,498

$2,526 $2,526

-40.72%

1-bedroom Apartment, Outside City Center (Monthly)

$1,350 $1,350

$1,578 $1,578

-14.45%

3-bedroom Apartment, City Center (Monthly)

$2,715 $2,715

$4,738 $4,738

-42.70%

3-bedroom Apartment, Outside City Center (Monthly)

$2,047 $2,047

$2,693 $2,693

-23.99%

Buy Apartment in City Center (m2)

$3,055 $3,055

$4,190 $4,190

-27.09%

Buy Apartment Outside City Center (m2)

$2,131 $2,131

$2,768 $2,768

-23.01%

Average Monthly Net Salary (After Tax)

$5,255 $5,255

$4,931 $4,931

6.57%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.48

6.81

-4.85%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Overland Park, KS: October 24, 2026

Last update for Chicago, IL: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Overland Park, KS

$1.4K 50.2%

Chicago, IL

$1.6K 52% 16.9% $228

Monthly Utilities & Internet

Overland Park, KS

$371 13.8%

Chicago, IL

$326 10.7% 12.2% $45

Eating Out

Overland Park, KS

$354 13.2%

Chicago, IL

$345 11.4% 2.5% $9

Groceries & Markets

Overland Park, KS

$352 13.1%

Chicago, IL

$447 14.7% 27.1% $95

Clothing & Footwear

Overland Park, KS

$146 5.4%

Chicago, IL

$164 5.4% 12.2% $18

Sport & Entertainment

Overland Park, KS

$69 2.6%

Chicago, IL

$84 2.8% 21.8% $15

Getting Around

Overland Park, KS

$49 1.8%

Chicago, IL

$93 3.1% 90.2% $44

Cost Breakdown

A central one-bedroom costs $1,498 in Overland Park, KS versus $2,526 in Chicago, IL. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 7% higher in Overland Park, KS, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $81 in Overland Park, KS versus $89 in Chicago, IL. Monthly groceries follow the same trend: $352 vs $447 – making Overland Park, KS the more affordable choice for daily food spending.

Good to know

🇺🇸 Overland Park, KS

🇺🇸 Chicago, IL

🕒 Local time

21:55 9:55 PM

Same time as Overland Park, KS

🌤 Weather

👥 Population

188,966

2,746,388

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.892 EUR

Exchange rates and currency converter

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Highest

Between locations

Overland Park, KS Chicago, IL 680 km ≈ 1 h 15 min nonstop flight

From you

Overland Park, KS
Chicago, IL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Overland Park, KS vs Chicago, IL: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,691 in Overland Park, KS, $3,037 in Chicago, IL – Overland Park, KS comes out roughly 11% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $4,036 per month in Overland Park, KS and $4,555 in Chicago, IL. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Overland Park, KS, especially for central apartments: a one-bedroom in the center costs $1,498 there versus $2,526 in Chicago, IL.

Groceries cost about 27% more in Chicago, IL, though the gap depends on what you buy.

A mid-range dinner for two costs $81 in Overland Park, KS and $89 in Chicago, IL. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

$2,500 is a stretch for both – monthly costs hit $2,691 in Overland Park, KS and $3,037 in Chicago, IL. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Overland Park, KS – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

For expats, Overland Park, KS is the easier option financially – housing and daily costs are lower, and overall it costs about 11% less, which matters a lot on a fixed budget or early-career salary.