Last update: Oct 2026

Cost of Living Comparison Between Otsu and Okinawa

For one person, living is cheaper in Otsu: $1,297 a month against $1,388 in Okinawa, rent and utilities included – about $1,100 less a year. Other living expenses account for most of the difference.

63

Cost of Living Index in Otsu
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Otsu Living Index
66

Cost of Living Index in Okinawa
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Okinawa Living Index

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Otsu

🇯🇵 Japan

$1,297

/mo nomad

Okinawa

🇯🇵 Japan

$1,388

/mo nomad

Monthly Cost of Living

How much you'll spend in Otsu and in Okinawa

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Otsu and in Okinawa actually costs, broken down by who's living it.

A single person spends $1,297 per month in Otsu vs $1,388 in Okinawa, rent included.

Otsu $1,297
Okinawa $1,388

A couple spends around $1,890 per month in Otsu vs $2,184 in Okinawa, rent included.

Otsu $1,890
Okinawa $2,184

A family of three spends $2,482 per month in Otsu vs $2,980 in Okinawa, rent included.

Otsu $2,482
Okinawa $2,980

Otsu is about 7% cheaper than Okinawa, and outside of rent the biggest gap is in eating out.

Otsu sits 5% below the global median, while Okinawa is 2% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$8.43 ¥1,330

$10.12 ¥1,598

-16.70%

Three-Course Dinner for Two, Mid-Range

$31.93 ¥5,041

$40.24 ¥6,353

-20.65%

Fast Food Meal (McDonalds, etc)

$5.13 ¥810

$7.04 ¥1,112

-27.13%

Cappuccino

$3.12 ¥493

$4.11 ¥649

-24.09%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.18 ¥187

$1.40 ¥221

-15.71%

Water (0.33 liter bottle)

$0.90 ¥142

$0.92 ¥145

-2.17%

Local Beer (0.5 liter draught)

$3.19 ¥504

$2.51 ¥396

27.09%

Imported Beer (0.33 liter bottle)

$4.51 ¥712

$5.27 ¥832

-14.42%

Milk (1 liter)

$1.53 ¥242

$1.58 ¥249

-3.16%

White Bread (500g)

$1.55 ¥245

$2.05 ¥324

-24.39%

Rice (white) (1kg)

$4.52 ¥714

$3.76 ¥594

20.21%

Eggs

$2.14 ¥338

$1.84 ¥290

16.30%

Local Cheese (1kg)

$15.67 ¥2,474

$17.99 ¥2,841

-12.90%

Chicken Fillets (1kg)

$6.88 ¥1,086

$4.79 ¥757

43.63%

Beef Round Steak (1kg)

$17.21 ¥2,717

$22.45 ¥3,545

-23.34%

Apples (1kg)

$4.95 ¥781

$3.81 ¥602

29.92%

Banana (1kg)

$2.49 ¥392

$2.62 ¥413

-4.96%

Oranges (1kg)

$4.97 ¥784

$2.20 ¥347

125.91%

Tomato (1kg)

$4.42 ¥698

$5.26 ¥831

-15.97%

Potato (1kg)

$2.20 ¥348

$2.39 ¥377

-7.95%

Onion (1kg)

$1.87 ¥295

$2.56 ¥404

-26.95%

Lettuce (1 head)

$1.19 ¥187

$1.28 ¥201

-7.03%

Water (1.5 liter bottle)

$0.87 ¥137

$0.77 ¥122

12.99%

Cigarettes 20 Pack (Marlboro, Camel)

$3.97 ¥626

$3.90 ¥617

1.79%

Wine (Bottle)

$9.69 ¥1,529

$6.40 ¥1,011

51.41%

Local Beer (0.5 liter bottle)

$2.06 ¥325

$1.95 ¥308

5.64%

Imported Beer (0.33 liter bottle)

$2.19 ¥345

$3.34 ¥528

-34.43%

One-way Ticket (Public Transport)

$1.49 ¥235

$1.44 ¥227

3.47%

Public Transport Monthly Pass (Regular Price)

$57.5 ¥9,077

$65.1 ¥10.3K

-11.69%

Taxi Start (Normal Tariff)

$3.26 ¥514

$3.82 ¥603

-14.66%

Taxi (Normal Tariff) (1km)

$2.85 ¥449

$3.54 ¥559

-19.49%

Taxi 1hour Waiting (Normal Tariff)

$28.41 ¥4,485

$11.23 ¥1,772

152.98%

Gasoline (1 liter)

$1.12 ¥177

$1.11 ¥175

0.90%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$22.2K ¥3.5M

$20.9K ¥3.3M

5.97%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$15.3K ¥2.4M

$15.5K ¥2.5M

-1.80%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$118 ¥18.6K

$163 ¥25.7K

-27.68%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$23.18 ¥3,660

$25.35 ¥4,003

-8.56%

Internet (50+ Mbps, Unlimited Data)

$30.70 ¥4,848

$53.1 ¥8,379

-42.15%

Gym Membership (Monthly)

$50.9 ¥8,039

$73.0 ¥11.5K

-30.27%

Tennis Court (1 Hour on Weekend)

$9.46 ¥1,493

$54.9 ¥8,670

-82.77%

Cinema Ticket

$12.85 ¥2,029

$11.98 ¥1,892

7.26%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$700 ¥110.6K

$327 ¥51.7K

113.92%

International Primary School, 1 Child (Yearly)

$12.6K ¥2.0M

$5,668 ¥894.9K

122.38%

Jeans (Levis 501 Or Similar)

$55.5 ¥8,764

$48.88 ¥7,718

13.56%

Summer Dress (H&M, Zara, etc)

$36.05 ¥5,691

$23.35 ¥3,687

54.39%

Sport Shoes (Adidas, Nike)

$69.5 ¥11.0K

$81.2 ¥12.8K

-14.44%

Men's Leather Business Shoes

$97.1 ¥15.3K

$95.7 ¥15.1K

1.54%

1-bedroom Apartment, City Center (Monthly)

$443 ¥69.9K

$411 ¥64.9K

7.65%

1-bedroom Apartment, Outside City Center (Monthly)

$366 ¥57.8K

$332 ¥52.4K

10.39%

3-bedroom Apartment, City Center (Monthly)

$623 ¥98.3K

$852 ¥134.6K

-26.91%

3-bedroom Apartment, Outside City Center (Monthly)

$461 ¥72.8K

$678 ¥107.0K

-31.96%

Buy Apartment in City Center (m2)

$4,199 ¥662.9K

$8,422 ¥1.3M

-50.15%

Buy Apartment Outside City Center (m2)

$2,274 ¥359.1K

$1,185 ¥187.1K

91.94%

Average Monthly Net Salary (After Tax)

$1,818 ¥287.0K

$1,798 ¥283.8K

1.11%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.1

2.23

-5.83%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Otsu: October 25, 2026

Last update for Okinawa: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Otsu

$366 28.3%

Okinawa

$332 23.9% 9.4% $34

Groceries & Markets

Otsu

$332 25.6%

Okinawa

$330 23.8% 0.6% $1.9

Monthly Utilities & Internet

Otsu

$172 13.2%

Okinawa

$241 17.4% 40.6% $70

Eating Out

Otsu

$154 11.8%

Okinawa

$184 13.2% 19.6% $30

Clothing & Footwear

Otsu

$116 9%

Okinawa

$112 8.1% 3.5% $4.1

Getting Around

Otsu

$81 6.2%

Okinawa

$92 6.7% 14.1% $11

Sport & Entertainment

Otsu

$77 5.9%

Okinawa

$97 7% 26.6% $20

Cost Breakdown

A central one-bedroom costs $443 in Otsu versus $411 in Okinawa. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $32 in Otsu versus $40 in Okinawa. Groceries tell a different story – $332 in Otsu vs $330 in Okinawa – so Okinawa wins on supermarket bills even if dining out costs more.

Good to know

🇯🇵 Otsu

🇯🇵 Okinawa

🕒 Local time

05:22 5:22 AM

Same time as Otsu

🌤 Weather

👥 Population

341,314

142,752

💱 Currency

Japanese Yen JPY ¥

📈 Exchange rate

1,000 JPY = 6.33 USD

1,000 JPY = 5.69 EUR

1,000 JPY = 6.33 USD

1,000 JPY = 5.69 EUR

Exchange rates and currency converter

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Otsu Okinawa 1,210 km ≈ 2 h nonstop flight

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Otsu vs Okinawa: Cost of Living - Frequently Asked Questions

Yes – Okinawa is pricier by about 7%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $1,945 per month in Otsu and $2,082 in Okinawa. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A central 1-bedroom goes for about $443 in Otsu and $411 in Okinawa. The gap holds across neighborhoods – outer areas show a similar spread, just at lower price points.

A mid-range dinner for two costs $32 in Otsu and $40 in Okinawa. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Public transport costs about 12% less in Otsu. For daily commuters, that gap adds up to noticeable savings over a year.

$1,000 is a stretch for both – monthly costs hit $1,297 in Otsu and $1,388 in Okinawa. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Okinawa has an edge in some lifestyle areas, with costs from $1,297 in Otsu to $1,388 in Okinawa. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.