Last update: Oct 2026

Cost of Living Comparison Between Otsu and Hong Kong

For one person, living is cheaper in Otsu: $1,300 a month against $2,984 in Hong Kong, rent and utilities included – about $20,200 less a year. Rent and utilities account for most of the difference.

63

Cost of Living Index in Otsu
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Otsu Living Index
144

Cost of Living Index in Hong Kong
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Hong Kong Living Index

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Otsu

🇯🇵 Japan

$1,300

/mo nomad

Hong Kong

🇭🇰 Hong Kong (China)

$2,984

/mo nomad

Monthly Cost of Living

How much you'll spend in Otsu and in Hong Kong

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Otsu and in Hong Kong actually costs, broken down by who's living it.

A single person spends $1,300 per month in Otsu vs $2,984 in Hong Kong, rent included.

Otsu $1,300
Hong Kong $2,984

A couple spends around $1,886 per month in Otsu vs $4,584 in Hong Kong, rent included.

Otsu $1,886
Hong Kong $4,584

A family of three spends $2,472 per month in Otsu vs $6,183 in Hong Kong, rent included.

Otsu $2,472
Hong Kong $6,183

Otsu is about 56% cheaper than Hong Kong, and outside of rent the biggest gap is in groceries.

Otsu sits 4% below the global median, while Hong Kong is 121% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$8.63 ¥1,364

$7.75 HK$60.8

11.35%

Three-Course Dinner for Two, Mid-Range

$32.03 ¥5,061

$64.7 HK$508

-50.48%

Fast Food Meal (McDonalds, etc)

$5.00 ¥790

$6.18 HK$48.51

-19.09%

Cappuccino

$3.24 ¥511

$5.08 HK$39.85

-36.22%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.23 ¥195

$1.31 HK$10.31

-6.11%

Water (0.33 liter bottle)

$0.88 ¥139

$1.09 HK$8.56

-19.27%

Local Beer (0.5 liter draught)

$3.17 ¥501

$7.47 HK$58.6

-57.56%

Imported Beer (0.33 liter bottle)

$4.29 ¥678

$6.50 HK$51.0

-34.00%

Milk (1 liter)

$1.51 ¥239

$2.89 HK$22.71

-47.75%

White Bread (500g)

$1.54 ¥243

$2.31 HK$18.14

-33.33%

Rice (white) (1kg)

$4.52 ¥714

$2.13 HK$16.71

112.21%

Eggs

$2.12 ¥334

$3.52 HK$27.65

-39.77%

Local Cheese (1kg)

$15.86 ¥2,506

$24.72 HK$194

-35.84%

Chicken Fillets (1kg)

$6.89 ¥1,089

$8.52 HK$66.9

-19.13%

Beef Round Steak (1kg)

$17.02 ¥2,689

$18.00 HK$141

-5.44%

Apples (1kg)

$4.90 ¥775

$4.18 HK$32.79

17.22%

Banana (1kg)

$2.47 ¥390

$2.68 HK$21.07

-7.84%

Oranges (1kg)

$4.88 ¥771

$4.49 HK$35.22

8.69%

Tomato (1kg)

$4.36 ¥689

$4.03 HK$31.66

8.19%

Potato (1kg)

$2.18 ¥344

$3.12 HK$24.51

-30.13%

Onion (1kg)

$1.92 ¥303

$3.15 HK$24.72

-39.05%

Lettuce (1 head)

$1.14 ¥181

$1.62 HK$12.75

-29.63%

Water (1.5 liter bottle)

$0.94 ¥149

$1.74 HK$13.66

-45.98%

Cigarettes 20 Pack (Marlboro, Camel)

$3.89 ¥614

$13.50 HK$106

-71.19%

Wine (Bottle)

$9.69 ¥1,530

$16.54 HK$130

-41.41%

Local Beer (0.5 liter bottle)

$1.96 ¥310

$1.94 HK$15.19

1.03%

Imported Beer (0.33 liter bottle)

$2.17 ¥343

$2.18 HK$17.11

-0.46%

One-way Ticket (Public Transport)

$1.49 ¥235

$1.41 HK$11.04

5.67%

Public Transport Monthly Pass (Regular Price)

$52.6 ¥8,303

$88.6 HK$696

-40.71%

Taxi Start (Normal Tariff)

$3.13 ¥494

$3.69 HK$28.94

-15.18%

Taxi (Normal Tariff) (1km)

$2.80 ¥442

$1.32 HK$10.36

112.12%

Taxi 1hour Waiting (Normal Tariff)

$28.90 ¥4,566

$15.77 HK$124

83.26%

Gasoline (1 liter)

$1.07 ¥169

$4.03 HK$31.65

-73.45%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.6K ¥3.4M

$44.7K HK$350.5K

-51.68%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$15.2K ¥2.4M

$37.8K HK$296.6K

-59.70%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$115 ¥18.2K

$250 HK$1,959

-53.85%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$23.03 ¥3,639

$15.60 HK$122

47.63%

Internet (50+ Mbps, Unlimited Data)

$30.88 ¥4,878

$21.77 HK$171

41.85%

Gym Membership (Monthly)

$51.2 ¥8,082

$94.2 HK$739

-45.68%

Tennis Court (1 Hour on Weekend)

$9.67 ¥1,528

$9.29 HK$72.9

4.09%

Cinema Ticket

$12.33 ¥1,948

$13.91 HK$109

-11.36%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$569 ¥89.9K

$1,162 HK$9,122

-51.06%

International Primary School, 1 Child (Yearly)

$12.4K ¥2.0M

$21.9K HK$171.6K

-43.31%

Jeans (Levis 501 Or Similar)

$56.7 ¥8,955

$68.0 HK$534

-16.63%

Summer Dress (H&M, Zara, etc)

$35.70 ¥5,639

$41.91 HK$329

-14.82%

Sport Shoes (Adidas, Nike)

$69.3 ¥10.9K

$79.7 HK$626

-13.13%

Men's Leather Business Shoes

$98.8 ¥15.6K

$122 HK$956

-18.84%

1-bedroom Apartment, City Center (Monthly)

$450 ¥71.1K

$2,241 HK$17.6K

-79.93%

1-bedroom Apartment, Outside City Center (Monthly)

$376 ¥59.4K

$1,718 HK$13.5K

-78.13%

3-bedroom Apartment, City Center (Monthly)

$625 ¥98.7K

$5,041 HK$39.6K

-87.60%

3-bedroom Apartment, Outside City Center (Monthly)

$461 ¥72.8K

$3,435 HK$27.0K

-86.58%

Buy Apartment in City Center (m2)

$4,259 ¥672.9K

$29.2K HK$229.0K

-85.40%

Buy Apartment Outside City Center (m2)

$1,749 ¥276.3K

$17.6K HK$137.9K

-90.05%

Average Monthly Net Salary (After Tax)

$1,814 ¥286.6K

$3,271 HK$25.7K

-44.55%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.1

3.91

-46.29%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Otsu: October 12, 2026

Last update for Hong Kong: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Otsu

$376 28.9%

Hong Kong

$1.7K 57.6% 357% $1.3K

Groceries & Markets

Otsu

$331 25.4%

Hong Kong

$411 13.8% 24.2% $80

Monthly Utilities & Internet

Otsu

$169 13%

Hong Kong

$287 9.6% 69.7% $118

Eating Out

Otsu

$156 12%

Hong Kong

$201 6.8% 29.3% $46

Clothing & Footwear

Otsu

$117 9%

Hong Kong

$140 4.7% 19.5% $23

Sport & Entertainment

Otsu

$76 5.8%

Hong Kong

$122 4.1% 60.9% $46

Getting Around

Otsu

$76 5.8%

Hong Kong

$105 3.5% 38.2% $29

Cost Breakdown

A central one-bedroom costs $450 in Otsu versus $2,241 in Hong Kong. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 80% higher in Hong Kong, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $32.00 in Otsu versus $65.0 in Hong Kong. Monthly groceries follow the same trend: $331 vs $411 – making Otsu the more affordable choice for daily food spending.

Good to know

🇯🇵 Otsu

🇭🇰 Hong Kong

🕒 Local time

16:50 4:50 PM

15:50 3:50 PM

1 h behind Otsu

🌤 Weather

👥 Population

341,314

1,367,900 Capital

💱 Currency

Japanese Yen JPY ¥

Hong Kong Dollar HKD $

📈 Exchange rate

1,000 JPY = 6.33 USD

1,000 JPY = 5.63 EUR

1 HKD = 0.127 USD

1 HKD = 0.113 EUR

Exchange rates and currency converter

HKD, USD, EUR to JPY – Japanese Yen Converter

🇺🇸 United States Dollar ($)

🇯🇵 Japanese Yen (¥)

Japanese Yen exchange rates as of October 19, 2026: 1 USD = 158 JPY (1,000 JPY = 6.33 USD). 1 EUR = 178 JPY (1,000 JPY = 5.63 EUR).

Hong Kong Dollar exchange rates as of October 19, 2026: 1 USD = 7.85 HKD (1 HKD = 0.127 USD). 1 EUR = 8.82 HKD (1 HKD = 0.113 EUR).

USD to JPY in detail →

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Otsu Hong Kong 2,540 km ≈ 3 h 45 min nonstop flight

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Otsu
Hong Kong

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Otsu vs Hong Kong: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,300 in Otsu, $2,984 in Hong Kong – roughly 130% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $1,950 per month in Otsu and $4,476 in Hong Kong. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Otsu, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $32.00 in Otsu and $65.0 in Hong Kong. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,300 in Otsu and $2,984 in Hong Kong. That's a gap of about 130%.

A $1,000 monthly budget goes further in Otsu, where all-in costs run around $1,300, than in Hong Kong at $2,984. In Otsu it covers expenses comfortably, while in Hong Kong it requires careful planning or may not stretch far enough.

It depends on your priorities. Hong Kong has an edge in some lifestyle areas, with costs from $1,300 in Otsu to $2,984 in Hong Kong. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Otsu. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hong Kong makes more sense. Both are solid long-term options with distinct trade-offs.