Cost of Living Comparison Between Otsu and Okinawa Cost of Living Comparison Between Otsu and Okinawa

Monthly Cost of Living

A single person spends $1,223 per month in Otsu vs $1,437 in Okinawa, rent included.

A couple spends around $1,920 per month in Otsu vs $2,214 in Okinawa, rent included.

A family of three spends $2,617 per month in Otsu vs $2,992 in Okinawa, rent included.

Otsu is about 15% cheaper than Okinawa, driven mainly by Groceries & Markets.

Otsu sits 8% below the global median, while Okinawa is 8% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$8.50 ¥1,382

$8.18 ¥1,329

3.91%

Three-Course Dinner for Two, Mid-Range

$34.39 ¥5,587

$41.94 ¥6,815

-18.00%

Fast Food Meal (McDonalds, etc)

$5.47 ¥888

$5.98 ¥971

-8.53%

Cappuccino

$3.01 ¥490

$3.34 ¥543

-9.88%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.91 ¥149

$1.32 ¥215

-31.06%

Water (0.33 liter bottle)

$0.72 ¥117

$0.93 ¥152

-22.58%

Local Beer (0.5 liter draught)

$3.45 ¥560

$3.50 ¥569

-1.43%

Imported Beer (0.33 liter bottle)

$3.20 ¥520

$4.91 ¥797

-34.83%

Milk (1 liter)

$1.69 ¥275

$1.95 ¥317

-13.33%

White Bread (500g)

$1.71 ¥278

$2.37 ¥385

-27.85%

Rice (white) (1kg)

$3.10 ¥503

$4.87 ¥791

-36.34%

Eggs

$2.34 ¥379

$2.00 ¥325

17.00%

Local Cheese (1kg)

$9.56 ¥1,554

$16.39 ¥2,663

-41.67%

Chicken Fillets (1kg)

$7.71 ¥1,253

$10.84 ¥1,761

-28.87%

Beef Round Steak (1kg)

$15.61 ¥2,537

$26.48 ¥4,303

-41.05%

Apples (1kg)

$5.46 ¥887

$5.06 ¥822

7.91%

Banana (1kg)

$2.60 ¥422

$2.59 ¥420

0.39%

Oranges (1kg)

$4.83 ¥785

$3.13 ¥509

54.31%

Tomato (1kg)

$3.94 ¥641

$5.64 ¥916

-30.14%

Potato (1kg)

$1.60 ¥260

$3.50 ¥568

-54.29%

Onion (1kg)

$2.37 ¥385

$2.89 ¥469

-17.99%

Lettuce (1 head)

$1.31 ¥212

$1.59 ¥258

-17.61%

Water (1.5 liter bottle)

$1.01 ¥164

$0.88 ¥143

14.77%

Cigarettes 20 Pack (Marlboro, Camel)

$4.06 ¥660

$4.92 ¥799

-17.48%

Wine (Bottle)

$9.06 ¥1,472

$6.09 ¥989

48.77%

Local Beer (0.5 liter bottle)

$1.80 ¥292

$1.73 ¥281

4.05%

Imported Beer (0.33 liter bottle)

$2.40 ¥390

$2.91 ¥473

-17.53%

One-way Ticket (Public Transport)

$1.59 ¥258

$1.63 ¥265

-2.45%

Public Transport Monthly Pass (Regular Price)

$54.9 ¥8,916

$34.91 ¥5,673

57.18%

Taxi Start (Normal Tariff)

$3.44 ¥559

$4.11 ¥668

-16.30%

Taxi (Normal Tariff) (1km)

$2.93 ¥475

$3.62 ¥587

-19.06%

Taxi 1hour Waiting (Normal Tariff)

$17.07 ¥2,773

$12.58 ¥2,044

35.69%

Gasoline (1 liter)

$1.19 ¥194

$1.24 ¥202

-4.03%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$22.8K ¥3.7M

$23.3K ¥3.8M

-2.25%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$17.1K ¥2.8M

$16.7K ¥2.7M

2.43%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$110 ¥17.9K

$173 ¥28.2K

-36.50%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$26.63 ¥4,326

$27.25 ¥4,428

-2.28%

Internet (50+ Mbps, Unlimited Data)

$33.78 ¥5,488

$31.66 ¥5,145

6.70%

Gym Membership (Monthly)

$54.9 ¥8,916

$53.7 ¥8,723

2.20%

Tennis Court (1 Hour on Weekend)

$13.64 ¥2,216

$7.04 ¥1,144

93.75%

Cinema Ticket

$12.54 ¥2,037

$12.45 ¥2,022

0.72%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$374 ¥60.7K

$346 ¥56.2K

8.07%

International Primary School, 1 Child (Yearly)

$7,474 ¥1.2M

$13.2K ¥2.1M

-43.26%

Jeans (Levis 501 Or Similar)

$45.41 ¥7,378

$47.75 ¥7,758

-4.90%

Summer Dress (H&M, Zara, etc)

$31.67 ¥5,146

$29.25 ¥4,753

8.27%

Sport Shoes (Adidas, Nike)

$56.1 ¥9,119

$73.5 ¥11.9K

-23.61%

Men's Leather Business Shoes

$92.5 ¥15.0K

$90.9 ¥14.8K

1.77%

1-bedroom Apartment, City Center (Monthly)

$468 ¥76.1K

$445 ¥72.2K

5.32%

1-bedroom Apartment, Outside City Center (Monthly)

$323 ¥52.5K

$400 ¥64.9K

-19.08%

3-bedroom Apartment, City Center (Monthly)

$856 ¥139.1K

$946 ¥153.7K

-9.50%

3-bedroom Apartment, Outside City Center (Monthly)

$669 ¥108.8K

$748 ¥121.5K

-10.53%

Buy Apartment in City Center (m2)

$4,318 ¥701.6K

$8,584 ¥1.4M

-49.69%

Buy Apartment Outside City Center (m2)

$2,079 ¥337.7K

$1,221 ¥198.4K

70.20%

Average Monthly Net Salary (After Tax)

$1,769 ¥287.5K

$1,769 ¥287.4K

0.04%

20-Year Fixed Mortgage Interest Rate (Annual %)

1.78

-11.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Otsu: July 11, 2026

Last update for Okinawa: July 13, 2026

Cost Breakdown

A central one-bedroom costs $468 in Otsu versus $445 in Okinawa. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 0% higher in Otsu, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $34.00 in Otsu versus $42.00 in Okinawa. Monthly groceries follow the same trend: $311 vs $395 – making Otsu the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Otsu vs Okinawa: Cost of Living - Frequently Asked Questions

Yes – Okinawa is pricier by about 17%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $1,835 per month in Otsu and $2,155 in Okinawa. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Otsu, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $34.00 in Otsu and $42.00 in Okinawa. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,223 in Otsu and $1,437 in Okinawa. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $1,000 monthly budget goes further in Otsu, where all-in costs run around $1,223, than in Okinawa at $1,437. In Otsu it covers expenses comfortably, while in Okinawa it requires careful planning or may not stretch far enough.

Families tend to lean toward Otsu – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Otsu. If higher salaries, better infrastructure, or specific career opportunities are the priority, Okinawa makes more sense. Both are solid long-term options with distinct trade-offs.