Last update: Oct 2026

Cost of Living Comparison Between Chicago, IL and Overland Park, KS

For one person, living is cheaper in Overland Park, KS: $2,691 a month against $3,037 in Chicago, IL, rent and utilities included – about $4,200 less a year. Rent and utilities account for about half of the difference.

147

Cost of Living Index in Chicago, IL
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Chicago, IL Living Index
130

Cost of Living Index in Overland Park, KS
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Overland Park, KS Living Index

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Chicago, IL

🇺🇸 United States

$3,037

/mo nomad

Overland Park, KS

🇺🇸 United States

$2,691

/mo nomad

Monthly Cost of Living

How much you'll spend in Chicago, IL and in Overland Park, KS

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chicago, IL and in Overland Park, KS actually costs, broken down by who's living it.

A single person spends $3,037 per month in Chicago, IL vs $2,691 in Overland Park, KS, rent included.

Chicago, IL $3,037
Overland Park, KS $2,691

A couple spends around $4,518 per month in Chicago, IL vs $3,858 in Overland Park, KS, rent included.

Chicago, IL $4,518
Overland Park, KS $3,858

A family of three spends $5,999 per month in Chicago, IL vs $5,025 in Overland Park, KS, rent included.

Chicago, IL $5,999
Overland Park, KS $5,025

Chicago, IL costs about 13% more than Overland Park, KS, and outside of rent the biggest gap is in groceries.

Both Chicago, IL and Overland Park, KS sit above the global median – Chicago, IL by 123%, Overland Park, KS by 98%.

Meal at Budget Restaurant

$20.71 $20.71

$22.72 $22.72

-8.85%

Three-Course Dinner for Two, Mid-Range

$89.2 $89.2

$81.4 $81.4

9.65%

Fast Food Meal (McDonalds, etc)

$13.19 $13.19

$11.18 $11.18

17.98%

Cappuccino

$5.66 $5.66

$5.91 $5.91

-4.23%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.64 $2.64

$2.79 $2.79

-5.38%

Water (0.33 liter bottle)

$2.28 $2.28

$2.02 $2.02

12.87%

Local Beer (0.5 liter draught)

$6.87 $6.87

$6.67 $6.67

3.00%

Imported Beer (0.33 liter bottle)

$8.84 $8.84

$7.53 $7.53

17.40%

Milk (1 liter)

$1.25 $1.25

$0.98 $0.98

27.55%

White Bread (500g)

$3.72 $3.72

$2.80 $2.80

32.86%

Rice (white) (1kg)

$5.39 $5.39

$4.59 $4.59

17.43%

Eggs

$4.74 $4.74

$3.59 $3.59

32.03%

Local Cheese (1kg)

$13.84 $13.84

$11.15 $11.15

24.13%

Chicken Fillets (1kg)

$14.40 $14.40

$8.80 $8.80

63.64%

Beef Round Steak (1kg)

$18.38 $18.38

$13.56 $13.56

35.55%

Apples (1kg)

$5.22 $5.22

$4.32 $4.32

20.83%

Banana (1kg)

$1.98 $1.98

$1.25 $1.25

58.40%

Oranges (1kg)

$4.06 $4.06

$3.51 $3.51

15.67%

Tomato (1kg)

$4.97 $4.97

$5.71 $5.71

-12.96%

Potato (1kg)

$2.67 $2.67

$3.20 $3.20

-16.56%

Onion (1kg)

$2.66 $2.66

$2.57 $2.57

3.50%

Lettuce (1 head)

$2.24 $2.24

$1.84 $1.84

21.74%

Water (1.5 liter bottle)

$3.13 $3.13

$2.08 $2.08

50.48%

Cigarettes 20 Pack (Marlboro, Camel)

$13.82 $13.82

$8.23 $8.23

67.92%

Wine (Bottle)

$14.88 $14.88

$13.70 $13.70

8.61%

Local Beer (0.5 liter bottle)

$2.54 $2.54

$1.86 $1.86

36.56%

Imported Beer (0.33 liter bottle)

$3.51 $3.51

$3.98 $3.98

-11.81%

One-way Ticket (Public Transport)

$2.43 $2.43

$2.03 $2.03

19.70%

Public Transport Monthly Pass (Regular Price)

$73.5 $73.5

$31.62 $31.62

132.54%

Taxi Start (Normal Tariff)

$3.18 $3.18

$3.01 $3.01

5.65%

Taxi (Normal Tariff) (1km)

$1.39 $1.39

$1.27 $1.27

9.45%

Taxi 1hour Waiting (Normal Tariff)

$25.03 $25.03

$35.36 $35.36

-29.21%

Gasoline (1 liter)

$1.20 $1.20

$1.01 $1.01

18.81%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.0K $35.0K

$28.3K $28.3K

23.89%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.7K $26.7K

$27.3K $27.3K

-2.11%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$194 $194

$262 $262

-25.86%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$69.5 $69.5

$61.4 $61.4

13.07%

Internet (50+ Mbps, Unlimited Data)

$61.6 $61.6

$47.22 $47.22

30.54%

Gym Membership (Monthly)

$47.90 $47.90

$43.83 $43.83

9.29%

Tennis Court (1 Hour on Weekend)

$27.34 $27.34

$55.1 $55.1

-50.41%

Cinema Ticket

$17.81 $17.81

$12.37 $12.37

43.98%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,794 $1,794

$1,149 $1,149

56.12%

International Primary School, 1 Child (Yearly)

$31.9K $31.9K

$20.8K $20.8K

53.90%

Jeans (Levis 501 Or Similar)

$67.0 $67.0

$51.3 $51.3

30.57%

Summer Dress (H&M, Zara, etc)

$52.1 $52.1

$43.58 $43.58

19.64%

Sport Shoes (Adidas, Nike)

$102 $102

$99.3 $99.3

2.21%

Men's Leather Business Shoes

$144 $144

$131 $131

10.11%

1-bedroom Apartment, City Center (Monthly)

$2,526 $2,526

$1,498 $1,498

68.69%

1-bedroom Apartment, Outside City Center (Monthly)

$1,578 $1,578

$1,350 $1,350

16.88%

3-bedroom Apartment, City Center (Monthly)

$4,738 $4,738

$2,715 $2,715

74.51%

3-bedroom Apartment, Outside City Center (Monthly)

$2,693 $2,693

$2,047 $2,047

31.56%

Buy Apartment in City Center (m2)

$4,190 $4,190

$3,055 $3,055

37.16%

Buy Apartment Outside City Center (m2)

$2,768 $2,768

$2,131 $2,131

29.88%

Average Monthly Net Salary (After Tax)

$4,931 $4,931

$5,255 $5,255

-6.17%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.81

6.48

5.09%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chicago, IL: October 25, 2026

Last update for Overland Park, KS: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chicago, IL

$1.6K 52%

Overland Park, KS

$1.4K 50.2% 14.4% $228

Groceries & Markets

Chicago, IL

$447 14.7%

Overland Park, KS

$352 13.1% 21.3% $95

Eating Out

Chicago, IL

$345 11.4%

Overland Park, KS

$354 13.2% 2.6% $9

Monthly Utilities & Internet

Chicago, IL

$326 10.7%

Overland Park, KS

$371 13.8% 13.9% $45

Clothing & Footwear

Chicago, IL

$164 5.4%

Overland Park, KS

$146 5.4% 10.9% $18

Getting Around

Chicago, IL

$93 3.1%

Overland Park, KS

$49 1.8% 47.4% $44

Sport & Entertainment

Chicago, IL

$84 2.8%

Overland Park, KS

$69 2.6% 17.9% $15

Cost Breakdown

A central one-bedroom costs $2,526 in Chicago, IL versus $1,498 in Overland Park, KS. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 7% higher in Overland Park, KS, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $89 in Chicago, IL versus $81 in Overland Park, KS. Monthly groceries follow the same trend: $447 vs $352 – making Overland Park, KS the more affordable choice for daily food spending.

Good to know

🇺🇸 Chicago, IL

🇺🇸 Overland Park, KS

🕒 Local time

22:08 10:08 PM

Same time as Chicago, IL

🌤 Weather

👥 Population

2,746,388

188,966

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.892 EUR

Exchange rates and currency converter

On the map

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Between locations

Chicago, IL Overland Park, KS 680 km ≈ 1 h 15 min nonstop flight

From you

Chicago, IL
Overland Park, KS

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chicago, IL vs Overland Park, KS: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,037 in Chicago, IL, $2,691 in Overland Park, KS – Overland Park, KS comes out roughly 11% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $4,555 per month in Chicago, IL and $4,036 in Overland Park, KS. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Overland Park, KS, especially for central apartments: a one-bedroom in the center costs $1,498 there versus $2,526 in Chicago, IL.

Groceries cost about 27% more in Chicago, IL, though the gap depends on what you buy.

A mid-range dinner for two costs $89 in Chicago, IL and $81 in Overland Park, KS. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

$2,500 is a stretch for both – monthly costs hit $3,037 in Chicago, IL and $2,691 in Overland Park, KS. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Overland Park, KS – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

For expats, Overland Park, KS is the easier option financially – housing and daily costs are lower, and overall it costs about 11% less, which matters a lot on a fixed budget or early-career salary.