Cost of Living Comparison Between Osaka and Okazaki Cost of Living Comparison Between Osaka and Okazaki

Monthly Cost of Living

A single person spends $1,346 per month in Osaka vs $1,203 in Okazaki, rent included.

A couple spends around $1,976 per month in Osaka vs $1,909 in Okazaki, rent included.

A family of three spends $2,606 per month in Osaka vs $2,615 in Okazaki, rent included.

Osaka costs about 12% more than Okazaki, driven mainly by Getting Around.

Both Osaka and Okazaki are more affordable than the global median – Osaka 2% lower, Okazaki 12% lower.

Meal at Budget Restaurant

$6.13 ¥954

$6.43 ¥1,001

-4.67%

Three-Course Dinner for Two, Mid-Range

$30.75 ¥4,786

$43.83 ¥6,821

-29.84%

Fast Food Meal (McDonalds, etc)

$4.81 ¥748

$4.97 ¥774

-3.22%

Cappuccino

$2.93 ¥456

$3.33 ¥519

-12.01%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.43 ¥223

$1.08 ¥168

32.41%

Water (0.33 liter bottle)

$0.69 ¥108

$0.79 ¥123

-12.66%

Local Beer (0.5 liter draught)

$2.63 ¥409

$2.55 ¥397

3.14%

Imported Beer (0.33 liter bottle)

$3.64 ¥567

$3.21 ¥500

13.40%

Milk (1 liter)

$1.43 ¥222

$1.41 ¥220

1.42%

White Bread (500g)

$1.28 ¥199

$1.63 ¥254

-21.47%

Rice (white) (1kg)

$5.25 ¥817

$3.51 ¥546

49.57%

Eggs

$2.10 ¥327

$2.08 ¥323

0.96%

Local Cheese (1kg)

$9.80 ¥1,525

$11.60 ¥1,805

-15.52%

Chicken Fillets (1kg)

$9.18 ¥1,429

$6.03 ¥938

52.24%

Beef Round Steak (1kg)

$18.09 ¥2,816

$14.35 ¥2,233

26.06%

Apples (1kg)

$3.38 ¥526

$5.64 ¥878

-40.07%

Banana (1kg)

$1.91 ¥298

$2.76 ¥429

-30.80%

Oranges (1kg)

$1.98 ¥308

$2.88 ¥448

-31.25%

Tomato (1kg)

$3.89 ¥605

$4.27 ¥665

-8.90%

Potato (1kg)

$1.54 ¥239

$2.51 ¥390

-38.65%

Onion (1kg)

$1.17 ¥182

$2.52 ¥392

-53.57%

Lettuce (1 head)

$1.29 ¥200

$1.23 ¥191

4.88%

Water (1.5 liter bottle)

$0.81 ¥127

$0.81 ¥125

Cigarettes 20 Pack (Marlboro, Camel)

$3.84 ¥597

$3.81 ¥592

0.79%

Wine (Bottle)

$9.50 ¥1,479

$6.38 ¥993

48.90%

Local Beer (0.5 liter bottle)

$1.87 ¥290

$1.81 ¥281

3.31%

Imported Beer (0.33 liter bottle)

$3.22 ¥502

$2.00 ¥311

61.00%

One-way Ticket (Public Transport)

$1.36 ¥212

$1.29 ¥201

5.43%

Public Transport Monthly Pass (Regular Price)

$31.99 ¥4,979

$48.72 ¥7,583

-34.34%

Taxi Start (Normal Tariff)

$3.77 ¥587

$3.04 ¥474

24.01%

Taxi (Normal Tariff) (1km)

$3.04 ¥473

$2.54 ¥395

19.69%

Taxi 1hour Waiting (Normal Tariff)

$21.01 ¥3,270

$19.99 ¥3,112

5.10%

Gasoline (1 liter)

$1.09 ¥170

$1.07 ¥166

1.87%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.4K ¥3.3M

$20.8K ¥3.2M

2.86%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$15.1K ¥2.4M

$18.0K ¥2.8M

-15.80%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$136 ¥21.2K

$129 ¥20.1K

5.34%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$23.92 ¥3,722

$23.70 ¥3,689

0.93%

Internet (50+ Mbps, Unlimited Data)

$30.63 ¥4,767

$31.43 ¥4,892

-2.55%

Gym Membership (Monthly)

$48.60 ¥7,563

$49.88 ¥7,764

-2.57%

Tennis Court (1 Hour on Weekend)

$17.90 ¥2,786

Cinema Ticket

$12.04 ¥1,874

$9.23 ¥1,437

30.44%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$520 ¥80.9K

$630 ¥98.0K

-17.45%

International Primary School, 1 Child (Yearly)

$13.2K ¥2.1M

$14.3K ¥2.2M

-8.00%

Jeans (Levis 501 Or Similar)

$44.15 ¥6,872

$62.5 ¥9,726

-29.35%

Summer Dress (H&M, Zara, etc)

$29.71 ¥4,624

$32.10 ¥4,997

-7.45%

Sport Shoes (Adidas, Nike)

$72.6 ¥11.3K

$60.2 ¥9,364

20.74%

Men's Leather Business Shoes

$88.8 ¥13.8K

$101 ¥15.7K

-11.94%

1-bedroom Apartment, City Center (Monthly)

$699 ¥108.8K

$473 ¥73.6K

47.93%

1-bedroom Apartment, Outside City Center (Monthly)

$507 ¥78.9K

$326 ¥50.7K

55.58%

3-bedroom Apartment, City Center (Monthly)

$1,682 ¥261.8K

$928 ¥144.4K

81.33%

3-bedroom Apartment, Outside City Center (Monthly)

$761 ¥118.4K

$757 ¥117.8K

0.58%

Buy Apartment in City Center (m2)

$5,636 ¥877.2K

$3,741 ¥582.3K

50.64%

Buy Apartment Outside City Center (m2)

$1,822 ¥283.6K

$1,931 ¥300.6K

-5.67%

Average Monthly Net Salary (After Tax)

$2,245 ¥349.4K

20-Year Fixed Mortgage Interest Rate (Annual %)

2.21

2.12

4.25%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Osaka: August 30, 2026

Last update for Okazaki: August 29, 2026

Cost Breakdown

A central one-bedroom costs $699 in Osaka versus $473 in Okazaki. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $31.00 in Osaka versus $44.00 in Okazaki. Groceries tell a different story – $298 in Osaka vs $291 in Okazaki – so Okazaki wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Osaka vs Okazaki: Cost of Living - Frequently Asked Questions

Yes – Osaka is pricier by about 12%, and the gap shows up most in Getting Around. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,019 per month in Osaka and $1,804 in Okazaki. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Okazaki, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $31.00 in Osaka and $44.00 in Okazaki. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,346 in Osaka and $1,203 in Okazaki. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $1,500 monthly budget goes further in Okazaki, where all-in costs run around $1,203, than in Osaka at $1,346. In Okazaki it covers expenses comfortably, while in Osaka it requires careful planning or may not stretch far enough.

Families tend to lean toward Okazaki – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Okazaki. If higher salaries, better infrastructure, or specific career opportunities are the priority, Osaka makes more sense. Both are solid long-term options with distinct trade-offs.