Cost of Living Comparison Between Ottawa, IL and Chicago, IL Cost of Living Comparison Between Ottawa, IL and Chicago, IL

๐Ÿ™‚ Solo nomad: Ottawa, IL is 24.4% cheaper than Chicago, IL without rent, and 20% cheaper with rent.
๐Ÿ™‚ Family of 3: Ottawa, IL is 36.9% cheaper than Chicago, IL without rent, and 27.4% cheaper with rent.
Currency
๐Ÿฝ Eating Out
Ottawa, IL
Chicago, IL
Difference
Meal at Budget Restaurant
$14.75 $14.75
$20.82 $20.82
-29.15%
Three-Course Dinner for Two, Mid-Range
$50.7 $50.7
$100 $100
-49.44%
Fast Food Meal (McDonalds, etc)
$10.9 $10.9
$11.97 $11.97
-8.94%
Cappuccino
$4.41 $4.41
$5.56 $5.56
-20.68%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.96 $1.96
$3.11 $3.11
-36.98%
Water (0.33 liter bottle)
$1.46 $1.46
$2.42 $2.42
-39.67%
Local Beer (0.5 liter draught)
$3.59 $3.59
$6.86 $6.86
-47.67%
Imported Beer (0.33 liter bottle)
$3.06 $3.06
$8.45 $8.45
-63.79%
๐Ÿ›’ Groceries & Markets
Ottawa, IL
Chicago, IL
Difference
Milk (1 liter)
$0.73 $0.73
$1.04 $1.04
-29.81%
White Bread (500g)
$2.61 $2.61
$4.15 $4.15
-37.11%
Rice (white) (1kg)
$2.8 $2.8
$5.52 $5.52
-49.28%
Eggs
$2.67 $2.67
$4.65 $4.65
-42.58%
Local Cheese (1kg)
$11.36 $11.36
$14.33 $14.33
-20.73%
Chicken Fillets (1kg)
$6.3 $6.3
$14.88 $14.88
-57.66%
Beef Round Steak (1kg)
$13.35 $13.35
$19.34 $19.34
-30.97%
Apples (1kg)
$2.23 $2.23
$5.17 $5.17
-56.87%
Banana (1kg)
$1.62 $1.62
$1.71 $1.71
-5.26%
Oranges (1kg)
$3.46 $3.46
$4.41 $4.41
-21.54%
Tomato (1kg)
$4.1 $4.1
$4.51 $4.51
-9.09%
Potato (1kg)
$2.42 $2.42
$2.53 $2.53
-4.35%
Onion (1kg)
$2.37 $2.37
$2.74 $2.74
-13.50%
Lettuce (1 head)
$1.95 $1.95
$2.43 $2.43
-19.75%
Water (1.5 liter bottle)
$1.45 $1.45
$2.7 $2.7
-46.30%
Cigarettes 20 Pack (Marlboro, Camel)
$8.91 $8.91
$15.19 $15.19
-41.34%
Wine (Bottle)
$13.04 $13.04
$16.42 $16.42
-20.58%
Local Beer (0.5 liter bottle)
$2.08 $2.08
$2.35 $2.35
-11.49%
Imported Beer (0.33 liter bottle)
$1.96 $1.96
$3.7 $3.7
-47.03%
๐ŸšŒ Getting Around
Ottawa, IL
Chicago, IL
Difference
One-way Ticket (Public Transport)
$2.02 $2.02
$2.53 $2.53
-20.16%
Public Transport Monthly Pass (Regular Price)
-
$74.1 $74.1
-
Taxi Start (Normal Tariff)
$3.46 $3.46
$3.34 $3.34
3.59%
Taxi (Normal Tariff) (1km)
$1.37 $1.37
$1.42 $1.42
-3.52%
Taxi 1hour Waiting (Normal Tariff)
$29.75 $29.75
$25.42 $25.42
17.03%
Gasoline (1 liter)
$0.93 $0.93
$1.08 $1.08
-13.89%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$39.9K $39.9K
$32.4K $32.4K
23.06%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.7K $22.7K
$26.2K $26.2K
-13.25%
๐Ÿงพ Monthly Utilities & Internet
Ottawa, IL
Chicago, IL
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$214 $214
$188 $188
13.73%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$41.55 $41.55
$63.7 $63.7
-34.77%
Internet (50+ Mbps, Unlimited Data)
$62.7 $62.7
$65.2 $65.2
-3.88%
๐ŸŽ‰ Sport & Entertainment
Ottawa, IL
Chicago, IL
Difference
Gym Membership (Monthly)
$42.87 $42.87
$76.7 $76.7
-44.12%
Tennis Court (1 Hour on Weekend)
$27.49 $27.49
$13.03 $13.03
110.97%
Cinema Ticket
$12.15 $12.15
$14.93 $14.93
-18.62%
๐Ÿงธ Childcare & Education
Ottawa, IL
Chicago, IL
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,216 $1,216
$2,063 $2,063
-41.03%
International Primary School, 1 Child (Yearly)
$23.9K $23.9K
$39.2K $39.2K
-38.99%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Ottawa, IL
Chicago, IL
Difference
Jeans (Levis 501 Or Similar)
$44.14 $44.14
$64.3 $64.3
-31.36%
Summer Dress (H&M, Zara, etc)
$39.43 $39.43
$52.4 $52.4
-24.74%
Sport Shoes (Adidas, Nike)
$89.7 $89.7
$95.2 $95.2
-5.78%
Men's Leather Business Shoes
$153 $153
$145 $145
5.62%
๐Ÿ  Accommodation & Living
Ottawa, IL
Chicago, IL
Difference
1-bedroom Apartment, City Center (Monthly)
$1,632 $1,632
$2,378 $2,378
-31.37%
1-bedroom Apartment, Outside City Center (Monthly)
$1,329 $1,329
$1,584 $1,584
-16.12%
3-bedroom Apartment, City Center (Monthly)
$2,598 $2,598
$4,763 $4,763
-45.46%
3-bedroom Apartment, Outside City Center (Monthly)
$2,260 $2,260
$2,815 $2,815
-19.69%
Buy Apartment in City Center (m2)
$2,840 $2,840
$3,588 $3,588
-20.85%
Buy Apartment Outside City Center (m2)
$2,800 $2,800
$2,490 $2,490
12.45%
๐Ÿ’ต Salaries & Financials
Ottawa, IL
Chicago, IL
Difference
Average Monthly Net Salary (After Tax)
$2,444 $2,444
$5,275 $5,275
-53.67%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.56
6.6
-0.61%

Citycost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Ottawa, IL: October 29, 2025

Last update for Chicago, IL: October 29, 2025

Join the CityCost newsletter โ€“ low traffic, no spam, and easy to unsubscribe. Your email stays private.