Cost of Living Comparison Between Otsego, MN and Chicago, IL Cost of Living Comparison Between Otsego, MN and Chicago, IL

🙂 Solo nomad: Otsego, MN is 18.5% cheaper than Chicago, IL without rent, and 14.8% cheaper with rent.

🙂 Family of 3: Otsego, MN is 29.1% cheaper than Chicago, IL without rent, and 22.5% cheaper with rent.

Meal at Budget Restaurant

$11.88 $11.88

$20.82 $20.82

-42.94%

Three-Course Dinner for Two, Mid-Range

$66.4 $66.4

$100 $100

-33.84%

Fast Food Meal (McDonalds, etc)

$10.19 $10.19

$11.97 $11.97

-14.87%

Cappuccino

$5.28 $5.28

$5.56 $5.56

-5.04%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.02 $2.02

$3.11 $3.11

-35.05%

Water (0.33 liter bottle)

$2.45 $2.45

$2.42 $2.42

1.24%

Local Beer (0.5 liter draught)

$6.13 $6.13

$6.86 $6.86

-10.64%

Imported Beer (0.33 liter bottle)

$6.93 $6.93

$8.45 $8.45

-17.99%

Milk (1 liter)

$0.83 $0.83

$1.04 $1.04

-20.19%

White Bread (500g)

$4.09 $4.09

$4.15 $4.15

-1.45%

Rice (white) (1kg)

$3.98 $3.98

$5.52 $5.52

-27.90%

Eggs

$3.18 $3.18

$4.65 $4.65

-31.61%

Local Cheese (1kg)

$9.51 $9.51

$14.33 $14.33

-33.64%

Chicken Fillets (1kg)

$11.79 $11.79

$14.88 $14.88

-20.77%

Beef Round Steak (1kg)

$14.49 $14.49

$19.34 $19.34

-25.08%

Apples (1kg)

$4.29 $4.29

$5.17 $5.17

-17.02%

Banana (1kg)

$1.15 $1.15

$1.71 $1.71

-32.75%

Oranges (1kg)

$5.83 $5.83

$4.41 $4.41

32.20%

Tomato (1kg)

$5.25 $5.25

$4.51 $4.51

16.41%

Potato (1kg)

$3.93 $3.93

$2.53 $2.53

55.34%

Onion (1kg)

$3.73 $3.73

$2.74 $2.74

36.13%

Lettuce (1 head)

$2.03 $2.03

$2.43 $2.43

-16.46%

Water (1.5 liter bottle)

$1.9 $1.9

$2.7 $2.7

-29.63%

Cigarettes 20 Pack (Marlboro, Camel)

$10.63 $10.63

$15.19 $15.19

-30.02%

Wine (Bottle)

$13.98 $13.98

$16.42 $16.42

-14.86%

Local Beer (0.5 liter bottle)

$1.69 $1.69

$2.35 $2.35

-28.09%

Imported Beer (0.33 liter bottle)

$4.42 $4.42

$3.7 $3.7

19.46%

One-way Ticket (Public Transport)

$2.01 $2.01

$2.53 $2.53

-20.55%

Public Transport Monthly Pass (Regular Price)

$74.1 $74.1

Taxi Start (Normal Tariff)

$5.13 $5.13

$3.34 $3.34

53.59%

Taxi (Normal Tariff) (1km)

$1.38 $1.38

$1.42 $1.42

-2.82%

Taxi 1hour Waiting (Normal Tariff)

$29.24 $29.24

$25.42 $25.42

15.03%

Gasoline (1 liter)

$0.82 $0.82

$1.08 $1.08

-24.07%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.6K $35.6K

$32.4K $32.4K

9.94%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.1K $25.1K

$26.2K $26.2K

-4.38%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$220 $220

$188 $188

17.05%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$49.09 $49.09

$63.7 $63.7

-22.94%

Internet (50+ Mbps, Unlimited Data)

$64.6 $64.6

$65.2 $65.2

-0.87%

Gym Membership (Monthly)

$43.07 $43.07

$76.7 $76.7

-43.86%

Tennis Court (1 Hour on Weekend)

$13.03 $13.03

Cinema Ticket

$14.13 $14.13

$14.93 $14.93

-5.36%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,458 $1,458

$2,063 $2,063

-29.32%

International Primary School, 1 Child (Yearly)

$30.2K $30.2K

$39.2K $39.2K

-22.85%

Jeans (Levis 501 Or Similar)

$39.72 $39.72

$64.3 $64.3

-38.24%

Summer Dress (H&M, Zara, etc)

$42.33 $42.33

$52.4 $52.4

-19.20%

Sport Shoes (Adidas, Nike)

$84 $84

$95.2 $95.2

-11.74%

Men's Leather Business Shoes

$125 $125

$145 $145

-13.38%

1-bedroom Apartment, City Center (Monthly)

$1,617 $1,617

$2,378 $2,378

-31.98%

1-bedroom Apartment, Outside City Center (Monthly)

$1,342 $1,342

$1,584 $1,584

-15.32%

3-bedroom Apartment, City Center (Monthly)

$2,617 $2,617

$4,763 $4,763

-45.06%

3-bedroom Apartment, Outside City Center (Monthly)

$2,211 $2,211

$2,815 $2,815

-21.46%

Buy Apartment in City Center (m2)

$2,943 $2,943

$3,588 $3,588

-17.98%

Buy Apartment Outside City Center (m2)

$2,231 $2,231

$2,490 $2,490

-10.42%

Average Monthly Net Salary (After Tax)

$5,275 $5,275

20-Year Fixed Mortgage Interest Rate (Annual %)

6.43

6.6

-2.58%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Otsego, MN: October 28, 2025

Last update for Chicago, IL: October 29, 2025

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