Cost of Living Comparison Between Osaka and Hamamatsu Cost of Living Comparison Between Osaka and Hamamatsu

Monthly Cost of Living

Monthly costs for one person with rent: $1,347 in Osaka versus $1,103 in Hamamatsu.

Estimated couple costs with rent: $2,036 in Osaka versus $1,819 in Hamamatsu.

Monthly costs for a family of three with rent: $2,725 in Osaka versus $2,536 in Hamamatsu.

Living in Osaka is roughly 22% more expensive than in Hamamatsu, driven mainly by Sport & Entertainment.

The two cities straddle the global median: Osaka is 1% above, Hamamatsu is 17% below.

Meal at Budget Restaurant

$6.75 ¥1,064

$4.92 ¥775

37.20%

Three-Course Dinner for Two, Mid-Range

$35.24 ¥5,553

$41.90 ¥6,603

-15.89%

Fast Food Meal (McDonalds, etc)

$4.75 ¥749

$3.39 ¥534

40.12%

Cappuccino

$3.29 ¥518

$3.03 ¥477

8.58%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.10 ¥173

$0.66 ¥104

66.67%

Water (0.33 liter bottle)

$0.76 ¥120

$0.77 ¥121

-1.30%

Local Beer (0.5 liter draught)

$2.82 ¥445

$2.05 ¥324

37.56%

Imported Beer (0.33 liter bottle)

$4.41 ¥695

$2.85 ¥449

54.74%

Milk (1 liter)

$1.59 ¥250

$1.47 ¥232

8.16%

White Bread (500g)

$1.44 ¥227

$1.70 ¥267

-15.29%

Rice (white) (1kg)

$4.78 ¥753

$5.01 ¥790

-4.59%

Eggs

$2.33 ¥367

$1.83 ¥288

27.32%

Local Cheese (1kg)

$10.61 ¥1,671

$10.11 ¥1,592

4.95%

Chicken Fillets (1kg)

$6.39 ¥1,007

$6.19 ¥975

3.23%

Beef Round Steak (1kg)

$18.87 ¥2,973

$15.69 ¥2,472

20.27%

Apples (1kg)

$3.66 ¥577

$4.06 ¥640

-9.85%

Banana (1kg)

$2.12 ¥334

$2.11 ¥332

0.47%

Oranges (1kg)

$2.52 ¥396

$3.39 ¥534

-25.66%

Tomato (1kg)

$4.44 ¥699

$4.13 ¥650

7.51%

Potato (1kg)

$1.67 ¥262

$3.39 ¥535

-50.74%

Onion (1kg)

$1.26 ¥199

$4.36 ¥687

-71.10%

Lettuce (1 head)

$1.33 ¥209

$1.39 ¥219

-4.32%

Water (1.5 liter bottle)

$0.87 ¥138

$0.88 ¥139

-1.14%

Cigarettes 20 Pack (Marlboro, Camel)

$3.96 ¥625

$3.45 ¥544

14.78%

Wine (Bottle)

$9.05 ¥1,426

$8.92 ¥1,406

1.46%

Local Beer (0.5 liter bottle)

$2.03 ¥320

$1.74 ¥274

16.67%

Imported Beer (0.33 liter bottle)

$2.90 ¥458

$2.07 ¥325

40.10%

One-way Ticket (Public Transport)

$1.59 ¥250

$1.06 ¥166

50.00%

Public Transport Monthly Pass (Regular Price)

$35.37 ¥5,574

$56.2 ¥8,851

-37.03%

Taxi Start (Normal Tariff)

$4.45 ¥700

$3.52 ¥555

26.42%

Taxi (Normal Tariff) (1km)

$3.35 ¥528

$2.96 ¥467

13.18%

Taxi 1hour Waiting (Normal Tariff)

$23.70 ¥3,734

$21.75 ¥3,427

8.97%

Gasoline (1 liter)

$1.19 ¥188

$1.20 ¥188

-0.83%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.1K ¥3.6M

$21.0K ¥3.3M

9.75%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$16.9K ¥2.7M

$14.1K ¥2.2M

19.65%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$135 ¥21.3K

$109 ¥17.2K

23.86%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.52 ¥4,336

$9.66 ¥1,522

184.89%

Internet (50+ Mbps, Unlimited Data)

$30.63 ¥4,826

$20.96 ¥3,303

46.14%

Gym Membership (Monthly)

$57.2 ¥9,020

$103 ¥16.3K

-44.67%

Tennis Court (1 Hour on Weekend)

$21.14 ¥3,331

$18.56 ¥2,925

13.90%

Cinema Ticket

$12.25 ¥1,930

$13.56 ¥2,137

-9.66%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$68.0 ¥10.7K

$279 ¥43.9K

-75.57%

International Primary School, 1 Child (Yearly)

$10.5K ¥1.6M

$13.8K ¥2.2M

-24.43%

Jeans (Levis 501 Or Similar)

$44.66 ¥7,037

$41.66 ¥6,564

7.20%

Summer Dress (H&M, Zara, etc)

$28.96 ¥4,563

$27.43 ¥4,322

5.58%

Sport Shoes (Adidas, Nike)

$68.6 ¥10.8K

$55.1 ¥8,688

24.45%

Men's Leather Business Shoes

$96.6 ¥15.2K

$104 ¥16.3K

-6.89%

1-bedroom Apartment, City Center (Monthly)

$721 ¥113.6K

$384 ¥60.5K

87.80%

1-bedroom Apartment, Outside City Center (Monthly)

$474 ¥74.6K

$247 ¥39.0K

91.43%

3-bedroom Apartment, City Center (Monthly)

$1,298 ¥204.5K

$869 ¥136.9K

49.36%

3-bedroom Apartment, Outside City Center (Monthly)

$818 ¥128.9K

$597 ¥94.1K

36.93%

Buy Apartment in City Center (m2)

$5,971 ¥940.9K

$4,252 ¥670.1K

40.42%

Buy Apartment Outside City Center (m2)

$2,029 ¥319.7K

$2,051 ¥323.1K

-1.06%

Average Monthly Net Salary (After Tax)

$1,868 ¥294.3K

20-Year Fixed Mortgage Interest Rate (Annual %)

1.81

0.95

90.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Osaka: July 27, 2026

Last update for Hamamatsu: July 26, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $721 in Osaka and $384 in Hamamatsu. Housing cost is often the main lever when comparing two cities.

Dining out: $35.00 in Osaka vs $42.00 in Hamamatsu for a mid-range dinner for two. Groceries echo the gap at $300 vs $300 per month, with Osaka cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Osaka vs Hamamatsu: Cost of Living - Frequently Asked Questions

Osaka and Hamamatsu differ by about 22% in total monthly costs ($1,347 vs $1,103 including rent). Hamamatsu is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $2,020 in Osaka and $1,654 in Hamamatsu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $721 in Osaka versus $384 in Hamamatsu. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Osaka pay roughly 0% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

Dining out is cheaper in Hamamatsu – a meal for two runs $42.00 versus $35.00 in Osaka. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,103 in Hamamatsu versus $1,347 in Osaka, a $2,000 budget is realistic in Hamamatsu but tight or insufficient in Osaka. The gap between the two cities makes Hamamatsu the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Osaka and Hamamatsu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Hamamatsu gentler on the wallet – expenses run 22% less than in Osaka. Beyond cost, consider language, visa policies, and how big the international community is in each city.