Last update: Oct 2026

Cost of Living Comparison Between Oswestry and Cebu

For one person, living is cheaper in Cebu: $918 a month against $2,117 in Oswestry, rent and utilities included – about $14,400 less a year. Rent and utilities account for most of the difference.

103

Cost of Living Index in Oswestry
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Oswestry Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Oswestry

🇬🇧 United Kingdom

$2,117

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Oswestry and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Oswestry and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,117 in Oswestry versus $918 in Cebu.

Oswestry $2,117
Cebu $918

Estimated couple costs with rent: $2,728 in Oswestry versus $1,409 in Cebu.

Oswestry $2,728
Cebu $1,409

Monthly costs for a family of three with rent: $3,340 in Oswestry versus $1,900 in Cebu.

Oswestry $3,340
Cebu $1,900

Living in Oswestry is roughly 131% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Oswestry is 57% above, Cebu is 32% below.

Meal at Budget Restaurant

$14.27 £10.70

$3.09 ₱194

361.81%

Three-Course Dinner for Two, Mid-Range

$66.1 £49.55

$24.22 ₱1,525

172.71%

Fast Food Meal (McDonalds, etc)

$8.96 £6.72

$3.92 ₱247

128.57%

Cappuccino

$3.40 £2.55

$2.51 ₱158

35.46%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.44 £1.83

$1.59 ₱100

53.46%

Water (0.33 liter bottle)

$1.61 £1.21

$0.53 ₱33.43

203.77%

Local Beer (0.5 liter draught)

$4.01 £3.01

$1.78 ₱112

125.28%

Imported Beer (0.33 liter bottle)

$4.20 £3.15

$2.17 ₱137

93.55%

Milk (1 liter)

$1.49 £1.12

$1.92 ₱121

-22.40%

White Bread (500g)

$1.56 £1.17

$1.36 ₱85.4

14.71%

Rice (white) (1kg)

$1.90 £1.43

$1.01 ₱63.5

88.12%

Eggs

$3.97 £2.98

$2.03 ₱128

95.57%

Local Cheese (1kg)

$9.32 £6.99

$9.86 ₱621

-5.48%

Chicken Fillets (1kg)

$8.48 £6.36

$4.39 ₱277

93.17%

Beef Round Steak (1kg)

$15.61 £11.71

$7.60 ₱479

105.39%

Apples (1kg)

$2.13 £1.60

$3.30 ₱208

-35.45%

Banana (1kg)

$1.50 £1.13

$1.39 ₱87.8

7.91%

Oranges (1kg)

$2.98 £2.24

$2.33 ₱147

27.90%

Tomato (1kg)

$3.33 £2.50

$1.50 ₱94.3

122.00%

Potato (1kg)

$1.56 £1.17

$2.36 ₱149

-33.90%

Onion (1kg)

$1.29 £0.97

$1.90 ₱119

-32.11%

Lettuce (1 head)

$1.02 £0.77

$1.19 ₱74.9

-14.29%

Water (1.5 liter bottle)

$1.21 £0.90

$0.63 ₱39.71

92.06%

Cigarettes 20 Pack (Marlboro, Camel)

$20.03 £15.03

$3.00 ₱189

567.67%

Wine (Bottle)

$9.62 £7.21

$6.03 ₱379

59.54%

Local Beer (0.5 liter bottle)

$2.45 £1.84

$1.23 ₱77.7

99.19%

Imported Beer (0.33 liter bottle)

$3.08 £2.31

$1.75 ₱110

76.00%

One-way Ticket (Public Transport)

$3.01 £2.26

$0.25 ₱15.86

1104.00%

Public Transport Monthly Pass (Regular Price)

$96.0 £72.1

$12.64 ₱796

659.73%

Taxi Start (Normal Tariff)

$4.63 £3.47

$0.77 ₱48.62

501.30%

Taxi (Normal Tariff) (1km)

$1.49 £1.12

$0.23 ₱14.53

547.83%

Taxi 1hour Waiting (Normal Tariff)

$23.83 £17.88

$4.46 ₱281

434.30%

Gasoline (1 liter)

$1.96 £1.47

$1.31 ₱82.8

49.62%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.6K £24.4K

$21.2K ₱1.3M

53.31%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.7K £29.8K

$19.1K ₱1.2M

107.20%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$246 £185

$120 ₱7,569

104.70%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.11 £12.08

$14.00 ₱882

15.07%

Internet (50+ Mbps, Unlimited Data)

$40.47 £30.36

$27.54 ₱1,734

46.95%

Gym Membership (Monthly)

$45.38 £34.05

$32.33 ₱2,035

40.36%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$11.07 £8.30

$5.65 ₱356

95.93%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,264 £948

$275 ₱17.3K

358.98%

International Primary School, 1 Child (Yearly)

$19.5K £14.7K

$7,918 ₱498.5K

146.87%

Jeans (Levis 501 Or Similar)

$60.2 £45.15

$49.33 ₱3,106

21.99%

Summer Dress (H&M, Zara, etc)

$39.94 £29.97

$25.24 ₱1,589

58.24%

Sport Shoes (Adidas, Nike)

$55.6 £41.74

$77.0 ₱4,846

-27.72%

Men's Leather Business Shoes

$78.8 £59.1

$57.2 ₱3,601

37.74%

1-bedroom Apartment, City Center (Monthly)

$1,214 £911

$500 ₱31.5K

142.99%

1-bedroom Apartment, Outside City Center (Monthly)

$1,012 £759

$309 ₱19.4K

227.55%

3-bedroom Apartment, City Center (Monthly)

$1,001 £751

$1,078 ₱67.9K

-7.10%

3-bedroom Apartment, Outside City Center (Monthly)

$963 £722

$615 ₱38.7K

56.48%

Buy Apartment in City Center (m2)

$5,088 £3,817

$2,886 ₱181.7K

76.30%

Buy Apartment Outside City Center (m2)

$3,895 £2,922

$1,917 ₱120.7K

103.24%

Average Monthly Net Salary (After Tax)

$2,177 £1,633

$346 ₱21.8K

529.38%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.82

7.2

-33.06%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Oswestry: October 11, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Oswestry

$1K 47.8%

Cebu

$309 33.6% 69.5% $703

Monthly Utilities & Internet

Oswestry

$303 14.3%

Cebu

$162 17.6% 46.6% $141

Groceries & Markets

Oswestry

$283 13.4%

Cebu

$206 22.4% 27.2% $77

Eating Out

Oswestry

$226 10.7%

Cebu

$88 9.6% 61% $138

Getting Around

Oswestry

$120 5.7%

Cebu

$16 1.7% 87% $105

Clothing & Footwear

Oswestry

$106 5%

Cebu

$94 10.2% 11% $12

Sport & Entertainment

Oswestry

$68 3.2%

Cebu

$44 4.8% 35.4% $24

Cost Breakdown

A one-bedroom apartment in the center runs $1,214 in Oswestry and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Oswestry pays 529% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $66.0 in Oswestry vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $283 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇬🇧 Oswestry

🇵🇭 Cebu

🕒 Local time

21:51 9:51 PM

04:51 4:51 AM

7 h ahead of Oswestry

🌤 Weather

👥 Population

18,743

964,169

💱 Currency

British Pound GBP £

Philippine Peso PHP ₱

📈 Exchange rate

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of October 19, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to GBP in detail →

On the map

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Between locations

Oswestry Cebu 11,390 km ≈ 15 h nonstop flight

From you

Oswestry
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Oswestry vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and transport. The 131% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 529% higher in Oswestry, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,214 in Oswestry versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,117 per month in Oswestry versus $918 in Cebu – a 131% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 660% less than in Oswestry. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $2,117 in Oswestry, a $1,500 budget is realistic in Cebu but tight or insufficient in Oswestry. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Oswestry, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Oswestry and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 131% less than in Oswestry. Beyond cost, consider language, visa policies, and how big the international community is in each city.