😐Monthly costs for one person with rent: $1,371 in Osaka versus $1,196 in Suginami-ku.
😐Estimated couple costs with rent: $2,038 in Osaka versus $1,894 in Suginami-ku.
😐Monthly costs for a family of three with rent: $2,705 in Osaka versus $2,592 in Suginami-ku.
😐Living in Osaka is roughly 15% more expensive than Suginami-ku, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Osaka is 2% above, Suginami-ku is 11% below.
Currency
🍽 Eating Out
Osaka
Suginami-ku
Difference
Meal at Budget Restaurant
$6.95¥1,112
$7.00¥1,120
-0.71%
Three-Course Dinner for Two, Mid-Range
$34.58¥5,531
$34.21¥5,473
1.08%
Fast Food Meal(McDonalds, etc)
$4.98¥797
$5.06¥810
-1.58%
Cappuccino
$3.33¥532
$3.16¥506
5.38%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.08¥173
$1.14¥182
-5.26%
Water(0.33 liter bottle)
$0.76¥122
$0.74¥119
2.70%
Local Beer(0.5 liter draught)
$2.74¥438
$2.04¥326
34.31%
Imported Beer(0.33 liter bottle)
$4.35¥695
$2.09¥335
108.13%
🛒 Groceries & Markets
Osaka
Suginami-ku
Difference
Milk(1 liter)
$1.61¥257
$1.51¥242
6.62%
White Bread(500g)
$1.43¥229
$1.76¥281
-18.75%
Rice(white)(1kg)
$4.86¥778
$4.84¥774
0.41%
Eggs
$2.46¥393
$1.52¥243
61.84%
Local Cheese(1kg)
$10.43¥1,669
$10.18¥1,628
2.46%
Chicken Fillets(1kg)
$6.38¥1,021
$6.27¥1,004
1.75%
Beef Round Steak(1kg)
$18.61¥2,977
$15.64¥2,502
18.99%
Apples(1kg)
$3.53¥564
$5.95¥952
-40.67%
Banana(1kg)
$2.19¥350
$3.08¥493
-28.90%
Oranges(1kg)
$2.48¥397
$4.10¥655
-39.51%
Tomato(1kg)
$4.31¥689
$4.64¥742
-7.11%
Potato(1kg)
$1.69¥271
$3.33¥533
-49.25%
Onion(1kg)
$1.28¥205
$3.57¥570
-64.15%
Lettuce(1 head)
$1.39¥222
$1.34¥215
3.73%
Water(1.5 liter bottle)
$0.85¥136
$0.87¥139
-2.30%
Cigarettes 20 Pack(Marlboro, Camel)
$3.93¥629
$4.25¥680
-7.53%
Wine(Bottle)
$9.27¥1,482
$9.29¥1,486
-0.22%
Local Beer(0.5 liter bottle)
$2.13¥340
$1.84¥294
15.76%
Imported Beer(0.33 liter bottle)
$2.99¥479
$2.06¥330
45.15%
🚌 Getting Around
Osaka
Suginami-ku
Difference
One-way Ticket(Public Transport)
$1.61¥258
$1.59¥254
1.26%
Public Transport Monthly Pass(Regular Price)
$36.32¥5,810
$55.1¥8,808
-34.04%
Taxi Start(Normal Tariff)
$4.56¥729
$3.57¥570
27.73%
Taxi(Normal Tariff)(1km)
$3.31¥530
$3.02¥484
9.60%
Taxi 1hour Waiting(Normal Tariff)
$23.95¥3,830
$21.93¥3,507
9.21%
Gasoline(1 liter)
$1.19¥191
$1.17¥188
1.71%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.6K¥3.8M
$22.9K¥3.7M
2.67%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$16.9K¥2.7M
$18.3K¥2.9M
-7.50%
🧾 Monthly Utilities & Internet
Osaka
Suginami-ku
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$135¥21.6K
$82.5¥13.2K
63.38%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$27.60¥4,415
$27.76¥4,440
-0.58%
Internet(50+ Mbps, Unlimited Data)
$30.37¥4,858
$33.70¥5,391
-9.88%
🎉 Sport & Entertainment
Osaka
Suginami-ku
Difference
Gym Membership(Monthly)
$59.1¥9,460
$56.2¥8,994
5.18%
Tennis Court(1 Hour on Weekend)
$20.39¥3,262
$14.00¥2,240
45.64%
Cinema Ticket
$12.36¥1,978
$11.32¥1,811
9.19%
🧸 Childcare & Education
Osaka
Suginami-ku
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$68.1¥10.9K
$287¥45.9K
-76.26%
International Primary School, 1 Child(Yearly)
$10.5K¥1.7M
$14.0K¥2.2M
-24.75%
👕👟 Clothing & Footwear
Osaka
Suginami-ku
Difference
Jeans(Levis 501 Or Similar)
$44.08¥7,050
$20.99¥3,357
110.00%
Summer Dress(H&M, Zara, etc)
$29.47¥4,713
$29.03¥4,643
1.52%
Sport Shoes(Adidas, Nike)
$67.2¥10.8K
$60.9¥9,737
10.43%
Men's Leather Business Shoes
$94.8¥15.2K
$98.4¥15.7K
-3.67%
🏠 Accommodation & Living
Osaka
Suginami-ku
Difference
1-bedroom Apartment, City Center(Monthly)
$717¥114.7K
$463¥74.1K
54.87%
1-bedroom Apartment, Outside City Center(Monthly)
$483¥77.2K
$323¥51.7K
49.34%
3-bedroom Apartment, City Center(Monthly)
$1,311¥209.6K
$879¥140.6K
49.12%
3-bedroom Apartment, Outside City Center(Monthly)
$807¥129.0K
$660¥105.5K
22.23%
Buy Apartment in City Center(m2)
$5,951¥951.8K
$4,161¥665.5K
43.02%
Buy Apartment Outside City Center(m2)
$2,055¥328.6K
$2,507¥401.0K
-18.05%
💵 Salaries & Financials
Osaka
Suginami-ku
Difference
Average Monthly Net Salary(After Tax)
$1,944¥310.9K
$2,769¥442.9K
-29.81%
20-Year Fixed Mortgage Interest Rate(Annual %)
1.81
2
-9.50%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Osaka: May 30, 2026
Last update for Suginami-ku: May 31, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $717 in Osaka and $463 in Suginami-ku. Housing cost is often the main lever when comparing two cities.
💰Suginami-ku pays 42% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $35.00 in Osaka vs $34.00 in Suginami-ku. Groceries flip the comparison at $299 vs $320, with Osaka cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Osaka vs Suginami-ku: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Osaka and Suginami-ku?
Osaka and Suginami-ku differ by about 15% in total monthly costs ($1,371 vs $1,196 including rent). Suginami-ku is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, Suginami-ku earns 42% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do apartment prices compare in Osaka and Suginami-ku?
Rent for a central apartment: $717 in Osaka versus $463 in Suginami-ku. Housing is usually the single largest factor when comparing overall living costs between the two.
How do commuting costs compare in Osaka and Suginami-ku?
A monthly transit pass in Suginami-ku runs roughly 52% less than in Osaka. Both cities have functional networks, but the price difference matters if you're watching your budget.
What is the difference in childcare costs between Osaka and Suginami-ku?
Childcare runs $68.1 in Osaka versus $287 in Suginami-ku. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city is more doable on $1,000 per month?
At $1,196 in Suginami-ku versus $1,371 in Osaka, a $1,000 budget is realistic in Suginami-ku but tight or insufficient in Osaka. The gap between the two cities makes Suginami-ku the clear choice for anyone on this budget.
How does quality of life compare between Osaka and Suginami-ku?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Osaka or Suginami-ku safer for residents?
Safety-wise, Osaka and Suginami-ku are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Osaka or Suginami-ku?
Expats usually find Suginami-ku gentler on the wallet – expenses run 15% less than in Osaka. Beyond cost, consider language, visa policies, and how big the international community is in each city.