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Cost of Living Comparison Between Otsego, MN and Ubud, Bali Cost of Living Comparison Between Otsego, MN and Ubud, Bali

😐 Solo nomad: Otsego, MN is 97.5% more expensive than Ubud, Bali without rent, and 237.4% more expensive with rent.
😐 Family of 3: Otsego, MN is 51.9% more expensive than Ubud, Bali without rent, and 203.5% more expensive with rent.
Currency
🍽 Eating Out
Otsego, MN
Ubud, Bali
Difference
Meal at Budget Restaurant
$12.22 $12.22
$2.85 Rp 47.5K
328.77%
Three-Course Dinner for Two, Mid-Range
$65.6 $65.6
$12.26 Rp 204.3K
434.91%
Fast Food Meal (McDonalds, etc)
$9.96 $9.96
$3.28 Rp 54.6K
203.66%
Cappuccino
$5.11 $5.11
$2.3 Rp 38.3K
122.17%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.99 $1.99
$1.11 Rp 18.5K
79.28%
Water (0.33 liter bottle)
$2.42 $2.42
$0.26 Rp 4,324
830.77%
Local Beer (0.5 liter draught)
$5.83 $5.83
$2.4 Rp 40K
142.92%
Imported Beer (0.33 liter bottle)
$7.15 $7.15
$3.15 Rp 52.5K
126.98%
🛒 Groceries & Markets
Otsego, MN
Ubud, Bali
Difference
Milk (1 liter)
$0.84 $0.84
$1.49 Rp 24.9K
-43.62%
White Bread (500g)
$4.19 $4.19
$1.65 Rp 27.5K
153.94%
Rice (white) (1kg)
$3.82 $3.82
$1.13 Rp 18.9K
238.05%
Eggs
$3.32 $3.32
$2.33 Rp 38.9K
42.49%
Local Cheese (1kg)
$9.15 $9.15
$13.7 Rp 228.3K
-33.21%
Chicken Fillets (1kg)
$11.76 $11.76
$3.97 Rp 66.2K
196.22%
Beef Round Steak (1kg)
$14.45 $14.45
$11.22 Rp 187K
28.79%
Apples (1kg)
$4.33 $4.33
$3.48 Rp 57.9K
24.43%
Banana (1kg)
$1.15 $1.15
$1.5 Rp 25K
-23.33%
Oranges (1kg)
$5.67 $5.67
$2.68 Rp 44.6K
111.57%
Tomato (1kg)
$5.28 $5.28
$1.35 Rp 22.5K
291.11%
Potato (1kg)
$3.97 $3.97
$1.57 Rp 26.2K
152.87%
Onion (1kg)
$3.61 $3.61
$2.1 Rp 34.9K
71.90%
Lettuce (1 head)
$2.02 $2.02
$1.03 Rp 17.1K
96.12%
Water (1.5 liter bottle)
$1.89 $1.89
$0.57 Rp 9,488
231.58%
Cigarettes 20 Pack (Marlboro, Camel)
$10.67 $10.67
$2.31 Rp 38.5K
361.90%
Wine (Bottle)
$13.88 $13.88
$15.21 Rp 253.5K
-8.74%
Local Beer (0.5 liter bottle)
$1.7 $1.7
$2.49 Rp 41.5K
-31.73%
Imported Beer (0.33 liter bottle)
$4.52 $4.52
$2.66 Rp 44.3K
69.92%
🚌 Getting Around
Otsego, MN
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$1.99 $1.99
$0.29 Rp 4,911
586.21%
Public Transport Monthly Pass (Regular Price)
-
$10.03 Rp 167.1K
-
Taxi Start (Normal Tariff)
$5.03 $5.03
$0.45 Rp 7,480
1017.78%
Taxi (Normal Tariff) (1km)
$1.38 $1.38
$0.34 Rp 5,748
305.88%
Taxi 1hour Waiting (Normal Tariff)
$29.17 $29.17
$5.97 Rp 99.4K
388.61%
Gasoline (1 liter)
$0.8 $0.8
$0.75 Rp 12.4K
6.67%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.3K $35.3K
$25.8K Rp 430.2M
36.59%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.1K $25.1K
$31.7K Rp 528.9M
-21.04%
🧾 Monthly Utilities & Internet
Otsego, MN
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$217 $217
$64.6 Rp 1.1M
236.50%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$47.77 $47.77
$4.14 Rp 69K
1053.86%
Internet (50+ Mbps, Unlimited Data)
$64.7 $64.7
$23.99 Rp 399.7K
169.53%
🎉 Sport & Entertainment
Otsego, MN
Ubud, Bali
Difference
Gym Membership (Monthly)
$43.15 $43.15
$23.29 Rp 388.1K
85.27%
Tennis Court (1 Hour on Weekend)
-
$6.19 Rp 103.1K
-
Cinema Ticket
$14.2 $14.2
$3.45 Rp 57.5K
311.59%
🧸 Childcare & Education
Otsego, MN
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,463 $1,463
$91.9 Rp 1.5M
1492.29%
International Primary School, 1 Child (Yearly)
$30.4K $30.4K
$5,912 Rp 98.5M
413.73%
👕👟 Clothing & Footwear
Otsego, MN
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$39.27 $39.27
$51.5 Rp 857.6K
-23.70%
Summer Dress (H&M, Zara, etc)
$41.6 $41.6
$24.45 Rp 407.3K
70.14%
Sport Shoes (Adidas, Nike)
$85.2 $85.2
$84.4 Rp 1.4M
0.94%
Men's Leather Business Shoes
$127 $127
$74.3 Rp 1.2M
70.62%
🏠 Accommodation & Living
Otsego, MN
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$1,596 $1,596
$261 Rp 4.4M
510.88%
1-bedroom Apartment, Outside City Center (Monthly)
$1,367 $1,367
$160 Rp 2.7M
756.97%
3-bedroom Apartment, City Center (Monthly)
$2,674 $2,674
$585 Rp 9.7M
357.04%
3-bedroom Apartment, Outside City Center (Monthly)
$2,249 $2,249
$328 Rp 5.5M
585.11%
Buy Apartment in City Center (m2)
$2,693 $2,693
$985 Rp 16.4M
173.38%
Buy Apartment Outside City Center (m2)
$2,257 $2,257
$847 Rp 14.1M
166.48%
💵 Salaries & Financials
Otsego, MN
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$178 Rp 3M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.43
13.28
-51.58%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Otsego, MN: November 30, 2025

Last update for Ubud, Bali: December 2, 2025

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