Cost of Living Comparison Between Otsego, MN and New York, NY Cost of Living Comparison Between Otsego, MN and New York, NY

🙂 Solo nomad: Otsego, MN is 37.3% cheaper than New York, NY without rent, and 42.3% cheaper with rent.

🙂 Family of 3: Otsego, MN is 45.9% cheaper than New York, NY without rent, and 50.5% cheaper with rent.

Meal at Budget Restaurant

$11.88 $11.88

$29.68 $29.68

-59.97%

Three-Course Dinner for Two, Mid-Range

$66.4 $66.4

$144 $144

-53.96%

Fast Food Meal (McDonalds, etc)

$10.19 $10.19

$12.43 $12.43

-18.02%

Cappuccino

$5.28 $5.28

$5.84 $5.84

-9.59%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.02 $2.02

$3.26 $3.26

-38.04%

Water (0.33 liter bottle)

$2.45 $2.45

$2.58 $2.58

-5.04%

Local Beer (0.5 liter draught)

$6.13 $6.13

$8.24 $8.24

-25.61%

Imported Beer (0.33 liter bottle)

$6.93 $6.93

$11.86 $11.86

-41.57%

Milk (1 liter)

$0.83 $0.83

$1.56 $1.56

-46.79%

White Bread (500g)

$4.09 $4.09

$5.23 $5.23

-21.80%

Rice (white) (1kg)

$3.98 $3.98

$8.11 $8.11

-50.92%

Eggs

$3.18 $3.18

$7.25 $7.25

-56.14%

Local Cheese (1kg)

$9.51 $9.51

$17.08 $17.08

-44.32%

Chicken Fillets (1kg)

$11.79 $11.79

$16.24 $16.24

-27.40%

Beef Round Steak (1kg)

$14.49 $14.49

$20.02 $20.02

-27.62%

Apples (1kg)

$4.29 $4.29

$7.49 $7.49

-42.72%

Banana (1kg)

$1.15 $1.15

$2.55 $2.55

-54.90%

Oranges (1kg)

$5.83 $5.83

$5.82 $5.82

0.17%

Tomato (1kg)

$5.25 $5.25

$6.52 $6.52

-19.48%

Potato (1kg)

$3.93 $3.93

$3.72 $3.72

5.65%

Onion (1kg)

$3.73 $3.73

$3.9 $3.9

-4.36%

Lettuce (1 head)

$2.03 $2.03

$3.07 $3.07

-33.88%

Water (1.5 liter bottle)

$1.9 $1.9

$2.57 $2.57

-26.07%

Cigarettes 20 Pack (Marlboro, Camel)

$10.63 $10.63

$19.21 $19.21

-44.66%

Wine (Bottle)

$13.98 $13.98

$17.79 $17.79

-21.42%

Local Beer (0.5 liter bottle)

$1.69 $1.69

$3.01 $3.01

-43.85%

Imported Beer (0.33 liter bottle)

$4.42 $4.42

$3.72 $3.72

18.82%

One-way Ticket (Public Transport)

$2.01 $2.01

$2.92 $2.92

-31.16%

Public Transport Monthly Pass (Regular Price)

$134 $134

Taxi Start (Normal Tariff)

$5.13 $5.13

Taxi (Normal Tariff) (1km)

$1.38 $1.38

$2.15 $2.15

-35.81%

Taxi 1hour Waiting (Normal Tariff)

$29.24 $29.24

$41.57 $41.57

-29.66%

Gasoline (1 liter)

$0.82 $0.82

$0.95 $0.95

-13.68%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.6K $35.6K

$35K $35K

1.73%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.1K $25.1K

$27.7K $27.7K

-9.50%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$220 $220

$179 $179

23.36%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$49.09 $49.09

$60 $60

-18.14%

Internet (50+ Mbps, Unlimited Data)

$64.6 $64.6

$63.8 $63.8

1.25%

Gym Membership (Monthly)

$43.07 $43.07

$141 $141

-69.39%

Tennis Court (1 Hour on Weekend)

$63.9 $63.9

Cinema Ticket

$14.13 $14.13

$19.9 $19.9

-28.99%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,458 $1,458

$3,206 $3,206

-54.54%

International Primary School, 1 Child (Yearly)

$30.2K $30.2K

$56.5K $56.5K

-46.48%

Jeans (Levis 501 Or Similar)

$39.72 $39.72

$65.7 $65.7

-39.55%

Summer Dress (H&M, Zara, etc)

$42.33 $42.33

$48.75 $48.75

-13.17%

Sport Shoes (Adidas, Nike)

$84 $84

$111 $111

-24.41%

Men's Leather Business Shoes

$125 $125

$172 $172

-26.97%

1-bedroom Apartment, City Center (Monthly)

$1,617 $1,617

$4,165 $4,165

-61.17%

1-bedroom Apartment, Outside City Center (Monthly)

$1,342 $1,342

$2,653 $2,653

-49.43%

3-bedroom Apartment, City Center (Monthly)

$2,617 $2,617

$8,412 $8,412

-68.89%

3-bedroom Apartment, Outside City Center (Monthly)

$2,211 $2,211

$5,277 $5,277

-58.11%

Buy Apartment in City Center (m2)

$2,943 $2,943

$15.6K $15.6K

-81.16%

Buy Apartment Outside City Center (m2)

$2,231 $2,231

$11.2K $11.2K

-80.01%

Average Monthly Net Salary (After Tax)

$5,616 $5,616

20-Year Fixed Mortgage Interest Rate (Annual %)

6.43

6.44

-0.16%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Otsego, MN: October 28, 2025

Last update for New York, NY: October 28, 2025

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