Last update: Oct 2026

Cost of Living Comparison Between Oulu and Austin, TX

For one person, living is cheaper in Oulu: $1,892 a month against $2,704 in Austin, TX, rent and utilities included – about $9,700 less a year. Rent and utilities account for most of the difference.

91

Cost of Living Index in Oulu
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Oulu Living Index
129

Cost of Living Index in Austin, TX
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Austin, TX Living Index

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Oulu

🇫🇮 Finland

$1,892

/mo nomad

Austin, TX

🇺🇸 United States

$2,704

/mo nomad

Monthly Cost of Living

How much you'll spend in Oulu and in Austin, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Oulu and in Austin, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,892 in Oulu versus $2,704 in Austin, TX.

Oulu $1,892
Austin, TX $2,704

Estimated couple costs with rent: $2,931 in Oulu versus $4,133 in Austin, TX.

Oulu $2,931
Austin, TX $4,133

Monthly costs for a family of three with rent: $3,971 in Oulu versus $5,562 in Austin, TX.

Oulu $3,971
Austin, TX $5,562

Living in Oulu costs roughly 30% less than in Austin, TX, and outside of rent the biggest gap is in utilities.

Both cities are pricier than the global median: Oulu 41% above, Austin, TX 102% above.

Meal at Budget Restaurant

$17.58 €15.69

$20.22 $20.22

-13.06%

Three-Course Dinner for Two, Mid-Range

$88.1 €78.6

$85.0 $85.0

3.62%

Fast Food Meal (McDonalds, etc)

$15.07 €13.45

$12.35 $12.35

22.02%

Cappuccino

$5.05 €4.51

$5.47 $5.47

-7.68%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.91 €2.60

$3.82 $3.82

-23.82%

Water (0.33 liter bottle)

$2.25 €2.00

$2.50 $2.50

-10.00%

Local Beer (0.5 liter draught)

$7.94 €7.09

$8.06 $8.06

-1.49%

Imported Beer (0.33 liter bottle)

$7.98 €7.12

$8.99 $8.99

-11.23%

Milk (1 liter)

$1.21 €1.08

$1.13 $1.13

7.08%

White Bread (500g)

$2.21 €1.97

$3.78 $3.78

-41.53%

Rice (white) (1kg)

$2.70 €2.41

$3.25 $3.25

-16.92%

Eggs

$3.27 €2.92

$4.14 $4.14

-21.01%

Local Cheese (1kg)

$7.42 €6.63

$13.08 $13.08

-43.27%

Chicken Fillets (1kg)

$13.52 €12.06

$14.31 $14.31

-5.52%

Beef Round Steak (1kg)

$23.04 €20.56

$15.96 $15.96

44.36%

Apples (1kg)

$2.22 €1.98

$4.38 $4.38

-49.32%

Banana (1kg)

$1.93 €1.73

$1.45 $1.45

33.10%

Oranges (1kg)

$2.12 €1.89

$4.54 $4.54

-53.30%

Tomato (1kg)

$4.19 €3.74

$4.19 $4.19

Potato (1kg)

$0.99 €0.89

$2.63 $2.63

-62.36%

Onion (1kg)

$1.64 €1.46

$2.36 $2.36

-30.51%

Lettuce (1 head)

$2.60 €2.32

$1.76 $1.76

47.73%

Water (1.5 liter bottle)

$1.62 €1.44

$2.16 $2.16

-25.00%

Cigarettes 20 Pack (Marlboro, Camel)

$13.34 €11.90

$9.81 $9.81

35.98%

Wine (Bottle)

$12.38 €11.05

$14.72 $14.72

-15.90%

Local Beer (0.5 liter bottle)

$3.63 €3.24

$2.78 $2.78

30.58%

Imported Beer (0.33 liter bottle)

$3.08 €2.75

$3.48 $3.48

-11.49%

One-way Ticket (Public Transport)

$2.90 €2.59

$1.49 $1.49

94.63%

Public Transport Monthly Pass (Regular Price)

$63.8 €56.9

$40.51 $40.51

57.39%

Taxi Start (Normal Tariff)

$9.29 €8.29

$2.67 $2.67

247.94%

Taxi (Normal Tariff) (1km)

$1.68 €1.50

$1.58 $1.58

6.33%

Taxi 1hour Waiting (Normal Tariff)

$55.5 €49.51

$35.29 $35.29

57.21%

Gasoline (1 liter)

$2.24 €2.00

$0.99 $0.99

126.26%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.3K €33.3K

$35.8K $35.8K

4.16%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$36.9K €32.9K

$27.2K $27.2K

35.73%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$119 €107

$219 $219

-45.51%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$25.55 €22.80

$58.0 $58.0

-55.94%

Internet (50+ Mbps, Unlimited Data)

$21.39 €19.09

$68.4 $68.4

-68.71%

Gym Membership (Monthly)

$35.59 €31.76

$57.9 $57.9

-38.53%

Tennis Court (1 Hour on Weekend)

$19.16 €17.09

$14.82 $14.82

29.28%

Cinema Ticket

$17.46 €15.58

$14.13 $14.13

23.57%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$360 €321

$1,509 $1,509

-76.15%

International Primary School, 1 Child (Yearly)

$21.5K $21.5K

Jeans (Levis 501 Or Similar)

$91.6 €81.8

$51.7 $51.7

77.35%

Summer Dress (H&M, Zara, etc)

$44.80 €39.98

$44.05 $44.05

1.70%

Sport Shoes (Adidas, Nike)

$110 €98.0

$85.1 $85.1

29.08%

Men's Leather Business Shoes

$210 €187

$105 $105

98.97%

1-bedroom Apartment, City Center (Monthly)

$781 €697

$1,932 $1,932

-59.60%

1-bedroom Apartment, Outside City Center (Monthly)

$654 €584

$1,272 $1,272

-48.61%

3-bedroom Apartment, City Center (Monthly)

$1,298 €1,158

$3,670 $3,670

-64.64%

3-bedroom Apartment, Outside City Center (Monthly)

$1,046 €933

$2,525 $2,525

-58.59%

Buy Apartment in City Center (m2)

$3,947 €3,522

$7,617 $7,617

-48.18%

Buy Apartment Outside City Center (m2)

$2,019 €1,802

$3,199 $3,199

-36.90%

Average Monthly Net Salary (After Tax)

$2,524 €2,253

$5,105 $5,105

-50.55%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.1

6.79

-39.62%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Oulu: October 6, 2026

Last update for Austin, TX: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Oulu

$654 35%

Austin, TX

$1.3K 48.2% 94.6% $618

Groceries & Markets

Oulu

$354 19%

Austin, TX

$403 15.3% 13.7% $49

Eating Out

Oulu

$323 17.3%

Austin, TX

$348 13.2% 7.8% $25

Clothing & Footwear

Oulu

$205 11%

Austin, TX

$129 4.9% 37.2% $76

Monthly Utilities & Internet

Oulu

$166 8.9%

Austin, TX

$346 13.1% 108% $179

Getting Around

Oulu

$93 5%

Austin, TX

$57 2.2% 38.7% $36

Sport & Entertainment

Oulu

$71 3.8%

Austin, TX

$86 3.3% 22.2% $16

Cost Breakdown

A one-bedroom apartment in the center runs $781 in Oulu and $1,932 in Austin, TX. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 102% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $88.0 in Oulu vs $85.0 in Austin, TX. Groceries flip the comparison at $354 vs $403, with Oulu cheaper for home cooking.

Good to know

🇫🇮 Oulu

🇺🇸 Austin, TX

🕒 Local time

06:23 6:23 AM

22:23 10:23 PM

8 h behind Oulu

🌤 Weather

👥 Population

214,651

974,447

💱 Currency

Euro EUR €

United States Dollar USD $

📈 Exchange rate

1 EUR = 1.12 USD

1 USD = 0.892 EUR

Exchange rates and currency converter

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Between locations

Oulu Austin, TX 8,350 km ≈ 11 h nonstop flight

From you

Oulu
Austin, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Oulu vs Austin, TX: Cost of Living - Frequently Asked Questions

Oulu wins on cost – living expenses run 43% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Oulu the obvious pick if budget is a priority.

On paper, salaries run 102% lower in Austin, TX. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $781 in Oulu versus $1,932 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,892 per month in Oulu versus $2,704 in Austin, TX – a 43% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Oulu runs roughly 57% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,892 in Oulu versus $2,704 in Austin, TX, a $2,000 budget is realistic in Oulu but tight or insufficient in Austin, TX. The gap between the two cities makes Oulu the clear choice for anyone on this budget.

Both work as nomad bases, but Oulu delivers better value – similar infrastructure at $1,892 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Oulu hard to pass up.

Safety-wise, Oulu and Austin, TX are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Oulu gentler on the wallet – expenses run 43% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.